Wellbeing and Your Wallet

Affinity Federal Credit Union
  • 5.0 (10)
  • BUSINESS
Wellbeing and Your Wallet

Affinity Federal Credit Union presents Wellbeing and Your Wallet podcast! Learn tips and tricks on how to navigate everyday money challenges and chart the course to financial wellbeing from our expert hosts Grant Gallagher and Shawn Lubitz.

  1. JAN 1

    A Look Back on 2024

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher look back on 2024. The episode begins with the group sharing their favorite Affinity memories from 2024. They then discuss major partnerships, community events, new product launches, awards, and company updates from throughout the year. Following the main discussion, the team shares their response to a question from the member mailbag. Grant pulls the following submission: I got an unexpected end of year bonus in 2024, and I’m not sure how to factor it into my financial planning this month. Should I splurge on something? Should I put it all in savings? How can I make the most of it? I’d appreciate ideas on what to do with a small boost. Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account. Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield savings account. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    34 min

  2. 12/04/2024

    Holiday Spending

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss Affinity’s 2024 Holiday Spending Index, breaking down the cost of the holidays this year and sharing ideas for how to spread seasonal cheer on a budget. The episode begins with a discussion on the hosts’ favorite holiday traditions, before they transition into analyzing holiday budgets. They share the overall cost of the holidays for an American family of four, as well as the costs that factor in. Then, they discuss some creative ways to enjoy the holidays while saving money, including carpooling, making crafts, and keeping track of all your expenses. Following the main discussion, the team shares their response to a question from the member mailbag. Grant pulls the following submission: One of my New Year's Resolutions for 2025 involves keeping a tighter budget, especially for unnecessary expenses like entertainment and travel. I’m excited to start, but nervous about keeping up with this throughout the year - I’ve heard that most New Year’s resolutions are broken by February. What tools can I use to track my finances more easily, and how do I save more money without sacrificing too many of the things I enjoy? Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    43 min

  3. 11/25/2024

    Shop Small: The Small Business Perspective

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by special guest Mark Prasnal to discuss the positive economic and community impacts of supporting small businesses. The episode begins with a discussion about the hosts’ favorite small businesses and how they support their local community. They give shout outs to local restaurants, barbershops, food cooperatives, and more. They unpack why small businesses are so important to owners and customers and outline the resources Affinity provides to support them. Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: With the new year coming up, I’m thinking about getting my financial house in order but honestly don’t know where to begin. If you could recommend just one key financial goal to focus on for next year, what would it be and why? Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    33 min

  4. 11/05/2024

    Empowering the Communities We Serve

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Grant Gallagher and Shawn Lubitz are joined by Kelly Watts, Executive Director of the Affinity Foundation. The episode begins with the group sharing a memorable experience they’ve had while volunteering and how it's impacted them. Additional topics discussed include: the importance of community wellbeing, local businesses and financial institutions play in strengthening community wellbeing, how you can get involved, and more. Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: Between work, family, and holiday chaos, I always struggle to find time to get involved in my community. I’d love to do more, but I’m worried about overcommitting. Are there any unique, low-commitment ways I can still make a difference in my community without adding too much to my plate? Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    28 min

  5. 10/02/2024

    Financial Myth Busting

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher shed light on the biggest financial myths! The episode begins with a discussion centered around financial tips they’ve heard growing up that turned out to be a myth. Grant and Shawn provide insight on a handful of myths about investing, debt, credit, homeownership, and more. Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: My place is starting to look like a storage unit, and I’m ready to declutter and make some cash in the process by selling things I don’t need anymore. But honestly, I have no idea where to start. How do I figure out what’s actually worth selling and what’s just junk, and what’s the best way to turn my clutter into cash without driving myself crazy? Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    39 min

  6. 09/11/2024

    Renting vs. Buying: Which is Right for You?

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Carolyn Morganbesser, Assistant Vice President, Mortgage Originations. The team begins the discussion by asking, “If you could live in any city or country, where would it be and why?” In this "Renting vs. Buying: Which is Right for You?" episode, Grant, Shawn, and Carolyn kick off the discussion by exploring the key factors to consider when deciding whether to rent or buy, covering the advantages and disadvantages of each option in the current economy. Some additional topics addressed included: Key factors to consider when deciding whether to rent or buy a homeConsidering the importance of community and lifestyle Exploring the potential long-term financial benefits of homeownership Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I recently started a new job where I am now working from home and noticed my space is too cramped. I have the flexibility and interest in moving to a new area and potentially even purchasing a home. What considerations should I have top of mind to get a bigger or more functional space and stay within my current budget? Finally, Grant concludes the discussion by highlighting Affinity’s financial platform, Enrich. Whether you want to find a quick financial checkup, discover your money personality, or build financial skills, we're here to guide you through every step. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    32 min

  7. 08/28/2024

    Cut Your Grocery Bill in Half

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss practical strategies for significantly reducing grocery spending. The team begins the discussion by asking, “What’s your favorite budget-friendly meal to make?” Grant and Shawn discuss practical strategies for reducing grocery bills and saving money on groceries. They emphasize the importance of avoiding brand loyalty and being open to trying generic or store brand alternatives. Some additional topics addressed included: Avoid impulse purchases when grocery shopping, especially when hungry.The benefits of having a well-stocked pantry of staple ingredients to make meals at home.Strategies for meal prepping and planning to reduce food waste and save money. Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I find myself eating out way too much during the week—grabbing lunch at work, ordering takeout after a long day, and even indulging on weekends because I'm too lazy to cook. I've tried meal prepping, but I always fall off the wagon. What can I do to stay motivated and make meal planning easier and more sustainable? Finally, Grant concludes the discussion by highlighting Affinity’s Cash Back Debit account, which allows you to earn 1% cash back on up to $1,000 in monthly debit card purchases. The account has no fees and includes benefits such as e-statements, early pay with direct deposit, and member-to-member online banking transfers. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    33 min

  8. 08/14/2024

    Ask Us Anything!

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher address some of the members' most frequent questions. In this “Ask Us Anything” episode, Grant and Shawn kick off the discussion by defining the difference between a bank and a credit union. They then provide an overview of Affinity's wide range of services, including its ownership structure and member-focused approach. Some additional topics addressed included: The difference between a debit vs. credit cardHow to join a credit union and access an account remotelyTips for building emergency funds and saving Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I recently came into a small inheritance and want to use it wisely. Should I focus on paying off high-interest debt, investing in the stock market, or putting it toward my mortgage? How do I decide the best way to allocate these funds? Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account. Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield savings account. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    45 min
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Ratings & Reviews

5
out of 5
10 Ratings

About

Affinity Federal Credit Union presents Wellbeing and Your Wallet podcast! Learn tips and tricks on how to navigate everyday money challenges and chart the course to financial wellbeing from our expert hosts Grant Gallagher and Shawn Lubitz.

Information

  • Creator
    Affinity Federal Credit Union
  • Years Active
    2022 - 2025
  • Episodes
    47
  • Rating
    Clean
  • Copyright
    © Copyright 2025 Affinity Federal Credit Union
  • Show Website
    Wellbeing and Your Wallet

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