Wellbeing and Your Wallet

Affinity Federal Credit Union
  • 5.0 (9)
  • BUSINESS
Wellbeing and Your Wallet Podcast

Affinity Federal Credit Union presents Wellbeing and Your Wallet podcast! Learn tips and tricks on how to navigate everyday money challenges and chart the course to financial wellbeing from our expert hosts Grant Gallagher and Shawn Lubitz.

  1. 1 DAY AGO

    Renting vs. Buying: Which is Right for You?

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Carolyn Morganbesser, Assistant Vice President, Mortgage Originations. The team begins the discussion by asking, “If you could live in any city or country, where would it be and why?” In this "Renting vs. Buying: Which is Right for You?" episode, Grant, Shawn, and Carolyn kick off the discussion by exploring the key factors to consider when deciding whether to rent or buy, covering the advantages and disadvantages of each option in the current economy. Some additional topics addressed included: Key factors to consider when deciding whether to rent or buy a homeConsidering the importance of community and lifestyle Exploring the potential long-term financial benefits of homeownership Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I recently started a new job where I am now working from home and noticed my space is too cramped. I have the flexibility and interest in moving to a new area and potentially even purchasing a home. What considerations should I have top of mind to get a bigger or more functional space and stay within my current budget? Finally, Grant concludes the discussion by highlighting Affinity’s financial platform, Enrich. Whether you want to find a quick financial checkup, discover your money personality, or build financial skills, we're here to guide you through every step. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    32 min

  2. AUG 28

    Cut Your Grocery Bill in Half

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss practical strategies for significantly reducing grocery spending. The team begins the discussion by asking, “What’s your favorite budget-friendly meal to make?” Grant and Shawn discuss practical strategies for reducing grocery bills and saving money on groceries. They emphasize the importance of avoiding brand loyalty and being open to trying generic or store brand alternatives. Some additional topics addressed included: Avoid impulse purchases when grocery shopping, especially when hungry.The benefits of having a well-stocked pantry of staple ingredients to make meals at home.Strategies for meal prepping and planning to reduce food waste and save money. Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I find myself eating out way too much during the week—grabbing lunch at work, ordering takeout after a long day, and even indulging on weekends because I'm too lazy to cook. I've tried meal prepping, but I always fall off the wagon. What can I do to stay motivated and make meal planning easier and more sustainable? Finally, Grant concludes the discussion by highlighting Affinity’s Cash Back Debit account, which allows you to earn 1% cash back on up to $1,000 in monthly debit card purchases. The account has no fees and includes benefits such as e-statements, early pay with direct deposit, and member-to-member online banking transfers. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    33 min

  3. AUG 14

    Ask Us Anything!

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher address some of the members' most frequent questions. In this “Ask Us Anything” episode, Grant and Shawn kick off the discussion by defining the difference between a bank and a credit union. They then provide an overview of Affinity's wide range of services, including its ownership structure and member-focused approach. Some additional topics addressed included: The difference between a debit vs. credit cardHow to join a credit union and access an account remotelyTips for building emergency funds and saving Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I recently came into a small inheritance and want to use it wisely. Should I focus on paying off high-interest debt, investing in the stock market, or putting it toward my mortgage? How do I decide the best way to allocate these funds? Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account. Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield savings account. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    45 min

  4. JUL 24

    What Does Healthy Spending Really Look Like?

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss all things spending, including paying bills on time, having an emergency fund, and more. Grant and Shawn began the episode by defining what healthy spending is. They discuss strategies to curb impulsive spending, such as avoiding the urge to spend an entire paycheck immediately and using methods like freezing credit cards. Some additional topics included: The importance of monitoring spending The balance between spending money on yourself and enjoying experiences The misconception of what constitutes healthy spending Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I’ve recently developed a photography hobby, and I’m loving it, but the cost of new lenses and gear is starting to add up. I want to keep exploring this hobby without draining my savings. Any advice on how to balance my passion for photography with my budget? Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, and the opening of Affinity’s new branch in Lawrenceville, NJ. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    40 min

  5. JUL 10

    Physical Wellbeing: Goal Setting & Habit Tracking

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Anthony Russomano, a Certified Health Coach and owner of Russomano Training. Anthony joins the show to discuss the importance of physical wellbeing. Grant, Shawn, and Anthony kick-off the episode by defining what physical wellbeing is, and how it impacts your overall health and happiness. They then break down how investing in physical wellbeing can lead to long-term financial savings and how to make informed dietary choices without breaking the bank. Some additional topics included: Alternative ways to enjoy exercising if you are unable to go to the gymThe connection between sleep and financial stabilityThe importance of goal setting for physical wellbeing Following the main discussion, Shawn pulled a submitted question from the member mailbag, and the team shared their responses: I've been struggling to balance my physical wellbeing with my financial responsibilities lately, and I'm feeling overwhelmed. As a single parent working multiple jobs to make ends meet, I find it challenging to prioritize exercise and healthy eating on a budget. Do you have any tips for fitting physical activity and nutritious meals into a tight budget and busy schedule? I want to prioritize my health, but it feels like there's never enough time or money to do so effectively. Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    51 min

  6. JUN 27

    Summer 2024 Travel Insights

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss how you can effectively manage your budget this summer. Grant and Shawn kick-off the episode by providing an overview of Affinity’s annual “Cost of a Day at the Jersey Shore” index, discussing travel trends and how inflation will impact your wallet. Additionally, they share strategies for managing higher costs this summer. Some additional topics included: Cost-effective vacation alternatives Tips on what will be worth splurging money on during vacationThe importance of pre-vacation planning and creating an itinerary Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: As I'm planning my summer vacation with my family, I'm finding it tough to figure out where to spend our money for the best value. I want to make sure we enjoy some special experiences, but I also need to keep an eye on our budget. What’s the best approach to balance splurging with saving, so we can have a memorable trip without breaking the bank? Finally, Grant concludes the discussion by highlighting Affinity’s Cash Back Debit account, a great checking account where you can earn 1% cashback on purchases for up to $1,000 a month to help you earn more toward your financial goals. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    37 min

  7. JUN 12

    Career Wellbeing: How to Show Your Value in the Workplace

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Tammy Latif, Human Resource Generalist at Affinity to discuss the concept of career wellbeing. Grant, Shawn, and Tammy kick-off the episode by discussing how your career influences your overall wellbeing. They also provide insight about how mentorship can foster personal growth. Some additional topics included: Navigating tough conversations in the workplace Tips and best practices on how you can align personal and professional goals Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I've been feeling a bit stuck in my current job lately and I'm starting to question If it's the right fit for me. I appreciate the stability and benefits, but I find myself lacking fulfillment and passion for the work I do. I've considered talking to my manager about my concerns, but I'm worried it might backfire or even jeopardize my career. How can I navigate the conversation with my manager effectively while also prioritizing my wellbeing? Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account! Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield savings account. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    44 min

  8. MAY 29

    Financial "FOMO"

    Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher discuss financial “FOMO”. Grant and Shawn kick-off the episode by breaking down what Financial “FOMO” is, who it impacts, and what you can do to avoid making poor financial decisions. They also break down how social media plays a role in creating “FOMO”, and the financial repercussions behind it. Some additional topics included: Effective strategies for practicing mindful spending and reducing financial FOMOLong-term financial implications of making decisions based on FOMO Following the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: I set a budget for my summer vacation, but I always end up either overspending or feeling like I missed out because I didn't want to stretch my finances too thin. This year, I'm determined to stick to my budget, but I also want to make sure I enjoy my time off. Do you have any practical advice on how to plan a summer vacation that's both financially responsible and enjoyable? Finally, Grant concludes the discussion by highlighting Affinity’s Cash Back Debit card, a great checking account where you can earn 1% cashback on purchases for up to $1,000 a month to help you earn more toward your financial goals. Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag. Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products. Thanks for listening and be well.

    32 min
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Ratings & Reviews

5
out of 5
9 Ratings

About

Affinity Federal Credit Union presents Wellbeing and Your Wallet podcast! Learn tips and tricks on how to navigate everyday money challenges and chart the course to financial wellbeing from our expert hosts Grant Gallagher and Shawn Lubitz.

Information

  • Creator
    Affinity Federal Credit Union
  • Years Active
    2022 - 2024
  • Episodes
    42
  • Rating
    Clean
  • Copyright
    © Copyright 2024 Affinity Federal Credit Union
  • Show Website
    Wellbeing and Your Wallet

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