What Happens to My Policy if I Change Specialties?

Have you ever wondered how a change in medical specialty can affect your private disability policy?  

In this illuminating episode of the Cover Your Assets podcast, host Billy Gwaltney dives deep into the nuances of specialty disability policies and how they adapt to your evolving medical career. Whether you’re a resident just starting out or an experienced professional considering a switch, understanding your policy is crucial. Billy provides expert insight into why your initial specialty matters and how the right policy can offer seamless coverage as you progress. 

Tune in to learn how to secure your financial future, no matter where your medical journey takes you. Ensure your policy evolves with your career, covering everything from fellowship transitions to unexpected changes in job roles. 

Episode Highlights: 

• Why your specialty impacts the rate you pay for your disability policy. (02:37)
• How your policy adapts to changes in your medical career. (03:50) 
• Dual Benefits: Coverage for new roles without penalizing future earnings (05:46) 

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. 

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠. 

If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠