What is the Secure Act 2.0 and how does this affect my retirement?

Are you feeling overwhelmed by the complexities of retirement planning? Does mentioning new legislation like the SECURE Act 2.0 make your head spin? In a world where financial security seems increasingly elusive, many of us are left wondering how to prepare for a comfortable retirement when I'm struggling to keep up with today's expenses. Listen to Ralph Estep, Jr. on the Ask Ralph Podcast as he discusses the Secure Act 2.0 and its impact on retirees and small business owners.

What is the Secure Act 2.0, and How Does It Impact Your Retirement? With Ralph Estep Jr. 

In this show, Ralph explains the Secure Act 2.0 in plain language, explores its key provisions, and reveals how to leverage these changes to build a more prosperous retirement.  This episode will equip you with the understanding you need to navigate the changing landscape of retirement planning. Tune in to discover how the Secure Act 2.0 could be the game-changer you've been waiting for.

00:00 Episode Overview

01:35 Listener’s Question

02:53 Bible Verse

03:23 What is the Secure Act 2.0?

04:28 Why You Should Start Planning Retirement Early? 

04:56 Easier catch-up contributions

05:40 Expanded small business retirement plan options

06:10 Be proactive about your financial future 

06:45 Tomorrow’s Episode Preview

07:12 Outro

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