Your Retirement Elevated Podcast with Scott Dougan Scott Dougan

​Whether ​you're ​just ​starting ​out ​with ​a ​financial ​advisor ​or ​considering ​a ​change, it’s important to have some key questions in mind to help determine whether a particular advisor is a good fit for you and your finances. Today we’re going to give you ​five ​critical ​questions ​you ​need ​to ​ask ​to ​ensure ​you're ​getting ​the ​best ​advice ​possible.
Here’s what we cover in this episode:
0:00 – Intro
1:41 – Reviewing your financial situation
3:55 – Proactively managing tax returns
6:28 – Future income planning
10:50 – Risk tolerance
14:32 – Estate planning
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724

In today’s digital age, cybersecurity has become a critical concern for everyone, especially those planning for retirement. In this special edition of Your Retirement Elevated we’re sharing a video replay of our recent cybersecurity event with expert Ryan Fickel. Ryan is the Chief Technology Officer and Chief Information Security Officer at Advisors Excel and will be working closely with our team moving forward.
This presentation covers a wide range of cybersecurity threats, from phishing attacks to ransomware and the growing dangers posed by AI. Don’t miss this helpful advice on how to stay vigilant against these attempts.
 
Here’s what we cover in this episode:
0:00 – Intro
3:48 – Where do threats come from?
8:12 – The fundamentals and preventative measures
18:28 – Phishing techniques getting more advanced
20:49 – Credit monitoring services
29:05 – Antivirus software, Windows11, wireless routers
37:22 – Credit card, identity, and password theft
42:31 – Precautions when using AI
53:51 – Q&A session
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724
 
Watch the show on YouTube: https://bit.ly/3RiT7Ky

The truth about retirement planning is that many people need a reality check when it comes to taxes and the impact they will have on their retirement money. Today we’re going to turn our attention to tax planning and how to keep most of your money from going to the IRS instead of the things you want to spend it on in retirement.
 
Here’s what we cover in this episode:
0:00 – Intro
2:40 – Taking money out prior to 59.5
3:58 – Enhanced creditor protection
7:35 – 3 ways to move your money
11:22 – What happens if something gets messed up
 
Get the Retirement Rollover Reality Check PDF: https://listentoscott.com/wp-content/uploads/2024/07/Rollover-Reality-Check-PDF-FOR-THE-WEB.pdf
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724
 
Watch the show on YouTube: https://bit.ly/3RiT7Ky

What does a complete financial plan really look like? You’ve spent decades working hard, saving diligently, and now the golden years are on the horizon. But have you covered all of your bases? Listen in as Scott walks us through the 5 key areas of a complete financial plan in today’s episode- income planning, investment planning, tax planning, healthcare planning, and legacy/estate planning.
 
Here’s what we cover in this episode:
0:00 – Intro
0:33 – Overview of the 5 key areas
6:20 – Income planning
9:00 – Investment planning
11:52 – Tax planning
16:48 – Healthcare planning
19:15 – Legacy and Estate planning
 
The 3 Stages of Retirement Episode
https://listentoscott.com/video-podcasts/the-3-stages-of-retirement/
 
The 5 Key Areas of a Complete Financial Plan PDF
https://drive.google.com/file/d/1D6L8ZwZL0vyy5m3LbsCrXHC6_2QadcQt/view?usp=sharing
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724
 
Watch the show on YouTube: https://bit.ly/3RiT7Ky

Today we’re going to cut through some of the fear by identifying the most common financial scams so you know what to be on the lookout for. We’ll also give you some tangible actions to take today to help safeguard your accounts.
Are you at risk of having your identity stolen or becoming of fraud? We’ll break it all down with Scott in this video.
 
Here’s what we cover in this episode:
0:00 – Intro
1:44 – Big interest in this topic
5:52 – Cyber threats
12:46 – Social media
14:30 – Common scams
17:30 – Upcoming event
 
Register for our July 10th cyber security event:
https://keap.page/bu413/cyber-security-event.html?inf_contact_key=d984fd0f0a859add734228f5a3da8c52
 
Listen to our previous episode on cybersecurity: https://listentoscott.com/podcasts/practical-strategies-for-protecting-retirees-against-scams-fraud/
 
Download the cybersecurity checklist: https://listentoscott.com/wp-content/uploads/2024/06/PDF-Download-for-Website-Cyber-Security-Checklist.pdf
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724
 
Watch the show on YouTube: https://bit.ly/3RiT7Ky

Most people think retirement planning is all about the numbers. Will the assets I have accumulated – 401k/IRA, Social Security, real estate, pension, etc. – provide enough income in retirement to fund my lifestyle? Once you reach retirement, you’ll quickly realize there’s much more to preparing for the next chapter of life. Today we’re going to share seven habits that studies show can improve your satisfaction in retirement.
 
Here’s what we cover in this episode:
0:00 – Intro
4:55 – #1: Work at staying healthy
8:07 – #2: Strong social connections
9:18 – #3: Sense of purpose
10:49 – #4: Never stop learning
14:30 – #5: Be optimistic
17:50 – #6: Practice mindful gratitude
20:20 – #7: Have a pet
 
Want to connect with us?
https://listentoscott.com/
https://elevatemyretirement.com/our-team/scott-m-dougan/
913-393-4724