The Advantaged Investor Raymond James Ltd./TMDS

Sonya Dolguina, Manager, Tax Consulting joins host Chris Cooksey to talk tax, including new tax accounts and laws, cross border tax implications as well some general tax planning topics:

New account and laws


First Home Savings Account (FHSA), what is it and who can open one?



What if someone previously owned a home, can they open the FHSA account?
How can a FHSA help with supporting your adult children with purchasing their first home?


o   New tax law – federal anti-flipping rule for selling real estate held for less than a year

o   New tax law – multi-generational home renovation tax credit

Cross Border


Tax implications of moving to Canada, including with investments and US retirement accounts from previous employer
Tax implications of moving out of Canada

General Tax Planning


Income splitting with a spouse
Maximizing tax benefits of donations by donating stocks rather than cash

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Susan Latremoille, co-founder Next Chapter Lifestyle Advisors joins host Chris Cooksey to discuss the planning non-financial aspects of retirement, which are often overlooked by pending retirees, including:


Who is Susan and what does Next Chapter Lifestyle Advisors do?
The importance of planning your retirement lifestyle and having meaningful non-financial conversations.
The difference between being financially ready to retire, and being mentally ready to retire.
What are the common pitfalls people fall into when it comes to the non-financial aspect of retirement? 

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Mutual Fund & ETF Specialist Luke Kahnert joins host Chris Cooksey in this episode. Luke and Chris look at the mutual fund and ETF industry, what are the trends, what are flows indicating and other interesting aspects that should be considering when look at investing into these products, including:  


What is new in the Canadian mutual fund and ETF industry?
What were some of the top takeaways from this year’s report from IFIC?
Do you see these growth trends for ETFs continue as we move forward and do you think, at some point?
Can you provide some reasons for why we are seeing this continued ETFs growth?
Growth in the ETF industry has been helped by ETFs have evolved from passive investing to other options, e.g. rules-based ETFs.
Can you touch on some of other innovations we’ve seen in ETFs over the years?
What other research can you provide when looking back at 2023?
What do you think might be a factor that will affect next year’s IFIC report? 

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Paula Lester joins host Chris Cooksey in this episode. Paula is Associate VP, Estate and Trust Solutions, for Solus Trust, which is an affiliate of Raymond James.  We recently published an article in the commentary and insights section of RaymondJames.ca called Failure to Launch: Adult Dependents and their Estate Rights and today Paula and I will be discussing this case and questions it raises, including:  


Overview of the case
Why is this case so astounding?
Who else might have a right to support from someone’s estate?
How does a court decide how much a person should receive under a support claim?
What can people do when planning their estate to either prevent someone from making a successful support claim like the one in this case?
Can a person avoid these support claims by making sure that all assets pass outside of the estate? For example, putting them in trust or naming a direct beneficiary on life insurance or registered accounts?

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The Advantaged Investor

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Chief Economist, Eugenio Alemán returns to the podcast to discuss his 2024 outlook with host Chris Cooksey, including:  

 


Where we are in the economic cycle
What may be in store for 2024
What is he worried about for economy
Inflation and rates

 

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Washington Policy Analyst, Ed Mills returns to the podcast and has wide-ranging discussion with host Chris Cooksey, including:  

 

How bills passed in the last couple of years are only starting to hit the economy. We are talking about Inflation Reduction Act, Chips and Science Act and the Bipartisan Infrastructure Bill. How they could be under threat of repeal in a Trump Administration/how they should also be viewed in the lens of national security.

 

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Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.