153 episodes

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from New York to New Zealand, talking about everything from crypto-backed mortgages to crowd-funded loans for refugees. I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show
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How to Lend Money to Strangers Brendan le Grange

    • Business
    • 5.0 • 265 Ratings

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from New York to New Zealand, talking about everything from crypto-backed mortgages to crowd-funded loans for refugees. I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show
Hosted on Acast. See acast.com/privacy for more information.

    Funding families, with John Aronica (Gaia)

    Funding families, with John Aronica (Gaia)

    "Roughly 15% of hopeful parents worldwide would be eligible for IVF - from a medical eligibility perspective - but today, only about 2% are able to access that care."

    It's all well and good financing cars or boats or sneakers, but sometimes we get a chance to finance something a little more important, like a house or, in this case, a family to fill it. Gaia are a wonderful example of that, embedding finance and insurance into a healthcare workflow to build the better way to pay for IVF.

    Gaia are at https://gaiafamily.com/

    On LinkedIn they're over here: https://www.linkedin.com/company/gaiafamily/ and they're on Facebook, TikTok, and Instagram, too

    John is on LinkedIn, too, at https://www.linkedin.com/in/john-p-aronica/

    As am I, and I am always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - please also follow the show's page while you're there.

    Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24

    And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan

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    • 24 min
    Cross-border lending in the EU, with Kaido Saar (MiFundo)

    Cross-border lending in the EU, with Kaido Saar (MiFundo)

    I was going to use a quote from Drachen here, because I remembered being quite proud of how I described Tallinn in there, but it turns out I remembered... generously So let's just say that Estonia is a fantastic place to visit this summer. But don't stop there, explore the other Baltic States while you're at it, maybe make a road trip of it and check out Poland, Czechia, and Germany, too. The borderless EU is your playground.

    And, before the disaster that is Brexit, I enjoyed that freedom of movement as a resident, spending two wonderful years living and working in Copenhagen. Many still do, and that's where Mifundo come into the picture. We've spoken about cross-border credit bureau solutions before, and how they help immigrants, Kaido Saar will talk about that today, too, but within Europe immigration is often more of a tidal flow than a river's unidirectional run to the sea so we'll also discuss how that's baked into their solution.

    Kaidoo and the team will once again be at Money20/20 in Amsterdam next month as part of the Estonian Fintech booth - https://europe.money2020.com/ I should be there, too, provided I get my logistics sorted in time, so if you're going to be in town, let's make a plan to meet up at the event or at one of the many after parties 😉.

    You can learn more about Mifundo and book a demo at https://banks.mifundo.com/

    Or you'll find them and Kaido both on LinkedIn: https://www.linkedin.com/company/mifundo-com/ and https://www.linkedin.com/in/kaido-saar/

    For natural biodegradable straws from reed, go to https://sutustraws.com/

    I'm on LinkedIn, too, and always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page, too, while you're there.

    Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24

    And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan

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    • 21 min
    Understanding customers. Getting them into houses. with Chris Schutrups (The Mortgage Hut)

    Understanding customers. Getting them into houses. with Chris Schutrups (The Mortgage Hut)

    "It started by just going out and networking, listening to people, asking them what worked, what didn't work, you know, ringing up estate agents saying, look, I'd love to do your mortgages and walking up and down the high street with my briefcase."

    As much as I love featuring VC-funded, AI-powered, alternative data-consuming startups on this show, it is well worth remembering that there's still a very big place for businesses built on human interactions - provided those interactions lead to better products, of course. In today's episode, I'm speaking to Chris Schutrups, founder of The Mortgage Hut and some of the UK's leading mortgage brands.

    We cover that story of shaking hands and building businesses, of understanding people's needs and building products for them, but we also look at the role of professional advice in a world flooded with opinions, the current mortgage landscape and its opportunities there for brokers and lenders to work together for the benefit of borrowers, and how a changing drinking culture is changing pubs.

    The Mortgage Hut is at home online at https://www.themortgagehut.co.uk/ They're also on LinkedIn over at https://www.linkedin.com/company/themortgagehut/ (Police Mortgages are there, too)

    And speaking of LinkedIn, Chris is kind of a big deal on the platform, so you can join the 20,000+ of us following his insights over at https://www.linkedin.com/in/schutrups/

    Or if it was the pubs that caught your interest, check out the great options at https://hendersonpub.co/. With summer finally showing signs of its approach, I might well take on the 2-hour coastal drive to get me to Romsey and The Hunters Inn.

    I'm on LinkedIn, too, and eager to reach Chris's heights so I'm always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page, too

    Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24

    And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan

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    • 32 min
    Zero interest Zero fees Zero new credit, with Alex Forsyth-Thompson (Float)

    Zero interest Zero fees Zero new credit, with Alex Forsyth-Thompson (Float)

    “Buy now and pay in up to 24 monthly instalments using your existing credit card.​ Zero interest. Zero fees. Zero new credit.” With copy that good, you might not actually need to listen to this week’s episode 😉 But please do, it’s a really good one as we hear first hand from one of South Africa’s most exciting new fintech founders.

    Float is all about taking a payment tool that you already know and love, stripping away the cost, to providing cash flow management that enables spend without an unnecessary expansion of unsecured credit.

    Float is at home at https://www.float.co.za/

    And on social media at https://www.instagram.com/float.co.za/ and at https://www.linkedin.com/company/floatcoza/

    Or reach out to Alex directly at https://www.linkedin.com/in/alex-forsyth-thompson-cfa-cfp%C2%AE-6b42a75a/

    If you’re interested in Guy Kawasaki’s new book, you can buy it here: https://guykawasaki.com/books/think-remarkable/ (or at any online bookstore)

    I'm on LinkedIn and always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - please do reach out, and follow the show's page, too

    Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24

    And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan


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    • 28 min
    Lending: it's a risky business, with Carolyn Rohm

    Lending: it's a risky business, with Carolyn Rohm

    Always curious, always outspoken, Carolyn Rohm has a deep passion for helping analysts and analytical teams to engage with the wider business and stakeholders to deliver solutions that provide real value and bottom-line benefits. In today’s episode, we talk about her career in credit risk, about the different nuances of credit risk analytics in high-risk and low-risk environments, about credit scores and credit strategies, about analytics for modern collections, and about how to build teams with hard and soft skills.

    Carolyn is at home online at https://www.carolynrohm.com/ (or just straight in and book a complimentary 30 minute chat at https://calendly.com/carolynrohm/30min?month=2024-04)

    Luckily, much of Carolyn’s insight and wisdom is captured in her book - It’s a Risky Business: A field Guide to Retail Consumer Credit Analytics - which you can get from her site but also on Amazon.com and .co.uk and, I imagine, all the others.

    But also feel free to find her on LinkedIn: https://www.linkedin.com/in/carolynrohm/

    Scores4All is on LinkedIn, too, but their homepage is over here: https://www.scores4all.io/

    I'm on LinkedIn and always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - please do reach out, and follow the show's page, too

    And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan

    Hosted on Acast. See acast.com/privacy for more information.

    • 34 min
    Automating complex data-driven decisions, with Martin Chudoba (Taran)

    Automating complex data-driven decisions, with Martin Chudoba (Taran)

    The global covid pandemic shut down a lot of things, but new vehicle supply chains were among the hardest hit. A knock-on effect of that was that Taran, an advanced analytics and AI consultancy saw their hot lead for a new contract evaporate. But sometimes setbacks are really opportunities in disguise, and as Taran's leadership team adjusted to put all their eggs in their remaining project, they realised that they were more than a consultancy, they had a product on their hands - and, more or less, that's how Taran Decision Manager was born.

    In today's episode, I'm speaking to Martin Chudoba, co-founder and CEO about that journey, and about how Taran DM can help lenders to automate and improve their complex, data-driven decisions.

    As you'll hear, you can find Taran on LinkedIn: https://www.linkedin.com/company/taran-ai/

    Which is also where you'll be able to reach out to Martin (https://www.linkedin.com/in/martin-chudoba-76703b15/) or Steve Henderson (https://www.linkedin.com/in/steveghenderson/) who is the MD of their North American operations

    Or you can go straight to the source, and find what you need over at https://tarandm.com/

    I'm on LinkedIn and always open to new genuine connections - https://www.linkedin.com/in/brendanlegrange - please do reach out, and follow the show's page, too

    Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24

    But I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!

    Keep well, Brendan

    Hosted on Acast. See acast.com/privacy for more information.

    • 24 min

Customer Reviews

5.0 out of 5
265 Ratings

265 Ratings

Harrison Hughes 42 ,

Great show!

Brendan, host of the podcast, highlights all aspects of success in different fields and more in this can’t miss podcast! The host and expert guests offer insightful advice and information that is helpful to anyone that listens!

Sonia Wright 22 ,

Underrated

This podcast helped me out of one of the lowest times of my life. I found that and it makes a lot of practical sense and the life tools are highly applicable.

Gary Holmes888 ,

Thanks!!!

Love listening to Brendan le Grange, his strategies and methods are like no others.

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