49 episodes

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

See acast.com/privacy for privacy and opt-out information.

In For A Penny In For A Penny: Personal finance simplified

    • Investing
    • 5.0 • 28 Ratings

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

See acast.com/privacy for privacy and opt-out information.

    Furlough facts: The rights and responsibilities of employers and employees

    Furlough facts: The rights and responsibilities of employers and employees

    Marc and Josh spoke with Rebecca Fox, an employment lawyer at VWV in Watford about how to furlough fairly.
    The word furlough is also becoming more common after the government set up a coronavirus job retention scheme to help businesses retain staff during the uncertainty of the pandemic even if they have to temporarily close.
    Under the scheme, the government will pay a firm’s employees 80% of their current salary for hours not worked up to a maximum of £2,500.
    It will run up to the end of March 2021.
    Of course there are lots of questions, what can and can’t you do on furlough and what are your employment rights during the pandemic and beyond.

    Can you still earn annual leave?Are you allowed to apply for a new job?What happens if you feel you have been dismissed unfairly?
    There have been lots of changes to government support and this interview was conducted in late October so things could be different by the time you listen but it should give you a general idea of what it supposed to happen on furlough and if you ever feel you have been unfairly dismissed.
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 34 min
    What negative interest rates could mean for your money

    What negative interest rates could mean for your money

    The Bank of England has suggested negative interest rates are in its toolbox to stimulate the economy.
    Marc and Josh discuss what this could mean for your savings and mortgages.
    Plus, hear Marc's novel idea to use pension funds to boost lending.
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 17 min
    The loyalty penalty! Why it doesn't always pay to stay with your financial provider

    The loyalty penalty! Why it doesn't always pay to stay with your financial provider

    Marc and Josh discuss the cost of inertia when it comes to financial services.

    How much could you be wasting by not switching your mortgageWhy you shouldn't accept your first insurance renewal quoteHow to negotiate a cheaper broadband and TV package
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 30 min
    Student finance special: How to fund your degree

    Student finance special: How to fund your degree

    Schools are back and universities are (sort of) open.
    Marc and Josh discuss how to setup and manage your university finances.
    Plus, do you need a degree and will student debt harm your chances of getting a mortgage?
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 35 min
    Making the right move when you are on the market: How to sell your home

    Making the right move when you are on the market: How to sell your home

    Marc and Josh discuss the pros and cons of estate agents and the best way to value your property.

    Is there too much property data?Is it better to pay upfront, a flat fee or commission?Does a house price crash matter?
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 37 min
    We're not going on a summer holiday! The financial lessons we learned from cancelled trips

    We're not going on a summer holiday! The financial lessons we learned from cancelled trips

    The pandemic and government regulations have grounded many summer holidays, which has caused a scramble for refunds from airlines and tour operators.
    Marc and Josh discuss their experience of claiming back for cancelled trips during the coronavirus outbreak and reveal the lessons they have learned when it comes to booking holidays.
    Plus! Are staycations the future?

    See acast.com/privacy for privacy and opt-out information.

    • 31 min

Customer Reviews

5.0 out of 5
28 Ratings

28 Ratings

GC HBDAY ,

Amusing and educational financial podcast could double up as a comedy

I am working my way through the back catalogue of episodes on my drive to the office . It is always good to finish the podcast smarter than before. Young joshua is a witty (and probably handsome with or without beard) , smart guy and tag teams well answering Marcs super but a bit monotone questions.
I have learnt many things such as stealing post it notes is wrong Joshua really likes turkey sandwiches on Boxing Day and don’t cycle too fast down woodcock hill -
amongst many other useful financial titbits.
I really like the cut of your jib guys whatever that means.
I want to wish you Happy birthday and be the first to celebrate a happy podcast 2nd anniversary for 15th December and please keep up the good work. Best regards The secret Hertfordshire admirer.

Selbios Mum ,

Funny and informative.

I recently started listening to the podcast on the way to work. Helps lighten the mood when stuck in traffic! I particularly enjoyed Josh’s tax / beer analysis. Perhaps they have a career as the comedy duo. Jokes aside the podcast covers some important / interesting topics broken down in simple terms for easy listening.

Good effort!

Selbio ,

Insightful and entertaining

Enjoyed the inheritance tax episode. Useful tips provided in a simple and coherent way by Josh, the financial advisor, with some laughs along the way. Marc’s questioning style is more Jeremy Kyle than Jeremy Paxman but it all adds to the fun. Great stuff, keep up the good work

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