Let's Talk Finance - The KDW Podcast Marcus Maisey & Gary Cretton

Debunking the myths around financial advice, in this episode Marcus and Gary take a deep dive into Equity Release, asking if you should pay off your mortgage?
Equity release has had a bad name in the past, and often rightly so, but with new products and planning techniques there can be occasions when this is suitable for your financial planning.
What is Equity Release? What are the biggest misconceptions around Equity Release? Will you lose your home? Can you end up with negative equity? Aren’t I too old to take out a mortgage?
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning


Hosted on Acast. See acast.com/privacy for more information.

Debunking the myths around financial advice, in this episode Marcus and Gary tackle the complex question of protection, and ask whether life cover is a waste of money?
Nobody wants to think about protection and life cover, but the consequences of burying your head in the sand can be far worse. If you have anyone depend on you, particularly if you have a young family, protection is often the first consideration for financial planning.
What covers are available? What is the difference between life cover, critical illness cover and income protection? What is family income benefit? How do you choose the best provider?
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning


Hosted on Acast. See acast.com/privacy for more information.

Debunking the myths around financial advice, in this episode Marcus and Gary talk about mortgages, and ask, “Does your mortgage work for you?”.
What are the different types of mortgage, what is the difference between fixed rate and tracker mortgages? How much can you borrow? How do you get a mortgage? Should you go direct to a bank or building society or should you get independent financial advice? Should you pay of your mortgage as quickly as possible?
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning


Hosted on Acast. See acast.com/privacy for more information.

Debunking the myths around financial advice, in this episode Marcus and Gary explain the key issues around inheritance tax (IHT) and tax planning. 
When does IHT need to be paid, and how can you reduce it? Is it legal and moral to mitigate inheritance tax? Are married couples always exempt from IHT? Are foreign assets exempt from UK inheritance tax? Should I put my house in my children’s name?
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning


Hosted on Acast. See acast.com/privacy for more information.

Debunking the myths around financial advice, in this episode Marcus and Gary talk talk about investments and take a deep dive into the difference between ISAs and Pensions, asking whether you should invest in one or the other?
What is the difference between cash investments and stock market investments? Is it risky to invest in stocks and shares? Should I invest in property? Where and how do I begin? Should I diversify my portfolio?
And the big question - is it better to invest in an ISA or a pension?
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning


Hosted on Acast. See acast.com/privacy for more information.

Debunking the myths around financial advice, in this episode Marcus and Gary talk talk about penstions, asking “How much do YOU need to retire?”.
They explore common misconceptions around pensions, ask when you should (and shouldn’t) be paying into a pension, look at the role of financial advisors in planning your pensions and ask the 5 most Googled questions about Pensions.
If you enjoy this series, please do take a moment to leave a rating or a review.
For more information, head to www.kdw.co.uk
This podcast series is intended solely for general information purposes and should not be considered financial advice. The products discussed may not be suitable for everyone’s individual circumstances. Please ensure you seek independent financial advice before making a decision.
A Boutique Broadcast production for KDW Financial Planning

Hosted on Acast. See acast.com/privacy for more information.