2,011 episodes

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Optimal Finance Daily Optimal Living Daily

    • Business
    • 4.3 • 40 Ratings

Listen on Apple Podcasts
Requires subscription and macOS 11.4 or higher

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Listen on Apple Podcasts
Requires subscription and macOS 11.4 or higher

    Understanding 401k Loans by Mike Ballew of EggStack on Double Taxation & Financial Ruin

    Understanding 401k Loans by Mike Ballew of EggStack on Double Taxation & Financial Ruin

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2636:
    Mike Ballew of EggStack.com delves into the intricacies of 401(k) loans, highlighting the consequences such as lost investment opportunities, the impact on future contributions, and the double taxation dilemma. Ballew advises against 401(k) loans, suggesting lifestyle adjustments or hardship withdrawals as preferable alternatives, underlining the importance of preserving retirement savings for financial security.
    Read along with the original article(s) here: https://eggstack.com/blog/2021-06-13-Understanding-401(k)-Loans/
    Quotes to ponder:
    "A 401(k) loan is a bad idea. Not only does it do significant harm to your retirement savings, it places you at risk for a calamity that could lead to your financial ruin."
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 10 min
    Money Can’t Buy Happiness (Trust Me, I’ve Tried) by Jane Hwangbo with NoSidebar on Consumerism

    Money Can’t Buy Happiness (Trust Me, I’ve Tried) by Jane Hwangbo with NoSidebar on Consumerism

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2635:
    Jane Hwangbo shares a poignant journey from consumerism to purposeful living in "Money Can’t Buy Happiness (Trust Me, I’ve Tried)" on NoSidebar.com. Through personal anecdotes of lavish spending, emotional turmoil, and ultimate realization, Hwangbo illustrates the emptiness of materialism and the fulfillment found in serving others. Her story is a compelling testament to reevaluating what truly matters in life.
    Read along with the original article(s) here: https://nosidebar.com/important/
    Quotes to ponder:
    "When you build a financial life based on consuming, you feel like there’s a bottomless pit inside you."
    "Now I know that I’m nobody unless I’m helping somebody."
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 9 min
    The Foodie's Guide to Getting Fit by Rachel Trotta on How To Identify Your Relationship with Food

    The Foodie's Guide to Getting Fit by Rachel Trotta on How To Identify Your Relationship with Food

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2634:
    Rachel Trotta explores the balance between savoring food and maintaining fitness goals in "The Foodie’s Guide to Getting Fit." She encourages readers to differentiate between a love for food and unhealthy eating habits, offering strategies for appreciating food within the context of a healthy lifestyle. Trotta's insights help food enthusiasts navigate the journey towards a better relationship with eating without sacrificing their epicurean pleasures.
    Read along with the original article(s) here: https://www.racheltrotta.com/fitness/the-foodies-guide-to-getting-fit/
    Quotes to ponder:
    "What we do EVERY DAY matters more than what we do ONCE IN A WHILE."
    "The most basic self-reflection question you can ask is: What food behaviors improve quality of my life, and which food behaviors take away from quality of life?"
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 11 min
    How to Save Money by Spending Money on Yourself (No, Really) by Charlie Johnson with JackieBeck.com

    How to Save Money by Spending Money on Yourself (No, Really) by Charlie Johnson with JackieBeck.com

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2633:
    Discover how Charlie Johnson's unique approach to managing finances can revolutionize your savings strategy. By focusing on spending money on what genuinely brings joy and cutting out unnecessary expenses, Johnson shares his personal journey of escaping $25,000 in credit card debt in just four months. This method not only promises a healthier bank account but also a happier life by aligning your expenditures with true happiness.
    Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/
    Quotes to ponder:
    "The goal here is to figure out which expenses are important for you to enjoy life, spend money on them, and then cut costs in a big way on everything else."
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 10 min
    The Secret to Financial Discipline, Confidence, and Better Results? A Planning Mindset! by Kathleen Coxwell of New Retirement

    The Secret to Financial Discipline, Confidence, and Better Results? A Planning Mindset! by Kathleen Coxwell of New Retirement

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2632:
    Kathleen Coxwell of NewRetirement.com reveals that adopting a "planning mindset" is pivotal for financial success. This approach emphasizes strategic thinking, time management, and flexibility, guiding individuals towards achieving their goals more efficiently. Coxwell's insights encourage readers to shift focus towards process-oriented thinking to cultivate discipline, confidence, and improved financial outcomes.
    Read along with the original article(s) here: https://www.newretirement.com/retirement/planning-mindset-happy-retirement/
    Quotes to ponder:
    "People with a planning mindset are proactive, forward-thinking, and tend to be more successful in reaching their objectives compared to those who do not prioritize planning."
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 13 min
    10 Easy-to-Follow Money Rules to Improve Your Financial Health by Ramit Sethi of I Will Teach You to Be Rich

    10 Easy-to-Follow Money Rules to Improve Your Financial Health by Ramit Sethi of I Will Teach You to Be Rich

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2631:
    Ramit Sethi shares transformative financial wisdom in "10 Easy-to-Follow Money Rules to Improve Your Financial Health," offering a personalized approach to managing finances. From maintaining a year's worth of emergency funds to investing in one's health and education without limits, Sethi emphasizes the importance of creating financial rules that align with individual values and priorities, encouraging readers to tailor these guidelines to forge their path to financial wellness.
    Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/money-rules/
    Quotes to ponder:
    "The key to building financial health is to give yourself rules, but make them work for you."
    "Your money rules are just as much about investing in yourself, especially when that investment can help you make even more money."
    Episode references:
    "I Will Teach You to Be Rich" by Ramit Sethi: https://www.iwillteachyoutoberich.com/books/
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 10 min

Customer Reviews

4.3 out of 5
40 Ratings

40 Ratings

Rabab J ,

Very helpful

I have been thinking a lot about personal finance lately ... I felt like I needed to look up the basics and see where I stand and what experts advise ... This is exactly what I was looking for ... short and practical posts ... love the podcast!

John birkett ,

Optimal finance daily

Great podcast as always

Rcozzie ,

Great daily content

Awesome content. The best way to educate yourself is to listen to successful people and take some of their lessons onboard. This podcast is full of easy listening, practical financial advice

Top Podcasts In Business

DOAC
BBC Radio 4
BBC Radio 5 Live
Smead Capital Management
Kindling Media
Grace Beverley

You Might Also Like

Justin Malik
Optimal Living Daily | Dr. Neal Malik
Optimal Living Daily | Greg Audino
Paula Pant | Cumulus Podcast Network
StackingBenjamins.com | Cumulus Podcast Network
Jordan Grumet (Doc G)

More by Optimal Living Daily

Justin Malik
Optimal Living Daily | Dr. Neal Malik
Optimal Living Daily | Greg Audino
Optimal Living Daily | Dan W.