The Pension Confident Podcast PensionBee

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We all know friendship is priceless, but navigating social circles where some people are a lot better off than others may be a minefield. According to Intuit, Gen Z would rather discuss sex, politics and infertility struggles than their salaries, debt, and bad investments.
 
So how can you maintain strong friendships while  navigating different bank balances and spending habits? This month on The Pension Confident Podcast we’re looking at the costs associated with friendship. Join our host, Philippa Lamb, and our expert panel as they discuss how to talk about money with friends, overcoming envy and more:
Psychologist and Associate Fellow of The British Psychological Society, Dr. Tara Quinn-Cirillo; Co-Founder of Millennial Money UK, Niaz Azad; and Head of Brand and Communications at PensionBee, Brooke Day.  
Episode Breakdown:  01:29 How to discuss money fairly
06:10 Navigating a financial divide
11:20 How friendship expenses can snowball
16:28 Overcoming envy
18:58 As you and your friends get older
22:31 When life throws you curveballs
25:38 Lending money to friends
27:57 Knowing when to let go.
 
Further reading: To learn more about the cost of friendship, check out these articles from PensionBee:
Bonus episode: Relationships and money How to talk about money Six ways to manage your money and your mental health Six ways to start talking about money What is the impact of debt on mental health?  
Other useful resources: How to keep money from tearing your friendships apart (Vox) Is the wealth gap ruining friendships? (Guardian) The transfer of wealth from boomers to ‘zennials’ will reshape the global economy (Financial Times) A third of people are owed money by friends and family (Starling) Nearly 50% of millennials overspend to keep up with friends (Credit Karma) Why the “f*ck it” mentality is harming friendships (Refinery29) Splitwise  
 
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Part three of our personal finance tips is here! In this bonus episode,our expert guests discuss budgeting, what to know before you get started with investing, plus they share a property mistake you may have made too.
Get started on your financial spring cleaning and hear helpful tips from:
Personal Finance Expert and Founder of Mrs MummyPenny, Lynn Beattie; Financial Journalist and Senior Digital Editor at MoneyWeek, Kalpana Fitzpatrick; Founder and CEO of Propelle; Ayesha Ofori, Independent Non-Executive Director for PensionBee; Lara Oyesanya FRSA; CMO at PensionBee, Jasper Martens; and CMO at  LifeSearch; Justin Harper.  
Episode Breakdown: 
00:45 Monthly subscriptions
01:20 Saving little and often
02:13 Saving for your kids
02:49 Getting started with investing
03:50 Investing in property
04:56 The benefits of life insurance.
 
Read the transcript.
 
Catch up on the latest news, read our transcripts or watch on YouTube:
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Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
You might be surprised to learn that living to 100 years of age is no longer a rare feat. The Office for National Statistics (ONS) revealed that almost one-in-seven boys and one-in-five girls born today are expected to reach this milestone in the UK.
The trend is clear: with advancements in technology and healthcare, a centenarian life is becoming the norm. But what does this mean for our everyday lives, especially in terms of work, planning, and even our mindset?
This month on The Pension Confident Podcast we’re discussing the increasing likelihood of the 100-year life. Join our host, Philippa Lamb, and our expert panel as they discuss both the emotional and financial realities of longer living:
Economist and best-selling Co-Author of ‘The 100-Year Life’, Andrew J. Scott; Editorial Director at Noon, Jennifer Howze; and Director (VP) Public Affairs at PensionBee, Becky O’Connor.  
Episode Breakdown:  02:20 Rising life expectancy
04:31 Adapting to a multi-stage life
06:03 The emerging adulthood trend
07:59 Saving for retirement
10:01 Portfolio careers in midlife
13:46 Multi-generational households
15:03 How long will people be working for?
18:05 Budgeting your time and money
19:10 State Pension versus Retirement Living Standards
23:29 Investing in your human capital
 
Further reading: To learn more about the 100-year life, check out these articles from PensionBee:
Episode 26 transcript Are you ready for your 100-year life? Can you live off of the State Pension? How much money is enough to save in your pension for your future retirement? How you could build a million pound pension Is it too late to start a pension? 6 reasons why you should delay taking your pension  
Other useful resources: British workers increasingly likely to work into their 70s, research suggests (The Guardian) One in six over-55s have no pension savings yet (Unbiased) Queenagers: research portrait of midlife women (Noon) The 100-Year Life – Living and Working in an Age of Longevity  
 
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In this bonus episode of The Pension Confident Podcast, we dive into the world of Socially Responsible Investing (SRI). We explore how your retirement savings can be a powerful tool for good. Plus, we’ll tackle the big question: can you make money and make a difference to people and the planet? 
 
From impact investing to ESG ratings, find out how socially responsible investments are defined and how you can get involved. In this episode, we hear from:
Chief Engagement Officer at PensionBee, Clare Reilly; Co-Founder of Islamic Finance Guru, Ibrahim Khan; VP Product at PensionBee, Martin Parzonka; and Campaign Director for Make My Money Matter, David Hayman.  
Episode Breakdown: 
01:36 ESG ratings
03:02 Impact investing
04:18 Shariah-compliant investing
06:26 Profits and principles
08:50 Where’s your pension invested?
12:11 How to invest for change.
Read the episode transcript.
 
Catch up on the latest news, read our transcripts or watch on YouTube:
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Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
 
 
While many organisations may talk about equality, research tells us that women are far less likely to secure a pay rise than men - even when they ask for one! Nearly one in every three men who ask for more pay get it, but only one in every five women are successful.
This month on The Pension Confident Podcast, inspired by International Women’s Day, we’re discussing how to earn more money. Join our host, Philippa Lamb, and our expert panel as they discuss how to bridge the gap between your potential and your paycheque:
Social Entrepreneur and Broadcaster, Natalie Campbell MBE; CEO and Co-Founder of The Know, Lynn Anderson Clark; and Senior Customer Experience Researcher at PensionBee, Priyal Kanabar.  
 
Episode Breakdown: 
01:52 Pay gaps in the workplace
04:27 Early stage careers
07:52 The mentorship relationship
11:10 Job application behaviour
13:17 Job interview tips
16:12 Negotiating for higher pay
18:55 Benchmarking your salary
24:10 Later life careers
 
 
Further reading:
To learn more about navigating pay negotiations and improving your financial prospects, check out these articles from PensionBee:
Episode 25 transcript How can we improve financial health amongst women? Can financial education platforms help close the gender financial literacy gap? How women can boost their pension savings Six ways to start talking about money How to check your State Pension forecast 10 money making ideas for stay-at-home mums How to catch up on pension payments  
Other useful resources:
Find and compare gender pay gap data (GOV.UK) Explore salaries at the world’s most innovative companies (Otta) The Carer’s Pension Gap (PensionBee) Queenagers: research portrait of midlife women (Noon)  
 
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On this special bonus episode of The Pension Confident Podcast, we look at different relationships and the impact they can have on your finances. Whether you live with a friend, are married or going through a separation, these tips are for you.
From property and prenups to credit scores, find out what they all mean for your current relationship status. In this episode, we hear from:
This Girl Talks Money Founder, Ellie Austin-Williams; Director (VP) Public Relations at PensionBee, Becky O’Connor; Barrister, Mediator and Family Arbitrator, and a Spokesperson for free legal assistance charity, Advocate, Paul Infield; Personal Finance Expert and Founder of Mrs MummyPenny, Lynn Beattie; Founder of financial literacy platform All Things Money, Ola Majekodunmi; CMO at PensionBee, Jasper Martens; Financial Times Consumer Editor, Claer Barrett; and Head of Communications at the Financial Services Compensation Scheme (FSCS), Emma Barrow.  
Episode Breakdown:
00:58 Moving in with someone who owns a property
03:05 Pensions and divorce
05:29 Prenups and postnups
07:05 Why it’s important to talk about money
07:58 Pension beneficiaries
09:03 Credit scores and relationships.
Read the episode transcript.
 
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