251 episodes

The Progressive Property Podcast helps you make smarter property & real estate investments, for leveraged property success & financial freedom, even with little or no money down. Whether you're a buy & hold investor, flipper, deal packager, multi-letter, want to get started, scale up, systemise or create multiple streams of property income, the Progressive Property Podcast will save you time & mistakes & help grow your knowledge, skills, & confidence. No fluff or filler, no ads and deep-dive real life information from real-deal investors who have some of the UKs largest portfolios. Interviews with millionaires, billionaires & successful real life Progressive Property community members will help you build your income generating portfolio in less time. Invest for freedom, choice & profit.

The Progressive Property Podcast Kevin McDonnell

    • Business
    • 4.6 • 180 Ratings

The Progressive Property Podcast helps you make smarter property & real estate investments, for leveraged property success & financial freedom, even with little or no money down. Whether you're a buy & hold investor, flipper, deal packager, multi-letter, want to get started, scale up, systemise or create multiple streams of property income, the Progressive Property Podcast will save you time & mistakes & help grow your knowledge, skills, & confidence. No fluff or filler, no ads and deep-dive real life information from real-deal investors who have some of the UKs largest portfolios. Interviews with millionaires, billionaires & successful real life Progressive Property community members will help you build your income generating portfolio in less time. Invest for freedom, choice & profit.

    How to Fix The Housing Crisis

    How to Fix The Housing Crisis

    Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies.

     

    In this episode, Kevin reacts to a  recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK.

     

     

    KEY TAKEAWAYS

     
    Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use.


    Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin.


    There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved.


    Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided.


    The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought.


    Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants.


    To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:

    -We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.

    -We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder.


    Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation.







     

     

    BEST MOMENTS

     

    “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is”

     

    “Maybe he’s got a hidden agenda”

     

    “They create damp in the properties”

     

    “Everything has got to have balance”

     

    “The private investors are the ones that can solve this problem”

     

    VALUABLE RESOURCES

    https://www.progressiveproperty.co.uk

    https://kevinmcdonnell.co.uk

     

    ABOUT THE HOST

     

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

     

    CONTACT METHOD

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

    See omnystudio.com/listener for privacy information.

    • 30 min
    Housing Market Update, New Holiday Lets Regulations - Property News

    Housing Market Update, New Holiday Lets Regulations - Property News

    In this episode, Kevin discusses the boom in the serviced accommodation and holiday let sector, the current state of the market and how we can all keep safe when working alone, especially when on property viewings.

     

     

    KEY TAKEAWAYS

     
    There has been a big surge in mortgage products available for holiday let landlords. There are more lenders offering products than six months ago and building societies in particular are offering more deals to meet the growing demand.


    Holiday lets are classed as a business which makes them more favourable to investors, you pay less tax on them and they are also not governed by section 24.

     
    Across the UK properties are still selling at a high level, but London is not increasing in the same way as the rest of the country. This could be an opportunity, to invest in London whilst the market there is slow.


    There is talk of introducing a ‘pet insurance’ policy for tenants in rented properties. This would mean the tenant would pay for the insurance on behalf of the landlord, meaning the landlord doesn’t end up footing the bill for any pet damage.



     

     

    BEST MOMENTS

     

    “Serviced accommodations, staycations, have had a massive bounce back since the lockdown started to open up”

     

    “If you can go direct to vendor you’re not competing with other people in the market”

     

    “Where there is a risk you must mitigate that risk”

     

    VALUABLE RESOURCES

    https://www.progressiveproperty.co.uk

    https://kevinmcdonnell.co.uk

     

    ABOUT THE HOST

     

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

     

    CONTACT METHOD

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

    See omnystudio.com/listener for privacy information.

    • 20 min
    Buy, Refurbish, Refinance, Rent Explained!

    Buy, Refurbish, Refinance, Rent Explained!

     

    In this episode, Kevin talks about one of the most popular strategies for professional property investors; the buy, refurbish, refinance and rent property model. He shares his insights, tips and advice on using this as a strategy and how to make it work successfully for you, time and time again.

     

     

    KEY TAKEAWAYS




    Many people refinance before renting the property out but Kevin believes you should always rent before refinancing! You want to get your property to the highest standard in that area, so that you get the highest rent possible, this is why it is important to rent it out before refinancing, so you can prove its value.


    If you reverse engineer the process and have the end value in mind, you know how much you can afford your costs to be and how much you can afford to purchase the property for, and ultimately, can ensure you come out of the deal with a profit.


    Delve deep into what purchases will give you the most return. It’s often more profitable to buy two cheaper single lets than to pay for a more expensive property to rent out. Lower demographic areas tend to give more return but it is a fine line between this and somewhere too cheap that will just give you problems, particularly with tenants.


    One of the most important numbers to focus on with this strategy is your ROCE-return on capital employed. How hard is the money you have left in that property working for you? Ideally you want to get all of your initial investment out in the first 12 months.


    When refurbishing, remember this is not going to be your home, so put your personal preferences and tastes aside and just ensure it is a clean and comfortable property for your future tenants.


    Cosmetic areas of the refurb are where you can really add value, especially focusing on kitchens, carpets, bathrooms and redecorating.

     

     BEST MOMENTS

     

    “Reverse engineer the process, start with the end in mind”

     

    “The asking price is unimportant and irrelevant, the important price is the reverse engineered number”

     

    “It’s important to not get emotional, do not bring your own personal tastes into this”

     

    “The rental income has an impact on the end value”

     

    VALUABLE RESOURCES

    https://www.progressiveproperty.co.uk

    https://kevinmcdonnell.co.uk

     

    ABOUT THE HOST

     

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

     

    CONTACT METHOD

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

    See omnystudio.com/listener for privacy information.

    • 16 min
    Why Are House Prices so Expensive?

    Why Are House Prices so Expensive?

    Today Kevin explores why the house prices have increased so much in the UK since the pandemic started and why they are still increasing.

     

     

    KEY TAKEAWAYS

     
    Many people believe the uplift in the property market is because of the stamp duty holiday, but this can’t be the only reason.


    1% interest rates have really stimulated the property market, as if you are trying to save you are almost getting no interest, investing in property is a much more viable option right now.


    People haven’t been spending like they usually would, their outgoings have gone down. They are perhaps sitting on larger amounts of money that they then want to use to invest.


    Inflation for the next period is still uncertain, it’s quite likely that any cash people have saved right now will actually be worth less in 12 months, this combined with almost 0% interest rates means people will lose money. Property is a way of not only protecting this cash but actually increasing it if inflation does increase as predicted.


    There has also been an influx of foreign money coming into the UK, there are lots of countries across the world that have either 0% interest rates or negative, which means they will be paying for the bank to hold money, so people are taking their money out of banks and into property.


    There is a huge need for more housing in the UK and the pandemic has increased the rate of disused commercial buildings, the government have relaxed planning rules around these types of conversions to help alleviate the pressure.

     

     

     BEST MOMENTS

     

    “What else is affecting the market?”

     

    “It’s got nothing to do with property investing, it’s got everything to do with economics”

     

     

     

    VALUABLE RESOURCES

    https://www.progressiveproperty.co.uk

    https://kevinmcdonnell.co.uk

     

    ABOUT THE HOST

     

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

     

    CONTACT METHOD

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

    See omnystudio.com/listener for privacy information.

    • 18 min
    How I secured 26 Properties In Lockdown - Featuring Rob Moore

    How I secured 26 Properties In Lockdown - Featuring Rob Moore

    There are more millionaires made in times of financial crisis than at any other time and today Rob interviews the impressive Fi Crossley, who secured 26 properties over lockdown, testament to how knowledge, hard work and leverage can bring you success no matter what situation you find yourself in.

     

    KEY TAKEAWAYS

     
    Fi firstly thanks the great mentorship she has received from Rob and Mark, they have really helped her accelerate her success and given her the tools to accelerate her growth and success in the property world.


    Fi managed to secure these 26 properties by knowing what she wanted and then going out and getting it! She did loads of viewings, offers and finance. She then found after some time people were coming to her with offers due to her background and reputation.


    Buying a housing portfolio means you can achieve more in just one acquisition, you don’t have to buy each property one by one.


    Acquiring these 26 properties was not without its challenges, especially in the first lockdown when Fi was anxious about her family as well as her tenants and was juggling so many different things, it was a very uncertain time for all. Despite this, Fi believes you need to be grateful for what you do have and ask for help, she is very thankful for the support she received, from her family and from her mentors Rob and Mark.


    Those further ahead in the journey than you can give you valuable advice. Fi knew when she left school that she wanted to be in property, she self-taught her all of the things she needed to get started on the journey to financial freedom. She then got to a point after having her daughter where she knew she wanted to grow and wanted to do it faster and more effectively. She needed some advice and support to take the next step and this is where Progressive Property came in.


    Fi and her sisters work together in property, they are sisters, best friends and business partners. Fi taught her sister how to become financially free like her and they make an incredible team.

     

     BEST MOMENTS

     

    “We just went for it, we just thought come on we can do this, really have the belief we can do this and we were so grateful for the opportunity”

     

    “We used some of our own money, our own properties, a bit of investor money so we got it from here and there in a few ways”

     

    “Do the things you love to do and be so grateful for the help you’ve got”



    “I’ve invested in me which has paid back 50 times already in one year”

     

    “Go for anything that makes you happy”

     

     

     

    VALUABLE RESOURCES

    https://www.progressiveproperty.co.uk

    https://kevinmcdonnell.co.uk

     

    ABOUT THE HOST

     

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

     

    CONTACT METHOD

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

    See omnystudio.com/listener for privacy information.

    • 27 min
    Should I Buy up North? Property Tax Explained | Property Investing Open Q&A

    Should I Buy up North? Property Tax Explained | Property Investing Open Q&A

    Are you looking for some more information on the property industry and how you can become a successful property investor? Join property investment expert Kevin as he answers all your property dilemmas. Discover the importance of protecting your money, why your most valuable asset is your knowledge and the benefits of having a private investor.

     

    KEY TAKEAWAYS
    If you are in an area outside of ‘Article 4’ then a property with 5 or more people requires you to have an HMO licence but if it is a house with 4 people, then it is classed as an unlicensed HMO. However, whilst it might not be required to be registered, you have got a duty of care to your tenants. You need to make sure that you keep your tenants safe by ensuring that the property has all the correct safety regulations.

     
    It is so important when lending money that you are careful around making sure you have security around protecting your money. If you are borrowing money, it is easier to borrow all the money you need rather than a little bit of what you need.

     
    Do not pedestalize your money, pedestalize your knowledge. Wealthy people spend their money trying to save time whilst poor people pedestalize the money. The most valuable asset you have is your knowledge and your time.

     
    Many private investors will lend you 100% of the value of the property. They lend this money as a ‘first charge’ for security. This means that you have to pay back the investor otherwise they are able to take possession of the house, in the same way that a mortgage company can take away the house if you fail to pay the mortgage.

     
    A private investor will loan you the full amount for the property and you will then refurbish the property and refinance the property under a traditional buy to let mortgage. You will then pay the investor back along with their interest and you can continue with the buy to let.

     
    If you purchase a property in your own name, you will have to wait 6 months before you can refinance the property even if you are a cash buyer. If you buy a property within a LTD company you do not need to wait 6 months to refinance the property so long as you buy in cash. There are a lot of lenders out there that will lend to companies with SPV’s.

     

     BEST MOMENTS

    “It is dangerous to listen to people who do not know what they’re doing.”

    “ This is why it is so important to get educated.”

    “They want to make sure that they get that deal done.”

    “Wealthy people spend their money trying to save time.”

    “Property investors are not with high street banks.”

     

     

    VALUABLE RESOURCES

     

    https://www.progressiveproperty.co.uk

     

    https://kevinmcdonnell.co.uk

     

     

     

    ABOUT THE HOST

    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.

     

     

     

    CONTACT METHOD

     

     

     

    https://www.facebook.com/kevinMcDonnellProperty/

     

    https://kevinmcdonnell.co.uk/

     

     

     

     

    See omnystudio.com/listener for privacy information.

    • 38 min

Customer Reviews

4.6 out of 5
180 Ratings

180 Ratings

S podcaster ,

Great knowledge

Great information on property investments. More to the point and relevant than other podcasts on this area that I have been listening to.

Keeps it simple and to the point.

1_Hotchilli ,

Decent Property Podcast

There are good points and bad points to this podcast. Certainly like the general content on here, although I can see why some people dislike the sales pitch. There have been a few episodes where I’ve started listening to the content with a real interest in their solutions, only to be advised that you need to get yourself to a networking event, do a course or subscribe to the YouTube channel and watch some videos. I prefer it when they keep it simple with just good advice. Personally I think Mark Homer is the best at this compared to others. I often skip past the Rob Moore episodes, as Rob seems to get so excited he sounds like he’s shouting down the mic at you. Generally gives me a bit of a headache.

Damp Sam ,

Damp Sam

Any podcast that gets you wanting to buy property and gets you on the ladder of finding the information is good.
These guys will point you in the right direction for free and if you want help they have the templates and classes to buy.
They are a well established brand, i have been on the free courses even though I already am on the investing ladder because I like to keep on learning. The speakers are charismatic and interesting.
Investing in yourself is priceless so when it’s free grab it with both hands.

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