Wealth and Wellness University

Jacent
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Wealth and Wellness University Podcast

A community of creatives exploring the obstacles in the way of uncovering their hidden gems. Join host Jacent Wamala Licensed Marriage and Family Therapist turned Money Mindset Strategist for weekly tips and tricks on how to live your best life. Topics such as mental health, wellness, relationships, money, and mindset are covered because it’s ok to be an uncut gem. The show is in no way substitute for therapy. Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

  1. 2 DAYS AGO

    The trick that helped me pay off $90,000

    Download The Financial Freedom Formula Ebook https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    11 min

  2. 3 DAYS AGO

    How to TURN YOUR SALARY into GENERATIONAL WEALTH by rewiring your money mindset

    Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    8 min

  3. 3 DAYS AGO

    How to TURN YOUR SALARY into GENERATIONAL WEALTH by rewiring your money mindset

    Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    8 min

  4. 5 SEPT

    7 Money habits KEEPING YOU POOR: Therapist explains how black women can create financial freedom

    Let’s get your financial freedom journey started today! https://jacents-gems.ck.page/6fff836cff Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #moneyhabits #moneymindset --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    12 min

  5. 24 AUG

    The real reason you're not investing yet as a high earning woman

    Let's chat👇🏾 https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Are you a high-earning woman of color wondering why you haven't started investing yet? In this video, I break down the real reasons why you might be hesitating to invest, even with a strong income. From the lack of representation to the weight of first-generation wealth building and the psychology of money, we'll explore the barriers that might be holding you back. 🔑 Key Topics Covered: -Why representation in finance matters for women of color -The unique challenges of first-generation wealth builders -How your money mindset could be impacting your investment decisions -Actionable steps to start investing with confidence 💡 About This Channel: I'm Jacent Wamala, a financial education enthusiast and Licensed Marriage and Family Therapist with over a decade of experience. My mission is to empower women of color to be empowered in their financial future and build lasting wealth. Whether you're new to investing or looking to level up your financial game, you're in the right place. 👉 Subscribe for more insights on wealth building, money mindset and management, and financial empowerment. Let's stay connected Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #investingforbeginners #investingforretirement --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    7 min

  6. 16 AUG

    How Rosy overcame Shame and Guilt on her Financial Journey

    Download the Financial Freedom Formula Ebook now.👇🏾 https://jacents-gems.ck.page/427369dafd Hi my name is Rosy… I am the possibility of possibilities. The possibility of creating a life based on desires and given gifts, The possibility of calling in all the resources life has to offer, The possibility of healing generational traumas and cycles, writing new narratives, The possibility of stepping fully into who I am and who God created me to be and living my life in celebration of THAT each day. I speak to women about identifying the possibilities for themselves so that they can honor themselves and create the life they desire. IG: @embodying_possibilities Ready for change apply to chat with my team https://calendly.com/wamalawellness/coachingconsult Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    47 min

  7. 8 AUG

    The ultimate guide to simple saving for high earning women of color

    Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #savingschallenges #savemoney --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    8 min

  8. 25 JUL

    How Jaques achieved a 800 credit score in 12 months

    Improve your money habits https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala In 2022 I learned there was a different way to live, I didn't have to live paycheck to paycheck or work for the rest of my life like everyone in my family. The first step was to get out of debt so I could save and invest , so excitedly I started reading more and listening to many podcasts about finances.   I was like I can do this until I realized I was 250k in debt for student loans, around 10k for consumer debt and owed the IRS a whopping 44k due to an error on my part from many years ago.  I immediately got discouraged because it would take me forever to pay all of that off, while being the breadwinner in the house and supporting a family.  Despite all that I made a plan anyway, I already worked in a field for the public service loan forgiveness (PSLF) program and calculated that I had 6 more years of payments left so that would help with the 200k in government back student loans and I had 50k in private loans.  Unfortunately, my plan did not match my income so I picked up a second job to make the process go faster, now I was working all the time and really feeling discouraged.  I had come across this podcast Wealth and Wellness University and was starting to think I can do this then I joined your program.  That really helped change my mindset and helped me really focus on why I was doing these things and making the sacrifices so I could live a better life.   In that time the PSLF program had a  temporary change that allowed back payments prior to reconsolidation count and my 6 year plan was down to 1 year and just like that 200k gone, I paid off my consumer debt with my second job while paying down my IRS debt.  Then an opportunity came for us to move out of the state so I sold my house and wouldn't you know it was enough to cover my IRS debt that I had been paying on for the past 2 years and grew my emergency fund to 4 months of living expense.  As my life would continue to go in this upward direction my part time job turned into a full time job.  Now I know this seems like a lot to have two full time jobs, but it is only temporary.  I maxed out my 403b for the first time ever in life, I invested in real estate syndications and the stock market.  For me I felt that my marriage was financially and spiritually draining especially with someone who is not on the same page financially.  Once we separated and I didn't have the financial or emotional strain I was able to manage my expenses better and budget for everything which allowed my credit score to skyrocket over 800 points.   I am far from perfect with my finances, but this past year has taught me a lot about money, mindset and my health.  I still have my private loans to finish paying, but I took a break and gave myself grace to travel and do other things that I loved since I basically deprived myself for a year.   I feel like more doors are opening for me as I stay focused and intentional on my goals, I  always wanted to be a CIO and I was offered the opportunity to join a mentoring program and they really encouraged my growth and development.     I know people will be like you still have debt and you are doing other things, but I feel a financial plan is your plan and I like a balanced approach since my private student loan payment is low interest and I have a 1 year (aggressive) and a 2 year (non-aggressive aka live my life with a toddler) plan. *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! Watch on YouTube https://youtu.be/gaNLecsEfXk --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

    50 min
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About

A community of creatives exploring the obstacles in the way of uncovering their hidden gems. Join host Jacent Wamala Licensed Marriage and Family Therapist turned Money Mindset Strategist for weekly tips and tricks on how to live your best life. Topics such as mental health, wellness, relationships, money, and mindset are covered because it’s ok to be an uncut gem. The show is in no way substitute for therapy. Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

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