Navigating Your 20s Navigating Your 20s

In this episode, we discuss strategies on how to budget your spending, emergency funds, the psychology behind retail therapy, and the influence of peer pressure/FOMO on your finances. I am joined by Sarah Metzger https://www.linkedin.com/in/smetzger-teacher and Sarah DeWolfe https://www.linkedin.com/in/sarah-dewolfe-40b927190/.

For this episode, we are joined by David Babaian to discuss bad habits, internal vs. external locus of control, and personal accountability. David's podcast, The Gray Area, is available on Youtube. If you want to check it out, here's a link to our favorite episode on the dangers of social media.

For this episode I am joined by Sarah Metzger, a Certified Educator in Personal Finance, to talk about credit cards and building good credit. If you want to connect with Sarah, here's her LinkedIn.

Follow our Instagram @Nav20s.Podcast to vote on episode titles, submit comments, and get involved in this community. I am grateful to the wonderful Chloe Warner for sharing her insight on this episode. Here are some episode takeaways:


Friends of convenience vs. intention (be intentional: reciprocation and effort)
Act like the friend you want 
Be present: hang up to hang out (phone off), eye contact, active listening 
Advocate for yourself - tell your friends how you feel 
Acknowledge and apologize when you've done something wrong
Get friends who talk highly about you behind your back
Friends having your back gives you confidence
We feel safe and loved when our friends truly know us and care enough to check in 
Consistent investment in friendships is important, especially when in a romantic relationshipLove languages are real, even for friends!!
Learning your friend's love language can strengthen your friendship
Friends are the family you can choose 
Be grateful for your friends, and tell them!
We are not meant to go through life alone

Please follow our Instagram @Nav20s.Podcast. Here's a quick link. Also, if you're interested in checking out Molly's Ted Talk, here's a link to listen.

For this episode, we are joined by Sarah Metzger, a Certified Financial Educator, to discuss how to negotiate your salary. While salary negotiation may seem daunting, Sarah guides us through the process, giving many examples to help us have the confidence to advocate for fair pay. If you want to learn more more about Sarah Metzger, here is her LinkedIn: https://www.linkedin.com/in/smetzger-teacher/