The Lara-Murphy Report

Thank you two for all the content and information about IBC and the process. It has enhanced my knowledge and allows me to ask questions to my IBC Practitioner in Hawaii. Keep up the great content and God Bless Aloha

Listen to the first 25 episodes and then stop. Carlos becomes completely incoherent in his ramblings after episode 20 or so … Bob is the only one who is worth listening to in the duo after that. Probably due to Carlos’ stroke. Also the show becomes much less about IBC and more about random topics you can hear anywhere after episode 25. Here is my review for episodes 1-20 only: Those who have read and listen to Dave Ramsey (like I do and have done for years) know he’s hardly keen on while life insurance: he and other pundents like to be flippant with their rebuke and just say “it’s not as cheap as term” - which is the most intellectually dishonest thing possible as it’s comparing apples to oranges. Not only that, but Ramsey often touts the holy grail is “paying cash” for a house or car. But he fails to account for the opportunity cost of that play; it’s “leaving money on the table” when you compare it to the BEST alternative—the IBC techniques described so well in this podcast. Now don’t get me wrong: Dave Ramsay’s philosophy of getting out and staying out of debt cannot be more on point—the first 3 or 4 steps of his plan are amazing. But he falls off the rails in steps 5-10 as he misses the fact that stocks/mutual funds/“the market” are probably the WORST possible place to put money if you are even remotely keeping your eyes open. Austrian economic principals described in this podcast explain why and how the economy will break down and how so many of those who put their faith (and 401k) in the market will be left holding the bag. Even traditional banks aren’t really safe as the FDIC only covers/guarantees 0.04% of all deposits. A scary thought! So when (not if) we face the next big bust I. America those with other assets such like whole life and those who leverage the IBC system may be the best suited to handle the coming financial storm. Bob and Carlos break these concepts down and so much more. Cannot recommend this podcast any more highly!

Thank you for the mind shifting information that you provide and the benefit applying this concept will provide my family.

Surprise! The so-called gurus don’t know everything. Stop filling the Wall Street coffers and begin making your money create wealth for you. A little dry at times, but the information is priceless. Thanks for helping the scales fall from my eyes!