The Financial Mirror

The Financial Mirror
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The Financial Mirror

Take control of your financial future. This personal finance podcast provides actionable strategies and insights to help you make smart money moves. Learn how to budget, save, invest, reduce debt, and optimize your finances from the inside out. We believe that the path to financial success starts with understanding and improving ourselves first. Discover what it takes to build long-term wealth and achieve financial freedom. Get motivated to make positive changes to your financial habits and mindset. The key to a wealthy future is fixing the one thing we can control - ourselves.

  1. 4D AGO

    Ep. 227 | Don’t Believe the Lie: Yes, You Can Buy a House!

    Buying a home might seem like an impossible dream, but the truth is, it’s absolutely achievable! In this episode, I break down the common myth that homeownership is out of reach and explain exactly what it takes to buy a house. You only need three key things: steady income, a low income-to-debt ratio with good payment history, and, optionally, a down payment. I’ll walk you through: o How to establish a steady and reliable income that lenders want to see. o Why your income-to-debt ratio and payment history are critical to getting approved for a mortgage. o The truth about down payments, including how low or even no down payment options might be available to you. o Practical steps to improve your financial habits and make homeownership a reality. If you’re tired of hearing “You’ll never be able to buy a house,” this episode is for you. With the right planning, discipline, and financial strategies, you can absolutely achieve the goal of homeownership. Subscribe for more personal finance tips, strategies for building wealth, and real-world advice to help you achieve your financial goals! Article Referenced: https://finance.yahoo.com/news/minimum-salary-buy-home-2024-160009406.html **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://creators.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #Homeownership #BuyAHouse #FirstTimeHomebuyer #RealEstate #MortgageTips #FinancialFreedom #PersonalFinance #HomeBuying2025 #MoneyManagement #BudgetingTips #DebtFreeJourney #DownPayment #HouseHunting #RealEstateAdvice #WealthBuilding #CreditScoreTips #FinancialGoals #RealEstateInvesting #HomeBuyingProcess #MoneyTips

    30 min

  2. FEB 25

    Ep. 226 | The $50 Secret to Making Your Child a Millionaire (Most Parents Ignore This)

    Most parents want to give their children a better future, but what if you could set them up for financial success with just $50 a month? In this episode, we break down a simple, proven strategy that can turn small contributions into over a million dollars by the time your child reaches 55. Whether you're expecting a baby, have young kids, or even if your child is already a little older, this episode will show you exactly how to catch up and build generational wealth. You’ll learn: o How a one-time $500 investment before birth lays the foundation o Why $50 per month until age 21 is the key to long-term growth o How compound interest turns small contributions into massive results o The impact of continuing even minimal contributions beyond age 21 o How to catch up if you’re starting late o The importance of financial literacy and getting kids involved early This isn’t just about money—it’s about creating a lasting legacy. By taking simple, consistent steps, you can give your child a head start that most people never get. If you’ve ever wondered how to truly set the next generation up for success, this episode is for you. Start today. Your child’s future self will thank you. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook:https://www.facebook.com/thefinancialmirr0r X:https://twitter.com/financialmirr0r Instagram:https://www.instagram.com/thefinancialmirror/ Podcast:https://creators.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #financialfreedom #investing #generationalwealth #moneytips #personalfinance #millionairemindset #wealthbuilding #parentingtips #financialeducation #moneyhacks #compoundinterest #investsmart #financialliteracy #richdadpoordad #passiveincome #stockmarket #futureproof #retirementplanning #longterminvesting #moneygrowth #buildwealth #financeforbeginners #moneygoals #setforlife #legacybuilding #familyfinance #wealthhacks #earlyretirement #financialsuccess #moneymoves

    25 min

  3. FEB 18

    Ep. 225 | Stop Wasting Money on Tax Pros: The Truth About Filing Your Own Taxes

    Tax season is here, but don’t overpay to file your taxes! Did you know that taxpayers waste up to $13 billion annually by paying for services they don’t need? With the 2025 standard deduction increases, most taxpayers can take the guesswork out of filing and skip the unnecessary expense of hiring a professional. This episode dives deep into everything you need to know to take control of your taxes, save time, and maximize your money. In This Episode, You’ll Learn: o The 2025 Standard Deduction: How the increases—$15,000 for single filers, $30,000 for married couples, and $22,500 for heads of households—simplify filing for most Americans. o Why Most Taxpayers Don’t Need a Tax Professional: Understand when hiring a pro is necessary and when filing on your own is more than enough. o How to Take Advantage of Free and Affordable Filing Options: Discover why 70% of taxpayers qualify for IRS Free File, yet only 3% use it, and learn how to access free or low-cost options. o Tax Software Platforms Compared: We review TurboTax, H&R Block, TaxAct, Ramsey SmartTax, and IRS Free File to help you pick the best one for your needs. o Common Tax Myths Debunked: Learn why refunds aren’t “free money,” why most taxpayers don’t need to itemize, and how easy filing really is. Don’t miss out on future episodes packed with personal finance tips, tax advice, and money-saving strategies! Subscribe to our channel and take control of your finances today. Articles Referenced: IRS Tax Inflation Adjustments for 2025: https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2025 Data on Free File Usage: https://www.nerdwallet.com/article/taxes/data-taxpayers-freefile Ramsey SmartTax Overview: https://www.ramseysolutions.com/taxes/smarttax H&R Block Online Tax Filing: https://www.hrblock.com/online-tax-filing/ TurboTax Features and Pricing: https://turbotax.intuit.com/ TaxAct Tax Software: https://www.taxact.com/ **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast:https://creators.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #Taxes2025 #TaxSeason2025 #FreeFile #StandardDeduction #DIYTaxes #TaxFilingMadeEasy #TurboTax #HRBlock #IRSFreeFile #TaxAct #RamseySmartTax #TaxSimplification #MoneySavingTips #TaxRefundTips #PersonalFinance #FileYourOwnTaxes #TaxSoftware #TaxSeasonTips #TaxPlanning #NoTaxStress #TaxHelp #FinancialFreedom #SmartTaxFiling #SaveMoneyOnTaxes #BudgetFriendlyTaxes

    30 min

  4. FEB 11

    Ep. 224 | Make More Money With a Side Hustle – The Right Way!

    Are you thinking about starting a side hustle to earn extra income? In this episode, we break down how to start a profitable side hustle that actually makes you money—not just drains your bank account. Too many people jump into side hustles without a plan, end up spending more than they make, and quit before they ever see a profit. Today, we’re changing that. Learn how to pick the right side hustle for your skills and lifestyle, separate your business and personal finances, and track your income to ensure you're making real money. We’ll also go over some of the most profitable side hustles in today’s economy, from selling digital products and freelancing to starting a bookkeeping business or coaching service. Managing your finances properly is the key to turning a side hustle into a real income stream. That’s why I’m recommending Quicken Business & Personal—an easy-to-use tool that keeps your business and personal finances separate so you always know where your money is going. If you’re not sure which side hustle is right for you, take the Ramsey Side Hustle Quiz (link below) to get ideas tailored to your strengths. Hit that LIKE button if you’re ready to make more money, SUBSCRIBE for more personal finance tips, and comment below—what side hustle are you considering? Articles Referenced: Quicken Personal / Business: https://www.quicken.com/products/business-personal/ Side Hustle Quiz: https://www.ramseysolutions.com/saving/side-hustle-quiz Side Hustle Ideas:https://www.kiplinger.com/personal-finance/side-hustles-you-could-turn-into-a-full-time-business 27 Side Hustles to Try: https://www.ramseysolutions.com/saving/side-hustle-ideas My Instacart Experience: https://youtube.com/live/wE3POH_F9o0 **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://creators.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #sidehustle #makemoney #extracash #passiveincome #financialfreedom #workfromhome #entrepreneur #smallbusiness #hustle #onlinebusiness #makemoneyonline #investing #moneytips #businessowner #success #freelance #sideincome #earnmoney #finance #budgeting #wealth #moneygoals #personalfinance #selfemployed #moneyhacks #startup #bosslife #entrepreneurlife #businessgrowth #profit #smartmoney #quicken #moneytalks #hustlehard #makemoneyfast #income #financegoals

    26 min

  5. FEB 4

    Ep. 223 | Your Financial Wellness Checklist: 10 Must-Do Steps Each Year

    Is your financial future on track? Many people focus on managing their money day-to-day—budgeting, saving, and paying bills—but few take the time to conduct a full financial health checkup. Without regularly assessing where you stand, you might be missing critical gaps that could impact your long-term financial success. In this episode, we’re diving into a step-by-step financial checkup designed to help you evaluate your financial stability, identify weak spots, and create a plan to strengthen your money management strategy. o Assessing financial goals – Making sure your short-term and long-term goals align with your current financial situation. o Reviewing your budget and spending habits – Identifying areas where you can optimize your income and cut unnecessary expenses. o Managing debt and credit health – Understanding how to improve your credit score and develop a plan to reduce outstanding debt. o Optimizing savings and investments – Ensuring you are saving enough for emergencies and maximizing your retirement contributions. o Checking insurance and estate planning – Making sure you have the right coverage and legal documents in place to protect your future. Regular financial checkups are crucial for staying on track, avoiding costly mistakes, and making sure your money is working for you. This episode is for you if you want to improve your financial well-being, reduce financial stress, and build long-term wealth. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! References: Top Budget Apps: https://youtu.be/g02nFuIYOJs?feature=shared Setting Financial Goals: https://youtu.be/7R3QH0bgLT4?feature=shared **Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://creators.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #FinancialCheckup #MoneyManagement #WealthBuilding #FinancialFreedom #InvestingTips #Budgeting101 #DebtFreeJourney #SmartInvesting #RetirementPlanning #PersonalFinance #CreditScoreTips #BuildWealth #PassiveIncome #FinancePodcast #MoneyMatters #FinancialSuccess #EmergencyFund #FinancialGoals #SaveMoney #SmartMoneyMoves #DebtPayoff #FinancialIndependence #WealthMindset #InsurancePlanning #TaxStrategy

    31 min

  6. JAN 28

    Ep. 222 | Credit Card Debt Hits Record Highs – 5 Steps to Get Back in Control

    Credit card debt in the United States has reached a record-breaking $1.166 trillion, leaving millions of Americans struggling to stay financially afloat. In this episode, we explore what’s driving this historic surge in debt, including inflation, rising interest rates, and the aftermath of the pandemic. More importantly, we dive into five practical steps you can take to regain control of your finances, pay down debt, and build a secure financial future. Learn how to navigate today’s challenging economic landscape, from understanding your credit card balances to implementing proven payoff strategies like the snowball and avalanche methods. Discover how to cut costs, increase income, negotiate interest rates, and create a budget that works for you. Whether you’re overwhelmed by rising balances or just looking for actionable advice to take charge of your money, this episode provides the tools and insights you need to break free from the cycle of debt. Key Topics Covered: o The current state of U.S. credit card debt and what’s driving the increase. o Common reasons Americans are relying on credit cards more than ever. o Five actionable steps to reduce debt and avoid future financial pitfalls. o Strategies for managing high-interest rates and building an emergency fund. Take control of your finances today and pave the way to a debt-free future. Resources Mentioned: o Debt snowball vs. debt avalanche methods o Tools for budgeting and tracking spending o Tips for negotiating lower interest rates Articles Referenced: o Inflation Numbers: https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm o Debt Payoff Strategies: https://www.ramseysolutions.com/debt/how-to-pay-off-credit-card-debt o Debt Snowball: https://www.ramseysolutions.com/debt/how-the-debt-snowball-method-works Subscribe for more insights on personal finance and practical strategies to manage debt. **Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #CreditCardDebt #DebtRelief #PersonalFinance #FinancialFreedom #DebtPayoff #MoneyTips #CreditCardInterest #BudgetingTips #DebtFreeJourney #FinancialAdvice #PayOffDebt #DebtSnowball #DebtAvalanche #MoneyManagement #HighInterestRates #EmergencyFund #FinancialGoals #ReduceDebt #CreditCardCrisis #SaveMoney #MoneyMatters #FinanceTips #SmartSpending #MoneySavingTips #BudgetingForBeginners #FinancialLiteracy #MoneyMindset #TackleDebt #FinancialPlanning #StopDebt

    24 min

  7. JAN 21

    Ep. 221 | Stop Struggling! These 3 Steps Will Change Your Finances in 2025

    Are you ready to transform your finances in 2025? In this episode, we dive into three simple yet powerful steps that anyone can take to achieve financial success. Whether you’re looking to save more, invest smarter, or break free from bad spending habits, this episode is packed with actionable advice to help you take control of your money. First, discover the importance of building a solid financial foundation with savings and investments—even if you’re starting small. We’ll break down exactly how to create an emergency fund and show the incredible potential of investing just $50 or $250 per month over the course of a year. Next, learn why daily budgeting is the game-changing habit you’ve been missing. Find out how spending just one minute a day reviewing your finances can prevent overspending, reduce stress, and help you hit your financial goals faster. Finally, we tackle the mindset shift that will save you thousands: breaking free from the “Keeping Up with the Joneses” mentality. Learn how to stop comparing yourself to others and start focusing on building financial independence for your future. If you’re tired of feeling stuck and ready to take your money to the next level, this episode is for you. Start your journey to financial freedom today—small, consistent steps will change everything by the end of 2025. Get Started Investing Today: https://a.webull.com/gsHaGMlNOsgX8Hc0Jt Budget Software Review: https://youtu.be/g02nFuIYOJs?feature=shared Emergency Fund Calculator: https://www.nerdwallet.com/article/banking/emergency-fund-calculator Investment Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator SPY: https://finance.yahoo.com/quote/SPY/performance/ VOO: https://finance.yahoo.com/quote/VOO/performance/ **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #PersonalFinance #SaveMoney #BudgetingTips #InvestingForBeginners #FinancialFreedom #MoneyManagement #BuildWealth #DebtFreeJourney #FinancialGoals #HowToSaveMoney #EmergencyFund #InvestingTips #BudgetingHacks #SimpleFinanceTips #MoneyTips #StopOverspending #FinancialSuccess #MoneyHabits #WealthBuilding #SmartInvesting #FinancialIndependence #DailyBudgeting #FrugalLiving #MoneyGoals #2025Finance #SaveAndInvest #MoneyMatters #FinanceTips #TransformYourFinances #SmartMoneyMoves

    25 min

  8. JAN 14

    Ep. 220 | Tax Season 2025: Key Tips, Deadlines, and Deductions You Need to Know

    Tax season is around the corner, and navigating the ins and outs of filing your taxes can be overwhelming. In this comprehensive guide to tax season 2025, we break down everything you need to know to file your taxes with confidence. From the tax filing deadline to crucial updates on standard deductions, tax brackets, and credits, we’ll help you avoid common mistakes and maximize your potential refund. Whether you’re filing as an individual or with a family, understanding the new rules for tax year 2024 is key. This episode will cover all of the essential details, including: Important tax deadlines for 2025 and how to avoid penalties The impact of inflation-adjusted tax brackets and how they affect your filing Key deductions and credits you could be eligible for, such as the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), and more How to properly claim charitable donations, medical expenses, and business deductions if you're self-employed or a freelancer The latest updates on 1099-K forms for side hustlers and online sellers Tips on maximizing your retirement contributions and education credits for tax savings If you want to avoid last-minute stress and ensure you’re filing your taxes accurately, this episode provides the essential steps you need to get prepared for tax season 2025. Don't wait until the last minute—start organizing your documents and understanding the tax changes that could impact your refund or tax bill this year. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! Tax Checklist: https://www.nerdwallet.com/article/taxes/tax-prep-checklist Articles Used: Tax Deadlines: https://www.irs.gov/newsroom/irs-announces-jan-27-start-to-2025-tax-filing-season-agency-continues-historic-improvements-to-expand-enhance-tools-and-filing-options-to-help-taxpayers Tax Brackets & Deductions: https://www.ramseysolutions.com/taxes/tax-season-what-you-need-to-know Charitable Contribution Deductions: https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions Medical Expense Deductions: https://www.irs.gov/publications/p502 Earned Income Tax Credit (EITC): https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/earned-income-and-earned-income-tax-credit-eitc-tables Child Tax Credit: https://www.irs.gov/credits-deductions/individuals/child-tax-credit 1099-K Changes: https://www.kiplinger.com/taxes/1099-k-threshold-to-file--what-to-know **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #TaxSeason2025 #TaxTips #TaxFiling #TaxDeductions #TaxCredits #IRS #FilingTaxes #TaxDeadlines #StandardDeduction #TaxBrackets #TaxReturn #TaxSeason #EITC #ChildTaxCredit #SelfEmployedTaxes #FreelancerTaxes #TaxRefund #TaxTips2025 #TaxPlanning #EarnedIncomeTaxCredit #TaxSavings #TaxHelp #TaxAdvice #TaxSeasonPrep #TaxYear2024 #TaxExpert #RamseySolutions #TaxSeasonTips

    30 min
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Ratings & Reviews

5
out of 5
10 Ratings

About

Take control of your financial future. This personal finance podcast provides actionable strategies and insights to help you make smart money moves. Learn how to budget, save, invest, reduce debt, and optimize your finances from the inside out. We believe that the path to financial success starts with understanding and improving ourselves first. Discover what it takes to build long-term wealth and achieve financial freedom. Get motivated to make positive changes to your financial habits and mindset. The key to a wealthy future is fixing the one thing we can control - ourselves.

Information

  • Creator
    The Financial Mirror
  • Years Active
    2020 - 2025
  • Episodes
    227
  • Rating
    Clean
  • Copyright
    © The Financial Mirror
  • Show Website
    The Financial Mirror

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