The Financial Mirror

The Financial Mirror
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The Financial Mirror

Take control of your financial future. This personal finance podcast provides actionable strategies and insights to help you make smart money moves. Learn how to budget, save, invest, reduce debt, and optimize your finances from the inside out. We believe that the path to financial success starts with understanding and improving ourselves first. Discover what it takes to build long-term wealth and achieve financial freedom. Get motivated to make positive changes to your financial habits and mindset. The key to a wealthy future is fixing the one thing we can control - ourselves.

  1. 1 DAY AGO

    Ep. 220 | Tax Season 2025: Key Tips, Deadlines, and Deductions You Need to Know

    Tax season is around the corner, and navigating the ins and outs of filing your taxes can be overwhelming. In this comprehensive guide to tax season 2025, we break down everything you need to know to file your taxes with confidence. From the tax filing deadline to crucial updates on standard deductions, tax brackets, and credits, we’ll help you avoid common mistakes and maximize your potential refund. Whether you’re filing as an individual or with a family, understanding the new rules for tax year 2024 is key. This episode will cover all of the essential details, including: Important tax deadlines for 2025 and how to avoid penalties The impact of inflation-adjusted tax brackets and how they affect your filing Key deductions and credits you could be eligible for, such as the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), and more How to properly claim charitable donations, medical expenses, and business deductions if you're self-employed or a freelancer The latest updates on 1099-K forms for side hustlers and online sellers Tips on maximizing your retirement contributions and education credits for tax savings If you want to avoid last-minute stress and ensure you’re filing your taxes accurately, this episode provides the essential steps you need to get prepared for tax season 2025. Don't wait until the last minute—start organizing your documents and understanding the tax changes that could impact your refund or tax bill this year. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! Tax Checklist: https://www.nerdwallet.com/article/taxes/tax-prep-checklist Articles Used: Tax Deadlines: https://www.irs.gov/newsroom/irs-announces-jan-27-start-to-2025-tax-filing-season-agency-continues-historic-improvements-to-expand-enhance-tools-and-filing-options-to-help-taxpayers Tax Brackets & Deductions: https://www.ramseysolutions.com/taxes/tax-season-what-you-need-to-know Charitable Contribution Deductions: https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions Medical Expense Deductions: https://www.irs.gov/publications/p502 Earned Income Tax Credit (EITC): https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/earned-income-and-earned-income-tax-credit-eitc-tables Child Tax Credit: https://www.irs.gov/credits-deductions/individuals/child-tax-credit 1099-K Changes: https://www.kiplinger.com/taxes/1099-k-threshold-to-file--what-to-know **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #TaxSeason2025 #TaxTips #TaxFiling #TaxDeductions #TaxCredits #IRS #FilingTaxes #TaxDeadlines #StandardDeduction #TaxBrackets #TaxReturn #TaxSeason #EITC #ChildTaxCredit #SelfEmployedTaxes #FreelancerTaxes #TaxRefund #TaxTips2025 #TaxPlanning #EarnedIncomeTaxCredit #TaxSavings #TaxHelp #TaxAdvice #TaxSeasonPrep #TaxYear2024 #TaxExpert #RamseySolutions #TaxSeasonTips

    30 min

  2. JAN 7

    Ep. 219 | Stop Waiting! How Social Security at 62 Can Make You Richer

    Do you want to retire comfortably—or retire wealthy? In this episode, discover a powerful strategy to maximize your Social Security benefits by starting at age 62 and investing your monthly checks. With the right plan, you could grow your portfolio to millions by age 90, giving you financial freedom and retirement beyond your dreams. Disclaimer: The information provided in this episode is for educational purposes only and should not be considered as professional financial advice as everyones situation is different. Consult a financial advisor for personalized guidance based on your specific circumstances. What You’ll Learn in This Video: When is the best time to start Social Security: 62, 67, or 70? The true cost of waiting for larger Social Security checks. How investing early Social Security payouts can grow your wealth. A step-by-step guide to leveraging Social Security for financial success. A side-by-side comparison of six Social Security strategies. Key Takeaways: Start at 62 and invest in building a very nice portfolio by age 80 potentially. Understand cumulative benefits and breakeven points at ages 79, 81, and 83. Harness the power of compounding to transform your monthly checks into significant wealth. Compare profits from investing to fixed income from traditional Social Security payouts. This episode is packed with visuals, charts, and practical advice to help you take control of your finances, build wealth, and create a retirement strategy tailored to your goals. Why You Should Watch: If you’ve ever wondered how to: Optimize your Social Security benefits. Build financial independence in retirement. Take charge of your retirement plan and achieve wealth, not just comfort. This video is your ultimate guide. Don’t just retire—retire wealthy. **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://open.spotify.com/show/26B6h7zVVq5xSjCa4sl6Cb If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #SocialSecurity #RetirementPlanning #FinancialFreedom #InvestingTips #EarlyRetirement #RetirementSavings #MoneyMatters #WealthBuilding #FinancialIndependence #MoneyManagement #PersonalFinance #SmartInvesting #RetirementStrategy #SocialSecurityBenefits #CompoundInterest #InvestWisely #RetireSmart #MoneyGrowth #FinanceGoals #MaximizeWealth #SocialSecurityTips #RetirementWealth #RetirementDecisions #FinancialSuccess #WealthPlanning

    31 min

  3. 12/31/2024

    Ep. 218 | When to Use Your Emergency Fund: The Ultimate Guide

    Wondering when it’s okay to dip into your emergency fund? In this video, we break down the key criteria for using your emergency savings wisely. Learn the difference between true emergencies and non-urgent expenses, the psychological traps that lead to misuse, and strategies for effective fund management. We’ll also share expert guidelines, common mistakes to avoid, and tools to help you stay financially prepared. Whether you’re building your first emergency fund or managing an existing one, this episode will equip you with the knowledge and confidence to make smarter financial decisions. Don't let unexpected expenses derail your goals—stay prepared and protect your financial future. Topics Covered: The purpose and importance of an emergency fund What qualifies as a true emergency Behavioral traps and how to avoid them Expert tips for using and replenishing your fund Tools and strategies for effective fund management Subscribe for more personal finance tips, money-saving strategies, and advice on achieving financial freedom! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #emergencyfund #personalfinance #savingmoney #financialpreparedness #moneymanagement #financialstability #budgetingtips #smartfinancialdecisions #financialfreedom #savingstrategies #emergencyfundtips #avoidingmistakes #financialplanning #moneytips #wealthbuilding #budgetingadvice #financialindependence #emergencysavings #moneyhacks #moneygoals #savingtips #financialadvice #buildingwealth #preparedness #emergencyfundrules #savinghacks #financialliteracy #moneyhabits #savemore #financialsuccess

    29 min

  4. 12/24/2024

    Ep. 217 | Why Leasing a Car Could Be the Worst Financial Mistake You Make

    Leasing a car might seem like a convenient and affordable option, but is it really saving you money? In this video, we uncover the hidden costs, restrictions, and psychological traps that make leasing more expensive than you think. Learn why dealerships push leases, how they profit at your expense, and the smarter alternatives to keep your finances on track. We’ll break down the financial impact of leasing versus buying, expose the tactics dealerships use to upsell you, and explore options like buying used or keeping your car longer to maximize value. If you’re considering leasing or just want to make better car ownership decisions, this video is for you. By the end of this episode, you’ll know how to avoid costly mistakes and choose transportation options that align with your financial goals. Don’t let leasing drain your wallet—discover smarter ways to drive and save! Topics Covered: Why leasing costs more over time than buying outright The restrictions and penalties hidden in lease agreements How dealerships profit from leasing contracts Smarter alternatives like buying used cars or owning longer How to calculate the true cost of car ownership Subscribe for more tips on saving money, making informed financial decisions, and achieving financial freedom! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #CarLeasing #LeasingVsBuying #SaveMoney #CarOwnershipTips #FinancialFreedom #HiddenCosts #CarDealershipSecrets #MoneySavingTips #BuyOrLease #CarBuyingTips #SmartFinancialDecisions #AvoidLeasingMistakes #CarFinance #WealthBuilding #PersonalFinanceTips #OwnYourCar #UsedCars #CarDepreciation #CarAdvice #MoneyMatters #CarShopping #CarCosts #LeasingTraps #AutoFinance #SmartMoneyMoves #FinanceTips #VehicleOwnership #BudgetingTips #SaveOnCars #MoneyManagement #CarBuying

    32 min

  5. 12/17/2024

    Ep. 216 | New Student Loan System Explained: Pay Less, Graduate More

    Student loans are a massive burden for millions of Americans, with over $1.6 trillion in collective debt. But what if there was a better way? In this episode, we explore a bold proposal to transform the student loan system—one that rewards graduates, helps borrowers pay off debt faster, and reduces the economic strain of defaulted loans. We’ll cover: o The current state of student loan debt and its impact on borrowers. o The challenges faced by dropouts and the financial risks they face. o A revolutionary three-part student loan system that incentivizes graduation and accountability. o Proven strategies for paying off student loans quickly and efficiently. Whether you’re a borrower struggling with debt or someone interested in innovative financial solutions, this episode offers valuable insights and actionable tips to navigate the student loan landscape. Don’t forget to like, comment, and subscribe for more content tackling today’s most pressing financial challenges. Article Referenced: https://www.forbes.com/sites/robertfarrington/2024/12/11/gop-leader-wants-to-cut-student-loan-rates-to-1-but-would-it-help/ **Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://open.spotify.com/show/26B6h7zVVq5xSjCa4sl6Cb?si=OFVtIbC5TgOD5ikbKOxIUw If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #StudentLoans #DebtFree #FinancialFreedom #MoneyTips #PayOffDebt #LoanRepayment #CollegeDebt #GraduateDebtFree #StudentLoanHelp #DebtManagement #PersonalFinance #MoneyMatters #DebtPayoffJourney #FinancialLiteracy #LoanForgiveness #PayOffLoansFaster #EducationFunding #GraduationGoals #CollegeSuccess #EconomicReform #HigherEducation #BudgetTips #DebtSolutions #SmartMoney #StudentLoanCrisis #DebtRelief

    25 min

  6. 12/10/2024

    Ep. 215 | What’s Your Net Worth? How to Measure Up and Build Wealth in 2025

    Do you know your net worth? In this episode, we break down how to calculate your net worth, why it’s essential, and how you can grow it in 2025. Understanding your net worth is the first step to financial clarity and building wealth. We’ll explore where the median and average net worth stand by age and provide actionable strategies for every stage of life—whether you’re in your 20s, 30s, 40s, or 50s+. From starting your savings journey to maximizing retirement contributions and reducing debt, this episode is packed with practical advice to help you hit your financial goals. You’ll learn: O How to calculate your net worth O Net worth benchmarks by age O Tips to increase your net worth in 2025 O Strategies for saving, investing, and reducing debt at any age Start measuring your financial progress today and set yourself up for success in 2025 and beyond. Subscribe to the channel for more insights on personal finance, saving, and building wealth. Let’s make 2025 your best financial year yet. **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #NetWorth #PersonalFinance #FinancialPlanning #WealthBuilding #Investing #FinancialFreedom #MoneyManagement #FinancialGoals #FinancialLiteracy #FinancialIndependence #RetirementPlanning #SaveMoney #BuildWealth #DebtFree #Budgeting #CompoundInterest #FinancialSuccess #GrowYourMoney #WealthManagement #MoneyTips #FinanceTips #SmartInvesting #IncreaseNetWorth #MakeMoney #FinancialSecurity #PassiveIncome #InvestmentTips #WealthGrowth #FinancialWellness

    24 min

  7. 12/03/2024

    Ep. 214 | Holiday Spending Survival Guide: Save Money and Stay Stress-Free!

    Are the holidays putting a strain on your wallet? Don’t let holiday spending lead to financial regret this year. In this episode, we’ll share holiday spending tips, budgeting strategies, and gift ideas that will help you enjoy the season without overspending. Whether it’s shopping for gifts, hosting gatherings, or traveling, you’ll learn how to navigate the holidays with confidence and financial peace of mind. What You’ll Learn in This Episode: How to rethink gifting with meaningful, budget-friendly ideas Practical holiday budgeting tips to keep your finances in control How to avoid emotional spending traps and retailer marketing tricks Fresh holiday traditions that save money while creating lasting memories Why thoughtful, sincere gifts matter more than expensive ones Key Takeaways: The holiday season isn’t about how much you spend—it’s about the connections you make. With these strategies, you can stay on budget, reduce stress, and enjoy the holidays without financial regret. Subscribe for weekly personal finance advice, budgeting hacks, and strategies to help you take control of your money and achieve financial freedom. Let’s make this holiday season a win for your wallet.

    25 min

  8. 11/19/2024

    Ep. 213 | Financial Freedom Isn’t About How Much You Earn — It’s About How You Think

    In this episode, we explore the powerful impact of financial psychology and the "rich mindset" on achieving financial freedom. Behavioral finance expert Brad Klontz shares insights into why our beliefs about money are often the biggest obstacles to building wealth. It's not just about how much you make or knowing the difference between a Roth IRA and a traditional IRA. True financial success starts in the mind! Discover the difference between being broke and having a "poor mindset," and learn how small, consistent financial habits can help anyone—yes, even a McDonald's employee—build wealth over time. We discuss the importance of paying yourself first, spending less than you earn, and making smart financial decisions for the future. Whether you're looking to escape the paycheck-to-paycheck cycle, understand the psychology of wealth, or develop a millionaire mindset, this episode is packed with actionable insights to help you take control of your financial future. Join us to uncover why mindset matters more than income when it comes to building lasting wealth. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! McDonalds Millionaire: https://www.cnbc.com/2024/11/09/how-to-work-at-mcdonalds-and-still-become-a-millionaire.html Generations of Money: https://www.marketwatch.com/guides/banking/generational-banking-survey/ **Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://open.spotify.com/show/26B6h7zVVq5xSjCa4sl6Cb?si=85430593c9dc4bb6 If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #FinancialFreedom #MoneyMindset #WealthBuilding #RichMindset #FinancialPsychology #MillionaireMindset #BradKlontz #BehavioralFinance #PersonalFinance #BuildWealth #MindsetMatters #FinancialSuccess #WealthTips #MoneyHabits #FinancialLiteracy #InvestingTips #SaveMoney #BrokeToRich #FinancialGoals #WealthMindset #MoneyManagement #FinancialGrowth #ThinkRich #MoneyBeliefs #PayYourselfFirst #BudgetingTips #WealthJourney #FinancialPlanning #MakeMoneyWork #MoneyTips

    35 min
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Ratings & Reviews

5
out of 5
10 Ratings

About

Take control of your financial future. This personal finance podcast provides actionable strategies and insights to help you make smart money moves. Learn how to budget, save, invest, reduce debt, and optimize your finances from the inside out. We believe that the path to financial success starts with understanding and improving ourselves first. Discover what it takes to build long-term wealth and achieve financial freedom. Get motivated to make positive changes to your financial habits and mindset. The key to a wealthy future is fixing the one thing we can control - ourselves.

Information

  • Creator
    The Financial Mirror
  • Years Active
    2020 - 2025
  • Episodes
    220
  • Rating
    Clean
  • Copyright
    © The Financial Mirror
  • Show Website
    The Financial Mirror

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