Inspired Budget Allison Baggerly

Are your financial goals often derailed by a lack of self-control? Ever wondered why your brain fixates on the immediate rush of impulsive buying instead of the long-term satisfaction of financial security?

Don't worry, you're not alone! It's a common struggle, tied to the reasons behind our shopping habits. This episode is all about unpacking this challenge and providing practical steps to improve self-control and regain control over your spending habits.

We'll tackle topics like the danger of justifying one-time exceptions, how these small indulgences become a snowballing financial strain, and how to avoid this pitfall. We'll share personal experiences and success stories, along with proven strategies for setting clear, achievable goals. The focus is on setting boundaries, resisting temptation, and the essential role of a supportive accountability system.

So come join us, let's take control of our financial journey together. Remember to share your key takeaways and goals with us on Instagram at @inspiredbudget and let's overcome our financial struggles together!
You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Ever found yourself wondering where all your earnings are vanishing? Our guest, Walli Miller, a financial coach and spreadsheet enthusiast, shares her personal journey from being an impulsive spender to becoming a mindful, intentional shopper.

Harnessing her personal experiences, Walli unlocks the secrets of overcoming impulsive shopping habits and discusses the 'aha' moment that led her to a path of financial consciousness. This episode is packed with anecdotes and wisdom from Walli's journey to financial freedom, and her story is an inspiration to anyone who's struggling with managing their finances.

In the latter part of our episode, Walli shares an intriguing challenge that changed her perspective on spending - the seven-day no spend challenge. With this enlightening experience, she became more aware of her triggers, leading to more mindful spending habits.

We also dive into the importance of aligning our spending with our personal values, a lesson she gathered from her adventures in couponing. Gear up for an insightful discussion on personal finance, impulsive shopping, and the power of intentional spending.

Visit Walli's Website
Follow her on Instagram
You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Unexpected expenses can cause a spiral of stress and uncertainty, but what if you could manage them without losing your peace of mind? This episode is all about understanding the concept of an emergency fund, the key to staying afloat in turbulent financial waters, and how our brains often react counterintuitively when an unexpected expense arises. 

We'll be exploring the art of budgeting, the secret weapon against unforeseen expenses. Learn about the significance of having a miscellaneous budget category, a buffer that could prove to be your financial savior and why ensuring the right insurance coverage can save you from sleepless nights. I'll shed light on how to create this 'buffer' in your budget and guide you on the right amount to allocate to prevent debt when life throws curveballs.

Let's change the way we view unexpected expenses by cultivating the right mindset. The philosophy of an emergency fund will be our focus, its role in maintaining our financial balance and how it helps reduce stress in tricky situations. 

Throughout the episode, I'll be sharing stories from my personal journey, offering you valuable insights into effective financial management. This episode is a must-listen for anyone striving to gain control over their finances and turn unpredictable expenses into manageable events. 
You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Imagine having a rich auntie who can impart financial wisdom, help you pay off debt, and guide you towards building your wealth. Today, we have the privilege of chatting with Bernadette Joy, a renowned money expert, who is just that—a rich auntie—and she takes us on an incredible journey of her transition from a staggering $300,000 debt to a whopping $1 million net worth, all in her 30s. 

We take a peek into her tough journey, her slip-ups, and her money smarts, showing us how to wipe out debt, stash some cash, and invest with confidence.
One of the most enlightening aspects we delve into is Bernadette's bold decision to close her business in 2019, right before the pandemic hit. It's a raw and honest conversation about the real essence of financial freedom and how it goes beyond just the number game—it's a whole emotional odyssey.

We unpack the pressures of continually increasing net worth even at the point of financial freedom and discuss the role money plays in the pursuit of happiness, but without being a surefire recipe for joy.

Transitioning from financial to physical well-being, Bernadette shares insights on how nutrition impacts mental and physical health. Always mindful of her missteps, Bernadette helps us understand how learning from our money mistakes is an essential part of the journey.

Crush Your Money Goals Website
Get Bernadette Joy's Free Money Guide
Follow Bernadette on Instagram: @berndebtjoy
You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Are you already dreading how your bank account will look after the holiday season? Trust me, I feel you. That's why on today's episode of Inspire Budget Podcast, we are going head-on with the biggest challenge of the gift-giving season - impulse spending.

Together, we'll uncover strategies to set a clear budget, craft a thoughtful gift list, and assign practical spending limits. The holiday season doesn't need to be a financial burden, and I'm here to guide you through it!

Let's move a step further into our holiday spending playbook! This episode also brings forward effective strategies to avoid impulse spending, like setting a deadline for your shopping, limiting exposure to sales temptations, and shopping with a clear head.

It's time to enjoy the holiday season without the shadow of debt looming over. So, if you're determined to keep your budget intact while spreading joy this Christmas, this episode is your roadmap to success!

Check out my free Christmas Budget Printables
You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Ever felt like you're working way too hard, but not getting paid nearly enough for your efforts? Our guest for today, Fernanda Carnavan, a Latina money and career educator, has been there.

Fernanda, the creator of the platform Relentless Latina, takes us through her journey of grit and resilience where she went from being underpaid and overworked to valiantly claiming her worth. She talks about her experience with the phenomenon of "quiet promotions" in male-dominated fields and provides practical tips on how to spot and tackle such situations.

Fernanda's narrative goes deeper as she details her experiences with gender inequality in the workplace. The relocation to a new state with no salary hike and the realization of being underpaid led her to advocate for herself fiercely. She shares her insights and advice for others going through the same ordeal, empowering them to not settle for less than they deserve.

We also touch upon Fernanda's passion project, Relentless Latina, a platform she created to empower Latina women in their career and financial journeys.

Fernanda's journey is an empowering testament to the power of self-worth and resilience. Fernanda's story is not just her own, but a tale of strength and determination that could inspire anyone to take control of their career and finances.

Visit Fernanda's Website Relentless Latina https://relentlesslatina.com/
Follow Fernanda on Instagram https://www.instagram.com/relentless.latina/


You Might Like:
Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!