36 min
COLLEGE PLANNING: WHAT YOU NEED TO KNOW Homeschool Your Way
-
- Education
Higher education, like college, can also come with a higher price tag. It’s a daunting expense for the majority of families. An expense that can rapidly creep up on you if you aren’t thinking ahead and even then the price of a two, four, or more-year degree can have you blanching at the thought of writing those checks. Join Janna as she is joined by Brad Baldridge, a financial advisor and creator of Taming the High Cost of College as they discuss getting a handle on the cost of college and ways to make the process a little easier.
ABOUT OUR GUEST | Brad Baldridge is a College Funding Specialist who has helped thousands of families plan and save for college with smart and proven strategies to save time, money, and stress. As a financial expert, blogger, and host of the Taming the High Cost of College podcast, Brad has been sharing his college planning insights with clients, subscribers, and listeners for nearly 20 years. He teaches parents the best ways to save and pay for college, including how to find the right school, maximize financial aid and scholarships, avoid student loan debt, and make your children’s college dreams come true without wiping out your finances or retirement. Since 1998, Brad has become one of the nation’s leading college planning and college finance experts. He offers life-changing advice through his private practice, his online platforms, and numerous workshops, seminars, and events each year.
LISTENER COUPON CODE
★Request your coupon code to use on any purchase at bookshark.com.
Janna (00:37): Brad. I am nervous. I am nervous because I feel like... Let's just jump right in. I have probably missed some deadlines and missed the boat.
Brad (01:42): Yeah, so I'm a financial advisor, so I work with families about retirement and saving and investing and that type of stuff. I realized that college was one of the big challenges that a lot of families were up against and a confluence of events.
Brad (03:41): Right. So I would recommend sophomore year of high school as a good time to really buckle down and start trying to figure out specific plans. Now, certainly if you've got a two-year old at home or something like that, you can plan for college in the... Let's set up a savings or let's do some budgeting and that kind of thing. I would call that early stage planning where you don't know the college, you don't know a lot of details.
Janna (07:33): I think that as a parent, it's super important to understand for our children that decisions can be made and decisions can be made with as much information as we have without putting pressure on our children to have this decision made that it feels like they're boxed in.
Brad (13:54): Now, the other thing you mentioned, just to go back, is you said something along the lines of, "Well, this college is expensive and this college is not." Now, most families don't realize that colleges have a list price, but they also have what I would call a net price.
Thanks to show sponsor BookShark. Request a homeschool curriculum catalog or download samples at bookshark.com.
If you'd like to share an aha moment, an inspirational quote, a homeschool hack, a book you're loving, or a suggested podcast topic/guest, leave a comment at bookshark.com/podcast. We'd love to feature your reflection on a future episode.
Higher education, like college, can also come with a higher price tag. It’s a daunting expense for the majority of families. An expense that can rapidly creep up on you if you aren’t thinking ahead and even then the price of a two, four, or more-year degree can have you blanching at the thought of writing those checks. Join Janna as she is joined by Brad Baldridge, a financial advisor and creator of Taming the High Cost of College as they discuss getting a handle on the cost of college and ways to make the process a little easier.
ABOUT OUR GUEST | Brad Baldridge is a College Funding Specialist who has helped thousands of families plan and save for college with smart and proven strategies to save time, money, and stress. As a financial expert, blogger, and host of the Taming the High Cost of College podcast, Brad has been sharing his college planning insights with clients, subscribers, and listeners for nearly 20 years. He teaches parents the best ways to save and pay for college, including how to find the right school, maximize financial aid and scholarships, avoid student loan debt, and make your children’s college dreams come true without wiping out your finances or retirement. Since 1998, Brad has become one of the nation’s leading college planning and college finance experts. He offers life-changing advice through his private practice, his online platforms, and numerous workshops, seminars, and events each year.
LISTENER COUPON CODE
★Request your coupon code to use on any purchase at bookshark.com.
Janna (00:37): Brad. I am nervous. I am nervous because I feel like... Let's just jump right in. I have probably missed some deadlines and missed the boat.
Brad (01:42): Yeah, so I'm a financial advisor, so I work with families about retirement and saving and investing and that type of stuff. I realized that college was one of the big challenges that a lot of families were up against and a confluence of events.
Brad (03:41): Right. So I would recommend sophomore year of high school as a good time to really buckle down and start trying to figure out specific plans. Now, certainly if you've got a two-year old at home or something like that, you can plan for college in the... Let's set up a savings or let's do some budgeting and that kind of thing. I would call that early stage planning where you don't know the college, you don't know a lot of details.
Janna (07:33): I think that as a parent, it's super important to understand for our children that decisions can be made and decisions can be made with as much information as we have without putting pressure on our children to have this decision made that it feels like they're boxed in.
Brad (13:54): Now, the other thing you mentioned, just to go back, is you said something along the lines of, "Well, this college is expensive and this college is not." Now, most families don't realize that colleges have a list price, but they also have what I would call a net price.
Thanks to show sponsor BookShark. Request a homeschool curriculum catalog or download samples at bookshark.com.
If you'd like to share an aha moment, an inspirational quote, a homeschool hack, a book you're loving, or a suggested podcast topic/guest, leave a comment at bookshark.com/podcast. We'd love to feature your reflection on a future episode.
36 min