What shapes the way you think about money…before you even earn your first dollar? In this powerful conversation, I sit down with Certified Money Coach, Megan Christie, to unpack the stories, experiences, and defining moments that have shaped her mission to help women feel confident, capable, and prepared for life, using money as the catalyst. From growing up surrounded by generational money struggles to witnessing firsthand the impact financial dependence can have on a woman’s ability to make choices, Megan shares the moments that lit a fire in her, fuelling a lifelong commitment to ensuring women are never left feeling stuck, powerless, or without options. But this conversation goes far beyond budgets and bank accounts. We explore the quiet courage it takes to trust yourself, the resilience built through life’s unexpected changes, and the powerful connection between self-belief and financial independence. Megan shares how her early experiences, from constantly starting over in new environments to navigating deeply ingrained family money patterns, have shaped the way she shows up today. This episode is a powerful reminder that money isn’t just practical, it’s emotional, generational, and deeply tied to our sense of safety, choice, and identity. If you’ve ever wondered whether you’re truly ready for whatever life might throw your way, or what it would take to feel that way, this conversation will shift how you think about money, and your role in it. Key takeaways: o The hidden money patterns you may have inherited…and how they could still be impacting your decisions today. o Why financial independence isn’t just about having more money. o The moment that shaped Megan’s mission, and why it might hit closer to home than you expect o What being “financially ready” really means… and the uncomfortable truth too many women avoid. o How life experiences that seem unrelated to money are shaping your financial confidence every day. o The subtle link between self-trust and money, and how one directly impacts the other. o Why simplifying money might be the smartest move you make… and what becomes possible when you do. Find out more about Megan: As a Certified Money Coach (CMC)®, financial educator, advocate and founder, Megans favourite thing is to help people "do money better". To feel confident and capable to make, manage, and grow money for better outcomes for all. LinkedIn: Megan Christie Instagram: @meganchristie_moneycoaching COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today. Where to find me: Website: Kim Payne LinkedIn: Kim Payne Instagram: @iamkimpayne Facebook: KimPayneBiz COURAGEOUS SHIFT Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. CALL TO ACTION Book a FREE 45 min Call to Action to help you get to the starting line.