Diya Jolly, CPO & CTO of Xero - $22Bn and Growing. Leading Product and Tech for a Global Fintech Giant

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Miguel Armaza interviews Diya Jolly, Chief Product and Technology Officer at Xero (XRO.AX), a $22Bn tech giant that offers accounting and CFO management services for small businesses worldwide.

Xero is one of the largest fintechs in the world. Their latest total annual revenue was $1.6Bn and they’ve doubled in size over the last three years.

Prior to Xero, Diya was the Chief Product Officer at Okta and before that she held multiple leadership product roles at Google. She’s extremely thoughtful and this conversation is a delightful masterclass on building a tech and software business.

We discuss:

  • The tensions of product managers and how to navigate them
  • Is cannibalizing your own product ever a good idea?
  • How AI is revolutionizing accounting.
  • Frameworks to make good decisions with incomplete information… and a lot more!


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Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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