The Retirement Learning Lab, with Van Richards, ChFC‪®‬ Van Richards, ChFC®

With all that is happening in the world, you may be asking yourself, does asset allocation still work? Is how you divided your investments doing what it should? In today’s video, you’ll find the answer. Plus, there is a great free tool to show you some examples of asset allocation that is intended to help you control the risk of investing. If you’re in a hurry and just want to see the asset allocation models, go to www.assetallocationmodels.com.Here are the highlights of today’s video.0...

If you own a retirement account like a 401k, you probably split your savings up among a few different types of investments.A lot of people use investment models provided by their employers.And a lot of you don't really know which stocks or bonds your investments have. And really that is OK. The idea of investing in a mutual fund, a variable annuity, or an ETF is, so you don't have to be an expert.But many people are surprised to learn that any of their retirement accounts have Russian stocks ...

Starbucks' stock value has been hit hard by the pandemic. But they do have a competitive edge. Growing your financial knowledge is what can put you in control of your financial future.The centerpiece of today's analysis is the six characteristics that set Starbucks apart from its competition. #1 streamlined business operations.#2 menu innovations#3 digital engagement#4 selective store closures#5 opening stores in US and China underserved areas and#6 their loyalty progr...

For only the second time in 137 years, AT&T cut its dividend. That had to be like a gut punch for a lot of AT&T shareholders who were relying upon those dividends.So, is there still profit available in the wireless industry?Every month that I pay my AT&T Uverse bill, I think, how could this company not make money? But maybe I just answered my own question. AT&T has spread itself thin for about the past decade or more. They're trying to be far more than a wireless service ...

EPD has one of the highest dividend rates of any large publicly traded company. This week I'll discuss the stock's potential role in retirement savings.This week I discuss the stock's potential role in retirement savings. EPD is a prime example of a company that appears to be managed to pay its shareholders dividends as opposed to increase share value. With Enterprise Products' recent plan to acquire Navitas Midstream, near-term returns should be bolstered. EPD’s formula for success has...

In today's podcast, I dive deep into three fundamental analysis characteristics of Genuine Parts Company. GPC is a value stock that pays dividends. It makes it a good candidate for some retirement accounts. But I don't look at everything through rose-colored glasses. Increasing costs and expenses are weighing on GPC. But I discuss how one billionaire investor thinks Genuine Parts Company is going to cope with increasing cost and inflation.