Mindful Money Jonathan DeYoe

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Douglas and Heather Boneparth. Douglas, a Seasoned Financial Advisor, and Heather, a Former Corporate Attorney, share their journey and insights on managing finances within a relationship. They discuss the evolution of their financial strategies, especially in light of the global pandemic and how it necessitated a shift in their approach to money and partnership.
They emphasize the complexities of merging finances in a relationship, emphasizing that it's not a one-time event but a continuous process. They highlight the importance of communication and understanding each other's financial backgrounds and perspectives.
They also touch on their upcoming book, "The Merge," which explores navigating financial power dynamics within relationships, aiming to provide couples with tools to manage their finances harmoniously. It covers the personal challenges they faced, such as the impact of career changes and the dynamics of working together professionally.
Join us as we explore the importance of ongoing dialogue and mutual understanding in managing finances as a couple, ensuring both partners feel valued and empowered.
📺 Watch on YouTubehttps://youtu.be/GNwHFY0T4Ho
Key Takeaways00:02:00 - Douglas and Heather's Early Career and Financial Struggles
00:11:02 - Shift in Career Dynamics and Financial Contributions
00:15:33 - The Importance of Communication in Financial Relationships
00:30:14 - Growth and Success in Their Business
00:40:14 - Advice for Couples Considering Marriage
00:41:57 - Importance of Communication Over Financial Mechanics
Tweetable Quotes"A global pandemic was not something we accounted for. Whatever we did to set up our financial life before then was no longer relevant to the world we live in now. It's a constant search for equity, balance, and communication to maintain a healthy relationship with money and each other.""I grew up watching my father and grandfather as entrepreneurs, which baked into my DNA the understanding of money as a tool. This contrasted with Heather's experience, where money was a source of anxiety and not feeling in control.""It's not just about how you merge your money the first time; it's about how you stay together over the decades. The real challenge is in how couples communicate about money, the autonomy they feel in spending, and how they value each other's contributions beyond financial earnings."Guest ResourcesWebsite - https://www.bonefidewealth.com
Douglas LinkedIn - https://www.linkedin.com/in/douglasboneparth
Douglas Instagram - a...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Liz Frazier Peck, a Fee-only Certified Financial Planner and a passionate advocate for financial literacy. Liz shares her journey from growing up in a financially savvy household to becoming a leading voice in personal finance education.
We discuss the importance of introducing financial concepts early in life, drawing parallels between learning to swim and learning to manage money. Liz's approachable insights remind us that comfort with financial topics begins in the formative years, shaping our ability to navigate the financial pools of adulthood with confidence.
Liz also opens up about her personal experiences, from her initial career moves to the pivotal moments that steered her back to her roots in financial planning. Her story is a testament to the power of education and the impact of having financially literate role models.
This conversation is not just about numbers; it's about preparing the next generation to face financial realities with knowledge and confidence. Whether you're a parent looking to guide your children or an adult seeking to truly understand finance for yourself, this episode offers valuable perspectives on making financial education accessible and engaging.
Join us as we explore how to create a foundation of financial understanding that can support a lifetime of informed decisions.
📺 Watch on YouTubehttps://youtu.be/niVNmXmW5vs
Key Takeaways00:03:16 - Importance of Financial Education from a Young Age
00:13:19 - The State of Financial Literacy and Education
00:25:02 - Teaching Financial Concepts at Different Ages
00:30:56 - The Concept and Benefits of Giving Children an Allowance
00:33:39 - Avoiding Misinformation in Financial Education
Tweetable Quotes"I love seeing more and more people talking about finance now because it's just, we talked about it with our families when we were younger, and I think it did the opposite of stress us out as adults. It made us comfortable with money. It's kind of like if you take an 18-year-old to a pool and you've never introduced them to water or never taught them to swim, and you just throw them in there, they're going to be like, what are you doing? This is crazy. So it's the same thing with money.""I think that adults need to realize that they don't have to understand what a hedge fund manager does to be successful in their own financial management. There are some basic ideas that really are in my book for kids. If adults understand, it makes a big difference and they don't need to know anything more complicated.""I believe allowance should be more about giving them the opportunity to practice and learn on their own. Make it relevant, then they're interested in it because it's theirs."Guest ResourcesWebsite -...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Ben Wildavsky, a seasoned expert in education policy and a visiting scholar at the University of Virginia School of Education and Human Development. Ben shares insights from his new book, "The Career Arts: Making the Most of College, Credentials, and Connections,” new from Princeton University Press in November 2023 which delves into making the most of college through career credentials and connections.
We explore the value of college education in today's economic landscape, discussing the balance between acquiring broad skills and targeted skills that the job market demands. Ben's perspective is rooted in extensive research and personal experiences, making our conversation not only informative but also deeply relatable for anyone thinking about the true value of higher education.
Ben also opens up about the concept of social capital and its critical role in career advancement, especially for first-generation college students. He provides practical advice on how students can build their networks and leverage these connections to enhance their career prospects.
This discussion is particularly close to my heart as we navigate the complexities of preparing students for a world that values both academic and practical skills. Ben's thoughtful approach to these topics, combined with his genuine passion for education, makes this episode a must-listen for parents, students, and educators alike.
Join us as we unpack the tools necessary for turning educational investments into successful careers.
📺 Watch on YouTubehttps://youtu.be/oKtYnD6RPc4
Key Takeaways00:02:21 - Early years and lessons on success
00:07:12 - Discussion on high school to college transition statistics
00:19:11 - Three important skills students should acquire in college
00:34:04 - Advice to parents about college preparation for their children
Tweetable Quotes"I still believe there is a strong case for taking on a moderate amount of debt for college. You're young, acquiring skills that the marketplace rewards. Borrow money, earn your degree, then get a job and start paying it back. You've invested in what economists call human capital.""Growing up, the notion of upward mobility and the American dream was apparent to me. My father, a child of immigrants, managed to go from modest beginnings to becoming a professor and owning a house in Oakland Hills. It taught me that with fortune and hard work, higher education can propel you forward.""It's not just about having a degree or specific skills. If you don't know anyone or can't communicate your abilities, it's hard to advance. Building networks, especially for those without inherited privileges, is crucial. It's about who you know, who can vouch for you, and who can open doors to...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Ryan Craig, who brings a wealth of knowledge from the intersection of education and workforce development. Together, we tackle the pressing issue of America's skilled labor gap, dissecting how apprenticeships serve as a robust answer to our education and economic concerns.
Ryan doesn't hold back in sharing the raw stats on college outcomes and the transformative power of earn-and-learn models. His insights offer a refreshing perspective on building a workforce that is not just skilled, but also equitable and economically sound.
Our conversation is a deep dive into the mechanics of apprenticeships and why they're the hidden heroes of career development. We're not just talking theory here; Ryan provides a practical guide for anyone curious about how to get involved with apprenticeships, whether you're a learner eager to jumpstart your career or an employer looking to invest in future talent.
This chat is an honest look at the work ahead of us, highlighting the successes of apprenticeship programs abroad and the potential they hold for the U.S. labor market. If you've ever wondered about the alternatives to traditional college paths or how to foster economic growth in tangible ways, this is the episode you won't want to miss.
📺 Watch on YouTubehttps://youtu.be/b4sTSKe3jD4
Key Takeaways00:00 Revolutionizing Education and Workforce Skills
11:06 The Power of Apprenticeships
19:14 Expanding Apprenticeships Beyond Building Trades
25:27 Importance of Funding for Apprenticeships
Tweetable Quotes"An apprenticeship is a job, first and foremost, that doesn't require you to have the specific skills or experience that you're going to need in the job because that's the point of the apprenticeship. You're gaining the skills and experience as you go.""The odds are kind of against you. Now you can increase those odds by attending a selective or very selective college or university, which is hard to do. You can increase those odds if you're wealthy and you're not taking on debt, obviously, which will then expand the choices you can make post-graduation.""What automation has done to cybersecurity, I'm afraid generative AI is about to do to all the jobs across the economy... But that higher value work you won't be able to do without some relevant experience, and so we're going to see this experience gap that we're already seeing turn into a chasm."Guest ResourcesLinkedIn - https://www.linkedin.com/in/ryan-craig-b4617a80/
Website - https://www.achievepartners.com
Twitter - a...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Henry Oliver, a man whose passion for celebrating life's late bloomers is both infectious and deeply insightful. We dive into the rich narratives of those who've found their stride well beyond the conventional timelines of success, and Henry, with his upcoming book "Second Act," provides a beacon of hope for anyone questioning their path.
It's a chat that truly resonates with me, as we discuss the beauty of self-discovery that doesn't adhere to society's script and the potential that lies within a life lived at one's own pace. Henry's personal journey is a testament to the theme of our talk – it's never too late to pivot and embrace the talents that have been simmering beneath the surface.
As we share stories of historical late bloomers and the influence of serendipity in our lives, I'm reminded of the power of readiness to meet opportunity. This conversation is an invitation to you, the listener, to rethink achievement, explore the uncharted terrains of your own capabilities, and hold fast to the idea that your curiosities might just be the key to unlocking a fulfilling new chapter, no matter your age.
📺 Watch on YouTubehttps://youtu.be/izqERFEmnA4
Key Takeaways00:00 Late Bloomers and Financial Mindfulness
03:09 Exploring Views on Life Success
07:54 Late Bloomers and Talent Development
13:55 Variation in Intelligence and Life Paths
23:22 Encouraging Multiplicity and Late Bloomers
28:35 The Role of Luck and Readiness
36:38 Embracing the Second Act
Tweetable Quotes"There are other people like that and once you write a short post saying, 'oh, there's a thing here,' all of a sudden you see it everywhere, and you're like, 'oh my God, late bloomers is such a thing.'""I want to get you to perhaps think differently because we don't know how many more people could be late bloomers. If we find another six like the people I've profiled, another Frank Lloyd Wright, another Margaret Thatcher, that's great, let's have them.""You don't spot talent by what persistently happens to them, but by what they persist at. There is something that you have been persisting at in your life, something. That's your route, that's your thing. It never turns on the head of a pin without that quiet preparation."Guest ResourcesLinkedIn - https://www.linkedin.com/in/henry-oliver-5165b189/
Website - https://www.commonreader.co.uk/
Twitter - https://twitter.com/HenryEOliver
Mindful Money ResourcesFor all...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I dive deep into the world where ethics meet investments, and I'm thrilled to guide you through the often-misunderstood realm of Socially Responsible Investing (SRI) and Environmental, Social, and Governance (ESG) principles. It's not just about aligning your portfolio with your personal values, but also about securing a robust financial future for you and your family.
Together, we'll explore how to responsibly invest in the great companies that innovate and refuse to lose our money, and I'll share with you the tools and strategies to do so without forgoing profits. This is for those who believe in the power of conscientious investing and for anyone looking to navigate the challenges of balancing moral integrity with market returns.
We'll confront fears, debunk myths, and discuss practical solutions that cater to your principles while aiming for a secure retirement. I'm right there with you, supporting ESG values and discussing how modern investment tools like indices and ETFs can reflect individual beliefs.
It's all about empowering you with the knowledge to make informed decisions that resonate with your ethics and financial goals. So, join me as we tackle the big questions and uncover the realities of SRI and ESG investing.
Whether you're already on the path of responsible investing or just curious about what it entails, this episode is an invaluable resource for managing your wealth with a clear conscience. Let's take this enlightening journey together and empower our investment choices in the ever-evolving landscape of finance.
📺 Watch on YouTubehttps://youtu.be/gNcHXvjwSLQ
Key Takeaways00:00 The Importance of Socially Responsible Investing
14:12 The Concept of Responsible Investing
Tweetable Quotes"The importance of investors having an 'adult memory' can't be overstated. It's about committing to owning shares in the great businesses of the US and the world, which can bolster asset accumulation, retirement income, and legacy creation.""Whether it's responsible doesn't predictably move the long-term needle. The cost of the tool has a larger known effect on the long-term performance outcome to a client than does the moniker responsible.""The opportunity to invest with SRI and ESG in mind is a privilege. I'm proud to do it, I'm proud to offer it as a choice for people who can afford to make that choice. It isn't right for everyone."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
To buy Jonathan’s first book - Mindful Money: a href="https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369" rel="noopener noreferrer"...