Retire Ready with Kyle Hammerschmidt

Kyle Hammerschmidt
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Retire Ready with Kyle Hammerschmidt

Make sure you can Retire Ready with Kyle Hammerschmidt, the President of MOKAN Financial in Overland Park, KS. Kyle will teach you on each episode how to properly plan for retirement and your financial future. Learn about IRAs, 401ks, pensions, Social Security, and much more. Contact Kyle with any questions at https://mokanwealth.com or by calling 913-257-3991.

  1. 3 DAYS AGO

    Six Point Checklist: Hiring a Financial Advisor for Retirement

    Send us a textPlanning for retirement is a journey, and choosing the right financial advisor is one of the most critical decisions you'll make. In this episode of Retire Ready, host Kyle Hammerschmidt unpacks the essentials for finding the perfect advisor to guide you through the complexities of retirement planning. 🔑 What You'll Learn: - The Six-Point Checklist: - Fee-only financial advisors and why their transparency matters. - The importance of independence fo...

    11 min

  2. NOV 12

    Never Too Late for a Roth Conversion? The Retiree's Tax-Slashing Secret

    Send us a textIn this episode, Kyle dives into a real-world retirement planning case study featuring a pre-retiree couple in their early 60s with diverse income streams, including Social Security, pensions, rental income, and investments. This discussion addresses three main concerns: maximizing Social Security, implementing a strategic Roth conversion plan, and developing an efficient withdrawal strategy. Kyle highlights how the couple’s financial choices—such as delaying Social Securit...

    12 min

  3. NOV 5

    Navigating 2025 Tax Brackets and Beyond: Essential Tips for Tax Planning

    Send us a textIn this episode, we’re diving into a topic that’s going to impact everyone’s finances in the coming year: the new 2025 federal income tax brackets. The IRS recently announced adjustments to the tax bracket ranges to keep up with inflation, helping taxpayers avoid "bracket creep" — the phenomenon where inflation alone pushes you into a higher tax bracket without any real gain in purchasing power.We’ll break down what these changes mean for different income levels and compare them...

    11 min

  4. OCT 29

    Married Couple with $2.2M: When Can We Retire?

    Send us a textIn this episode, we explore essential retirement strategies through a real-life case study. Topics include:Crafting a sustainable retirement income planRoth conversion strategies and how they can benefit retireesMaximizing Social Security to enhance incomeTax-efficient withdrawal strategies for lasting savingsNavigating retirement income guardrails to minimize riskAligning financial goals with a tailored retirement planWhether you're preparing for retirement or already retired, ...

    22 min

  5. OCT 22

    2025 Social Security Changes: COLA Update and New Rules for Working Retirees

    Send us a textIn today’s episode, we’re diving deep into the 2025 Social Security changes that will impact your retirement plans. We’ll cover the essential updates, including:2025 COLA IncreaseEarnings Limits for Working RetireesImpact on Your BenefitsHolistic Retirement PlanningWhether you're already retired or planning your retirement, this episode is packed with valuable insights to help you make the most of your Social Security benefits.Be sure to subscribe, rate, and review to stay updat...

    10 min

  6. OCT 15

    Roth Conversion Mastery: 5 Golden Windows to Unlock Tax-Free Retirement Wealth

    Send us a textIn this episode, Kyle covers Roth conversions and how they can revolutionize your retirement strategy. Key topics include:The "five golden windows" for optimal Roth conversionsHow Roth IRAs and conversions work, including income limits and tax benefitsUnderstanding backdoor Roth IRAs for high-income earnersStrategies to minimize taxes and maximize tax-free retirement incomeLong-term planning tips for legacy building and Social Security optimizationWhether you're looking to cut d...

    18 min

  7. OCT 8

    5 Reasons Risk Tolerance Shouldn't Drive Your Investment Portfolio: A Holistic Approach to Retirement Planning

    Send us a textJoin Kyle as he dives deep into the critical distinction between risk tolerance and risk capacity, two essential components for building a successful retirement strategy. In this episode, Kolin explains the emotional and rational sides of risk and how they influence investment decisions. Discover real-world examples and learn why understanding your true financial situation is more important than relying solely on your gut feeling.Key Highlights:Risk Tolerance vs. Risk CapacityRe...

    14 min

  8. OCT 1

    A Comprehensive Guide to Retirement: Social Security, Taxes, and Investment Returns

    Send us a textIn this episode, we dive into the top concerns for individuals nearing retirement, such as how to maximize Social Security benefits, implement tax-efficient strategies, and develop a comprehensive retirement plan that goes beyond just investments. Discover overlooked strategies that can help you keep more of your income and minimize risks as you plan for a secure retirement.Tune in to learn actionable tips and insights on:Maximizing Social Security benefits beyond the typical ad...

    20 min
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About

Make sure you can Retire Ready with Kyle Hammerschmidt, the President of MOKAN Financial in Overland Park, KS. Kyle will teach you on each episode how to properly plan for retirement and your financial future. Learn about IRAs, 401ks, pensions, Social Security, and much more. Contact Kyle with any questions at https://mokanwealth.com or by calling 913-257-3991.

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