RiskCellar

RiskCellar
RiskCellar

Join Brandon Schuh and Nick Hartmann on RiskCellar where they uncork the latest insurance headlines with a dash of sophistication and a sip of wine. From industry trends to policy updates, we blend insurance insights seamlessly with the nuanced flavors of different wines. Tune in for a captivating podcast that elevates your insurance knowledge while indulging your palate in the world of fine wines. Get ready to unwind, sip, and stay informed in a delightful fusion of insurance and oenophilic exploration.

  1. HÁ 2 DIAS

    Risk & Rumble: Tyson vs. Paul, Battery Fires, Tariffs and more

    Ever wondered what happens when technology, humor, and serious industry shifts collide? In this episode, we dive into everything from the peculiarities of streaming a Mike Tyson fight to the quirks of interacting with smart assistants like Alexa. Along the way, we reflect on Tyson’s performance, financial wins, and how even scripted events can spark deeper conversations about resilience and entertainment. Our exploration of politics takes a sharp yet humorous turn, touching on figures like Matt Gaetz and Mitch McConnell, their controversies, and the credibility of media narratives. From RFK Jr.'s potential health initiatives to the unpredictable political appointments of Fox News personalities, the discussion offers a lighthearted but insightful take on leadership and decision-making. Fans of AI and wine alike will enjoy a discussion inspired by Lex Friedman’s podcast featuring Dario Amodi of Anthropic, where the evolution of AI meets the quirks of building "relationships" with ChatGPT. This tech talk is paired with a surprisingly affordable organic wine recommendation—courtesy of our favorite AI tool. We also address more serious topics, including the decline of downtown Minneapolis as remote work reshapes urban landscapes, and the challenges faced by the Florida insurance market. Rounding out the episode, we cover Marsh’s acquisitions, laugh at outlandish insurance fraud stories, and unpack the safety concerns behind a major bed rail recall. Timestamps 00:00 - The Rise of Ascend: Simplifying Insurance Billing for Everyone 01:34 - Golf Tournament Insights: The Value of Premium Finance 03:02 - Humor Meets AI: The Future of Talking to Machines 06:34 - Micromobility America: Battery Fires and Tariff Talk 10:18 - Tariffs and China: Can the U.S. Manufacturing Sector Compete? 16:07 - Organic Wines and ChatGPT: A New Kind of Sommelier 19:00 - Why Downtown Minneapolis Feels Like a Ghost Town 26:05 - HDI's Expansion: The Future of Mobility Insurance 28:14 - Burning Concerns: Lithium-Ion Battery Safety and Innovation 33:52 - Bear Fraud in California: Staged Attacks for Insurance Scams 36:58 - Portable Bed Rails Recall: Tragedy and Safety Lessons 40:07 - Trivia Time: Flamingos, Gold, and The Office Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    45min
  2. 11 DE NOV.

    Trump's Second Act: Business impacts from Trump Trade

    We explore the aftermath of a significant political event, referred to as a "big red wave," and its varied impacts on listeners and participants alike. We share personal anecdotes about how we spent election night, with one of us enjoying pulled pork and tequila, while the other experienced a David Sedaris reading. The stock market's reaction to the political changes is analyzed, noting a rally with specific movements in crypto and energy stocks. We consider the potential economic strategies that might be employed, such as tax subsidies for American manufacturing, and discuss Elon Musk's strategic positioning with the new administration. Additionally, there's mention of a missed opportunity for Kamala Harris to engage in a Joe Rogan interview, adding to the political discourse. We also take a look at the intersection of political and economic challenges, starting with reflections on a recent concession speech and the broader implications for both major U.S. political parties. We explore the pressing issue of the eroding middle class, emphasizing the critical role of government intervention in reversing this trend. Shifting gears, we address the surprising rise in vehicle interest rates and the skyrocketing costs of SUVs, which reflect broader economic disparities. Housing affordability becomes a focal point, as we compare historical and current income-to-house price ratios, highlighting the growing financial strain on everyday Americans. The discussion touches on corporate influence in real estate, with entities like BlackRock affecting the housing market. Finally, we consider the implications of these trends on personal projects and hint at upcoming discussions on insurance news. And finally, we cover a wide range of topics sparked by a thought-provoking article on the implications of Trump's hypothetical second administration on business. We speculate on Elon Musk's potential role, drawing comparisons to fictional villains and office efficiency consultants, while considering the impact of integrating such a wealthy individual into government. Cryptocurrency's volatility and its association with criminal activities are highlighted, humorously juxtaposed with Trump's notorious branding. We examine Trump's energy policies, especially the contrast between his ties to traditional energy and Musk's carbon-free advocacy. Additionally, we discuss the practicalities of owning electric vehicles, such as the convenience of not needing to refuel at gas stations, despite challenges like power outages in Texas. A playful anecdote about charging an electric vehicle with a gas generator rounds off the discussion. Timestamps 3:04 Stock market after Trump's victory 3:50 What will Trump do with tariffs? 6:48 How Trump's discourse and vocabulary changed since the 80s 8:48 Trump's voting among women and black people 10:27 The issues of polarization and taking Trump as a role model 13:29 Trump's role in the invasion of the Capitol 14:21 Kamala's concession speech and the future of both parties 16:00 The disparity between salaries and insurance rates today 19:34 Will Elon Musk have a role in Trump's administration? 21:33 Impact of Trump's government on crypto 23:25 Trump's plan for energy policies 29:48 Will Trump increase government expenses and debt? Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    33min
  3. 17 DE OUT.

    Poaching or Progress? Why Losing Talent Is Your Fault, Not Theirs!

    Curious whether sales is just about the numbers or if there’s something deeper to consider? In this episode, Brandon and Nick dive into this question with a delightful mix of personal stories and professional insights. They share everything from spontaneous naps to encounters with relentless deer and Halloween antics. With plenty of laughs and spirited discussions, their unique take on sales strategies will not only entertain you but also challenge your understanding of what it really takes to succeed in sales. Wine enthusiasts, you're in for a treat! Experience a delightful tasting of San Gregorio Tempranillo from Spain, and explore the concept of "noble woods" with Brandon and Nick's lighthearted commentary. They also take a light-hearted look at the latest insurance acquisitions and discuss how major players like Gallagher and Howden are shaking up the industry. Alongside conversations on hurricane and fire events, they ponder the unpredictability of weather, providing a fresh perspective on timely topics. Prepare for a wild ride through armadillo trapping escapades and Fisher-Price recall revelations. Brandon and Nick weave futuristic movie references with tales of corporate shareholding, adding a sprinkle of humor with a "two truths and a lie" game that touches on quantum mechanics and ancient history. With a nod to the influential role of institutional investors, and a shoutout to guests like social media safety expert Abby Ferry, this episode promises a captivating mix of finance, fun, and fascinating facts. Timestamps 0:00 Update on last week 6:59 Today's wine: San Gregorio Tempranillo 10:19 Today's topics 15:04 Howden acquires the UK's largest beauty membership providers, ABT & AIT 17:29 Howden Alleged to Have Poached Insurance Rival’s Team in UK Suit 19:06 Impact of hurricanes in Florida's insurance market 23:46 New York Mets Hit With Class Action Alleging Biometric Privacy Violations 26:46 Trapping armadillos in Nick's backyard 29:08 Recall of the week: Fisher Price baby swings 33:32 2 truths and 1 lie quiz Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    41min
  4. 10 DE OUT.

    Producer Playbook with Micah Salas: Cybertruck non-renewal, Hurricane insurance stocks, NFL Concussion update

    What does the future hold for a Green Bay Packers fan turned insurance maven? Tune in to our 30th milestone episode of RiskCeller as we celebrate with Micah Salas from the Christensen Group in Austin, Texas. Micah's vibrant life journey from Houston to Austin, peppered with anecdotes about raising two young children and his unwavering devotion to the Packers, sets the stage for a truly engaging conversation. We reflect on his recent 39th birthday celebration and humorously predict the gubernatorial future of our young colleague, Hayden. Micah takes us through his fascinating 13-year journey in the insurance industry, starting from Federated Insurance in Minnesota to his current role at the Christensen Group, all thanks to a pivotal connection with Charlie, the company's president. Delve into the genesis of the Max Revenue project, a support platform for insurance producers co-founded with his friend Trey, whose unique Instagram presence, "Coffee with Saints," adds an intriguing twist. This episode navigates the shifting landscape of social media and the evolving acceptance of broker of record letters, while humorously touching on the trials of beekeeping. The conversation doesn't stop there—it shifts gears to explore the rise of electric vehicles, the complexities faced by gig economy workers, and even the whimsical world of bees. Join us as we savor delightful wines and exchange stories, offering insights into both personal and professional growth. Whether you're interested in the intricacies of insurance, the dynamics of social media, or the lighter sides of life, this episode promises a mix of humor, knowledge, and memorable moments with Micah Salas. Timestamps 0:00 Introducing Micah Salas 6:22 Micah's professional history and becoming a producer and influencer 14:47 Today's drinks: Harvester Cabernet, Donati Family Vineyard Claret 18:01 How did Micah enter the insurance producer space and his type of content 23:27 How has the insurance content shifted the space so far? The case of AOR protection 27:55 Is there an insurance sales culture in the making, and does it help sales? 40:41 Number of private insurance companies in the US today 44:32 Today's news headlines 45:34 GEICO canceling insurance coverage for Tesla Cybertrucks 52:42 Share prices from insurance companies in Florida down after Hurricane Milton 54:47 Fire risk from electric cars 58:39 Couple Seriously Injured in Uber Crash Blocked From Court by Uber Eats Terms 1:02:43    NFL reported lowest number of pre-season concussions since tracking began 1:08:37 "2 truths and 1 lie" quiz Connect with RiskCellar: Website: https://www.riskcellar.com/ Connect with Micah Salas: Website: https://micahsalas.com/ LinkedIn: https://www.linkedin.com/in/micahsalas/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    1h13min
  5. 3 DE OUT.

    Marshian Merge: Marsh Buys McGriff, Helene damages, AI and nannycams

    What do toast undertones in wine and autonomous vehicles have in common? Join us on a lively journey where personal anecdotes meet industry insights, starting with Nick's adventurous 10th wedding anniversary trip to Utah. Despite a few health hiccups, the trip was a backdrop to some hilarious comparisons with our friend Zach Freeman, who we jokingly crown as the king of caregiving. Our conversation sips into a spirited tasting session of Unanime, an Argentinian wine, where we explore its rich flavors and humorously debate whether toast is indeed a flavor note. Our camaraderie and curiosity create a blend that’s as engaging as it is entertaining. As the episode rolls on, we dive into the seismic waves of the insurance world with Marsh-McLennan's $7.75 billion acquisition of McGriff. It’s an elephantine deal that has everyone talking, and we break it down with the help of a delightful metaphor involving Bertie Bott's jelly beans—some flavors you crave, and others you'd rather skip. This conversation leads us to ponder the future of personal auto insurance in the era of autonomous vehicles, challenging the notion that it’s headed for extinction. Instead, we foresee an evolution that will redefine the industry landscape. Our latest episode wraps up with tales from the vibrant Wholesale Specialty Insurance Association (WSIA) conference in San Diego. Imagine fashion-forward insurance pros partying like Hollywood stars, all while making meaningful industry connections. We also share our gratitude for the diverse age range of The RiskCeller Podcast's audience, from those just starting their careers to seasoned industry veterans. With listeners spanning decades, we're thrilled to continue bringing you humor, insights, and stories that resonate, as we toast to many more engaging episodes together. Cheers! Timestamps 0:00 Weekend update 3:54 Today's wine: Mascota Unánime Grand Vino Tinto 8:26 Marsh McLennan to Acquire McGriff Insurance Services 16:55 Insurers brace for up to $15 billion in losses if Helene hits Tallahassee 20:32 Could the widespread adoption of autonomous vehicles make auto insurance obsolete? 24:58 Jury awards $2.78 million to nanny over hidden camera 28:07 Recall of the Week: Pollarus Ranger XD Off-Road Vehicle and John Deere Utility Tractors 29:50 Update on WSIA Conference 35:00 Update on Salt Lake and Moab Trip 37:18 2 lies and 1 truth Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    44min
  6. 19 DE SET.

    Bike Whizz-ards with Mike Peregudov: Battery standard opposition, Nuclear Verdicts, American Transit Insurance Company insolvency and Condom Forever Chemicals

    Curious about the secrets of thriving in the micromobility sector amidst geopolitical upheavals? This episode of RiskCellar promises to unravel the journey of Wiz's Mike Peregudov, who relocated from Russia to New York in early 2022 and successfully launched a micromobility business. Alongside sipping Phantom Proprietary Red wine and guava raw kombucha, we delve into the practicalities and hurdles of funding a startup through equity and debt, emphasizing the importance of operational precision and strategic financing. Ever wondered how to break into a highly regulated market like New York City? We dissect the complexities of navigating regulatory landscapes and using them as strategic barriers to fend off competitors. Mike shares insights into launching a subscription-based service for delivery bikes, a game-changer for immigrants and delivery workers, allowing access to essential transportation without the burden of credit scores. We also talk about innovative tech solutions to tackle theft and fraud, and the adventurous tales of our repossession team retrieving bikes from unexpected places. From wine tasting notes to policy debates on e-bike safety regulations, this episode covers it all. Enjoy light-hearted exchanges about fraternity stories and cooking mishaps, and get your weekly dose of industry updates with our Recall of the Week segment. Plus, stay tuned for a deep dive into the insurance industry's latest challenges and the intriguing intersection of health risks and legal battles involving everyday products. Join us for a dynamic blend of professional insights and engaging personal anecdotes that you won't want to miss! Timestamps 2:32 Today's wine (and kombucha): Bogle Phantom proprietary red 6:20 Introducing Mike and Whizz 9:51 The process of fundraising in 2022 for a micromoblity company 14:19 Biggest challenges in owning a business like Whizz in USA versus in Russia 17:36 Whizz's business model, market, and target customer 21:49 Marketing strategy for Whizz 25:24 The problem with tires 27:36 What surprised Mike about the USA after coming from Russia 30:17 Issues that arise when working in a highly regulated market like NY 32:32 What made Whizz successful when other competitors failed 34:38 One crazy story and one repo story that happened at Whizz 42:03 Mike's favorite city in the US so far 45:45 Ted Cruz Blocks Bipartisan Bill on E-Bike Battery Safety 51:09 Trojan condoms contain ' forever chemicals' , class action claims 54:16 Lloyd's CEO Neal extending prediction for the hard market 56:53 New York City’s Biggest Taxi Insurer Is Insolvent 1:01:23 Recall of the week: AirJet and HydroJet spa pumps 1:03:11 True or false quiz Connect with RiskCellar: Website: https://www.riskcellar.com/ Mike Peregudov: Linkedin: https://www.linkedin.com/in/mike-peregudov/ Personal Instagram: https://www.instagram.com/mike.peregudov/ business Instagram: https://www.instagram.com/getwhizz/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    1h7min
  7. 6 DE SET.

    Brains, Bleachers, and Boats

    Join us for an action-packed episode where Nick and Brandon share personal updates with Nick enjoying a neighborhood event and some golf over Labor Day, while Brandon embarks on the ambitious project of building a treehouse. You'll hear about the construction process, challenges faced, and even a humorous anecdote about Brandon's unconventional approach to enjoying cigars while working. In another gripping chapter, we discuss a range of dramatic incidents, including the bleacher collapse at Tejas Rodeo in Bernie and its insurance ramifications, the tragic shooting of rookie wide receiver Ricky Pearsall, and the sinking of the $60 million super yacht Bayesian. We also explore the alarming deaths from head injuries in youth football and touch on Berkshire Hathaway's milestone of reaching a $1 trillion market cap. Brandon offers insights on micro mobility safety and helmet technology, and we reflect on the future of football in America amid rising babysitter costs. The episode wraps up with lighter content, featuring a lively discussion about comedian Nate Bargatze's take on time machines, trivia questions about fascinating historical facts, and some hilarious Rodney Dangerfield-inspired humor. We also clear up a mix-up between "Saved by the Bell" and "Beverly Hills 90210," and share exciting news about being featured in next month's Zag Micro mobility article. As we look forward to ramping up the season with great guests, we thank our listeners for their loyalty and support. Don't miss out on this engaging and informative episode! Timestamps 2:32 Labour day updates 6:11 Today's topics 8:03 Bleacher collapse during rodeo in Boerne 11:38 Shooting of footballer Ricky Pearsall 13:52 Today's wine: H3 Horse Heaven Hills Cabernet 14:58 Using AI as a search engine 17:35 Sinking of Mike Lynch's luxury yatch in Italy 20:38 SAE's new standard for testing micro-mobility products 23:55 Death of two young football players and increasing safety risks in the sport 27:56 Berkshire Hathaway hits 1 trillion in market value 30:47 True or False quiz Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    38min
  8. 16 DE AGO.

    Vintages and Ventures with Andrew Wynn from Ascend

    Join us on this episode of Risk Seller as we sit down with Andrew Wynn from Ascend, calling in from the Bay Area, to share a delightful tasting of Flowers Sonoma Coast Pinot. Listen in as we explore its unique flavors, discuss our personal wine preferences, and recommend "The World Atlas of Wine" for enthusiasts looking to expand their knowledge. Alongside some amusing anecdotes, including a story about a Diet Coke connoisseur, we highlight the efficiency benefits our team has experienced by using Ascend for premium finance. Our conversation continues as we trace Andrew's fascinating career journey from Indiana to the Peace Corps in Senegal, and then to Silicon Valley. Learn about his impactful work with farmers in Senegal and his early days at Instacart, where he witnessed the company's rapid growth from a small team to a major tech player. Andrew shares insights into the challenges and triumphs of working in a startup environment, emphasizing the significant impact each team member had on Instacart's trajectory. We dissect the entrepreneurial journey that led to the creation of Ascend, enriched by lessons learned from Instacart and the insurance industry. Our discussion spans the frequent pricing errors and logistical hurdles of early Instacart days, the strategic pivot to insurance tech, and the cultural disconnects within Silicon Valley. We wrap up with a thought-provoking discussion on event cancellation insurance in light of a recent terror threat at a Taylor Swift concert, and we share a lighthearted trivia session to end on a high note. Tune in for a mix of insightful industry talk, personal stories, and a splash of humor! Timestamps 0:26 Today's wine: Flowers Sonoma Coast Pinot 6:01 Introducing Andrew Wynn and his background with Peace Corps and Instacart 10:42 Andrew's experience working at Instacart, a growing unicorn company 14:48 First Instacart app integration with groceries stores 18:49 Andrew's roles inside Instacart 20:47 Andrew's shift from Instacart to entrepreneurship with Sheltr 27:07 Coming in contact with the insurance world at Hippo and paving way to Ascend 29:49 The process of creating and launching Ascend 35:07 What does Ascend do 37:11 Raising money and partners for Ascend 39:15 Cultural shock when moving from Indiana to the Silicon Valley 45:15 End of the interview 46:22 Terror plot against Taylor Swift's concerts 50:58 Weekend update 55:07 Hiscox's generative AI underwriting model in partnership with Google 57:34 KBW Bank's ETF with insurance companies 59:47 True of false quiz Connect with Andrew Wynn: LinkedIn: https://www.linkedin.com/in/wynnandrewj/ Personal Website: https://www.andrewwynn.me/ Ascend Website: https://www.useascend.com/ Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

    1h4min

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Join Brandon Schuh and Nick Hartmann on RiskCellar where they uncork the latest insurance headlines with a dash of sophistication and a sip of wine. From industry trends to policy updates, we blend insurance insights seamlessly with the nuanced flavors of different wines. Tune in for a captivating podcast that elevates your insurance knowledge while indulging your palate in the world of fine wines. Get ready to unwind, sip, and stay informed in a delightful fusion of insurance and oenophilic exploration.

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