604 episodes

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartPodcasts

    • Business
    • 4.6 • 2.8K Ratings

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Friday Flight - Cable Comeback, Robinhood Retirement, & The $42 Billion Question #603

    Friday Flight - Cable Comeback, Robinhood Retirement, & The $42 Billion Question #603

    Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: the results of Matt’s Aldi vs Costco experiment, expensive real Christmas trees, plummeting savings rates, the $42 billion question, Robinhood recommending retirement, Roth coming out on top, ludicrous litigation, the cable comeback, illegitimate identity theft claims, a credit score that’s good enough, & keeping your energy bill low this winter.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

     

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 31 min
    AMA: Better Know the Podcast Hosts! #602

    AMA: Better Know the Podcast Hosts! #602

    Check out our first ever AMA: an ‘ask me anything’ where we focused on personal questions as opposed to personal finance related content! Typically we’re either interviewing someone in the personal finance space, answering listeners’ money questions, doing a deep dive on a particular topic, or covering the latest personal finance news- but we thought it’d be fun for y’all to get to know us more on a personal level. These are the kinds of topics you might hear us talking about if we were grabbing a bear at a local brewery! So have a listen as we answer questions having to do with how we met, how our faith impacts our finances, other careers we’ve considered, long-term fitness goals, the biggest decisions we’ve ever made, favorite bands or genres, finding work-life balance, where we want to travel, and more!

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

     

    During this episode we enjoyed a Double Top by Akademia Brewing! And please help us to spread the word by letting friends and family know about How To Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 1 hr 6 min
    Everything You Need to Know About Student Loan Forgiveness with Meagan McGuire #601

    Everything You Need to Know About Student Loan Forgiveness with Meagan McGuire #601

    We’re joined by student loan repayment expert, Meagan McGuire! I don’t think there is anyone else we know who understands the intricacies of student loans more than Meagan. She’s been in the finance industry for more than 13 years and she has the bragging rights of being the first Certified Student Loan Professional in the state of Georgia back when we met several years ago. And the timing couldn’t be better to have an in depth conversation with Meagan as there have been so many changes, new laws, and guidelines in the student loan space- where are things with forgiveness, or what is the current status of the payment pause? We’re lucky to have Meagan answer those questions, plus many more today!

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

     

    During this episode we enjoyed a N’Ice Chouffe by Brasserie d'Achouffe! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 54 min
    Friday Flight - Dumpster Diving, Housing Hellscape, & Tech Company Transgressions #600

    Friday Flight - Dumpster Diving, Housing Hellscape, & Tech Company Transgressions #600

    Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we cover some relevant and helpful stories like: $600 for 600 episodes, free Christmas decor, dumpster diving for Dior, sponsored results in your shopping cart, the rise of BNPL, new employee bonuses, degrees might be for dummies, tech company transgressions, your Benz is over a barrel, housing hellscapes, & smart HELOC use.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

     

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 32 min
    Forging Financial Flexibility in an Uneasy Economy #599

    Forging Financial Flexibility in an Uneasy Economy #599

    Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that would’ve been a bummer if you were wanting to spend some time in the ocean, it didn’t mean that you couldn’t have any fun in the sun. It just would’ve meant more time playing bocce or spikeball! And we believe the same is true when it comes to our money. Just like you might need to adapt your vacation plans if jellyfish have taken over the water, seeing the current trends can help us optimize our decisions and avoid unnecessary financial pain. And while it’s always good to strive for financial flexibility, we think this is even more important today given the incredible amount of change that we’ve seen impact markets over the past two years. So listen as we lay out some scenarios that highlight the benefits of flexibility, as well as practical steps that’ll allow you to achieve a higher degree of financial flexibility.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

     

    During this episode we enjoyed a Six by Upright Brewing! And please help us to spread the word by letting friends and family know about How To Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 46 min
    Ask HTM - Best Personal Business Bank Combo, Pay Off Student Loans or Invest, & Big Wireless Getting More Affordable #598

    Ask HTM - Best Personal Business Bank Combo, Pay Off Student Loans or Invest, & Big Wireless Getting More Affordable #598

    We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

     

    1 - Should I completely pay off my student loans or instead use my year-end bonus to invest in the stock market?

    2 - Is it possible to get my personal, business, and kids accounts all with the same bank?

    3 - What are the real differences between Verizon and Visible and should I switch to save?

    4 - How can I protect my money when I pass the $250,000 FDIC limit?

    5 - With the US dollar strong, it means my AU dollars I’m earning in Australia are taking a serious hit here in the US- how do I hedge my currency risk?

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Find a thriving community of fellow money nerds by joining the HTM Facebook group!
    Maximize your rewards by getting the best credit card for how you spend.
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
    Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.

    During this episode we enjoyed a Wednesday Cat by YO-HO Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 53 min

Customer Reviews

4.6 out of 5
2.8K Ratings

2.8K Ratings

jhurlimann ,

Excellent podcast

This is a great listen! Tons of good info.

BRC in Baltimore ,

Excellent podcast

Look forward the podcast each week. I followed Joel over from Clark Howard — really enjoy the friendship between Joel and Matt and their energy and the beer…. Really enjoy the guests — also appreciate the off-hand mentions of interesting material such as Jeremy Anderberg’s Read More Books newsletter, which I was not aware of but have since subscribed to and am enjoying.

Watson2016 ,

Friday flights are the best

Enjoy the show. A good mix of big picture explanations and tactical advice on managing your money. Really like the emphasis on not only focusing on saving/investing but that you need to enjoy your money in the present.

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