491 episodes

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartRadio

    • Business
    • 4.6 • 2.6K Ratings

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444

    Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: bookshelf raid giveaway winners, send in your listener money win voice memos, why you should avoid holiday credit card debt, opting out of prescreened credit card offers, what to do if you’re not ready to resume student loan payments, Ohio State eliminating student loans, best wireless deals, Wells Fargo is the worst, a higher standard deduction for 2022, the most tax-efficient way to donate money, & how much Mariah Carey makes on a single song over the holidays.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 31 min
    The Weird Science Behind Your Irrational Money Decisions #443

    The Weird Science Behind Your Irrational Money Decisions #443

    Randomly ask any of your friends how often they check their phone, and most will probably say something like 20-30 times, maybe 50 times a day. Yet stats show that ⅔ of Americans unlock their phone over 160 times a day. Luckily screen time and other similar apps can help us to understand that there is a big difference between what we think that we’re doing and what we’re actually doing. As humans we’re not the most rational and self-aware beings. We often believe that we’re incredibly objective but it probably depends more on the day of the week, how hungry we are, and who we’re talking with. But we believe that by understanding and naming some different behavioral science and economic terms, that we can better realize our tendency to make irrational gut reactions and think differently about how and why we make decisions in the first place.

    During this episode we enjoyed a Volume Integral by Pontoon Brewing- a big thanks to Miguel for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 57 min
    Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442

    Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442

    We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - Should I invest in my new side business or use that money to max out my Roth IRA?
    2 - Is it unethical for me to accept financial assistance from a pharmaceutical company if we don’t really need the support?
    3 - In order to pay for a wedding, is it OK to take some money out of an investment account?
    4 - We’d like to buy a house in order to fight inflation- is this a good idea?
    5 - What financial priorities should we focus on now that we’ve had a baby?

    During this episode we enjoyed a 5th Anniversary Hill by Southern Grist! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 55 min
    Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441

    Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: raising deductibles to save on premiums, raid our bookshelf, crypto in the vernacular, Christmas tree inflation, keeping your head on Black Friday, bucking consumption trends, a massive right to repair win, a tanking market in 2022, going with an EV to save money, & how to avoid arbitrary asinine hospital bills.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 32 min
    Stop Money Arguments In Their Tracks #440

    Stop Money Arguments In Their Tracks #440

    Wouldn’t it be nice if you never had a disagreement about money with your partner ever again? Oh the bliss! Even just imagining this conflict-free future might be causing the tension in your shoulders to relax or that headache to fade. Unfortunately, that’s a paradise that’s lost and not something we can promise! Since most Americans report having major conflicts concerning money, it’s important to engage in healthy ways so that we avoid destructive patterns in our relationship as well as with our money. We want to work towards not only growing our wealth but growing and strengthening our relationships as well. During this episode we cover some of the common patterns of arguments we often hear about and what to do about those arguments. We also offer some tips that we believe will allow you to keep simple disagreements from escalating into knock-down-drag-out money fights.

    During this episode we enjoyed an HDHC CananDANKua by Other Half Brewing- a big thanks to Jason for sending this one our way to enjoy! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 54 min
    A Very Merry Minimalist Christmas with Meg Nordmann #439

    A Very Merry Minimalist Christmas with Meg Nordmann #439

    Today we have the pleasure of speaking with Meg Nordmann who is the author of “Have Yourself a Minimalist Christmas: Slow Down, Save Money, & Enjoy a More Intentional Holiday”. With the holidays quickly approaching, we can often find ourselves wondering where all of our time, and money is running off to- but Meg wants to change that with her approach to minimalism. Her book presents strategies to help us to resist the clever marketing and cultural expectations that this season often brings. We talk about Meg’s own history with consumption, the relatively new history of Santa, how she approaches gift giving with her children, convincing extended family to give fewer gifts, and how she creates a minimalist calendar around the holidays.

    During this episode we enjoyed an Empire of Eternal Nothingness by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 57 min

Customer Reviews

4.6 out of 5
2.6K Ratings

2.6K Ratings

Killdacheat ,

I’m not scared of money anymore

It’s like listening to a few of your best buds, and they happen to be talking about personal finance.

TylerTorres ,

Fantastic

A great podcast! I listen to it every release day!
I only trust financial experts that take a "it depends on your goals and preferences" approach, which they do! They rarely say any one approach is the only way to do something. Rather, they lay out all the options and explain why people would want to take different approaches to finance. They definitely empower rather than preach.
Also, it comes out regularly enough that I can listen to it and stay in that "focused" mode of personal finance. I appreciate all the work they put into the pod!

dr.alexis.chiro ,

Great for tips/tricks to money!

Recently started listening and so far it’s been great! I have already started to take the guys advice on all things money and finances. Keep making money something we should talk about and feel comfortable with!

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