310 episodes

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartRadio

    • Investing
    • 4.6 • 2.2K Ratings

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Friday Flight - Free Tax Filing, Astronomical Food Delivery Fees & Awful Financial Advice on TikTok #309

    Friday Flight - Free Tax Filing, Astronomical Food Delivery Fees & Awful Financial Advice on TikTok #309

    It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: crazy low mortgage rates, free tax filing, payment app security issues, getting credit card annual fees waived, awful financial advice on TikTok, astronomical food delivery fees, smart grocery carts, states that everyone is moving to, and the states with the highest credit scores.

    And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 30 min
    The Real Reason to Avoid Debt #308

    The Real Reason to Avoid Debt #308

    Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what he said. “There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says ‘Morning, boys. How's the water?’ And the two young fish swim on for a bit, and then eventually one of them looks over at the other and goes ‘What the hell is water?’” Wallace then went on to argue that we tend to live our lives according to values and rules that are hard to see. Similarly, we live in a culture that pushes us to go into debt for everything! It’s the message we are constantly bombarded with - it’s the water we swim in. So on today’s episode we’re going to push back on that line of thought and give the real reasons we should all be striving to avoid debt.

    During this episode we both enjoyed a EMO-J by Heist Brewery in Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 38 min
    Practical Money Hacks with Lisa Rowan #307

    Practical Money Hacks with Lisa Rowan #307

    Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s “Two Cents” covering personal finance. Prior to that, she was a senior writer and on-air analyst at The Penny Hoarder, where she launched the “Dear Penny” advice column syndicated by The Tampa Bay Times. Her work has appeared in The Washington Post, CityLab, and many other publications. Now she has recently published her book- Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! We’re excited for you to hear this extremely practical personal finance conversation today!

    During this episode we enjoyed a Condensation Accumulation by Heist Brewing. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 50 min
    Friday Flight - Getting Paid to Vaccinate, Generous Return Policies, & the Best Jobs Paying Over $100k #306

    Friday Flight - Getting Paid to Vaccinate, Generous Return Policies, & the Best Jobs Paying Over $100k #306

    It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: getting paid to get vaccinated, bringing down the cost of your cell phone bill, generous return policies for online shopping, snagging the best car deal over MLK Jr. weekend, Carmax offering a 1,500 mile return window for their cars, the best jobs that pay over $100k, using accessory dwelling units to generate passive income, 15 months of rent assistance available, and new PPP funding for the businesses we love.

    And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 29 min
    Big Money Moves You’re Probably Overlooking #305

    Big Money Moves You’re Probably Overlooking #305

    When we need to make some serious changes to our personal finances, the small tweaks and changes aren’t going to cut it. Instead, we need to take a look at some of the bigger money moves that will allow us to drastically save and invest more of our money. And often, this isn’t an instinctual response. For many reasons we tend to immediately focus on and get bogged down with the little stuff- it’s the small money moves that often get much of the attention. For example how often do we hear about cutting out a latte or the proverbial avocado toast. But while it is certainly easier to forego a to-go coffee than to look at the bigger money levers in our life, those changes are also going to have a far smaller impact. It’s time to focus on the big stuff!

    During this episode we both enjoyed a Holmberg Bound by Four Peaks Brewing- thanks to Jacob for donating these beers to the show! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 40 min
    Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304

    Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304

    We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
    1 - How can I put my monthly mortgage on a credit card in order to score cashback?
    2 - When it comes to long term disability insurance, is it worth it to pay more for a longer benefit period?
    3 - How should we start investing money that we’re receiving for our newborn?
    4 - Can I rollover my entire IRA into an HSA in order to avoid paying taxes?
    5 - Why do y’all recommend Carvana when their prices aren’t all that competitive?

    And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 43 min

Customer Reviews

4.6 out of 5
2.2K Ratings

2.2K Ratings

Alans wife ,

Interesting podcast

Found out about your podcast from the Clark Howard show where Joel works. This podcast is lively and easy to follow- plus the craft beer is a novel feature!

Trust but Verify ,

Taking on Debt

You mentioned taking on debt when it comes to student loans is good debt in some cases. When allowed why not take online school. This is usually much cheaper and with the same end result.

Trentybaby ,

Love these guys! Informative, empathetic and engaging podcast

I have learned so much over the past few years listening to How To Money. Joel and Matt are very keen, socially aware and sensitive in how they address both financial topics as well as guests and listeners who call in with questions. I am definitely in a better place financially as a result of listening regularly to this podcast and I even admire the fact that they are willing to take ethical and appropriate stands on certain issues of our day!

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