419 episodes

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartRadio

    • Business
    • 4.6 • 2.4K Ratings

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Friday Flight - Quitting Your Job, Micro Weddings, & A Hefty Credit Card Sign-Up Bonus #372

    Friday Flight - Quitting Your Job, Micro Weddings, & A Hefty Credit Card Sign-Up Bonus #372

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: micro weddings are here to stay, The Great Resignation, increased employee benefits, acquiring new skills, solid 529 plans, parent PLUS loans are the worst, making millions from speed cameras, vehicles are lasting longer, spending more money on restaurants than groceries, and the best credit card sign-up bonus.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 32 min
    Using Financial Stress to Your Advantage #371

    Using Financial Stress to Your Advantage #371

    During today’s episode we’re going to explain how you need more financial stress in your life!.. Well, not quite, but we do think that the proper amount of stress in our lives can be helpful in achieving the money goals we’re pursuing. All things in moderation though- just like you want to avoid having too much of a good thing, we obviously want to avoid overwhelming stress in our lives. But the thing is, it’s oftentimes not even the stress itself that is bringing us down, but the negative coping mechanisms and habits that we turn to that can be the most destructive, and that can cost us the most. We believe that by reframing how you view stress and by putting it in the proper light, you can use financial stress to your advantage. Listen and we’ll explain how!

    During this episode we enjoyed a Coconut Stout by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 42 min
    Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370

    Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370

    We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

    1 - Where do I put money for the next 3-6 years for a home purchase?
    2 - What should I keep in mind as I’m considering becoming a financial counselor?
    3 - Will our teenager need to file taxes for his summer job?
    4 - Can I use my credit card as an emergency fund so I can invest my savings?
    5 - What’s the best investment account for teaching kids about saving and investing?

    During this episode we enjoyed a Peach Seltzer by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 46 min
    Friday Flight - Free Fancy Phones, Inflation Surging, & Crypto in your 401k #369

    Friday Flight - Free Fancy Phones, Inflation Surging, & Crypto in your 401k #369

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: renting vs buying, actual cost of homeownership, inflation is surging, shrinkflation, post-pandemic spending sprees, how your 401(k) balance isn’t all yours, crypto in retirement accounts, free fancy phones, & Ally dropping overdraft fees.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 30 min
    Saving for College is Overrated #368

    Saving for College is Overrated #368

    For most financially responsible parents out there, it’s not a question of if they should be saving for their kid’s college, but how much. Oftentimes parents are wondering how much they need to save in order to be performing their proper parental duty. But we’re taking a more counter cultural stance and are asking the question: should you be saving for college at all? We’re all about thinking in advance and ensuring that we’re properly saving and investing our money, but for a lot of folks, the answer is that they shouldn’t be putting any money towards their child’s future college expenses. Listen as we discuss the benefits of not saving for your kids college, when you can actually start putting funds away in a college fund, and then ways you can go about it properly.

    During this episode we enjoyed a Coconut Stout by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 48 min
    Jargon-Free Money Help with Two Cents #367

    Jargon-Free Money Help with Two Cents #367

    For this episode we sit down for a great conversation with Philip Olson and Julia Lorenz-Olson. As a newly married couple, they transitioned from theatre kids fresh out of college, to money experts as Philip and Julia now own their own financial planning firm in Austin Texas. They also host the PBS YouTube channel Two Cents, where they tackle various personal finance topics ranging from ‘How Cars Keep You Poor’, to ‘Retiring in Your 30s’. Julia and Philip are able to channel their passion for acting and production into videos that inform and illustrate these money concepts in ways that are completely relatable- they make personal finance entertaining and easy to understand! Listen for how they got started in personal finance, why they started creating YouTube videos, and why everyone needs more empathy when it comes to financial planning.

    During this episode we enjoyed a Big Le-Stout-ski by Bhramari Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 51 min

Customer Reviews

4.6 out of 5
2.4K Ratings

2.4K Ratings

annieliz52 ,

Thanks guys

Really enjoy your money talks. Your down to earth personalities make daunting and sometimes boring subjects interesting and useful.

lik.08 ,

5 stars!

Good advice delivered in an entertaining way! Easy to digest information - cheers!

yggysmallz ,

HOW TO MONEY

Concise well thought out financial advice from Joel & Matt. Really like your show. I find a little tidbit with every episode.

Top Podcasts In Business

Listeners Also Subscribed To

More by iHeartRadio