460 episodes

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartRadio

    • Business
    • 4.6 • 2.5K Ratings

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Can We Count on Social Security or is it Busted? #413

    Can We Count on Social Security or is it Busted? #413

    Climate change used to feel like one of those things that was way off in the future. But then we see the headlines of extreme weather, or perhaps you’ve experienced it first-hand, and we realize that it could be more imminent than we used to think. It’s no longer an abstract concept but a concrete reality. And so it is with our perception of Social Security- it used to just be an annoyance that shrunk our paychecks as teenagers. But now as more responsible adults, we’re looking ahead and wondering if Social Security will even be a thing by the time we’re retirement age. And recent reports say that the Social Security fund will be insolvent by 2033?! That’s why today on the show we’re asking- whether or not we can count on Social Security retirement benefits and the additional steps we can start taking now to ensure a comfortable future.

    During this episode we enjoyed a Roosevelt Coffee Stout by Olentangy River Brewing- thanks to Scott for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 48 min
    Ask HTM - Bitcoin in Our Portfolio, Fixing a Credit Card Mistake, and Putting Savings in Coke Stock #412

    Ask HTM - Bitcoin in Our Portfolio, Fixing a Credit Card Mistake, and Putting Savings in Coke Stock #412

    We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - What do y’all think about Bitcoin?
    2 - Where should we save or invest our down payment for a new house?
    3 - Is it too risky to keep my savings in Coke stock?
    4 - Should I close a credit card that I opened on accident?
    5 - Does it make sense to invest in a 403b or a 457?

    During this episode we enjoyed a Master Shredder by The Veil Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 54 min
    Friday Flight - The Sports Betting Boom, Record Home Equity Levels & Taco Subscriptions #411

    Friday Flight - The Sports Betting Boom, Record Home Equity Levels & Taco Subscriptions #411

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: scoring a massive Airbnb discount, learning economic theory from Theme Park Tycoon, video game bans, the sports betting boom, buy now pay later consumers are falling behind, leveraging crypto to buy more crypto, subscriptions that are bad for your wallet and your diet, and what to do with sky high home equity levels.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 34 min
    What if You Won the Lottery? #410

    What if You Won the Lottery? #410

    Winning the lottery shouldn’t be a part of your financial plan- but why are we so enthralled by the idea of winning the lottery?! On average, Americans spend over $1,000 every year for the chance to strike it rich. That’s a lot of wasted money that could be going towards literal investments. But even though we’re not going to win millions, statistically speaking, this exercise can provide some insights about the ways we want to spend our money and our time. This is helpful because there is a much higher likelihood that we would experience some sort of windfall in our lives whether that be a bonus at work, proceeds from a home sale, or even an inheritance. And if we haven’t taken the time to think through what we would do in these scenarios, there’s a good chance we could make the wrong decision in the heat of the moment. We’re going to get personal and share what we would do if we won the lottery, and we’re also going to explain how you can come up with your own money mission statement.

    During this episode we enjoyed a Crucial Crucial Taunt Taunt Enhanced by The Veil Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 50 min
    Fight and WIN Against Insane Healthcare Costs with Marshall Allen #409

    Fight and WIN Against Insane Healthcare Costs with Marshall Allen #409

    Marshall Allen is a journalist who investigates why we pay so much for healthcare here in America, while simultaneously we receive so little in return. He is the author of “Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win” and he is also the founder of Allen Health Academy, which produces a curriculum of short on-demand videos to equip and empower employees to navigate the healthcare system. Marshall has been investigating the healthcare industry for 15 years, including over a decade at ProPublica. He also teaches investigative reporting at the Newmark Graduate School of Journalism at the City University of New York. We highly recommend that you listen to this episode if you’re looking for practical ways to reduce how much you’re spending on medical costs!

    During this episode we enjoyed a Fade Away by Cruz Blanca Brewery - thanks to Dennis and our friends at the brewery for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 1 hr 5 min
    Friday Flight - Robots Ruining Everything, A New Robinhood Feature, & Kim Kardashian's Crypto Kerfuffle #408

    Friday Flight - Robots Ruining Everything, A New Robinhood Feature, & Kim Kardashian's Crypto Kerfuffle #408

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: Matt scored his $1,250 credit card signup bonus, judging others if they have an old phone, digital driver's license, targeted ads on streaming, trip stacking, Kim Kardashian's crypto kerfuffle, a new Robinhood app feature, robots disrupting the labor market, AI rejecting millions of resumes, and one simple way to score a better job.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 36 min

Customer Reviews

4.6 out of 5
2.5K Ratings

2.5K Ratings

ListRunner ,

Love How to Money

Relatable information in a format that’s easy to follow. Great show. Wish I had found it earlier.

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80% ads 20% podcast

Good info when there’s actually talking instead of commercials

TargetingFI ,

Healthcare Conversation with Marshall Allen

Hi guys, I enjoy your podcast. I should note there was misinformation provided on the episode where you were interviewing Marshall Allen and discussing healthcare options.

It was stated the ACA (ObamaCare) can be very expensive for folks who don't qualify for subsidies. This is false as it's no longer the case! Biden's American Rescue Plan states nobody will pay more than 8.5% of their income on healthcare through the exchange.

I'm still hearing many folks talk about the ACA "income cliff" even though it no longer exists. It's important folks, such as yourself, are communicating up-to-date and accurate information to consumers.

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