How to Money iHeartPodcasts

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Should I exit a managed retirement account even though I have seven figures in there?

2 - Is there any benefit to paying off a mortgage earlier in the life of the loan as opposed to later?

3 - What should I keep in mind as the new owner of the house next to me is planning to rent it out?

4 - How should I approach a gun hobby spending disagreement with my spouse?

5 - International roaming with the low cost cellular providers- Mint Mobile or someone else?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed an Icelandic Arctic Lager by Einstok Olgerd! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!
See omnystudio.com/listener for privacy information.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: negotiating a FAT raise, student loan payment panic, retailers nervous about declining consumer confidence, holiday hiring, jobs poised for the most growth, elusive medallion status, more mediocre media, inertia bias costing you monthly, drug discounts, & the best affordable new and used cars.

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

 

Best friends out!
See omnystudio.com/listener for privacy information.

The term “hustle” might be synonymous with “entrepreneur” for a lot of folks. And they might be interchangeable because it certainly does take hard work to get your own business off the ground, but it doesn’t have to mean giving up everything else that’s important to you along the way. Steve Chou is our guest today and he’s launched multiple businesses- everything from an eCommerce site, to an online course, to an annual conference, and he wants everyone to consider how they can achieve financial freedom by starting their own businesses… but not the kinds of businesses where growing, scaling, and maximizing revenue is the goal. Instead it’s all about discovering a business that works for your goals and your lifestyle, and that’s what Steve writes about in his book The Family First Entrepreneur. We discuss coming up with an idea for a business, having priorities other than work, transitioning away from a day job, what holds some folks back from getting started, and plenty more!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed an Ubu Ale by Lake Placid Brewery- a big thanks to the RAD Coaches, Rebecca & Dylan! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!
See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - How should I account for inflation when using the 25x rule to forecast my retirement?

2 - Are sites like RateGenius and Autopay legit places to refinance my car?

3 - I have the cash on hand to build an Accessory Dwelling Unit (ADU), but should I use a construction loan instead?

4 - Should I stick $6,500 into a Roth IRA, a Health Savings Account, or a 457b?

5 - Listener win: reaching out directly to a company resulted in cash in my mailbox!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Festbier by Bold Monk Brewing Co! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!
See omnystudio.com/listener for privacy information.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: silly celly carrier promos, total cost of iPhone ownership, ACH autopay tradeoffs, super off peak EV incentives, the best month to buy a home, fund fee battles, the shockingly simple math of compounding returns, financially illiterate kids, rewards deficiency syndrome, & short lived highs from stuff vs enduring fulfillment from relationships.

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

 

Best friends out!
See omnystudio.com/listener for privacy information.

Student loan debt is good, and credit card debt is bad… right? Well not so fast. What if an undergrad drops out halfway through school with no degree to show for it, and the credit card spender uses their card to pay for a car repair, which in turn allows them to keep their job? It’s not always a clear-cut answer! But with student loan repayments firing back up, we felt it was a good time to question whether student loans are even necessary at all. And we’re excited to talk with a friend of ours, Jason Brown, about how more folks should pursue a debt-free degree. Jason has firsthand experience having earned not only one, but two debt-free degrees and we discuss how you or your kids can do it as well. We discuss the changing value proposition of college, working multiple jobs, scholarship, employer education benefits, eschewing expensive dream schools, dual enrollment, and more!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Prophetmaker by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!
See omnystudio.com/listener for privacy information.