794 episodes

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartPodcasts

    • Business
    • 4.6 • 3K Ratings

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Spring Cleaning Your Finances like an Adult (Bestie) #792

    Spring Cleaning Your Finances like an Adult (Bestie) #792

    Your birthday comes around every year- and you never forget because it’s something that you look forward to! But we’d argue that there are certain financial tasks that we should also revisit at least once a year, but we’re less than enthusiastic about knocking them out. This neglect is compounded by the fact that our finances have gotten more complicated than ever. You likely have accounts everywhere: you might have multiple 401ks, savings accounts, credit cards- it might feel like there’s too much going on as you juggle more logins than you can keep up with. Now these are tasks that don’t need to become ongoing obligations, but we do think they will help you make your personal finances more manageable. Whether it’s something as straightforward and practical as making some tweaks to your budget or if it’s the beginning of a season of reevaluating your life goals, we have a number of tasks that will allow you to spring clean your finances.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

     

    During this episode we enjoyed a classic: Saison Dupont by Brasserie Dupont! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 53 min
    Help for Higher Earners w/ Rachael Camp #791

    Help for Higher Earners w/ Rachael Camp #791

    What does it mean to be rich? I think very few folks feel rich, even if they are doing really well for themselves. And oftentimes that’s due to the hedonic treadmill as we’re constantly moving the goalposts as to what it is that we think will make us happy. Most folks rarely feel like they simply have enough. But guess what- a lot of folks would be surprised to find themselves in the top 10% of earners in the US. And when you make a lot of money, or at least hope to, it takes a different approach to how you should handle your finances. That’s why we’re excited to be joined by Rachael Camp, owner of Camp Wealth, who is on a mission to help her clients build and preserve their wealth. As a Certified Financial Planner, Rachael not only knows the right moves to make with her money, but she’s actually doing it- she’s designed a financial life that allows her to prioritize the things that are important to her like a matcha tea ritual and snowboarding, by minimizing other expenses, all while advising clients who make upwards of seven figures. Listen as we discuss Rachael’s history with the FIRE movement, delayed gratification, financial mistakes of higher earners, and much more!

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

     

    During this episode we enjoyed an All Citra Everything by Other Half Brewing. Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 56 min
    Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

    Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

     

    1 - Should I execute a Roth conversion during a sabbatical year from work?

    2 - How do I remedy an out of control car loan that’s worth less than what I owe?

    3 - Do y’all think I can withdraw more than what the 4% rule says is safe?

    4 - Can I use HSA funds to pay for healthcare premiums?

    5 - Is it time to use a 0% balance transfer card to get us out of some unexpected debt?

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

     

    During this episode we enjoyed a Hop Showers by Other Half Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 48 min
    Friday Flight - Dupe Destinations, 401k Leakage, & Matt’s Dating Advice #789

    Friday Flight - Dupe Destinations, 401k Leakage, & Matt’s Dating Advice #789

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: tips for raging against the machine, pervasive shrinkflation, dupe destinations, a case for timeshares, part time retirement, easiest way to save, 401k leakage, MVNOs to save, the best dating advice, & attractive CDs.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

     

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 32 min
    Supercommunicating w/ Charles Duhigg #788

    Supercommunicating w/ Charles Duhigg #788

    Think about any great relationship that you have- whether that’s with your partner, a friend, or even a boss. In each of those examples, there’s a really good chance that you’re both really good at talking  and relating to one another. At the core of any healthy relationship is the ability to feel heard and understood, and that’s why communicating is so important! That’s why we’re pumped to be joined by Charles Duhigg, a Pulitzer Prize-winning journalist and bestselling author known for his profound insights into productivity, habit formation, and the science of success. Charles is the author of the new book Supercommunicators, where he explores everything from how marriage counselors teach couples to hear what goes unsaid, to how NASA psychologists look for astronauts who are emotionally intelligent. Deep, meaningful connection to others is vital to living a fulfilling life, but practically speaking, it’s also really important when it comes to discussing money with a partner, which is just one of the many topics we discuss today.

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Triple Mosaic Daydream by Other Half Brewing. Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 56 min
    Ask HTM - Pressure to Pay for a Kid’s Meal, Affordable Home Security, & Whether BNPL is the Devil! #787

    Ask HTM - Pressure to Pay for a Kid’s Meal, Affordable Home Security, & Whether BNPL is the Devil! #787

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

     

    1 - Is it better to rent or sell my home when the time comes to move?

    2 - Do I have to pay old credit card debt that I have with Capital One?

    3 - Frugal or cheap: bringing my own food for my kid when we go to a restaurant?

    4 - What’s so bad about buy now pay later if I have the money on hand to make the payments?

    5 - Who should I turn to for affordable home security?

     

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:


    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
    Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    Join a thriving community of fellow money in the HTM Facebook group.
    Find the best credit card for you with our new credit card tool!
    Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

     

    During this episode we enjoyed a saison – Burden In My Hand by Piedmont Brewery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

     

    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 48 min

Customer Reviews

4.6 out of 5
3K Ratings

3K Ratings

JMountainsNC ,

My OG financial podcast

Began rethinking the way I use and view my money when I started listening to these guys. While I have added a couple podcasts to my queue, this is one that I am certain to listen to every episode. Thank you for what you guys do and your well rounded insights!

BrentWh1987 ,

Great content, love the show!

Matt and Joel, love the show, have been listening for years. I consider myself a money nerd and your content really helps push me to expand on the ways I can be smart with my family’s finances. Keep doing what you are doing!

DRJJJJJ ,

Excellent Podcast

And honest, realistic approach to everything you want to know about money. Additionally, Matt and Joel, talk about traveling, saving, retirement, and a whole array of other applicable topics. I highly recommend this podcast, these guys are awesome!

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