53 episodes

Insurance Hour makes the daunting world of insurance understandable for everyone. Karl cuts through the red tape and jargon so that you can understand insurance coverage and how insurance can work for you. d. And, he makes it fun!With guests from the legislators and regulators who are making the decisions that impact your wallet, to listener calls about everything from pet insurance to insuring classic cars, Insurance Hour is an entertaining way to learn about insurance and make the best decisions for your home, car, and life.Karl Susman is a 30-year insurance agency owner, in-demand media commentator and analyst, legislative consultant, and expert witness in state, federal and criminal courts across the United States. Available on all podcast platforms, as well as great radio stations such as KEIB, KTRB, KCBQ, KCAA, KFBK, KMET, KZSB.For more information about "Insurance Hour" and its programming, please reach us at pr@insurancehour.com

Insurance Hour with Karl Susman Karl Susman

    • Business
    • 5.0 • 4 Ratings

Insurance Hour makes the daunting world of insurance understandable for everyone. Karl cuts through the red tape and jargon so that you can understand insurance coverage and how insurance can work for you. d. And, he makes it fun!With guests from the legislators and regulators who are making the decisions that impact your wallet, to listener calls about everything from pet insurance to insuring classic cars, Insurance Hour is an entertaining way to learn about insurance and make the best decisions for your home, car, and life.Karl Susman is a 30-year insurance agency owner, in-demand media commentator and analyst, legislative consultant, and expert witness in state, federal and criminal courts across the United States. Available on all podcast platforms, as well as great radio stations such as KEIB, KTRB, KCBQ, KCAA, KFBK, KMET, KZSB.For more information about "Insurance Hour" and its programming, please reach us at pr@insurancehour.com

    Revolutionizing California Insurance: Navigating New Regulations and Market Changes

    Revolutionizing California Insurance: Navigating New Regulations and Market Changes

    In this episode of Insurance Hour, host Karl Susman dives into the complexities of the California insurance market, focusing on the challenges and changes facing homeowners. He begins by addressing the difficulty Californians face in obtaining homeowners insurance due to the state's high-risk environment and lack of competition among insurance providers. Karl introduces the California Sustainable Insurance Strategy proposed by Insurance Commissioner Ricardo Lara, which aims to modernize and e...

    • 54 min
    Back to the Future! Proposition 103: Shaping California's Insurance Landscape

    Back to the Future! Proposition 103: Shaping California's Insurance Landscape

    In this episode of "Insurance Hour," host Karl Susman delves into the history and impact of Proposition 103 on California's insurance industry. He begins by setting the scene in the 1980s, discussing the economic and social climate that led to the creation of this landmark regulation. Susman explains the initial goals of Proposition 103, which included reducing insurance premiums and increasing oversight of the industry. He provides a detailed analysis of the proposition's key provisions, inc...

    • 54 min
    California's Insurance Overhaul: Navigating New Reforms and Consumer Protections

    California's Insurance Overhaul: Navigating New Reforms and Consumer Protections

    In this episode of "Insurance Hour," host Karl Susman dives into the intricacies of a new trailer bill proposed by Governor Gavin Newsom, which aims to address the chaos in California's insurance industry. The bill is part of the Sustainable Insurance Strategy, designed to update outdated regulations and strengthen consumer protections. Karl discusses the bill's implications, debunks misinformation from certain consumer groups, and emphasizes the urgent need for regulatory reform to stabilize...

    • 54 min
    Unraveling Insurance: How Your Premiums Turn into Protection

    Unraveling Insurance: How Your Premiums Turn into Protection

    Show SummaryIn this episode of “Insurance Hour,” host Karl Susman delves into the intricacies of how insurance works, exploring the foundational concepts and modern practices of the industry. Karl discusses the importance of diversification, investment strategies, and reinsurance to ensure insurance companies have enough funds to cover claims. He explains the historical roots of insurance, using Abraham Lincoln’s log cabin as an example, and provides insights into how companies manage risks a...

    • 54 min
    Navigating Legal Traps in Personal Injury Claims: Expert Tips from Dennis Beaver

    Navigating Legal Traps in Personal Injury Claims: Expert Tips from Dennis Beaver

    In this episode of "Insurance Hour," host Karl Susman sits down with Dennis Beaver, an experienced civil litigation attorney, to discuss the intersection of law and insurance. They delve into the common pitfalls consumers face when dealing with personal injury claims and the importance of selecting the right attorney. Beaver highlights the dangers of "personal injury mills," law firms that prioritize quick settlements over client welfare, often leading to inflated medical bills and abandoned ...

    • 54 min
    Clarifying Coverage: Navigating the Complexities of Insurance with Karl Susman

    Clarifying Coverage: Navigating the Complexities of Insurance with Karl Susman

    In this episode of "Insurance Hour," host Karl Susman delves into a wide range of insurance-related topics through listener calls and emails. The show focuses primarily on common concerns and misconceptions about various types of insurance policies, including home, auto, and health insurance. Karl addresses specific listener questions about insurance terminology, coverage details, and policy comparisons, providing clarifications and advice. Additionally, he discusses the broader insurance lan...

    • 54 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

PokeyWay ,

Excellent

Love this..please continue to have expert advice like him! He was great!

Karlwireless ,

Useful info

Lots of useful information here. I like the idea that people can call in or email in questions and actually get them addressed!

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