1,801 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.7K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    03.18.24 Buyer’s Market For New Cars / Renewable Energy In The U.S.A.

    03.18.24 Buyer’s Market For New Cars / Renewable Energy In The U.S.A.

    Vehicle inventory is way up for some brands, and this creates an advantage for potential car buyers. Clark shares where the deals are. Also - There’s a shift going on with the U.S. energy supply and the way it’s provided. Clark has advice on the best play for your wallet based on the changes going on.

    New Car Deals: Segment 1

    Ask Clark: Segment 2

    Renewable Energy: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Dealerships Begin Swimming In Vehicle Inventory - Here Is Who's Drowning - AutoSpies

    Car Prices Are Finally Coming Down. It Looks Like a Buyer’s Market.

    How to Buy a New Car in 5 Steps

    Warning: Why You Should Never Buy Visa Gift Cards

    What Is an ABLE Account?


    WSJ: U.S. Renewable Power Growth Is Setting New Records on the Back of Federal Support 

    Best Term Life Insurance Companies, Plans & Coverage

    NYTimes: She Ordered an Ashtray and Got a Can of Tuna


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    03.15.24 Clark Answers His Critics on Clark Stinks / Best Credit Card Interest Rates

    03.15.24 Clark Answers His Critics on Clark Stinks / Best Credit Card Interest Rates

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal? 


    Clark Stinks: Segments 1 & 2

    Best Credit Card Rates: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    How to Choose the Right Dog Rescue Group

    4 Things To Know Before You Sign Up for YouTube TV

    The Platinum Card® from American Express Review 2023: Is It Worth It?

    How To Find and Choose a Financial Advisor

    Should I Buy Additional Insurance From a Rental Car Company?

    My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance?

    NYTimes.com: Looking for a Lower Credit Card Interest Rate? Good Luck.

    CFPB - Credit card data: Small issuers offer lower rates

    Why Are More People Using Small Banks And Credit Unions?

    Navy Federal Visa cashRewards Card Review: Cash Back Credit Card

    Credit Union vs. Bank: What's the Difference?

    Home Equity Loans & Lines of Credit: 7 Common Questions Answered

    6 Things To Know Before Contacting the National Foundation for Credit Counseling

    How one couple paid off $40K of debt in 24 months

    Clark Howard's 2024 Credit Card Debt Elimination Strategy


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    03.14.24 Walking The Walk: Heart Health / This Spring Home Buying Season

    03.14.24 Walking The Walk: Heart Health / This Spring Home Buying Season

    Regarding your heart health, Clark shares news of a non-invasive test you can do routinely that can be very telling. Also in today’s show, Clark gives you the lay of the land for potential home buyers and sellers this spring, including buyer incentives on new builds. 

    Taking Heart Health In Stride: Segment 1

    Ask Clark: Segment 2

    The Spring Home Buying Season: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Gait speed is one of your vital signs, so make sure yours is OK


    Frontier Discount Den  /  Kids Fly Free


    Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed

    Stamps.com - Postage On Demand

    How Can I Find Out Why My Credit Score Just Dropped?

    4 Ways To Get Your Free Credit Score


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 28 min
    03.13.24 Shopping For Home Internet / Fixing A Financial Gap

    03.13.24 Shopping For Home Internet / Fixing A Financial Gap

    What are you paying for home internet? One provider that was low cost has now raised its prices. Clark tells you how to shop around for the best price based on your particular internet needs. Also- there’s a segment of the population long ignored when it comes to financial literacy. Clark discusses this gap and how to fix it. 

    SAVE MORE On Home Internet: Segment 1

    Ask Clark: Segment 2

    Financial Literacy For Senior Women: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    T-Mobile quietly raises Home Internet monthly price to $60 for new customers

    Internet Archives - Clark Howard

    UPGRADE - Cash Rewards Elite Card

    There’s a financial literacy gender gap − and older women are eager for education that meets their needs — The Conversation

    Investing & Retirement Archives - Clark Howard

    What Is a Roth 401(k) and How Does It Work?

    How To Open a Roth IRA

    Target Date Funds: Clark's Favorite Retirement Investment

    What Is a Solo 401(k) and How Does It Work?

    What Is a SEP IRA and Who Is Eligible?

    3 Simple Ways To Delete Your Google Data

    Want To Guard Your Privacy Online? Search the Web With DuckDuckGo

    13 Steps To Keeping Your Email Safe and Secure

    16 of the Best High-Yield Online Savings Accounts


    What Are Index Funds? / Clark.com SAVINGS TABLE


    How Much Should You Have Saved for Retirement by Now?

    Best Investment Companies for Investors in 2024


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 31 min
    03.12.24 The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs New Baggage Fees

    03.12.24 The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs New Baggage Fees

    There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains. Also in this episode, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport. 

    Future 401(k)s & IRAs: Segment 1

    Ask Clark: Segment 2

    Airline Baggage Fees: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade

    Do Not Give Your Social Security Number at These Places

    How Many Bank Accounts Should You Have? - Clark Howard

    16 of the Best High-Yield Online Savings Accounts

    Best Investment Companies for Investors in 2024

    United Airlines is also raising its checked bag fee. See by how much. - USA TODAY

    Get Ready for $40 Luggage Fees - The Wall Street Journal.

    NYTimes.com: How to Pack for a Two-Week Trip With One Small Suitcase

    How To Pack a Carry-On the Right Way

    4 Things You Should Always Pack in Your Carry-On

    Best Travel Credit Cards: Top Rewards Picks for 2024

    Best Cash Back Credit Cards With No Annual Fee in 2024

    Should You Ever Buy Travel Medical Insurance?

    6 Best Apps To Save Money on Groceries

    Flipp – Flyers, Shopping List, Weekly Ads | Flipp


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 30 min
    03.11.24 Consumers Vs Junk Fees / Bait & Switch Tax Prep

    03.11.24 Consumers Vs Junk Fees / Bait & Switch Tax Prep

    Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There’s a better way!

    Anti Junk Fee Law: Segment 1

    Ask Clark: Segment 2

    Tax Filing: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What does a service fee ban mean for diners? Expect higher menu prices — a lot higher

    Inflation is cooling, but small businesses are still suffering

    NYTimes: It’s a Great Deal, Before the ‘Drip Pricing’

    ENERGY STAR® | Department of Energy

    FTC says H&R Block pressures people into overpaying for tax prep

    New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC

    FTC finds TurboTax “free” is not free for most

    8 Free Federal and State Tax Filing Services for 2024

    Free File: Do your taxes for free | Internal Revenue Service

    Direct File | Internal Revenue Service

    When Should You Get an Accountant To Do Your Taxes?

    Why co-signing a loan can be bad on almost every financial level

    New York launches probe into nationwide AT&T network outage

    16 Items To Pack in Your Financial Emergency Kit


    Amateur Radio Service / Amateur radio


    National Credit Union Administration (NCUA)


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 31 min

Customer Reviews

4.6 out of 5
4.7K Ratings

4.7K Ratings

Nuts About Medicine ,

Saturday Special

Loved the Saturday edition with just snippets of advice! Love all the shows, but it is nice to listen without Q and A time once a week! Keep them coming!

SAV 74 ,

Disappointed

The reference this week to the National Animal Interest Alliance, a special interest group founded by a breeder, was disappointing. Please do more research Clarke and team and do not spread misinformation about the treatment of animals.

SassyVP ,

I’ve listened for years but….

I just unfollowed the sheow. Clark takes being cheap to a fault in my opinion. Decisions should not be made solely on price and price alone. I am fed up with every recommendation to buy at Costco or Sam’s.

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