The Clark Howard Podcast

Clark Howard
  • 4.6 (5.2K)
  • Investing
  • Updated Daily

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

  1. 10h ago

    08-14-26 Clark Answers His Critics on Clark Stinks / Essential Documents

    Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also, to protect your young adult and give your family peace of mind, there are critical legal and financial forms every teenager should sign at age 18. Setting up these documents is simple, inexpensive, and essential for any family navigating the transition to adulthood. Taking a few minutes to put these protections in place today can save your family from unnecessary hardship when it matters most, as Clark explains. All this and more on the August 14, 2026, episode of The Clark Howard Show. Clark Stinks: Segments 1 & 2 Essential Signings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's the Best Thermostat Setting for Summer To Save Money? 5 Major Bills You Can Lower This Month - Clark Howard Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet Are Extended Warranties Ever Worth It? - Clark Howard 3 Financial Documents Everyone Should Have by Age 18 What Do I Need To Do To Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled? Why You Should Never Use a Debit Card To Pay for Anything Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Submit your opinions or questions: Ask Clark. Learn more about your ad choices. Visit megaphone.fm/adchoices

  2. 2d ago

    08.12.26 One Bad Apple Deal / CDs: Opportunity And Method

    Apple device prices are soaring due to rising hardware costs, and their newest solution is to offer “forever leases” on iPhones, Macs, and iPads for a fixed monthly fee. While this subscription-style leasing model might make sense if you’re a tech enthusiast, it’s a dangerous financial trap for the average consumer. Before you fall for the low monthly sticker price—or get tied down by a carrier’s misleading "free phone" promotion—understand the long-term cost to your wallet. On the savings front, everyday savers have a prime opportunity now to lock in high returns before interest rates drop. If you have cash you won't need for 1 to 5 years, Certificates of Deposit (CDs) are one of the safest ways to beat inflation. Clark walks us through how to easily purchase broker-placed CDs through top discount brokerages or reputable online banks, why you should strictly avoid giant mega-banks that offer virtually zero interest, and how to protect yourself from the predatory "auto-rollover" trap that slashes your rates the moment your term ends. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 12, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. Apple Trap: Segment 1 Ask Clark: Segment 2 CD Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Lease an iPhone Through Apple Upgrade? Are Extended Warranties Ever Worth It? - Clark Howard Get an electronic travel authorisation (ETA) to visit the UK Eurostar.com: Book Europe Train Tickets and Holidays When Do You Need a Travel Agent? - Clark Howard Is Now the Time To Get a CD or a CD Ladder? Certificate of Deposit (CD): What Is It, Best Places To Open One CD Interest Calculator  /   What To Do BEFORE Your CD Expires BBB-File a Complaint How to Protect Your Wallet From Rental Car 'Gotchas' - Clark Howard Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  3. 3d ago

    08-11-26 Ask An Advisor With Wes Moss

    Is Your Retirement Missing Purpose? & Why You Shouldn’t Be Scared To Spend Your Retirement Savings Wes starts by looking at what ancient wisdom and modern research teach us about true fulfillment. As we leave the workforce, we often lose daily structure, active socialization, and full households all at once. To counter these major life headwinds, Wes discusses how planning your lifestyle goals even ten years out leads to significantly greater joy once you stop working. Also, Wes tackles the massive psychological barrier of spending down your hard-earned nest egg. Running out of money is the single biggest financial fear for most Americans. Wes shares the rule that offers an extremely high probability of success, giving you the confidence to stop worrying, start spending wisely, and enjoy the retirement you earned. Mentioned on the show: Cost of Living Calculator | City and Salary Comparison Tool Do You Really Need To Rebalance Your Portfolio? If You Have Enough To Retire Comfortably, Should You?   Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 11, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask Discover the research-backed path to an earlier, happier retirement – pre-order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

  4. 4d ago

    08.10.26 Breaking Phone Addiction / Know The Affinity Fraud Trap

    Are you looking to break free from the time killing, mindless scrolling of phone addiction? Clark reviews the popular Brick Phone Lock—a $60 physical device paired with an app designed to lock you out of your most distracting apps. This tool might be a game-changer if phone addiction is actively hurting your productivity, work, and/or personal relationships. Also, a massive investigative report reveals how high-profile NFL players lost millions to a sophisticated e-commerce scheme using fake Shopify stores and manipulated earnings simulations. Clark breaks down how over $1 billion has been stolen from professional athletes—and what can be learned from it. Know how to spot the red flags, protect your hard-earned money, and avoid falling for the same trap—no matter who recommends the deal. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 10, 2026, episode of The Clark Howard Show.  Submit your opinions or questions: Ask Clark. STOP Scrolling: Segment 1 Ask Clark: Segment 2 Affinity Fraud: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Brick Phone Lock Review: Why This Device Is a Game-Changer Can a $60 Plastic Cube Solve Our Screen-Time Crisis? - The WSJ Is Frontier's GoWild! Pass Worth It? - Clark Howard  Is There a Safe Way to Use Your Debit Card? - Clark Howard  NFL Players Targeted in E-Commerce Scheme Using Fake Shopify Stores How To Find the Biggest Scams in Your Area - Clark Howard Why You Need Paper Evidence of Your Financial Accounts 7 Things To Know About Costco Pharmacy - Clark Howard 10 Ways To Save on Prescription Drugs - Clark Howard Travel Archives - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Aug 7

    08.07.26 Clark Answers His Critics on Clark Stinks / Promises And Prenups

    Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark has always considered himself an incurable romantic, and for years, his stance on prenuptial agreements was clear: signing one felt like writing a contract for failure before the marriage even began. But looking at the reality that over half of marriages end in divorce, he realized his emotional roadblock was shortchanging the people listening to his advice. All this and more on the August 7, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. Clark Stinks: Segments 1 & 2 Prenuptial Agreements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What You Need To Do if Your Phone Gets Lost or Stolen Cheapest Way to Rent a Car: Expert Tips - Clark Howard Are AutoSlash and HotelSlash Legit? - Clark Howard Register Your Trip with STEP Why Clark Howard Changed His Mind About Prenups How To Save Money: Spend Less & Build Your Savings How to Shop for Lower Car Insurance  /   Car Edge Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  6. Aug 5

    08.05.26 Starting A Small Business / Automated Check-Out Warning

    More people are looking for ways to create their own job security. Clark shares two invaluable, free resources every aspiring entrepreneur should know about, and breaks down why the freedom of entrepreneurship remains one of the best ways to build lasting stability. Also, a critical look at the rise of AI-powered, cashierless grocery stores and automated micro-markets. Highlighting an outrageous story where Ford wrongly fired an employee over an automated market glitch, Clark addresses the dangerous gap between automated retail technology and human common sense. Know how to protect yourself with electronic receipts and tap-to-pay records, ensuring an automated mistake doesn't turn into a major headache for you. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 5, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. Resources For Entrepreneurs: Segment 1 Ask Clark: Segment 2 Automated Check-Out: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Business & Entrepreneurs Archives - Clark Howard  Service Corps of Retired Executives  /  SCORE.org America’s SBDC  /  Small Business Development Centers (SBDC) National Trades Jobs Report  CNBC: 27-year-old locksmith spent $7,000 on tools, works around the clock in NYC: 'I'd never held a screwdriver in my life' before starting Unclaimed Money: How To Find and Claim Missing Funds for Free Mint Mobile Code: SAVINGSPOD Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

  7. Aug 4

    08.04.26 Ask An Advisor With Wes Moss

    5 Questions BEFORE You Claim Social Security & College vs. Retirement Savings Should you claim Social Security early or wait? While the math says waiting guarantees a bigger check, the real answer goes far beyond the numbers. In this episode, Wes Moss breaks down how to determine the right Social Security claiming age for your specific lifestyle, health, and portfolio. Also, Wes shares ideas to help you balance saving for your kid’s college without ruining your own retirement. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 4, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Mentioned on the show: When Is the Best Time To Collect Social Security? - Clark Howard The Math On When You Break Even With Social Security If You Have Enough To Retire Comfortably, Should You? How To Balance College Savings and Retirement - Clark Howard  Clark Howard: Avoid This Costly College Debt Mistake Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

  8. Aug 3

    08.03.26 Air Travel Update / DIY Home Upgrades

    As summer winds down, we’re seeing some wild shifts in the airline industry. Despite recent price hikes, a two-tiered economy in travel has created surprising opportunities for budget-conscious travelers. Clark breaks down why you need to sign up for frequent flyer programs right now, what you actually get (and lose) with new unbundled luxury fares, and where to find the best flight deals over the coming months. Also, your homeowners insurance company might feel like a "frenemy," but you can make them work for your wallet with a few simple DIY home upgrades. Learn how a weekend DIY project can protect your home, prevent costly disasters, and keep more money in your pocket every month! Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 3, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. Air Travel Updates: Segment 1 Ask Clark: Segment 2 DIY Home Upgrades: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Score Cheap Fall Airfare and Award Flights The Extra Mile -Delta’s Basic Premium Fares-LifeMiles ‘Revalues’ Biz Class Awards NYTimes: A Guide to Basic Business / Why You Should Re-Shop Your Cruise European Travel Information and Authorisation System (ETIAS) Life360 | Family-Proof Your Family | Location Sharing & Safety Easy DIY Upgrades To Save on Home Insurance Axios: Treat your home like a hobby Clark Howard's 5 Money Tips for Couples / How To Open a Roth IRA Why Clark Howard Is Obsessed With Roth for Retirement Savings Clark Howard's 5 Money Tips for Couples Capital One Venture X Rewards Credit Card: 6 Things To Know  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

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Hosts & Guests

4.6
out of 5
5,249 Ratings

About

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Information

  • Creator
    Clark Howard
  • Years Active
    2006 - 2026
  • Episodes
    2K
  • Rating
    Clean
  • Copyright
    Copyright © 2023 Clark Howard Inc. All rights reserved.
  • Show Website
    The Clark Howard Podcast

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