Millionaire Mindcast

Matt Aitchison
Millionaire Mindcast

Millionaire Mindcast helps you build wealth through commercial real estate and passive income. Hosted by investor Matt Aitchison, it delivers three weekly episodes with expert insights, strategies, and lessons from top investors. Whether you want you diversify or scale your real estate portfolio and income, this is your go to guide.

  1. Tariffs, Trust, and Real Estate Trends: Bold Moves, Backlash & Baby Bonds | Money Moves

    1D AGO

    Tariffs, Trust, and Real Estate Trends: Bold Moves, Backlash & Baby Bonds | Money Moves

    In this post–Fourth of July breakdown, Matty A and Ryan dive into a fiery mix of politics, policy, and financial strategy. From the potential September rate cuts and a sluggish real estate season to massive institutional plays and controversial political shifts, the guys don’t hold back. They unpack the good, the bad, and the ugly of Trump’s latest bill—bonus depreciation is back, tariffs are rising, and trust is getting tested. Plus, they tackle the Epstein case fallout, Elon Musk’s “American Party,” and a bold new baby investment account plan that could shape the next generation’s financial future. Timestamps: [00:00] Kicking off with July 4th laughs and family reflections [01:30] Fed's July pause and September rate cut speculation [03:00] The Powell dilemma: lower rates vs. inflation risk [05:00] Real estate slowdown and unconventional buying season [06:45] Best time to be a buyer (despite higher payments) [07:30] Lessons from institutional investors: follow the smart money [08:45] BlackRock’s $7.3B play and what it signals [10:00] Risk, timing, and the importance of calculated boldness [11:30] Trump’s “Big Beautiful Bill” signed on July 4th – key highlights [12:45] Bonus depreciation, opportunity zones, and spending backlash [14:00] Tariff revenues hit record highs—what it means [17:30] Trump’s tariff timeline, market reactions, and potential trade deals [20:00] Semiconductor, copper, pharma tariffs, and BRICS crackdown [22:00] Banning foreign adversaries from buying U.S. farmland [23:30] Epstein case fallout: No client list, public outrage [25:00] The erosion of trust in Trump’s cabinet over unfulfilled promises [28:00] The frustrating lack of transparency and accountability [30:00] Trump’s Ukraine funding flip and political ripple effects [32:00] Elon Musk’s “American Party” and the risk of splintering votes [34:00] Baby Bonds! $1,000 government-funded investment accounts [35:30] Building generational wealth with small, consistent contributions [36:00] Final thoughts, Napa mastermind promo, and closing cheers What You’ll Learn: Why September may be a pivotal month for interest rate cuts How smart institutional capital is positioning in real estate What Trump’s new bill means for investors (the good & the ugly) How tariffs are reshaping global trade and impacting U.S. markets Why Epstein file backlash could cost Trump political capital How the new “Baby Bonds” program could build future wealth Notable Quotes: “Fortune favors the bold — but the smart bold.” – Matty A “Institutional capital doesn’t chase trends… they create them.” – Ryan Breedwell “If it was easy, everybody would do it. But that’s not when wealth is made.” – Matty A “Tariffs work if you want to balance the trade scale… it’s not emotional, it’s strategic.” – Ryan Breedwell Calls-to-Action: Text XRAY to 844.447.1555 – Get your financial x-ray Text DEALS to 844.447.1555 – Find off-market investment opportunities Follow @officialmattya on social Visit Shop.MillionaireMindcast.com – Mindset, Money & Motivation gear Want to mastermind in Napa with top real estate investors? Text NAPA to 844.447.1555 to claim your seat (limited spots)

    40 min
  2. How To Setup and Structure Your Investing Entities For Maximizing Tax Benefits and Protecting Your Wealth | Jonathan Feniak

    3D AGO

    How To Setup and Structure Your Investing Entities For Maximizing Tax Benefits and Protecting Your Wealth | Jonathan Feniak

    In this value-packed episode, Matty A. is joined by Jonathan Feniak—attorney, educator, and founder of LLCAttorney.com—to walk through the essential strategies behind smart entity structuring. Jonathan breaks down everything from LLCs, S Corps, and C Corps, to revocable living trusts and asset protection. Whether you’re flipping houses, investing in rentals, or running a growing business, the right structure can save you money, protect your wealth, and help you scale without legal headaches. What You’ll Learn: How to avoid common mistakes when setting up an entity Why LLCs are usually better than corporations for small investors When to use S Corp or C Corp tax elections The truth about piercing the corporate veil How to structure for fix-and-flips, rentals, and syndicationsWhy Wyoming is Jonathan’s #1 pick for LLC formation Estate planning basics using revocable living trusts Resources from Jonathan Feniak: Website: LLCAttorney.com LinkedIn: LLC Attorney on LinkedIn Timestamps: 00:00 – Introduction to Jonathan Feniak 01:30 – Why proper structuring is crucial 09:56 – Biggest entity mistakes 13:11 – LLC vs. Corporation: Breaking the myths 16:28 – Avoiding liability: Veil piercing & compliance 22:06 – Fix-and-flips, rentals, and holding companies 27:44 – Best states to form LLCs 35:25 – Real case studies of smart (and poor) structuring Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    46 min
  3. Trump’s Gift To Investors - Big Win For Real Estate Investors Under Trump’s Big Beautiful Bill | Wise Investor Segment

    6D AGO

    Trump’s Gift To Investors - Big Win For Real Estate Investors Under Trump’s Big Beautiful Bill | Wise Investor Segment

    In this episode, Matty A. breaks down the new “One Big Beautiful Bill”—recently passed Congress and on its way to being signed—focusing on the massive upside it offers for real estate investors. From the restoration of 100% bonus depreciation on CRE assets to higher SALT deductions, enhanced QBI benefits, and expanded Opportunity Zone/LITHTC incentives, this legislation delivers a once-in-a-generation tax overhaul that could reshape your strategy through 2029 and beyond. Legislative Snapshot The One Big Beautiful Bill recently passed both the Senate and House, and awaits the President's signature It's a sweeping reconciliation package featuring permanent tax reductions, SALT limit increases, and expansions in affordable housing incentives Big Benefits for CRE Investors 100% Bonus Depreciation Restored: Full expensing on qualifying commercial real estate assets through 2029—a major boost for accelerated tax deductions on new property investments Qualified Opportunity Zones & LIHTC Expanded: Enhanced incentives for investing in targeted redevelopment and affordable housing projects SALT Cap Increased: Higher state and local tax deduction limits—especially beneficial to high-income, real estate-heavy investors Permanent QBI Deduction Boost: Favorable treatment for income from qualified pass-through entities—up from 20% to 23% What This Means for Investors Immediate Yield on New Builds: 100% bonus depreciation means upfront deductions—enhancing cash flow from day one. Strategic Play in OZ & LIHTC Projects: Greater potential benefits from long-term deals in opportunity zones and affordable housing. Tax Efficiency Upgrades: Bigger deductions across state/local taxes and pass-through income. Clarity Through 2029: Investors now have a multi-year horizon to plan and maximize their tax strategies Action Steps Plan for New Asset Acquisitions: Accelerate purchases before the window closes in 2029.Run Cost Segregation Studies: Maximize bonus depreciation for each property.Explore Opportunity Zone & LIHTC Deals: Reassess capital deployment into affordable housing and redevelopment zones.Optimize Entity Structures: Leverage higher QBI deductions and SALT benefits within pass-through entities.Consult Experts: Talk to your CPA or financial advisor to maximize these new provisions. Key Takeaway Trump’s One Big Beautiful Bill delivers powerful incentives for CRE investors from full expensing and tax credits to structural tax benefits. If executed with planning and precision, these changes could save you hundreds of thousands, if not millions, over the next several years. Tune In & Act Listen now to gain expert insight into using these legislative changes to your advantage. Then, take the next step—plan, consult, and deploy capital smarter than ever. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    10 min
  4. Rate Cuts, Tariffs & Trillions: Why the Market's Booming & What's Next for Crypto, Housing & Your Wealth | Money Moves

    JUL 2

    Rate Cuts, Tariffs & Trillions: Why the Market's Booming & What's Next for Crypto, Housing & Your Wealth | Money Moves

    In this jam-packed episode, Matty A and Ryan Breedwell break down the Fed’s latest interest rate predictions and what Wall Street's betting on for the back half of 2025. They cover the booming stock market, Trump’s bold tariff plays and their real economic impact, and why Bitcoin may be taking a back seat to Ethereum in the crypto space. Plus, they tackle the big, beautiful bill moving through Congress, how crypto is now being counted toward real estate lending, and the looming ripple effects for investors and small business owners alike. If you want to understand the direction of markets, inflation, and crypto regulation—and what it all means for your portfolio—this is a must-listen. Timestamps:  00:00 – Fed outlook: rate pause in July, first cut likely in September 02:00 – Why aggressive rate cuts might backfire 04:00 – Powell’s balancing act & political pressure 06:00 – Trump’s massive global interest rate comparison 08:00 – Breakdown of tariff revenue & impacts on inflation 11:00 – Domestic production shift = long-term economic win 13:00 – Real estate + stock market synergy = true wealth 15:00 – "Big Beautiful Bill" clears Senate – what it means 17:00 – Tax cuts on tips, small biz wins, W2 vs corp benefits 19:00 – Why omnibus bills suck & how politicians weaponize them 22:00 – Elon vs Trump, Massey vs establishment – a brewing primary battle 24:00 – Cutting spending vs driving more economic growth 25:00 – Pat Bet-David's take on capitalism and state policy 27:00 – California business exodus: policy fallout 28:00 – S&P and Nasdaq hit all-time highs—why the market’s surging 30:00 – Domestic equities: overlooked and underweighted 31:00 – Oracle & Palantir: why they’re leading the charge 33:00 – Bitcoin vs Ethereum: Ryan’s strong stance 36:00 – Tom Lee’s Ethereum fund strategy vs MicroStrategy’s Bitcoin bet 39:00 – Fannie Mae & Freddie Mac greenlight crypto as mortgage asset 42:00 – Crypto’s bridge to real estate just got real 43:00 – Housing updates: mortgage rates dip, multifamily struggles 44:30 – Why the second half of 2025 looks bullish 45:00 – Napa Wealth Mastermind Announcement – Sept 23–26 47:00 – Eddie Murphy wisdom: stop fearing, start living What You’ll Learn: When the Fed is most likely to start cutting rates—and why it matters How Trump’s tariffs are actually impacting inflation, GDP, and trade Why tariffs may spark a resurgence in U.S. manufacturing jobs The truth behind omnibus bills and political manipulation Why Ethereum may be the smart long-term crypto bet over Bitcoin How crypto is now playing a real role in real estate lending decisions Notable Quotes: “Tariffs have worked out very well—and the critics are now backpedaling hard.” – Matty A “If Tom Lee is choosing Ethereum over Bitcoin, that tells you everything you need to know.” – Ryan Breedwell “It’s time people stop fearing, and start living. You get 75 summers—don’t waste them.” – Eddie Murphy (via Holy Man) “This bill fuels capitalism, not kills it—and that’s why the market loves it.” – Matty A Calls to Action: Text “XRAY” to 844.447.1555 to get your portfolio reviewed Text “DEALS” to 844.447.1555 to get access to top investment opportunities Follow @officialmattya on Instagram for daily wealth-building content Visit: Shop.MillionaireMindcast.com – Wealth-building resources & gear Want In On Our Private Napa Mastermind? Text “NAPA” to 844.447.1555 to apply for the 2025 Wealth Builder Experience Only 15 seats available — 6 already claimed!  Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    51 min
  5. JUN 30

    BIG NEWS! - Here's What I've Been Up To Lately, And You're Invited | Millionaire Mindcast

    In this highly personal and engaging update episode, Matty A. opens up about the latest developments in his life, career, and entrepreneurial journey—and extends a special invitation for listeners to join him on what’s next. What’s New Personal Milestones – Matty shares key life updates, including professional shifts, family news, and the mindset focus driving him forward. Business Expansion – He dives into recent growth in his CRE investment firm and upcoming initiatives within the Millionaire Mindcast network. New Show Format – Teases enhancements coming to the podcast—fresh segments, guest lineup, and deeper value for listeners. Listener Invitation Join the Community – Matty invites listeners to upcoming live events, masterminds, and exclusive deals. How to Connect – Listeners can DM him on social media, join his deals list via text, and access premium tools/resources. Feedback & Engagement – Encourages ratings, reviews, and sharing this update with fellow investors and entrepreneurs. Key Takeaways Evolution of a Host – Transparency and authenticity remain core to Matty’s approach as he evolves personally and professionally. Shared Journey – This episode isn’t just one man’s update—it’s a call to action for community growth and collaboration. Next-Level Value – Expect more guest interviews, deep dives, mindset tools, and strategic CRE discussions moving forward. Resources & Next Steps Deals List – Text "DEALS" to 844-447-1555 to receive early access to new opportunities. Connect on Social – Follow Matty A. (@officialmattya). Support the Show – Leave a 5-star review on your favorite podcast platform to help the community grow. Final Thought Whether you're a long-time subscriber or new to the show, this upbeat update is your formal invite to step into the next chapter—together. Tune in, take action, and let’s see where this journey takes us! Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    22 min
  6. Buy a House with Bitcoin?! Crypto Mortgages are Here! | Wise Investor Segment

    JUN 27

    Buy a House with Bitcoin?! Crypto Mortgages are Here! | Wise Investor Segment

    Matty A. dives into the world of crypto-backed mortgages, explaining how you can use Bitcoin or Ethereum as collateral to finance a home—without selling your crypto. Why This Matters Keep your crypto gains intact: Avoid selling and triggering capital gains taxes Faster and easier transactions: Lenders like Milo, USDC.Homes, and Figure offer no-credit-check loans and quick funding FHFA update: Regulators are now exploring crypto as a recognized asset for mortgage applicants at Fannie Mae and Freddie Mac How Crypto Mortgages Work Pledge crypto as collateral (often 100% of loan value or more) Receive fiat funds for your purchase Loan repayment in traditional currency — collateral returned when paid in full Beware of margin calls — if crypto value drops, you may need more collateral Pros & Cons Pros Preserve crypto upside potential No cash down payment or credit check needed Faster closings than traditional loans Cons Crypto volatility risks collateral liquidation Platform risk — fewer regulations than banks Who’s It For? Crypto-holders confident in long-term market growth Buyers wanting fast, streamlined access to liquidity Individuals with thin qualifying profiles for traditional loans Action Steps Research crypto mortgage lenders: Milo, USDC.Homes, Figure, Ledn, Rocko Prepare documentation: Proof of holdings, escrow/custody procedures Build a cash buffer for margin call scenarios Stay updated: FHFA’s evolving stance, mortgage market trendsKey Takeaways Crypto mortgages offer a strategic way to leverage digital assets without selling They’re fast, flexible, and tax-efficient but come with volatility and collateral risks With FHFA backing, crypto is beginning to gain real legitimacy in mainstream lendingTune In & ShareListen now to discover if a crypto mortgage makes sense for your next real estate move and how to get started. Don’t forget to rate & review Wise Investor Segment, and follow Matty A. on social media for more investing insights! Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    9 min
  7. Rate Cuts, Ceasefires & Market Moves: Why the Second Half of 2025 Could Be Wild | Money Moves

    JUN 25

    Rate Cuts, Ceasefires & Market Moves: Why the Second Half of 2025 Could Be Wild | Money Moves

    In this week’s Money Moves, Matty A and Mr. Breedwell are back together to break down the biggest market, geopolitical, and real estate headlines shaping the second half of 2025. From Trump’s tariff war to Powell’s rate pause, the guys unpack what’s driving inflation, whether we’ll get the cuts the market is begging for, and why risk tolerance is changing in a desensitized, crypto-gambling, TikTok-trading generation. They also touch on record-breaking housing inventory gaps, AI unicorn mania, Tesla vs. Waymo, and what the Iran-Israel ceasefire really means for oil and global volatility. This is a tactical, no-fluff conversation for investors who want to understand what’s next—and profit from it. Timestamps: 0:00 – Matty’s back from Mexico and birthday shenanigans 1:00 – CPI drops below 3%, so why are rates still high? 3:15 – Powell’s inflation warning and Fed rate cut hesitation 5:00 – Breedwell leans toward cuts: “We need to re-stimulate lending” 7:00 – US economy strength and market liquidity 8:30 – Why Gen Z treats the stock market like DraftKings 10:45 – Volatility isn’t scary anymore—retail is here to play 12:00 – Buy the dip: how to profit from war-driven market dips 14:00 – Investing should be boring: Breedwell’s boring but brilliant strategy 16:00 – Powell’s trigger-shyness and election-year avoidance 18:30 – Trump’s public feud with Powell and economic optics 20:00 – Tariffs, borders, and bombs: a geopolitical chaos recap 22:00 – Operation Midnight Hammer: Iran nuclear strike details 24:00 – Media hypocrisy on military action under different presidents 26:30 – Israel vs. Iran: ceasefire claims, risks, and trust issues 29:00 – Strait of Hormuz shut down? What it really means for oil 32:00 – Tesla vs. Waymo: Is there even a self-driving war?34:00 – AI bubble brewing? Unicorns, smoke, and future corpses 36:30 – Google’s Waymo problem and Apple’s smart retreat 38:00 – Crypto chaos: pump, dump, and ETF-driven dreams 39:00 – Redfin report: record housing supply and demand gap 41:00 – 75% of buyers sitting on the sidelines 42:00 – DeSantis wants to kill property taxes in Florida 42:45 – Bull or BS: Lightning Round (Rate Cuts, Bitcoin, CRE, and more) What You’ll Learn: Why the Fed is hesitating despite sub-3% CPI numbers What Powell’s inflation forecast actually signals How retail traders have shifted the market dynamic post-COVID The real risk (and opportunity) behind the Iran ceasefire Why Breedwell is quietly loading up on U.S. equities The ugly truth behind AI unicorn valuations and investor FOMO How Tesla is crushing Waymo in the autonomous vehicle race Why the housing market is stuck in a standoff and what could spark a breakout Notable Quotes: “It’s easy to be successful in investing—people just make it hard.” – Mr. Breedwell “Retail investors aren’t chickens anymore. They’re not waiting to be slaughtered—they’re squeezing the market.” – Mr. Breedwell “These are the windows where generational wealth gets made.” – Matty A “Waymo is five times the cost for a worse product. Tesla already won.” – Mr. Breedwell Calls-to-Action: Want a free portfolio x-ray? Text XRAY to 844.447.1555 Want the best alternative investment deals? Text DEALS to 844.447.1555 Follow Matty A for daily market insights: @officialmattya Final Thoughts: The market may be uncertain, but the opportunity is massive. If you're sitting on the sidelines waiting for the perfect signal, you’re already late. Now’s the time to get informed, stay sharp, and take action like the pros do. If you got value from today’s show, leave us a review, subscribe, and share it with a friend who’s trying to make smarter money moves. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    47 min
  8. The BEST CRE Investment in 2025? (Most Investors Are Overlooking This Asset) | Wise Investor Segment

    JUN 20

    The BEST CRE Investment in 2025? (Most Investors Are Overlooking This Asset) | Wise Investor Segment

    Matty A. explores a powerful yet overlooked CRE asset poised to shine in 2025. He unpacks why mainstream investors are missing out and how you can take advantage to build substantial wealth. Market Context & Opportunities CRE markets are stabilizing after 2024 volatility. Lower interest rates and macroeconomic tailwinds create favorable conditions for buyers in 2025  Alternative property types such as medical offices, senior/student housing, and last-mile logistics are gaining attention due to supply constraints and rising demand  Why This Underrated Asset? It combines defensive characteristics (non-discretionary use) with consistent yields a sweet spot between safety and upside  These assets align well with longer-term investor horizons and capital cycle trends. Tax Strategy Play: Cost Segregation + Bonus Depreciation With bonus depreciation at 40% in 2025 (phasing out by 2027), pairing with cost segregation unlocks major immediate deductions  Studies remain powerful even post-2027, helping you front-load depreciation and boost early cash flow. Case studies show investors saving hundreds of thousands, even millions, with these tactics. How to Move Forward in 2025 Act now! Lock in 40% bonus depreciation before the clock ticks down  Commission a cost segregation study on new or recent acquisitions to reclassify eligible assets. Use pro formats (e.g., Form 3115) to apply studies retroactively and capture “catch-up” depreciation  Align asset selection with macro trends: target recovery in industrial and adaptive reuse in office, student/senior housing, or last-mile logistics  Key Takeaways The best CRE in 2025 may not be headline-grabbing but fundamentals, tax efficiency, and demographic trends make it a standout. A powerful combination of boosted cash flow and tax savings sets this asset apart. Prep your strategy now to take full advantage before 2027’s bonus depreciation phase-out. Resources & Next Steps Links to top cost segregation experts and bonus depreciation breakdowns. Bonus Depreciation Cheat Sheet (40% today, 20% in 2026, 0% by 2027). Playlist: “Alternative CRE Asset Deep Dives.” Invitation to Matty A.’s upcoming webinar, “Unlocking 2025’s Hidden CRE Opportunities.” Final Thoughts This episode is a deep dive into a smart CRE investment path armed with tax strategy, foresight, and timing. Don’t miss out. Tune in now to gain the edge most investors haven’t seen coming. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

    9 min
4.8
out of 5
705 Ratings

About

Millionaire Mindcast helps you build wealth through commercial real estate and passive income. Hosted by investor Matt Aitchison, it delivers three weekly episodes with expert insights, strategies, and lessons from top investors. Whether you want you diversify or scale your real estate portfolio and income, this is your go to guide.

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.

Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada