Millionaire Mindcast

Matt Aitchison
  • 4.8 (706)
  • INVESTING
  • UPDATED WEEKLY

Millionaire Mindcast helps you build wealth through commercial real estate and passive income. Hosted by investor Matt Aitchison, it delivers three weekly episodes with expert insights, strategies, and lessons from top investors. Whether you want you diversify or scale your real estate portfolio and income, this is your go to guide.

  1. Markets, Metals, and Money: Why Discipline Beats Fear Heading Into 2026 | Money Moves

    4D AGO

    Markets, Metals, and Money: Why Discipline Beats Fear Heading Into 2026 | Money Moves

    In the final episode of Money Moves for 2025, Matty A. and Ryan Breedwell take a wide-angle look at markets, money, and mindset as investors head into a new year filled with opportunity—and noise. They open with year-end reflections on market performance, Fed policy, and thin holiday liquidity before diving deep into one of the biggest surprises of 2025: the explosive run in precious metals. With silver up over 170% and gold posting one of its strongest years in decades, the guys break down what’s real, what’s speculative, and why narratives around “financial system resets” should be approached with skepticism—not fear. The conversation expands into rate cuts, cost of capital, real estate cycles, and why easy money created lazy investors who were exposed when conditions changed. Matty and Ryan reinforce why dollar-cost averaging, long-term conviction, and emotional discipline consistently outperform market timing and speculation. They also discuss crypto’s rough year, why institutional adoption still matters, how regulation could unlock the next phase of growth, and why volatility creates opportunity for patient investors. The episode closes with a candid conversation around government spending, trust, taxes, and why asset ownership isn’t optional—it’s essential. This episode is a grounded, no-nonsense reminder that wealth isn’t built by reacting to headlines—but by staying invested, disciplined, and focused on what you can control. Topics Covered Year-end market recap and Fed rate-cut expectationsPrecious metals surge: gold vs. silver fundamentalsFinancial system “reset” narratives and investor psychologyRSI, overbought conditions, and potential pullbacksWhy gold behaves differently than silverRate cuts, cost of capital, and real estate falloutLessons from easy-money real estate cyclesCrypto volatility, institutional adoption, and long-term outlookDollar-cost averaging vs. market timingBuffett, Munger, and handling market pullbacksGovernment spending, taxes, and trust erosionHousing affordability and a potential renter nationWhy owning assets is critical heading into 2026Why asset ownership outperforms cash long termPositioning portfolios during macro uncertaintyEpisode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    50 min
  2. Markets at a Crossroads: Rate Cuts, Housing Pressure, and Where Smart Money Is Moving | Money Moves

    12/24/2025

    Markets at a Crossroads: Rate Cuts, Housing Pressure, and Where Smart Money Is Moving | Money Moves

    In this episode of Money Moves, Matty A. and Ryan Breedwell break down a market that’s sitting at a critical inflection point. With investors digesting the latest economic data, shifting rate expectations, and mounting pressure across housing and consumer balance sheets, the guys separate real signals from media-driven noise. They discuss why recent market volatility doesn’t necessarily signal weakness, how investors should be interpreting rate cut expectations, and why capital continues flowing into risk assets despite bearish headlines. The conversation expands into real estate, where affordability challenges, insurance costs, and taxes are forcing cracks in the market—creating stress for sellers but opportunity for patient buyers. Matty and Ryan also examine consumer behavior, debt trends, and why asset ownership remains the strongest long-term defense in an environment of currency debasement and government spending. The episode closes with actionable perspective on positioning portfolios as markets adapt rather than collapse. This is a must-listen episode for investors looking to stay grounded, disciplined, and opportunistic in uncertain times. Topics Covered Market volatility and why pullbacks don’t equal crashesRate cut expectations and how markets are pricing them inInvestor sentiment vs. actual economic dataHousing affordability, insurance costs, and tax pressureEarly warning signs and opportunity in real estateConsumer debt trends and spending behaviorWhy asset ownership outperforms cash long termPositioning portfolios during macro uncertainty Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    44 min
  3. Rate Cuts, Real Estate Reset, and Why the U.S. Consumer Still Wins | Money Moves

    12/17/2025

    Rate Cuts, Real Estate Reset, and Why the U.S. Consumer Still Wins | Money Moves

    In this episode of Money Moves, Matty A. and Ryan Breedwell break down the Fed’s latest rate cut, what it signals for markets heading into 2026, and why fear-driven headlines continue to mislead investors. They unpack the impact of monetary policy on inflation, stocks, and real estate, explore where foreclosures and commercial resets may create opportunity, and explain why the U.S. consumer remains more resilient than most people realize. The conversation also covers tariffs, asset ownership as a hedge against currency devaluation, and why disciplined investors are positioned to benefit as capital markets reopen. If you want a clear, data-driven look at where markets are headed—and how to stay positioned for long-term wealth—this episode delivers. What You’ll Learn What the Fed’s third rate cut of 2025 really meansWhy markets continue climbing despite negative headlinesWhere real estate stress may turn into buying opportunityHow consumer behavior is evolving through debt and innovationWhy owning assets remains the best defense against inflation Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    46 min
  4. A New Buyers Market, Bitcoin Predictions, and Tariff Reversals Impact On The Economy | Money Moves

    12/10/2025

    A New Buyers Market, Bitcoin Predictions, and Tariff Reversals Impact On The Economy | Money Moves

    In this episode of Money Moves, Matty and Ryan break down a turbulent but opportunity-filled moment in the economy as investors await the next major Fed rate cut. With markets already pricing in a 90%+ chance of a reduction, the duo unpacks what investors should realistically expect—and what could derail sentiment. They then dive deep into new hiring and layoff data showing the softening job market, the incoming liquidity boost from the Fed’s $45B in monthly debt repurchases, and how monetary easing aligns with the incoming 2026 Fed chair. The conversation takes a sharp turn into tariff reversals, with the Supreme Court positioned to strike down Trump-era tariffs. The guys explore how this could reshape inflation, fiscal flows, and market predictability. Next, they tackle Bitcoin and the broader crypto market—from institutional adoption to the fierce volatility defining this cycle. They revisit bold 2025 Bitcoin predictions from major analysts and compare them to today’s real market performance. Finally, the episode wraps with a major focus on real estate: a growing buyer’s market, rising delistings, longer DOMs, and why homeowners may be forced to sell in 2026 as taxes, insurance, and debt burdens escalate. Matty and Ryan discuss why these shifts could create some of the best buying opportunities of the decade. Topics Covered: Rate cut expectations and the market impact if the Fed surprisesJob cuts, slowing hiring, and weakening corporate labor demandFed buying back $45B monthly in debt starting next monthEarly 2026 expectations under the incoming Fed chairSupreme Court likelihood of reversing Trump-era tariffsImpact of tariff removal on inflation, growth, and fiscal revenueState of crypto adoption, volatility, and institutional expansionReviewing 2025 Bitcoin price predictions vs. realityAre we in a crypto bear market?The emergence of a new buyer's market in real estateDelistings surging and days-on-market stretching above 100+ daysMortgage and rent cost reversal and what it means for 2026 supplyReal estate investor strategy in volatile markets Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    36 min
  5. Black Friday Sales Surge, Abolishing Income Tax, and Foreclosures On The Rise | Money Moves

    12/03/2025

    Black Friday Sales Surge, Abolishing Income Tax, and Foreclosures On The Rise | Money Moves

    In this episode of Money Moves, Matty and Ryan break down a packed week of market-moving headlines—starting with record-shattering Black Friday sales, a bold political push to abolish income tax, and new data showing foreclosures beginning to rise across the country. They unpack the implications of $11.8 billion in online Black Friday spending, surging Buy Now Pay Later adoption, and what consumer behavior tells us about the strength—or vulnerability—of the American household heading into 2026. The conversation then pivots to Trump’s increasingly vocal proposal to eliminate income tax and what that could actually look like when you follow the money. Ryan outlines where revenue would realistically come from, the role tariffs might play, and why high-income earners are unlikely to escape the taxman entirely. Finally, they dive into the early warning signs in real estate: a 20% surge in foreclosures, rising household debt, declining home values in more than half the country, and why builders and contractors are suddenly slowing down after three years of nonstop demand. From macro data to mindset, policy to portfolio strategy, this episode gives you a blunt, unfiltered look at what’s really happening—and how to position yourself for what comes next. Topics Covered: Record-breaking Black Friday and weekend salesSurging Buy Now Pay Later usage among younger and higher-income consumersMarket outlook and the potential Santa Claus rallyQuantitative tightening ending and what QE/QT shifts mean for investorsRising credit card usage and cracks in the consumer debt cycleTrump’s push to abolish income tax and the realistic feasibilityTariffs, flat sales tax, and alternate revenue modelsInstitutional crypto adoption and Vanguard’s ETF reversalForeclosures up 20% and household debt hitting new recordsHome price declines vs. rising median sale priceContractors and builders slowing as demand shows early signs of coolingHousing affordability outlook heading into 2026AI valuations, Anthropic’s IPO plans, and future Fed chair speculation Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    37 min
  6. Can The Holiday Consumer Push The Market To New All Time Highs Or Have Peaked? | Money Moves

    11/26/2025

    Can The Holiday Consumer Push The Market To New All Time Highs Or Have Peaked? | Money Moves

    In this Thanksgiving-week episode of Money Moves, Matty and Ryan break down the short trading week, early retail numbers, and the critical role the holiday consumer will play in determining whether the market surges to new all-time highs—or whether we’ve already topped out. They dive into the early indicators: in-store bodies, doorbuster traffic, Black Friday predictions, technical market strength, and the shifting probability of a December rate cut. Ryan explains why current technicals are flashing a “strong buy,” why oscillators are turning bullish, and how recent market dips gave disciplined investors an opportunity to position ahead of a potential Santa Claus rally. The conversation expands into consumer spending strength, housing affordability, rising delinquencies, the impact of mortgage rates, food inflation, credit card debt, and broader macro risks that could either support or threaten a market breakout. Matty and Ryan close with their expectations for Black Friday/Cyber Monday data—and how those numbers could dictate market momentum into 2026. If you're trying to understand where the market goes next, this episode offers a grounded, data-driven roadmap heading into the biggest shopping week of the year. Topics Covered: Thanksgiving week overview and expectations for a short trading weekEarly holiday retail indicators: in-store traffic, doorbusters, and initial consumer sentimentTechnical analysis showing bullish signals: oscillators, moving averages, and momentum strengthMarket timing vs. long-term buying strategy during dipsRate-cut probability surging ahead of the December FOMC meetingLabor market softening and the impact on consumer spending behaviorDeep dive into housing affordability and rising median homebuyer ageDelinquencies increasing: credit cards, auto loans, and broader consumer strainInflation pressures: food, auto, and insurance costs holding steady at elevated levelsMortgage rates, supply issues, and debates around 30-year vs. 50-year mortgagesSpeculation surrounding Trump’s potential Fed chair appointment and aggressive rate-cut theoriesAI chip tensions between NVIDIA and Google affecting tech-sector sentimentThe critical role of Black Friday and Cyber Monday data for year-end market trajectoryPredictions for a potential Santa Claus rally depending on holiday consumer strength Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    27 min
  7. Rate Cuts Coming? Why Markets, Mortgages, and the Consumer Are Defying Expectations | Money Moves

    11/19/2025

    Rate Cuts Coming? Why Markets, Mortgages, and the Consumer Are Defying Expectations | Money Moves

    In this episode of Money Moves, Matty A. and Ryan Breedwell dive deep into the economic landscape following the government reopening. They break down what the latest (and long-delayed) data tells us about inflation, unemployment, rate-cut probabilities, market psychology, crypto volatility, and the evolving dynamics of the housing market—including portable mortgages, 50-year loans, and the changing profile of the post-COVID consumer. From government dysfunction to AI’s impact on job openings, distressed CRE, stock-market forecasts, crypto fear cycles, and the staggering amount of cash sitting on the sidelines, this episode is packed with real-world, data-driven insight to help investors navigate uncertain times with clarity and confidence. Topics Covered: Government reopening, shutdown damage, and the 43-day data blackoutJob losses, jobless claims, and AI’s effect on hiringRate-cut probability and the Fed’s upcoming decisionsWhy fear is spiking despite strong consumer balance sheetsMarket psychology and how retail investors get trappedCrypto’s violent pullback—and why opportunity is risingTariffs, consumer habits, and the “post-COVID” buyerCommercial real-estate distress brewing for 202650-year mortgages, portable mortgages, and housing-market innovationWhy $7.6 trillion in cash is waiting to rush back into marketsPelosi’s insane stock-market returns and debates on banning congressional trading If you’re an investor wondering how to position yourself heading into the holiday season and into 2026, this episode is packed with must-know insights. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    52 min
  8. 50 Year Mortgages, The Rise of Socialism, and The Impacts On The Economy and Stock Market As The Government Reopens | Money Moves

    11/12/2025

    50 Year Mortgages, The Rise of Socialism, and The Impacts On The Economy and Stock Market As The Government Reopens | Money Moves

    In this week’s episode of Money Moves, Matty A. and Ryan Breedwell dives into one of the most critical and thought-provoking discussions of the year — how long-term debt, political ideology, and government policy are reshaping the American economy. With the government reopening and the markets reacting to a flood of new data, Matty breaks down the growing debate around 50-year mortgages, the rise of socialist-leaning policies, and what both mean for the future of capitalism, entrepreneurship, and personal wealth. He explores how expanding debt horizons could trap future generations, why entitlement culture threatens productivity, and how investors can navigate this shifting landscape of policy-driven markets. Beyond economics, Matty also reflects on mindset — how to stay empowered, self-reliant, and financially free in an era where dependency is being normalized. Episode Highlights: [00:01:00] The government reopens — what it means for markets and investor sentiment[00:04:30] 50-year mortgages — financial innovation or long-term debt trap?[00:09:45] The rise of socialism — economic implications and investor concerns[00:14:30] Capitalism vs. dependency — how culture shapes financial freedom[00:18:40] The real impact of government stimulus and debt expansion[00:23:10] How investors can protect themselves from policy-driven volatility[00:28:00] The long-term mindset — taking ownership of your wealth journey Episode Takeaways: 50-year mortgages may offer affordability today but risk trapping future generations in permanent debt.Socialist-style policies create short-term relief but erode productivity, innovation, and long-term growth.Markets respond to stability, not politics — investors who stay long-term focused outperform the emotional majority.Financial independence is a mindset. You can’t rely on the government to make you wealthy — only discipline, ownership, and action can. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    1h 3m
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4.8
out of 5
706 Ratings

About

Millionaire Mindcast helps you build wealth through commercial real estate and passive income. Hosted by investor Matt Aitchison, it delivers three weekly episodes with expert insights, strategies, and lessons from top investors. Whether you want you diversify or scale your real estate portfolio and income, this is your go to guide.

Information

  • Creator
    Matt Aitchison
  • Years Active
    2016 - 2025
  • Episodes
    1.1K
  • Rating
    Explicit
  • Copyright
    © Matt Aitchison
  • Show Website
    Millionaire Mindcast

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