111 episodes

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

Mindful Money Jonathan DeYoe

    • Business
    • 5.0 • 24 Ratings

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

    111: Amy Schiller - Revolutionizing Philanthropy: Amy Schiller's Vision

    111: Amy Schiller - Revolutionizing Philanthropy: Amy Schiller's Vision

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Amy Schiller; a Writer and Political Philosopher who has spent over 15 years in major gift fundraising. Amy's insights into philanthropy are both profound and practical, as she explores how we can use our resources to truly enrich our communities. We dive into her new book, "The Price of Humanity: How Philanthropy Went Wrong and How to Fix It,"We also discuss the importance of loving humanity in its fullest sense—beyond just survival, but also our ability to imagine, create, and connect. Amy's perspective is a refreshing take on how philanthropy can be more than just a transaction; it can be a meaningful extension of our values and a way to build a richer civic fabric.
    Throughout our conversation, Amy shares her thoughts on the current trends in philanthropy, the pitfalls of a purely ROI-driven approach, and the unique role that philanthropy can play in our society. She highlights inspiring examples, like LeBron James' work in Akron, which beautifully illustrates how giving can be rooted in personal experience and community connection. Amy also touches on the balance between government responsibility and private giving, advocating for a more holistic approach to addressing societal needs. This episode is a must-listen for anyone interested in how we can make our giving more impactful and aligned with our deepest values.
    📺 Watch on YouTubehttps://youtu.be/BguPrdoWVIU
    Key Takeaways00:04:08: Importance of Philanthropy
    00:09:46: Cultural Shifts and Philanthropy
    00:13:32: Historical Context of Philanthropy
    00:16:22: LeBron James' Philanthropy Example
    00:19:41: Philanthropy and Hierarchical Dynamics
    00:20:42: Philanthropy in a Capitalist Structure
    00:23:31: Government for Bread, Philanthropy for Roses
    00:24:51: Advisors' Role in Shifting Philanthropy Conversations
    00:27:41: Importance of Unrestricted Giving
    00:28:48: Local vs. Broader Philanthropy
    Tweetable Quotes"Philanthropy is this wonderful opportunity to engage with money as an expression of intrinsic value. Again, not just performance, but something that we feel is beautiful, has an evergreen significance, is important, is outside the utilitarian framework.""I want to make this feeling possible for kids, but it is theirs to absorb in their own autonomous way that I don't need to surveil or control in the future.""Philanthropy is not the right vehicle for meeting those needs. It only heightens the need for social policy and public spending to play that role because that's the only way people are able to access those necessities with a sense of dignity and with a sense of stature."Guest ResourcesWebsite - a href="https://www.amybessschiller.com/" rel="noopener noreferrer"...

    • 33 min
    110: Miriam Castilla - From Broke to Six Figures: Miriam Castilla’s Journey of Financial Empowerment

    110: Miriam Castilla - From Broke to Six Figures: Miriam Castilla’s Journey of Financial Empowerment

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Miriam Castilla, a Money Mentor, Author, and Speaker who has a unique approach to financial well-being. Miriam's journey from a broke single mother to a successful business owner is nothing short of inspiring. She combines her background in engineering and finance with her expertise in hypnotherapy and metaphysics to help small business owners create a truly rich life. We dive into her philosophy of marrying the magical with the practical, and how our feelings about money can either attract or repel it. Miriam shares her personal story, including the contrasting money habits of her parents, and how those experiences shaped her understanding of financial success.
    We also explore practical strategies for managing cash flow, attracting premium clients, and maintaining a wealth mindset. Miriam emphasizes the importance of having a clear plan for your finances and the power of mindset in achieving financial stability. She offers valuable insights into how business owners can smooth out their income fluctuations and focus on what truly matters. Whether you're struggling with financial stress or looking to take your business to the next level, Miriam's wisdom and practical advice will leave you feeling empowered and ready to make positive changes. Join us for a conversation that blends heartfelt personal stories with actionable financial strategies.
    📺 Watch on YouTubehttps://youtu.be/z0pHrZ77cC8
    Key Takeaways02:40 - Early Lessons About Money
    07:47 - Hypnotherapy and Law of Attraction
    11:38 - Overcoming Societal Messages About Money
    20:32 - Addressing Scarcity Mentality
    23:33 - Hypnosis as a Tool for Change
    34:27 - Smoothing Cash Flow for Business Owners
    40:16 - Attracting Premium Clients
    42:47 - Advice to Stop Listening to Others
    43:52 - Trusting Yourself Despite Circumstances
    46:23 - Personal Insights About Miriam
    Tweetable Quotes"The way you feel about money will either make you magnetic to it or make you repel it unconsciously. If you feel uncomfortable asking to be paid or invoicing people, that will come through in your energy, and we all pick up on this unconsciously.""It's really got nothing to do with your level of income; it's got to do with your money habits. It's about being mindful about money and thinking about what you're actually doing with the money you have, not when the money will come that will suddenly change everything.""When you expect something to happen, it is so much more likely to happen. If you're out there discounting and pitching for really cheap hourly rates, you're going to attract people who don't value you. You need to become the person you want to attract."Guest ResourcesWebsite - a href="https://miriamcastilla.com" rel="noopener...

    • 49 min
    109: John Crane - Mastering Cash Flow: Insights from Financial Advisor John Crane

    109: John Crane - Mastering Cash Flow: Insights from Financial Advisor John Crane

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with John Crane, a Seasoned Financial Advisor with over two decades of experience. John has a unique approach to personal finance, especially when it comes to budgeting. He shares his journey from struggling with traditional budgeting methods to developing the "One Number Budget" system, which simplifies the process and makes it more manageable for his clients. We dive into his book, published in 2022, where he outlines this innovative approach. John’s passion for making a difference in people's lives is evident, and he aims to be the go-to person for his clients when they face significant financial decisions.
    John also opens up about his personal experiences, from his early entrepreneurial endeavors as a teenager to his career shift from corporate America to financial advising. He emphasizes the importance of cash flow management and the psychological aspects of financial decisions. We discuss the challenges of traditional budgeting, the benefits of his one number budget, and the importance of being over-prepared for the future. John’s insights are practical and grounded, making this episode a must-listen for anyone looking to simplify their financial planning and achieve greater financial stability. Join us for an engaging conversation that blends personal stories with valuable financial wisdom.
    📺 Watch on YouTubehttps://youtu.be/i69QwBGZVNM
    Key Takeaways00:02:06: Early Life and Career Beginnings
    00:05:33: Family Background and Money Conversations
    00:08:48: Realization and Career Change
    00:17:20: Economic vs. Psychological Financial Decisions
    00:20:17: Traditional Budgets and Their Failures
    00:22:22: Budgeting Apps and Their Limitations
    00:26:19: Over-Preparedness in Financial Planning
    00:29:21: Importance of Cash Flow Management
    00:33:24: Potential Future Book Topics
    00:36:56: Impactful Travel Experience
    Tweetable Quotes"I realized pretty quickly that if I had my own money, then I could make a lot of my own decisions. And I liked that.""Health and fitness are not the same thing. I was physically fit, but I wasn't really healthy. They require different disciplines.""Cash flow management is the single greatest determinant of financial success or failure. Your ability to manage cash flow will make the difference as to whether or not you're a success financially."Guest ResourcesWebsite - https://www.cranefinancial.com/
    LinkedIn - https://www.linkedin.com/in/johncrane/
    Book MentionedThe One-Number Budget: Why Traditional Budgets Fail and What to Do About It - a...

    • 39 min
    108: Mick Heyman - How Mick Heyman Stays Calm in Financial Storms

    108: Mick Heyman - How Mick Heyman Stays Calm in Financial Storms

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Mick Heyman, a Seasoned Financial Analyst and Founder of Heyman Investment Counseling. With over 40 years in wealth management, Mick brings a unique perspective that blends formal education in economics with a deep understanding of human psychology and philosophy. We dive into his book; "Mellow Your Money: How to Surf the Market and Build Wealth Without Stressing Yourself Out," and explore how emotions drive market behavior. Mick shares his insights on the importance of understanding our own emotions to avoid making poor investment decisions. He explains how his interest in literature, particularly Dostoevsky and Tolstoy, has prepared him for a career on Wall Street better than any statistics course ever could.
    Throughout our conversation, Mick's warmth and genuine appreciation for the wisdom he has gained over the years shines through. We discuss the concept of "benign neglect" in investing, the importance of mindfulness and meditation in managing stress. He also shares how to differentiate between real and perceived risks. Mick's stories, from his early career lessons to his personal experiences with meditation, offers valuable takeaways for anyone looking to improve their financial well-being. Whether you're a seasoned investor or just starting out, Mick's practical advice and relatable anecdotes will leave you feeling more confident and inspired to take control of your financial future.
    Join us for an engaging and enlightening discussion that promises to change the way you think about money and investing.
    📺 Watch on YouTubehttps://youtu.be/tPI4mJrWbZY
    Key Takeaways00:02:00: The Spirituality of Investing
    00:15:43: Warren Buffett's Investment Advice
    00:18:21: The Role of Emotions in Investing
    00:19:48: Mindfulness and Meditation in Investing
    00:30:22: Determining Risk Tolerance
    00:38:01: A Question About the Future
    Tweetable Quotes"If we don't understand ourselves and don't understand the emotions that drive us, we will make mistakes at the wrong time. The rules are simple, but it's not easy to follow them when the market's going down or way up.""For most of us, the strategy of benign neglect is what we should be doing most of the time. You don't want to sit and do nothing forever, but for the main part, having good quality companies and not doing much with your portfolio is often the best approach.""My daily meditation practice allowed me to accept uncertainty, live without having to be sure, and be more present and appreciative in the moment. It made me a better person and a better investor."Guest ResourcesWebsite - https://www.mellowyourmoney.com
    LinkedIn - a...

    • 40 min
    107: Victor Haghani - True Costs of Trading and Investment Biases

    107: Victor Haghani - True Costs of Trading and Investment Biases

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Victor Haghani, a Seasoned Financial Expert whose journey through the realms of high finance is nothing short of enlightening. Victor shares his rich history of Long-Term Capital Management. From his early days in New York and Iran to his pivotal roles at Salomon Brothers and finally to founding Elm Wealth. His insights into the evolution of his investment strategies, particularly his shift from high-stakes trading to a more sustainable, mindful approach to personal wealth management, are not just educational but deeply relatable. Victor's recent work, including his book "The Missing Billionaires," offers a fresh perspective on making sound financial decisions, which he discusses with a clarity that resonates well beyond the finance-savvy audience.
    The conversation dives into the practicalities of investing, the common pitfalls of financial decision-making, and the psychological aspects that often trip up even the most astute investors. Victor's approach to simplifying complex financial concepts and his emphasis on learning from past investment outcomes make this discussion a must-listen for anyone looking to navigate the often turbulent waters of personal finance. His personal anecdotes, combined with a straightforward breakdown of investment principles, provide a roadmap that encourages a more thoughtful, disciplined approach to managing money.
    Join us as we discuss actionable advice that promises to empower you to take control of your financial future with confidence and a newfound understanding.
    📺 Watch on YouTubehttps://youtu.be/jtRbUALvmcA
    Key Takeaways00:03:34: Early Lessons About Money
    00:07:50: Transition from LTCM to Personal Investing
    00:11:39: The Story of 120,000 Missing Billionaires
    00:15:14: Impact of Fees and Biases on Investment
    00:23:19: Discussion on Mindfulness in Investing
    00:32:23: Simplifying Investment Advice for Consumers
    Tweetable Quotes"You can't get return without taking risk, but you can have risk without getting return. Realizing that if somebody turns up and says, 'Here's a 20% investment return with virtually no risk,' you should know that that clock is broken. That's not the way that markets work.""Humility for markets and respect for markets are essential. Every time you pick a stock or own a portfolio that's not the market portfolio, there's somebody saying they have the opposite belief to you, and that person is likely smarter or more informed than you are.""The recent past is not a guide to what's going to happen in the future. Return chasing, thinking that what has been hot will continue to be hot, often leads to poor investment decisions. It's important to look forward and not just rely on what has happened."Guest ResourcesWebsite - a...

    • 38 min
    106: Jason Feifer - Moving From Fear to Opportunity and Turning Challenges Into Success

    106: Jason Feifer - Moving From Fear to Opportunity and Turning Challenges Into Success

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Jason Feifer, the Editor-in-Chief of Entrepreneur magazine. We discuss the constant evolution of technology and its impact on society, a theme Jason explores deeply through his professional and personal experiences.
    Jason shared insights on how historical technological advancements, like the telegraph, were perceived as transformative in their time, much like the internet and AI today. The conversation also covered the importance of adapting to change and the potential personal growth that can come from unexpected challenges.
    Jason shared a personal anecdote about how a difficult lawsuit, which initially seemed like a career setback, inadvertently steered him towards a more stable and rewarding path. This experience underscored his message about the importance of resilience and adaptability in both personal and professional life.
    Join us as we explore his perspective on viewing change as an opportunity rather than a threat. His approach to life and career challenges serves as a valuable lesson for anyone looking to navigate the complexities of modern work environments and technological advancements.
    📺 Watch on YouTubehttps://youtu.be/5RBYNRioMe0
    Key Takeaways00:05:32 - Transition from media to entrepreneurship
    00:09:17 - Control your destiny through entrepreneurship
    00:10:31 - Discussion on incremental vs. exponential growth
    00:17:04 - Historical perspective on change and innovation
    00:22:51 - Addressing fear and resistance to new technologies
    00:30:31 - Advice on adapting to change and creating a personal mission statement
    Tweetable Quotes"Life feels like it's changing because it's only relative to what we were familiar with growing up. But every time in modern history is a time of great change. Some of those times were more transformative than the ones we're going through now.""Develop a mission statement for yourself that is not anchored to something easily changeable. For example, instead of 'I am a magazine editor,' mine is 'I tell stories in my own voice.' This helps identify your transferable value and understand who you are in times of change.""Life is not linear; it's reactive. We often fear that a new thing will destroy us... Instead, what we do is react in ways that may not have made sense before whatever new input came along. This reaction can ping us in a completely different direction, potentially leading to new opportunities."Guest ResourcesWebsite - https://jasonfeifer.com
    Facebook - https://www.facebook.com/jasonfeifer
    Instagram - a href="https://instagram.com/heyfeifer"...

    • 33 min

Customer Reviews

5.0 out of 5
24 Ratings

24 Ratings

ento heybra ,

Great podcast and a gift for investors of all kinds

Jonathon is both great at interviewing but also bringing out such sensible advice for investors of all kinds. If one could just follow advice here and eliminate the daily noise they would do quite well over the long term!

lfp1233 ,

Simple and relevant financial advice

Finance can be complicated and intimidating, but Jonathan does a great job making it relevant, engaging and understandable for his audience!

Nerdjenni ,

Love this podcast

Really enjoy this podcast and the way that each episode helps us to reveal our own relationship with money. Thank you to Jonathan for asking the deeper questions to spark reflection and to help me feel more free.

Top Podcasts In Business

The Ramsey Show
Ramsey Network
REAL AF with Andy Frisella
Andy Frisella #100to0
Money Rehab with Nicole Lapin
Money News Network
B2B Breakthrough Podcast
Alibaba.com
Young and Profiting with Hala Taha
Hala Taha | YAP Media Network
The Money Mondays
Dan Fleyshman

You Might Also Like

Sound Investing
Paul Merriman
Earn & Invest
Jordan Grumet (Doc G)
Bogleheads On Investing Podcast
bogleheads
The Long View
Morningstar
The Humans vs Retirement Podcast
Dan Haylett
Talking Real Money - Investing Talk
Don McDonald