Money Noticias Israel and Sunem Tovar

In this episode, Israel and Sunem discuss the topic of overspending and provide tangible strategies to combat it. They explore the reasons why people overspend, including emotional spending, lack of financial boundaries, and money scarcity. They emphasize the importance of tracking expenses, remembering your financial why, creating a budget, and developing better boundaries with yourself and loved ones.

In this episode you will learn:
Why overspending can be influenced by emotional spending, lack of financial boundaries, and money scarcity.How tracking your expenses helps you understand where your money is going and make more intentional spending choices.How societal factors, such as consumerism and inflation, can contribute to overspending.How therapy can be beneficial for addressing the underlying causes of overspending.Why participating in no-spend challenges can help you break the habit of overspending.And more!Connect with us!
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How to Protect Your Assets as a First-Gen Wealth BuilderWhy Budgets are Financial BoundariesWant to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

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90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Israel interviews Ray Tran, a financial literacy school teacher, wealth/real estate coach, and real estate investor residing in Brooklyn, NY.   After graduating with a degree in Financial Economics, Ray began working at Ernst & Young. Despite his initial enthusiasm, he soon realized that the corporate world did not fulfill him so he quit his corporate job after realizing his true passion was to teach/educate others.

Ray is the founder of RT Invests where he provides wealth coaching/mentoring to students and adults of all ages. His ultimate aim is to inspire others to break free from the rat race and generate income through asset ownership and passive income streams. Ray is a prime example that you can build wealth regardless of your career path choice. He firmly believes in living a life of abundance, where wealth and knowledge are shared.

In this episode you will learn:
How teachers can build wealth and achieve financial independence.Why real estate can be a powerful tool for building wealth through cashflow, principal pay down, appreciation, and depreciation taxes.Why having multiple streams of income, including active and passive income, can help accelerate wealth building.How to use money as a tool to improve your life and the lives of future generations.The importance of investing in yourself through continuous learning, networking, and seeking mentorship.Connect with Ray
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How to Reach Financial Freedom and Millionaire Status as a Travel Nurse with Sophia Khawly | Traveling NPHow to Approach your Homeownership Journey with IntentionalityWant to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session

In this solo episode of Money Noticias podcast, Israel and Sunem discuss the importance of protecting assets as first-generation wealth builders. They share personal updates and talk about the need to have beneficiaries on investment accounts and wills to ensure assets are passed down properly.

P.S. In the episode, we said that tax season ends April 16, but the last date to submit taxes is actually April 15!

In this episode you will learn:
Why having beneficiaries on investment accounts and a will is crucial for protecting assets and ensuring they are passed down properly.Why you should consider getting a prenup or postnup The importance of passing down financial knowledge and healthy money habits to future generations is essential for protecting assets and building generational wealth.Why healing and improving our own relationship with money is important to prevent passing down negative money mindsets and behaviors.How to take control of your financial future and empower yourself to protect your assets and build wealth.Connect with us!
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Which is Better Real Estate Investing or Stock Market Investing?How to Approach your Homeownership Journey with IntentionalityMaking Your Money Work Hard for YouBuilding Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks DineroWant to begin getting your money right? Download our free money guide and training today! 
6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 
90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem and Israel interview Sophia Khawly, is a second-generation Haitian-American from Miami, FL. She has been a nurse for over 15 years and currently works as a Traveling Nurse Practitioner. She has worked in 10 different states and traveled to over 50 countries for leisure. Sophia became financially independent in her early 30's and recently started offering financial coaching to her peers.

In this episode you will learn:
How Sophia Kali achieved financial independence in her early 30s through her career as a nurse and traveling nurse practitioner.The importance of tracking expenses and investing in index funds for financial success.Sophia's experience with real estate investments and being a landlord with her sister.Tips on travel hacking to travel on a budget and using credit card rewards for flights and hotels.Sophia's approach to using money as a tool to live a life she loves, including taking sabbaticals and mini-retirements.Strategies for reaching financial independence and starting on the path to financial success.Connect with Sophia
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How to Travel with More Comfort and Luxury on a BudgetHow to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel BruanHow to Unlock Your Freedom by Pursuing Financial IndependenceWant to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session

In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss credit cards and share their own credit card journeys. They emphasize the importance of understanding credit and how it impacts financial decisions.  They aim to normalize credit card usage and empower listeners to make informed decisions about their credit. 
In this episode you will learn:
How credit card journeys can vary, and it's important to learn from others' experiences.How using credit cards responsibly can lead to financial benefits, such as travel hacking.Why representation in travel is important, and more people of color should feel empowered to travel and use lounge access.How researching credit cards and lounges is essential to make informed decisions and maximize benefits.How taking control of debt and having financial boundaries are crucial when using credit cards.Connect with us!
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How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel BruanHow to Break Generational Patterns and Travel for Joy with Bianca Alba | This Latina TravelMaking Credit Work For YouWant to begin getting your money right? Download our free money guide and training today! 
6 Strategies to Take Control of Your Debt GuideInterested in receiving 1:1, tailored support to help you start investing? 
90-minute Investing Clarity Session

In this episode of Money Noticias podcast, Sunem interviews Evie Prete a first-gen Latina, engineer, and Salary Negotiation Coach for women of color and founder of La Mala Mujer blog.

Evie helps women monetize their inner dopeness and build financial empowerment by teaching them how to slay their salary negotiations. As of December 2023, she has helped her clients negotiate over $500k in salary increases.
In this episode you will learn:
Why negotiating salaries is important for Latinas and women of colorHow documenting wins and quantifying can strengthen negotiation strategies.The importance of working on mindset for successful negotiations.How overcoming financial challenges and building financial literacy is possible with dedication and learning.How Latinas and women of color have the power to create more income and wealth.Connect with Evie
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How to Demand for Pay Transparency and Earn More as Women of Color with Maribel Francisco | Our Wealth MattersBuilding Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks DineroWant to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session