Money Wisdom Joel Johnson

The great thing about facts is they remain to be facts even if you don’t wish to acknowledge them as such. Turning a blind eye away from the facts of retirement won’t make these truths disappear. It’s time to face them head-on and talk about what we can do to best prepare ourselves.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:46 – People are living longer
2:12 – It’s an active stage of life
3:01 – Healthcare costs rising faster than most things
5:54 – It’s a challenging investment environment
7:19 – You need a plan
8:47 – Making the conversation relaxed and easy

We might all be different when it comes to money, but there are certain things that we can all relate to. Let’s look at the areas of financial planning that we are all familiar with and discuss where people often go wrong.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:45 – Intro to the conversation
1:42 – Worrying about whether Social Security will last
2:44 – Not remembering someone’s name 
3:44 – Thinking you have a high risk tolerance until the market crashes
6:07 – Procrastinating with your financial plan

You might have heard already that financial planning changes as you head into retirement and your goals shift, but does that mean you should get out of the market and move to cash? We’ll answer that question along with two others that came into the show recently.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:23 – Mailbag question about moving to cash  
3:11 – Mailbag question on self-insuring
5:00 – Mailbag question on claiming Social Security
7:23 – Building a plan for you

Warren Buffett has become synonymous with successful investing and savvy decision-making, but he’s also authored some of the great financial quotes. Today we’ll share a few of our favorites and apply them to the retirement planning we do with clients.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:32 – Background on this discussion
1:07 – Quote 1
2:13 – Quote 2
4:55 – Quote 3
6:29 – A landscaping example  
8:36 – Quote 4  
9:38 – Quote 5  
12:07 – Quote 6
13.30 – Money Map review

You’ve saved enough money and you aren’t passionate about the job you have but you aren’t ready to pull the trigger on retirement. What’s holding you back? Today we answer that question from a listener along with two more on investing and saving.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:20 – Mailbag question on should you retire
2:24 – Does clarifying finances free up the emotional side?
3:26 – Mailbag question on 401(k) rollover
6:23 – Mailbag question on saving and inflation
 

Everyone that thinks about retirement will have their own vision for what that will encompass and our job is to help craft a plan that will allow for those dreams to become a reality. Today we’ll run down the different types of retirement plans we often hear from people and what areas of focus come with each.
 
Read more and get additional financial resources: http://johnsonbrunetti.com 
 
What we discuss in this episode: 
0:50 – Nothing but fun mentality
2:43 – Want to do as little as possible and relax
4:59 – Time with family  
7:31 – Want to keep working in retirement
9:20 – Don’t know what they’ll do with their time
11:45 – Defense mechanisms  
13:19 – Money Map review