Multifamily Insights

John Casmon
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Multifamily Insights

Each week, John Casmon speaks with real estate pros and marketing specialists to provide useful tips for multifamily investing. Listen and learn insights for market research, finding deals, attracting capital, and growing your portfolio.

  1. 1D AGO

    How to Build a Vertically Integrated Firm with Sid Shamim, Ep. 730

    Sid Shamim is the founder and CEO of Headway Capital, a vertically integrated real estate investment firm based in Houston, TX. With a background in engineering and a career in oil and gas, Sid transitioned into real estate full-time after building a single-family portfolio and identifying key inefficiencies in property management. Today, Headway Capital manages a $600M+ multifamily portfolio across Texas and Arizona, with over 200 employees and a mission to build enduring teams and cash-flowing assets.     📢 Announcement: Get 25% off your first two months with Hemlane’s property management software — visit hemlane.com and use the promo code: multifamilypodcast25.     Key Takeaways Sid started with single-family rentals before scaling into syndications, and now oversees 43 projects and $600M+ in AUM. After a poor experience with third-party management, he built a fully integrated operating team—including auditors, construction, and HR. Sid views employees as the company’s “number one customers,” and invests in mentorship, homeownership, and equity programs for his team. Cash flow, conservative leverage, and controllable debt terms are the keys to surviving down cycles in multifamily. Culture and execution are more important than capital raising when it comes to long-term operational success.     Topics Leaving Corporate to Build Headway Capital Originally moved to the U.S. to study computer science, then worked in oil and gas. Frustrated by volatility and layoffs in the energy sector, he began investing in single-family homes. By 2015, he launched Headway Capital and transitioned to multifamily syndications. Why Sid Built a Vertically Integrated Business Hired a third-party manager on his first deal—quickly discovered mismanagement and misaligned incentives. Took over operations himself, built a management team from scratch, and now controls property management, construction, and auditing. Built an internal culture of discipline, transparency, and long-term retention. How Headway Invests in Its People Employees are treated as the #1 customer—offered mentorship, business coaching, and custom development plans. Equity participation starts at just $5 for long-term staff; other perks include homeownership assistance and college scholarships. Offers quarterly mentorship sessions to align employee goals with company growth. Operations Over Hype Capital raising is important, but executing a business plan is harder and more essential. Bad debt or misaligned operations can ruin even a great deal. A 36-point property audit helps the team stay “exit-ready” at all times. Buy Box and Investment Criteria Targets 150+ unit assets, 1980s or newer, in strong locations in TX and AZ. Buys at a solid basis with potential for immediate cash flow and upside via renovation. Uses federal renovation grants to reduce capex load on value-add deals.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Round of Insights Failure that set Sid up for success: Hiring the wrong people and failing to remove them early cost time and trust. This taught him to prioritize culture and execution from day one. Digital or mobile resource: He uses a physical timer to manage ADHD and breaks tasks into 20-minute chunks for better focus and productivity. Book recommendation: Atomic Habits – to develop discipline over motivation The Magic of Thinking Big – for expanding mindset and operations Daily habit: Uses timed sprints to break tasks into focused sessions—managing ADHD while staying aligned with goals. #1 insight for building a great culture: Know your employees beyond the job—be fair, patient, and generous. Let them hold you accountable too. Favorite restaurant in Houston, TX: True Kitchen.     Next Steps Learn more at headwayinvestment.com  Ask better questions about operations, not just returns, before investing Focus on culture, team-building, and business readiness—not just market cycles     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    38 min

  2. 5D AGO

    How to Use Podcasts to Generate Business with Tomás Fonseca, Ep. 729

    Tomás Fonseca is the co-founder of Icons of Real Estate, the world’s largest real estate podcast network. With a background in SEO and digital marketing, Tomás pivoted to podcasting after realizing its unmatched power to build relationships and generate business. He now oversees production of 70+ podcasts tailored to real estate professionals—helping them attract clients, build authority, and raise capital through meaningful guest conversations.     📢 Announcement: Get 25% off your first two months with Hemlane’s property management software — visit hemlane.com and use the promo code: multifamilypodcast25. Key Takeaways Podcasting isn’t about chasing massive downloads—it’s a relationship-building tool that can drive real business growth. Guests are often more valuable than listeners; Tomás built his company by turning guest interviews into client conversations. SEO offers long-term value but comes with high cost and slow results—podcasting delivers faster ROI and stronger connections. Success starts with vision: aligning your podcast with business goals ensures long-term commitment and impact. You don’t need to be famous or perfect to start—just have something valuable to offer and start connecting.     Topics From SEO to Podcasting Powerhouse Tomás got his start handling SEO and websites for real estate clients. Discovered the power of podcasting when his agency used it to generate nearly all new business. Transitioned fully to podcast production and coaching when SEO proved too slow and costly for many clients. How Podcasting Became the #1 Business Generator Podcasts allowed Tomás to capture full attention—unlike cold calls, emails, or social ads. Every agency client came through the podcast; guests became warm leads and referral partners. The show wasn’t just about content—it was about creating trust and value in the first conversation. Why Download Counts Don’t Matter Most podcasters chase vanity metrics—but real value comes from intentional guest selection and follow-up. A show with 500 listens can earn $15M/year if the audience is right. Focus on guest outreach, not becoming “the next Joe Rogan.” Icons of Real Estate Podcast Strategy Starts with defining the host’s business goals and ideal client. Tailors guest list to match referral partners, capital investors, or customer avatars. Teaches hosting, guest coaching, and soft-launch strategy to ensure consistency and clarity. What If Your Ideal Guests Don’t Want the Spotlight? Try anonymous guest formats or live coaching episodes where guests remain private. Not all content needs to be public-facing—the connection is what matters most. The real return happens off-mic through relationships, referrals, and partnerships.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Round of Insights Failure that set Tomás up for success: Getting let go from a startup forced him to work in call centers and restaurants. That humbling season taught him communication, resilience, and the value of entrepreneurship—which led to founding Icons of Real Estate. Digital or mobile resource: Eddy.ai – a real-time AI meeting coach that gives live speaking feedback, helps during podcasts, webinars, and sales calls. Book recommendation: Sapiens by Yuval Noah Harari — offers historical insight into how humanity evolved and why that matters for understanding ourselves today. Daily habit: Playing football (soccer) to relieve stress, reset mentally, and maintain camaraderie—especially important when working remotely. #1 insight for launching a podcast to grow your business: Start with a clear vision, and then just do it. You don’t need fancy equipment—your smartphone is enough to get started today.     Next Steps Learn more at IconsofRealEstate.com Download Tomás’ free guide: Podcast Frameworks Reach out directly via email at tomas@iconsofrealestate.com     Closing Call to Action Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    43 min

  3. JUL 8

    From Frat Houses to Private Islands with Mike Cossette, Ep. 728

    Mike Cossette is an award-winning RE/MAX broker and co-owner of RE/MAX Gateway in Austin, TX. With over 20 years of experience, Mike has built an impressive investment portfolio of 18 properties—including multifamily units, Airbnbs, and even a private island. Known for blending lifestyle, creativity, and strategic investing, he helps clients and fellow agents scale sustainably while leveraging both real estate licenses and entrepreneurial grit.     📢 Announcement: Get 25% off your first two months with Hemlane’s property management software — visit hemlane.com and use the promo code: multifamilypodcast25.     Key Takeaways Mike’s first house hack was a frat house—literally—with bullet holes in the roof, but it appreciated enough to fund his investing journey. Being both an agent and investor gave him an edge: faster access to deals, deeper market data, and commission savings. Scaling too quickly without stabilizing operations or budgeting for CapEx can lead to long-term setbacks. His private island investment was driven more by lifestyle than ROI—but it’s still appreciated significantly. Adaptability, multiple exit strategies, and alignment with personal life stages are key to sustainable investing.     Topics From Frat House to Financial Freedom Started investing in college by house hacking a four-bedroom home with his fraternity. Learned property management, rent collection, and legal risks the hard way. Despite the chaos, the home appreciated, teaching him about leverage and wealth creation. Agent + Investor = Advantage Uses his license to act fast, save on commissions, and analyze market trends in real time. Warns that agents sometimes skip due diligence when investing for themselves—treat every deal with care. Highlights liability risks agents face if they don’t operate with transparency or try to “cherry-pick” deals. Scaling Tips for Agents and Investors Warns against growing too fast—stabilize one deal before jumping to the next. Many new investors ignore CapEx and exit strategy planning. Focus on cash flow and structure, not just buying “a good deal.” Investing in a Private Island Bought a 1.2-acre island in Florida with friends during COVID—initially as a land rental play. Faced challenges with permits, infrastructure, hurricanes, and tide levels. Currently undeveloped but used for camping, treasure hunts, and family escape—zero pressure to monetize it now. What He’s Seeing in Austin’s Market Submarkets are performing very differently, even within the same price bands. Distressed sellers are creating negotiation opportunities not seen since 2008–2009. Long-term fundamentals in Austin remain strong, especially with companies like Tesla and Apple investing there.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Round of Insights Failure that set Mike up for success: Bought a short-term rental in Florida that was hit by multiple hurricanes. It was initially a disaster, but insurance and creative management turned it into a profitable recovery. Digital or mobile resource: RPR (Realtor Property Resource) – gives quick access to property data and demographics. BiggerPockets – his go-to for deal calculators, forums, and investor tools. Book recommendation: The Slight Edge – teaches how small, consistent actions lead to transformational results over time. Daily habit: Starts at 5 a.m. with workouts and positive podcasts, then quiet meditation after school drop-off to recharge and stay centered. #1 insight for scaling as an investor agent: Stay adaptable. The market changes—your strategy should too. Always have Plan B and Plan C. Favorite restaurant in Austin, TX: Matt’s El Rancho     Next Steps Connect with Mike or follow him on social @askmikecos Check out our 35 Hacks to Find the Best Places to Invest Explore dual-track growth as an agent-investor for speed, savings, and insights Remember: not every deal needs to be about ROI—some should serve your lifestyle and family values     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    41 min

  4. JUL 4

    How He Went From Resident to CEO with John Carlson, Ep. 727

    John Carlson is the CEO of Mark-Taylor Residential and a multifamily veteran with over 20 years of experience in real estate operations and leadership. He began his journey as a resident in one of the company’s properties and rose through the ranks with a deep commitment to service, people-first culture, and long-term investment strategy. Today, he oversees a $10+ billion portfolio and is known for championing data-driven decision-making and organizational growth through purpose-driven leadership.     📢 Announcement: Get 25% off your first two months with Hemlane’s property management software — visit hemlane.com and use the promo code: multifamilypodcast25. Key Takeaways John’s career began with a part-time leasing job at a Mark-Taylor property where he once lived as a resident. A strong personal mission and aligning with a company’s purpose have been core to his long-term success. Working with institutional investors taught him the discipline of sticking to a defined investment thesis. Real estate is a long-term game—those who try to time the market often face avoidable risks. Culture, transparency, and uncomfortable growth moments are key to personal and organizational evolution.     Topics From Resident to CEO John started as an unemployed engineer living in a Mark-Taylor apartment. After being offered a leasing role, he discovered a passion for multifamily and transitioned his career. Over time, he grew within the company while gaining exposure to asset management and institutional clients. Why Purpose-Driven Culture Matters Meets with every new hire to discuss their personal mission and how it can align with the company vision. Encourages clarity and long-term thinking rather than reactive career decisions. Believes true employee retention starts with shared purpose. Lessons from Institutional Investors Institutional groups adhere rigidly to investment criteria, which protects them from emotional decisions. Many individual investors fall into traps by abandoning their buy box just to close a deal. Stick to your investment thesis to avoid overextending in high-risk cycles. Timing the Market vs. Building for the Long Game Markets like Phoenix saw huge growth, but rapid supply expansion exposed weaknesses. Fix-and-flip mindsets can backfire without flexible exit strategies. Disciplined, data-backed investing with a long-term outlook consistently outperforms speculation. What Makes an Operator Stand Out Developers and owners who understand submarket data, upcoming supply, and cost dynamics build better partnerships. Transparency, market knowledge, and staying coachable are key to successful collaboration.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Round of Insights Failure that set John up for success: Losing 26 employees in a surprise asset management transition in 2006 taught John the importance of growth planning and protecting people. Since then, no employee has lost a position in a similar transaction under his leadership. Digital or mobile resource: ChatGPT 4.5 – Used daily as a CEO profile to streamline decisions, write, and think through strategy. Book recommendation: The Infinite Game by Simon Sinek 12 Rules for Life by Jordan Peterson 7 Powers by Jeffrey Pfeffer Daily habit: Three daily gratitudes with his wife every morning to start the day with presence and positivity. Reviews personal and professional goals monthly. #1 insight for growth: Be uncomfortable. Growth only happens when you step into challenge—and sustain it. Delayed gratification leads to stronger long-term success. Favorite restaurant in Phoenix, AZ: Steak 44 — one of the top steakhouses in the country, known for world-class food and consistently exceptional service.     Next Steps Learn more about John’s work and services at www.mark-taylor.com  Revisit your personal mission and ensure it aligns with your professional path Adopt the mindset of long-term stewardship over short-term gain—whether you’re managing 10 units or 10,000     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    38 min

  5. JUL 1

    Rentals Made Easy with Jessie Lang, Ep. 726

    Jessie Lang is a real estate investor, author, and educator who scaled her rental portfolio from 11 to over 70 units in just a few years. Based in Columbus, Ohio, Jessie specializes in the BRRRR method, systems-based renovations, and portfolio management with a lean remote team. She is the author of Rentals Made Easy, a tactical step-by-step guide for scaling rental properties with clarity, confidence, and consistency.     📢 Announcement: Get 25% off your first two months with Hemlane’s property management software — visit HEMLANE and use the promo code: multifamilypodcast25. Key Takeaways Jessie started as an “accidental landlord” and slowly scaled through house hacking before fully committing to real estate in 2018. Using the BRRRR method, she grew from 11 to 70+ units in just 3–4 years—many with zero of her own money left in the deal. Renovating with standardized finishes, materials, and a trusted GC enabled her to scale quickly and manage efficiently. Prioritizing function and safety over cosmetics helps avoid lawsuits and ensures tenant satisfaction. Her book Rentals Made Easy distills her entire system—from acquisition to refinance to management—into a tactical playbook.     Topics From Accidental Landlord to Full-Time Investor Bought her first condo in Austin, TX, house hacked with roommates, and stumbled into rentals. Moved to Columbus in 2018 and began wholesaling to generate income, eventually shifting to holding rentals. Her first 11 units took nearly a decade; the next 60+ came within a few focused years using BRRRR. Mastering the BRRRR Method Buy under market value (targeting 75% all-in relative to after-repair value). Renovate with a standardized finish package and the same GC on over 40 projects. Rent to long-term tenants after careful screening to minimize turnover. Refinance with DSCR loans to pull all invested capital out (and sometimes extra). Repeat using funds recycled from previous deals. Why Renovation Standards Matter All homes have identical materials: flooring, lighting, paint, hardware—enabling bulk buying and easier maintenance. Having one go-to GC has streamlined every deal and built mutual trust and speed. Focuses on functional upgrades and safety (handrails, smoke detectors, hot water, secure windows) to avoid costly litigation. How BRRRR Unlocks Scalability The ideal deal involves being “all-in” at 75% of the after-repair value—allowing full capital return at refi. In her best years, Jessie pulled out $20–30K per deal, tax-free, to fund the next property. Emphasizes careful comp checks, rental projections, and keeping a conservative margin in every deal. What Her Book Covers Rentals Made Easy is a no-fluff tactical guide with real numbers, examples, and repeatable systems. Includes her exact processes for deal analysis, construction, tenant screening, and long-term management. Also runs a Facebook group and coaching program to help other investors launch and scale.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Round of Insights Failure that set Jesse up for success: Delayed hiring due to fear—did everything solo for too long. While it slowed her down, it taught her every part of the business. Book recommendation: Die With Zero — a mindset-shifting book that helped her rethink financial priorities and balance income with lifestyle. Daily habit: Long walks with her dog—sometimes listening to podcasts, sometimes just thinking. It’s her mental clarity ritual. #1 insight for scaling with BRRRR: Jump before you’re fully ready. You’ll never know 100% of everything—move forward with support and figure it out as you go. Favorite restaurant in Columbus, OH: Lalibela     Next Steps Grab Jessie’s book Rentals Made Easy on Amazon Join her Facebook group for free resources and deal support Explore how BRRRR + systems can unlock financial freedom with less personal capital     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    33 min

  6. JUN 26

    Luxury Vacation Home Investments with Stephen Petasky, Ep. 725

    Stephen Petasky is the founder and CEO of The Luxus Group, a hospitality and development firm specializing in luxury vacation homes, global restorations, and high-end resort communities. Over nearly two decades, he’s raised more than $100 million, facilitated 20,000 vacations, and partnered with brands like Four Seasons to deliver premium lifestyle experiences through real estate. His business journey spans from fractional home ownership to international development, all driven by a passion for design, family travel, and scalability.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Stephen started Luxus by solving his own problem—traveling with young kids—and turned that into a $100M global vacation home portfolio. Raising capital gets easier when the investment includes a dual purpose, like lifestyle use alongside financial return. Scaling a business requires building it “back to front”—start with the exit goal, then reverse engineer every step. Real estate and development success takes patience; some ventures took 7–10+ years to turn profitable. Subject matter expertise becomes a valuable asset after years of refinement, leading to higher-impact, lower-risk projects.     Topics How a Personal Travel Need Became a Syndicated Real Estate Venture Started Luxus to create a family-friendly alternative to hotels or inconsistent vacation rentals. Solved the problem of predictability, comfort, and flexibility by imagining ownership of 30 homes—then invited others to co-invest. Raised $3.5M to purchase three homes; word-of-mouth demand led to $100M+ raised and 50 properties acquired. Dual-Purpose Investing: Lifestyle + Returns Investors received lifestyle benefits—discounted nightly rates—alongside capital preservation. These vacation privileges created real financial savings, boosting total return beyond simple IRR metrics. Stephen compares the model to a “golf club that sells at the end”—with liquidity and upside built in. How to Make Raising Capital Easier Dual-purpose investments or vendor-aligned capital (e.g., landowners or contractors investing) make raises more compelling. Giving investors experiential or operational upside increases buy-in—even when the financial returns are moderate. Partnerships built on aligned interests are more resilient over time. Scaling With Clarity and Hindsight Luxus’ new business model was built “back to front,” starting with a $100M valuation target and working backward to day one. Planning for bottlenecks—legal, financial, tech, or operational—can reduce future breakdowns. AI tools now help model scalable pathways and highlight structural weak points before launch. New Ventures: Management, Development, and Restorations Luxus now manages luxury short-term rentals it doesn’t own, applying hotel-like service and strategy. Stephen is a core partner in the Four Seasons Private Residences Las Vegas ($1.3B sellout). The company also restores centuries-old Tuscan estates for North American and European clients—12 years in, with a waitlist.     📢 Announcement: Learn about our Apartment Investing Mastermind here. Round of Insights Failure that set Stephen up for success: The Hawaii development nearly failed due to a volcanic eruption and pandemic—but Stephen stayed in, finished the project, and turned it into an award-winning community. Digital or mobile resource: ChatGPT – He’s currently learning to use it more effectively for efficiency and ideation. Book recommendation: Blue Ocean Strategy – A go-to read on creating uncontested market space and redefining industries. Daily habit: A powerful 15-minute morning routine: cold shower, vitamins, biohacking, and intention-setting. #1 insight for investing in luxury vacation rentals: Hire a professional manager and buy a property you love to stay in—then it’s a win even if the numbers fall short. Favorite restaurant in San Diego, CA: Sky Deck.     Next Steps Learn more about The Luxus Group’s services at LuxusGroup.com and Luxusvp.com  Consider how a dual-purpose investment could appeal to your capital partners If you own a luxury vacation rental, connect with Luxus to explore elevated property management solutions     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    38 min

  7. JUN 23

    Hotel-Style Housekeeping for Apartments with Omer Agiv, Ep. 724

    Omer Agiv is the co-founder and CEO of Faireez, an AI-powered housekeeping platform delivering hotel-style cleaning services to multifamily buildings. A serial entrepreneur with seven startups under his belt—including one acquired by Anheuser-Busch—Omer brings deep expertise in digitizing traditional industries. With Faireez, he’s aiming to disrupt the outdated home cleaning model by providing on-demand, tech-enabled daily housekeeping that enhances resident lifestyle and property value.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Faireez makes housekeeping a modern apartment community amenity, offering AI-powered daily cleaning services tailored to multifamily properties. The platform benefits three key groups: residents (who want convenience), property managers (seeking lifestyle-enhancing amenities), and cleaners (offered stable, respectful employment). Unlike gig economy models, Faireez partners with professional cleaning companies and assigns one “fairy” per building for consistent service. This model enables short, high-frequency cleaning sessions (15–20 minutes daily) and creates a trust-based relationship with residents. Faireez enhances NOI for property owners while offering residents a premium, lifestyle-driven amenity.     Topics From Beer Analytics to Domestic Tech Omer previously built and sold a startup that provided real-time beer consumption analytics for breweries worldwide. He’s passionate about applying tech to “low-tech” industries—first beer, now housekeeping. Faireez was born from his frustration of working long hours and still coming home to do dishes at midnight. Housekeeping for Apartments Residents dislike daily chores and only have access to bi-weekly deep cleaning services. Property managers lack truly useful, lifestyle-enhancing amenities to differentiate their buildings. Cleaners face unstable gig work—Faireez offers full-time partnerships, insurance, and steady assignments. Why Gig Economy Models Fail in Housekeeping Previous “Uber for cleaning” startups failed due to inconsistent quality and no recurring relationships. Faireez does the opposite: one assigned cleaner (“fairy”) per building, pricing per chore (not hour), and better-than-market pay. Building trust and consistency drives better service, community engagement, and resident satisfaction. AI and Tech Machine learning optimizes routing, scheduling, and dynamic pricing per city and chore type. Faireez is piloting video-based assessments where residents film their space and get an instant plan, quote, and cleanliness score. Their systems update pricing frequently to keep it affordable while maintaining operational efficiency. Best Properties for Hotel-Style Housekeeping Class A properties with 100+ units and a family-oriented resident base. Ideal for buildings seeking to add non-rent revenue and attract renters looking for lifestyle upgrades. Especially popular with families, busy professionals, and tech-savvy urban renters.     📢 Announcement: Learn about our Apartment Investing Mastermind here. Round of Insights Failure that set Omer up for success: Omer didn’t name a specific one but emphasized how failure brings the right people and valuable learning opportunities. Digital or mobile resource: He recommends property managers study Gen Z lifestyle trends to understand the growing demand for convenience and speed. Daily habit: Jogging, morning smiles, and cold plunges—Omer starts his day with intention and positivity to stay focused and resilient. #1 insight for property tech innovation: On-demand solutions don’t work for recurring problems. To truly improve resident experience, consistency and personalization are key. Favorite restaurant in Tel Aviv, Israel: The Marina     Next Steps Learn more or explore partnership options at faireez.com If you own or manage Class A properties with 100+ units, explore Faireez as a resident-paid amenity Consider how lifestyle-driven services can drive NOI and differentiate your property     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    27 min

  8. JUN 20

    0% Interest Business Funding With Patrick Pychynski, Ep. 723

    Patrick Pychynski is the founder of Stacking Capital and a specialist in helping entrepreneurs unlock 0% interest business funding without relying on high-interest debt or personal guarantees. A former scrap metal yard operator turned business credit strategist, Patrick now helps clients secure $50,000 to $500,000 in funding by optimizing their credit and compliance—empowering them to scale while preserving personal financial security.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Patrick helps business owners secure 0% interest business credit cards—often between $50K–$500K—with little to no impact on their personal credit. These cards offer short-term financing with 6–18 month 0% periods and typically don’t report to personal credit bureaus. Using these strategies can help cover renovation costs, down payments, or working capital needs when timed strategically. He stresses the difference between credit problems and cash flow problems, and why knowing the difference is key to growth. The ultimate goal is to make businesses bankable—ensuring they meet lender compliance standards for long-term financing.     Topics Unlocking 0% Interest Business Funding Focuses on business credit cards with 0% interest intro periods for 6–18 months. Uses a three-pronged approach based on credit, cash flow, or collateral—most clients qualify via credit. Cards typically do not report to personal credit, which helps preserve your debt-to-income ratio. Who This Strategy Works For Best for business owners or real estate investors with 700+ personal credit scores. Short-term capital is ideal for fix-and-flip deals, renovations, down payments, or getting a business off the ground. Should not be used by those with poor cash flow or no repayment plan in place. How to Use Credit Cards for Real Estate or Business Growth Tools like Plastiq allow you to convert credit limits into cash, incurring only a 3–6% fee. Helps investors bridge capital gaps without affecting mortgage qualification or personal DTI. Strategy can be repeated if credit is managed properly and balances are kept low after intro periods expire. From Mistakes to Mastery Patrick learned the hard way—once jailed for a contract technicality due to lack of credit and funding options. That experience sparked his passion to educate others on leveraging business credit instead of personal risk. Today, he uses software to run compliance scans that instantly show clients what financing they’re eligible for. Making Your Business Bankable Emphasizes the long-term play: becoming compliant with lender standards (like business addresses, credit file structuring). Explains why 90% of businesses get denied by banks—often due to non-compliance, not creditworthiness. His software helps correct these gaps quickly, helping businesses graduate from non-bankable to bankable.     📢 Announcement: Learn about our Apartment Investing Mastermind here. Round of Insights Failure that set Patrick up for success: Was jailed after defaulting on a $20K business contract in his early 20s—had he known about business credit, it could’ve been solved with a 0% card. Digital or mobile resource: 75 Hard app – a $6 tool that supports a transformative mental and physical challenge. Book recommendation: Think and Grow Rich by Napoleon Hill – the book he recommends and gifts most often. Daily habit: Morning run—combines prayer, breathwork, stretching, and sunlight to start each day focused. #1 insight for accessing business credit: Your personal credit is the foundation—keep your score above 700 and avoid derogatory marks. Favorite local eatery in West Palm Beach, FL: Coco Cabana     Next Steps Get a free compliance scan and funding pre-qualification at StackingSuccess.com Optimize your personal credit before seeking business funding Use short-term 0% capital only with a clear investment strategy and exit plan     Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you do not miss an episode.

    30 min
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4.9
out of 5
270 Ratings

About

Each week, John Casmon speaks with real estate pros and marketing specialists to provide useful tips for multifamily investing. Listen and learn insights for market research, finding deals, attracting capital, and growing your portfolio.

Information

  • Creator
    John Casmon
  • Years Active
    2017 - 2025
  • Episodes
    737
  • Rating
    Clean
  • Copyright
    © 2024 John Casmon
  • Show Website
    Multifamily Insights

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