Real Estate Podcast with Donald Payne

Donald Payne
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  • EDUCATION

If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Don Payne Group - your professional Real Estate Agents.

  1. 05/31/2022 · VIDEO

    How Is Technology Affecting Real Estate?

    The Supra eKey is a fantastic tool we use to keep your property safe. Today we’ll talk about how technology is affecting real estate. The Supra eKey is a great example. The Supra eKey is used by our local board of Realtors. It basically functions as a timestamping lock. It’s designed so that only real estate agents can get into the property. Every agent has a four-digit pin, and every entrance into the property is logged. This product keeps your home secure so you can know exactly what’s happening inside your property. We use these on every personal property listing with the homeowner’s approval because we want to make sure the home-selling process is simple and secure. If you have any questions, don’t hesitate to reach out to us by phone or email. We look forward to hearing from you.

  2. 05/13/2022 · VIDEO

    Looking at Our Interest Rates Since 1979

    A firsthand account of what our rates have looked like since 1979. We’ve been in this business since 1979, so today we wanted to talk about the history of interest rates. We’ve seen it all firsthand, and looking back at the past can tell you more than you’d think about the future. You can watch the full video above or skip to each section using the timestamps provided: 0:00 — Introducing today’s topic 0:21 — We went from 7% to 17% in 14 months 1:37 — Coming out of the high rates 2:16 — The roaring 2000s and how loans got deregulated 3:00 — What exactly are subprime loans? 4:06 — What did rates look like in the Great Recession? 5:54 — The market started shrinking in 2018 6:56 — Real estate moves in cycles If you have any questions about interest rates or real estate in general, feel free to call or email us. We’d love to hear from you.

  3. 04/25/2022 · VIDEO

    Challenges for New Construction Homebuyers

    Here’s my advice for homebuyers in today’s real estate market. Today I have a few quick tips for homebuyers. With this COVID situation, our supply lines are kind of jammed up. Hopefully, we can get things back to where they were.  For the time being, inventory is short, and if you see something good come on the market as a buyer, you have to get at it right away by putting your offer in first. Getting pre-qualified has never been more important. Building a home is harder than it has been in the last few years, but it’s still a great option if you can afford it. It will take longer to get built, but you can secure a home you love. You may also end up walking into quite a bit of equity because you’ve already locked in a contract.  We can certainly help you buy a new construction home. If you have any questions for us about building, buying, or real estate in general, don’t hesitate to reach out via phone or email. We look forward to hearing from you soon.

  4. 04/12/2022 · VIDEO

    An Expert’s View on the State of the Market

    Here’s part one of our discussion on my career and today’s market. Vision Realty has been in business for over 30 years at this point, and we’ve seen every different type of market. Don Jr. and I sat down to talk about what I’ve seen and learned throughout my time in the real estate business, the current state of the market for investors, and much more. Today we’re sharing part one of that discussion with all of you. Feel free to watch the full video, or use these timestamps to browse specific topics at your leisure: 0:00 — Introduction 0:25 — Why we picked our current location in Columbus, and why we’ve been here for so long 1:15 — The great opportunity this market presents for real estate investors 3:13 — How Intel’s arrival in Lincoln County is going to be a huge boon for our market 3:55 — A journey of rising and falling interest rates throughout my career 6:00 — How interest rates rise and fall based on the Federal Reserve’s actions 7:30 — How long have I been investing in real estate? 8:34 — What I still love about the real estate business after 42 years 10:20 — How communication methods have changed and why I prefer face-to-face conversations 11:09 — Final thoughts on the market If you have any questions about buying, selling, investing, or real estate in general, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

  5. 03/25/2022 · VIDEO

    Watch Out for These Home Inspection Red Flags

    Sellers should avoid these red flags often found on home inspections. When a buyer gets a home inspection, some issues might come up that they see as red flags. Before you put your home on the market, take a look around and repair anything the buyer may see as a red flag.  I highly encourage you to check your windows. Are the seals solid, are the panes cloudy? Those are two things you should fix before your home goes on the market; buyers will see those as red flags. Another problem may be the furnace. If you have an older furnace, you should have it serviced by a local HVAC professional, and have them put a sticker on your furnace that says it’s in good working order. “Any of these problems may prevent the transaction from moving forward.” The next thing to look for is moisture in your house, especially in the corners of the basement. Take a look at your gutters to make sure they aren’t the cause of moisture collecting in the basement. Make sure there’s no moisture on the bedroom ceilings; moisture stains can mean a potential water leak. If you find moisture in your home or a black substance anywhere, it could be mold. Any moisture will make buyers uneasy. My last tip today is to examine your home for peeling paint—another red flag to many buyers. Double-checking for these things in your house will save you a lot of headaches, time, and effort. Any of these problems may prevent the transaction from moving forward. These are just some of the issues to check for in your house. If you have any questions or concerns about possible home inspection issues on your property, reach out to me via phone or email. I would love to help you.

  6. 03/15/2022 · VIDEO

    Helpful Tax Tip for Homeowners

    Here’s a tax break that all home sellers should be taking advantage of. If you’re thinking of selling your home, I have a tax tip to share today that could help you. If you sell, there are some capital gains exemptions you can file for when you list your property.  If you’re a single filer, you can exempt up to $250,000 of capital gains on your sale. If you’re a couple who’s filing jointly, that number jumps to $500,000. The only catch is that you have to have lived in the property as your primary residence. If you have questions for me about this tax advantage or anything else related to real estate, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

  7. 02/25/2022 · VIDEO

    The Importance of Keeping Up With the Market

    Why it’s crucial to continue getting educated as a real estate agent. If you’re an agent, seeking education is critical. Things are changing all the time, so it’s important to stay on top of what’s happening in the industry and the marketplace. If you don’t stay up to date with technology and the latest changes, you’ll fall behind. Here’s an example: As of April 1, Fannie Mae will make changes regarding above-grade and below-grade square footage. If you have a split-level or bi-level, they will no longer count the square footage that’s below grade, so be sure to let your buyers know about this change and have them get their appraisals done before April 1. That’s the kind of information you need to know as an agent or investor. The appraiser can give you an adjustment for having a finished basement, but they will no longer be counting it as square footage, even if you have an egress window. “This is the kind of information you need to know as an agent or investor.” At the end of the day, you always have to be willing to change. Supply and demand will keep prices up for the foreseeable future, and I think things will adjust after a few months. If you have any questions for me about upcoming changes from Fannie Mae, how to seek education as an agent, or anything else related to real estate, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

  8. 02/14/2022 · VIDEO

    I Can Help You Protest Your Assessed Value

    Some quick advice about protesting your property taxes this year. It’s almost that time of year when property tax bills are due, but you may think your property tax bill is too high. COVID could have had an impact on your home’s value, and you can protest it. You have until the end of March to file your complaint. You will need to go on the Franklin County Auditor’s website to fill out an application form and provide all necessary documentation. If you need assistance with the process, I’ve personally filed a complaint and got my taxes reduced, and I’d love to help you do the same.  If you have any questions for me, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Don Payne Group - your professional Real Estate Agents.

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