104 episodes

Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.

Join Robert Croak and Austin Hankwitz every Monday and Thursday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.

Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.

Rich Habits Podcast Austin Hankwitz and Robert Croak

    • Business
    • 4.9 • 215 Ratings

Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.

Join Robert Croak and Austin Hankwitz every Monday and Thursday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.

Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.

    Q&A: $385K of Equity, $70K in Settlement Money, and Robinhood's 3% Match

    Q&A: $385K of Equity, $70K in Settlement Money, and Robinhood's 3% Match

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!


    Should I roll over my IRA for Robinhood's match?
    How do I roll over my old retirement accounts?
    Should I pay off my car or my student loans?
    Can I use a promotion as an excuse to switch 401(k) providers?
    What do I do with $70K in settlement money?
    Should I sell my rental with $385K of equity?

    ---

    Subscribe to the Rich Habits Newsletter, ⁠⁠⁠click here!⁠⁠⁠

    ---

    Public has finally launched options trading on their platform! To create an account and begin trading options, ⁠⁠⁠click here!⁠

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠⁠⁠⁠click here ⁠⁠⁠⁠⁠

    👤 Explore everything Robert does – ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Disclosures:

    Options are not suitable for all investors and carry significant risk.  Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    • 28 min
    67: From $66K to $2M w/ @PersonalFinanceClub

    67: From $66K to $2M w/ @PersonalFinanceClub

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram!

    Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M.

    Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company.


    Follow @PersonalFinanceClub on Instagram
    Check out Nectarine, Jeremy's new company

    ---

    👉 Join us tomorrow, June 4th, for our free options webinar with Public! Click here to save your seat.

    ---

    👉 Discover new stock ideas and analysis on Moby! Click here to learn more.

    ---

    👉 Find new investing communities that fit your unique strategies on Blossom, an investing social network. Click here!

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Get a $35 bonus when you start saving & investing with Acorns – ⁠⁠click here⁠⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    👤 Explore everything Robert does – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    • 40 min
    Q&A: Growth vs. Income, $100K of Student Loans, and the Pros & Cons of Real Estate Investing

    Q&A: Growth vs. Income, $100K of Student Loans, and the Pros & Cons of Real Estate Investing

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!


    What are the best budgeting apps?
    Should I want growth or income?
    Am I too late to retire wealthy?
    Mega Backdoor Roth Solo 401k?
    Should I buy stocks or real estate?
    Difference between SPYI and real estate?
    How do I pay off $100K in student loans?
    HYSA vs. T-Bills?
    What happens to ETFs when a stock splits?

    ---

    Subscribe to the Rich Habits Newsletter, ⁠⁠click here!⁠⁠

    ---

    Public has finally launched options trading on their platform! To create an account and begin trading options, ⁠⁠click here!⁠

    ---

    Register for our Options Trading webinar on June 4th with Public, ⁠click here!⁠

    ---

    Check out Yahoo Finance, click here!

    ---

    Open an account with Carry, click here!

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠⁠⁠click here ⁠⁠⁠⁠

    👤 Explore everything Robert does – ⁠⁠⁠⁠click here⁠⁠⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Disclosures:

    Options are not suitable for all investors and carry significant risk.  Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    • 47 min
    66: The Financial Playbook for Recent Graduates

    66: The Financial Playbook for Recent Graduates

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial playbook for recent graduates.

    How to retire a multi-millionaire, excel in your career, and get across the finish line.

    ---

    Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits

    Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.

    See important Masterworks disclosures: https://www.masterworks.com/cd

    ---

    Subscribe to the Rich Habits Newsletter, ⁠click here!⁠

    Join us for an Options Trading Webinar, ⁠click here!⁠

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Get a $35 bonus when you start saving & investing with Acorns – ⁠click here⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠⁠click here⁠⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠⁠click here⁠⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠⁠click here⁠⁠⁠

    👤 Explore everything Robert does – ⁠⁠⁠click here⁠⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    • 39 min
    Q&A: Handling a $100K Salary, Investing with $50 / Month, and Downsizing

    Q&A: Handling a $100K Salary, Investing with $50 / Month, and Downsizing

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

    How should I invest for my kids?
    How to optimize real estate assets.
    Investing $50 / month as a college student.
    Should I make double mortgage payments?
    How do I handle $68K in student debt with a $100K salary?
    Should I prioritize a Traditional IRA or Roth IRA?
    Handling your idle cash when preparing to buy a house.

    ---
    Subscribe to the Rich Habits Newsletter, ⁠click here!⁠
    ---
    Public has finally launched options trading on their platform! To create an account and begin trading options, ⁠click here!
    ---
    Register for our Options Trading webinar on June 4th with Public, click here!
    ---
    ⭐ Download our FREE Budgeting Template – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Get a $35 bonus from Acorns – click here
    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠⁠click here⁠⁠⁠
    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠⁠click here⁠⁠⁠
    ---
    👤 Explore everything Austin does – ⁠⁠⁠click here
    👤 Explore everything Robert does – ⁠⁠⁠click here⁠⁠⁠
    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
    📬 Inquire about working together – christian@witz.vc
    ---
    Disclosures:
    Options are not suitable for all investors and carry significant risk.  Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more.
    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.
    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    • 36 min
    65: EXCLUSIVE Interview w/ BlackRock (Bitcoin ETF)

    65: EXCLUSIVE Interview w/ BlackRock (Bitcoin ETF)

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jay Jacobs, the Head of Thematic Investing and Active ETFs at BlackRock to discuss their IBIT Spot Bitcoin ETF.

    To learn more about IBIT, click here!

    ---

    Subscribe to the Rich Habits Newsletter, click here!

    Join us for an Options Trading Webinar, click here!

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠click here⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠click here⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠click here⁠⁠

    ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠click here⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠click here⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠click here⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠click here⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠click here⁠⁠

    👤 Explore everything Robert does – ⁠⁠click here⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    • 22 min

Customer Reviews

4.9 out of 5
215 Ratings

215 Ratings

mriley101010 ,

The best podcast

Love this podcast!! This information has changed my view on life. So thankful for it.

Matt Stuff ,

Listen to this podcast to change your life for the better!

Absolutely love listening to these 2 guys on the internet, they drop such tangible real world insights in how to build your wealth over time.

If you want to get a handle on your financial life, you need to listen to these guys!

SoccerGirlz30 ,

The podcast I spent 1 year looking for

Finally- I found a financial podcast that is informative, interesting, and actionable. And it’s not run by a snobby a*hole with a condescending attitude telling you how stupid you are for not knowing this… no. Instead the hosts are real people who built their wealth and experience themselves over time, and they have genuine advice to share. Since I found this podcast I’ve listened to 1 episode a day and I’ve even changed up my budget and my debt payoff strategy thanks to these two folks. Cant recommend them enough, and thank you both so much for the work you’ve put into my FAVORITE podcast!

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