San Diego Real Estate Podcast with Joe Corbisiero

Joe Corbisiero

If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Dream Homes Team - your professional San Diego Real Estate Agents.

  1. 05/13/2022 · VIDEO

    An Overview of the Home-Buying Process

    A quick overview of all the steps involved in the home-buying process. Today we wanted to briefly go over what happens during the home-buying process for those of you not familiar. First, you need to connect with a knowledgeable and reliable real estate agent in your buying market (we hope you’ll choose us if you’re buying in San Diego!). Your agent will help you get started with the pre-approval process. The pre-approval will determine your maximum budget for a new home.  Once you receive that letter from your lender or local bank, you can start shopping for houses. Your agent will send you the information on homes with open houses or private showings available, and you’ll go see the ones you like best. Once you fall in love with a home, it’s time to make an offer, which your agent will write for you. Once you get an offer accepted, you’ll go into escrow, and that’s the time when you’ll do a home inspection, an appraisal, and finish your fully underwritten loan process.  “You need to connect with a knowledgeable and reliable real estate agent.” Once all that’s done, you’ll get a clear to close from escrow, and they’ll send a notary to your workplace or current home so you can start signing all the necessary documents. Once it’s been recorded that you’ve signed all the documents, you can pick up your keys, or your agent will bring them to you. Then it’s time to move into your new home!  If you have further questions about the home-buying process or any other real estate matter, please feel free to call or email us. We would love to help you.

  2. 04/29/2022 · VIDEO

    How To Buy Low and Sell High

    Buying low and selling high is a great strategy in real estate. The strategy of buying low and selling high works with stocks, collectibles, and real estate. Today I’m sharing three tips for buyers and three tips for sellers to help everyone buy low and sell high in real estate. Three tips for homebuyers: 1. Buy in an undervalued neighborhood. Eventually, those homes will become highly desirable, and you’ll have bought them when they weren’t valued as much. 2. Consider cosmetic repairs. Some day you’ll see the return on investment from those improvements, and in the meantime, the things you enhanced will be to your taste. 3. Don’t wait any longer. Prices won’t decrease, so now is the time to buy.  “Buying low and selling high is the best way to win in real estate.” Three tips for home sellers: 1. Cash out now. Prices are high, so now is the time to sell. 2. Take emotion out of it. It’s difficult to do, but if you can sell unemotionally while you’re ahead, you may be able to move into a house at a higher price point or in a nicer neighborhood.  3. Work with a professional agent. Working with a licensed, professional real estate agent will ensure you get a proper home evaluation and help you fully understand all the numbers.  Buying a property at a lower price and then selling later for a higher price is the best way to win in real estate. If you have questions about buying low and selling high or any other real estate-related matter, call or email us. We would love to help you.

  3. 03/18/2022 · VIDEO

    Our San Diego Market Is Beyond Hot

    Why now might be the best seller’s market ever in San Diego. You might’ve heard about how hot our San Diego market is, especially if you don’t live in the area. We are here to tell you that spring 2022 is the best time to put your home on the market. Not only will you get top dollar, but you’ll also get the best terms possible. Now is truly the perfect time to sell. We are experiencing the lowest inventory ever in the San Diego market. Sellers are getting so much exposure, and they don’t have to compete against any other houses. They are likely the only home in their neighborhood at the time. We have less than one month of inventory, and our demand is through the roof. Buyers are doing anything they can just to own a home like yours. This is possibly the best seller’s market in history, and sellers will continue to have the upper hand throughout the coming spring. Interest rates are also rising, and that is pushing some buyers out of the market because they can’t afford as much as before. As interest rates continue to increase, putting your home on the market now will give you the best chance to get multiple offers. “Buyers are doing anything they can just to own a home like yours.” Our team has some amazing strategies for you to use, whether you’re selling your primary residence or investment property. We can help you strategize the best way to sell your home and get into your next one while accomplishing your goals and putting money in your pocket. If you have any questions about real estate, feel free to call or email us. We’re always happy to have a conversation, and if you know anyone we could help, we’d love to talk with them, too.

  4. 02/18/2022 · VIDEO

    How Much Does Buying a Home Cost?

    Here’s what you'll need to factor into your budget if you’re buying a home soon. If you’re purchasing a home, you’re probably aware that you’ll need a down payment and a mortgage payment, but you might not be aware of all the other costs involved. Today we’re answering some common questions surrounding the amount of money you need to buy a home. Do you pay out of pocket for your buyer’s agent? The simple answer is no. All of the payments made to the buyer’s agent that you choose to work with have already been predetermined by the seller and their listing agent when they sign that agreement. All the work a buyer’s agent does for you upfront, like setting up your home search and writing offers, is absolutely free of charge to you as a homebuyer. “The appraisal is required by your lender if you’re paying with a loan.” Does it cost money to get pre-approved? Again, the answer is no. You can get pre-approved with as many lenders as you like, and it won’t hurt your credit score. What costs am I responsible for? Home inspection fees, for one. That will cost you anywhere from $300 to $700 and provide you with a full list of anything that might be wrong with that property. It also gives you great negotiating power in case there are some larger ticket items to take care of. The home appraisal is something else you’ll have to pay for. It’s required by your lender to ensure the value of the property. They use the appraisal as a kind of checks and balances system to make sure they don’t overpay for the property. Finally, we have closing costs. They’ll run you about 2.5% of the purchase price of the home, on average. They include prorated property taxes and HOA fees, your credit report, lender fees, title fees, escrow fees, and more. I hope you had some questions answered today about what it costs to buy a home. If you have any other questions related to buying a home or real estate in general, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

  5. 12/16/2021 · VIDEO

    Why You Should Buy During the Holidays

    Here are five reasons why you should buy this holiday season. If you’re looking to buy a home, you’ve probably been hearing both sides of the story: It’s a great time to buy, but it’s also hard for buyers in our seller-driven market. It can be daunting to get started, but that’s why I want to share five reasons to buy this holiday season: 1. There is less competition. So many buyers put the house hunt on the back burner this time of year. We’ll probably see the market heat up again in February of 2022. Right now is the sweet spot. 2. Rent is going to increase. If you’re a renter in San Diego, you’ve probably noticed that your landlord is raising the rent. If not, they probably will soon. Nationwide, we are seeing a rental increase of about 2%. Remember that if you rent, 100% of your payment is interest because you’ll never see it again. “Right now is the sweet spot.” 3. Interest rates are going up. Rates are always rising and are scheduled to rise more in 2022. They determine which homes you can afford and how much you pay monthly. Just half a point of interest can increase your monthly payments by $50 to $100. 4. Home prices are rising. Not only are we dealing with inflation, but we also have a shortage of inventory. Basic supply and demand means that home prices will keep rising. 5. I don’t want you to miss out. Real estate helps you build wealth. Every month that you own a home, the value rises, and all that equity will eventually go back into your pocket. There are so many strategies we can use to help you win your new home. If you’re looking to buy, give me a call at (209) 342-7262, and we can look at which strategy works best for you.

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Dream Homes Team - your professional San Diego Real Estate Agents.