Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan

It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.

Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 

Chapters:

00:00 Introduction

04:00 What’s New For 2025 Open Enrollment 

10:00 Evaluating Plan Options

22:00 Shopping Around For Healthcare

24:00 HSAs vs FSAs

29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 

33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 

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