130 episodes

Taming the High Cost of College teaches parents the secrets of how to plan and save for college so you can help make your children's dreams come true. Hosted by Brad Baldridge, a Certified Financial Planner and college planning expert, you'll learn what you need to save time, save money and reduce stress with smart and proven strategies. If you’re the parent of a college-bound teenager, you’re in the right place!

Taming The High Cost of College Brad Baldridge

    • Education
    • 5.0 • 24 Ratings

Taming the High Cost of College teaches parents the secrets of how to plan and save for college so you can help make your children's dreams come true. Hosted by Brad Baldridge, a Certified Financial Planner and college planning expert, you'll learn what you need to save time, save money and reduce stress with smart and proven strategies. If you’re the parent of a college-bound teenager, you’re in the right place!

    132 Studying in Canada

    132 Studying in Canada

    Today’s Guest: 
    Brandon Miller, Managing Director at Maple Immigration Services 
     
    For more than a decade, Brandon Miller has been involved in Immigration and Settlement of Newcomers to Canada. He has operated a boutique immigration practice (Maple Immigration Services) in Toronto, Canada, where he has helped countless people find their way to Canadian shores and settle in successfully to their new home. Brandon approaches immigration differently by taking a holistic approach to immigration and settlement. 
     
    The very unique approach led to The Immigration Success System™ and a published book "Second Passport" that outlines this system and introduces the idea and benefits of a Second Passport in Canada. He is a certified Immigration Consultant, is passionate about everything immigration and enjoys not only helping people to come to Canada but seeing that they get integrated into the country.  
    Questions answered today:  
    Why should American parents consider Canadian immigration for their kid’s college? 
    Can students apply for part-time work in Canada?  
    How hard can I adapt with the cold weather? 
    Do I need to pass SATs to qualify for College in Canada? 
    Can I use my U.S. financial aid in Canadian Colleges and Universities? 
     
    Links and Resources 
    Helpful Articles and Resources 
     
    Taming The High Cost Of College   
    Brandon Miller’s Resources 
    MySecondPassport.ca  Second Passport Book  5 Day “No-Nonsense” To Know EXACTLY What You Need To Do To Move To Canada   
    THANKS FOR JOINING U.S.! 
     
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact U.S. to submit a question to our email. 
     
    If you find our podcasts helpful, please share U.S. on social media and tell your friends! 
     
    The bottomline is that we care what you think and want to help you out, so we’d appreciate you reviewing U.S. on iTunes or on Stitcher. Even better, receive automatic updates by subscribing to the show on iTunes or Stitcher. 
     
     
     

    • 34 min
    131 Gap Years and Gap Time

    131 Gap Years and Gap Time

    Today’s Guest: 
    Holly Bull, Director of the Center for Interim Programs 
    Holly Bull is director of the Center for Interim Programs, the first and longest-running gap year consulting service in the United States. Its team has over 50 combined years in experiential and international education, and Interim has worked with over 8,000 families and 6,600 programs worldwide. 
    The idea of taking a gap year emerged in the 1980’s and, ever since then, Holly has been promoting gap time as a means to gain skills that will be valuable in college, workplace, and later in life.  
     
    Questions answered today:  
    What is a gap year?  
    Why should I consider taking a gap year?  
    What’s the process of taking gap time?  
    What gap year or gap time programs there are? 
    Who belongs in this program, and who doesn’t?
    What are the common misconceptions about gap years and gap time?  
     
    Links and Resources 
    Helpful Articles and Resources 
    Taming the High Cost Of College  Center for Interim Programs Contact Info 
    Website: Center for Interim Programs  Facebook: Center for Interim Programs   
     
    THANKS FOR JOINING US! 
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact us to submit a question to our email. 
     
    If you find our podcasts helpful, please share us on social media and tell your friends! 
     
    The bottom line is that we care what you think and want to help you out, so we’d appreciate you reviewing us on your preferred podcast platform. Even better, receive automatic updates by subscribing to the show! 
     
     
     

    • 38 min
    130 College Flight Plan: A Road to Self-Discovery

    130 College Flight Plan: A Road to Self-Discovery

    Parents want their kids to fly out toward a successful future and not fly back to their basements. In the latest episode of the Taming the High Cost of College podcast, I’m joined by Greg and Beth Langston, founders of College Flight Plan, to talk about some great ways to get your student thinking about the right career and major choices for their long-term success.   
    Today’s Guests: 
    Greg and Beth Langston, Founders of College Flight Plan  
    The goal of College Flight Plan, according to Greg and Beth, is to help students fly out towards a successful future rather than to “fly back to their basements.” 
    The College Flight Plan website offers courses, resources, and consultation services that are highly effective for all students, regardless of their motivation levels. They have eight trusted advisors that provide students feedback and guidance along the way.  
    Ultimately, their goal is to lead students towards paths where they would grow and become successful.  
     
    Questions answered today:  
    What do you recommend for students who are undecided on a college major and career?   What happens if the student chooses a path that’s not right for them?  How can College Flight Plan help me?   What good does it do to have an “accountability partner?”  When is the best time to start thinking about exposing your students to possible career options?   Links and Resources 
    Helpful Articles and Resources 
     
    Taming The High Cost Of College  MyinTuition  College Flight Plan’s Contact Info  Website: College Flight Plan  Facebook: College Flight Plan  Email: info@collegeflightplan.com   
    Brad Recommends: 
    Today’s recommendation is MyinTuition, which is a website that offers a financial aid calculator for about 75 schools, including top private schools, universities and large colleges, public schools (UMass, UVA), liberal arts colleges (Williams, Boston College, Boston University) and even Ivy League (Harvard). 
     
    The website provides an estimate of the selected college’s cost. As you may already know from previous episodes, college cost is the cost of attendance (travel, personal expenses, books, food, tuition, room and board, etc.) minus free money (financial aid, scholarships, etc.).  
     
    To get an estimate, you may be asked about:  
     
    The citizenship of your student  Family income  Home equity  Cash  Retirement plans  Investments  The number of students attending college   
    From the information filled in, MyinTuition provides three types of financial aid estimates: 
     
    Low   Best  High   
    NOTE: 90% of families land somewhere between low and high.  
     
    The estimate is broken down into four components:  
     
    Loan  Work  Scholarship   Contribution from parents/students   
    Again, the website only covers about 75 of around 2,000 colleges in the U.S. But if one of those schools is on your list, it’s a resource worth checking out. It’s easy to use, and it’s fairly intuitive.  
     
    Important: These colleges shave their own website, so, as always, visit them and verify.  
     
    THANKS FOR JOINING US! 
     
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact us to submit a question to our email. 
     
    If you find our podcasts helpful, please share us on social media and tell your friends! 
     
    The bottomline is that we care what you think and want to help you out, so we’d appreciate you reviewing us on iTunes or on Stitcher. And  even better, receive automatic updates by subscribing to the show on iTunes or Stitcher. 
     

    • 41 min
    129 How To Land a Need-based Aid That Works for You

    129 How To Land a Need-based Aid That Works for You

    Learn the basics of need-based financial aid, how it works, how to apply, and how to find out how much aid you might receive. Join Brad and his guest co-host Chuck Erickson as they talk about it all on the Taming the High Cost of College podcast.
    Questions Answered Today: 
    First, what is a need-based aid?   Should we try to manipulate our income and our assets in order to qualify for more aid?   What are the strategies I can use in planning my application for need-based aid?  How do I apply for the aid?  Do we really have to fill out the FAFSA?  
    Brad Recommends: 
     
    Today, I recommend our College Money Report where you’ll need to answer about 20 questions such as: 
     
    What are your income and assets like?  What’s the academic profile of your student?  How many are you in your family?    
    You may ask, what’s in it for you? By answering the questions, we’ll give you a report (estimations) on: 
     
    The need-based and merit aid/s your family qualifies for  Your expected family contribution (EFC)  Both in the federal and institutional method   Additional explanation on how these computations work    
    Since we have the data of what most colleges cost (tuition, room and board, books, personal and travel expenses) our computations will also be based on the colleges your student prefer. In essence, you’ll be getting a smart estimation of the figure you will pay these colleges.  
     
    Now, your next question should be how do I use this information? There are 2 ways, depending on how you’re far along with the college search:  
     
    If you’re just getting started, get the report on all colleges you have in mind then compare.   If you’re already visiting colleges, bring the report to verify if the figures from our report match with what the colleges have.    
    As always, it’s free!  
     
    How to access? Just visit this episode’s show notes to get to the report.  
     
    Disclaimer: All estimations are based on the statistics you provide, so your report may differ from someone else’s. Also, make sure to still consult with the colleges to verify the actual costs.  
     
    THANKS FOR JOINING US! 
     
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact us to submit a question to our email. 
     
    If you find our podcasts helpful, please share us on social media and tell your friends! 
     
    The bottomline is that we care what you think and want to help you out, so we’d appreciate you reviewing us on iTunes or on Stitcher. Even better, receive automatic updates by subscribing to the show on iTunes or Stitcher.  

    • 40 min
    128 College Testing: What Every Parent Should Know

    128 College Testing: What Every Parent Should Know

    The SAT and ACT tests are an important part of the admissions process at many college and universities, and they’re also a key to qualifying for scholarships.

    Join Brad and his co-host Chuck Erickson as they provide a quick introduction to college testing and what every parent should know about testing, how it works, and how students can prepare for success.
    Questions Answered Today: 
    What are ACTs and SATs for?  Between the two tests, what do colleges prefer?  How did the COVID-19 pandemic change college testing?   If there is a wide array of colleges that could do without the test scores, why should my student still take a test?   How does early test preparation benefit the student?  What important things should I know about test scores?   Brad Recommends: 
     
    Today, I have some very simple advice: build a college testing plan!  
     
    Here are the reasons why you should start early and plan ahead so you and your student are ready for college testing: 
     
    You need to fully understand how college testing works to get it right.  Your student will have more time to prepare for the test.  As simple as it sounds, your student’s success greatly depends on how prepared they are.   You can decide if your student will go test-optional, test-blind, or whatever is applicable.  You get to save by not rushing and not spending more money and resources on last-minute test preparation.   
    If you’d like to know how to build a college testing plan, you’re in the right place. I have created a special compilation for you. It’s the Complete Parents’ Guide to College Testing, which you can access toward the top of this page, in the section entitled, Download This Episode’s Free Resource. 
     
    Click the button there to sign up for my free college planning e-newsletter or confirm your subscription, and I’ll give you instant access to download, save and print my Complete Parents Guide to College Testing. 
     
    It’ll provide you everything you need to know about how college testing works today and what type of test plan is perfect for your student. So make sure to get this free PDF!  
     
    THANKS FOR JOINING US! 
     
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact us to submit a question to our email. 
     
    If you find our podcasts helpful, please share us on social media and tell your friends! 
     
    The bottomline is that we care what you think and want to help you out, so we’d appreciate you reviewing us on iTunes or on Stitcher. And  even better, receive automatic updates by subscribing to the show on iTunes or Stitcher.  
     

    • 36 min
    127 Student Loans and How to Avoid College Debt

    127 Student Loans and How to Avoid College Debt

    Want to learn the basics of student loans and how to avoid graduating with huge college debt? Join Brad and his guest, independent educational consultant Chuck Erickson, as they talk about student loans, how they work, the best options for students and their families, and provide answers to some of parents’ most common loans questions.
    Questions Answered Today: 
    What do I need to know about college loans? 
    Where do I get this $27,000 and additional money if I need it? 
    Are there any other ways to get the college money my student needs?  
    If I take out a loan under my own name, how do I ensure my student will pay me back?  
    What are the other things our family needs to take into consideration?  
     
    Brad Recommends: 
     
    If you’re interested in learning about everything about student loans, Brad’s free Student Loan Guide for Busy Parents is for you!  
     
    This PDF article is a compilation of information about many types of student loans that can help finance your student’s college expenses. It provides very specific information, such as how interest is calculated, about the Direct Loan, the Plus Loan, Private Loans, and much more 
     
    The good thing about this compilation is that you can easily compare loans and decide which might work best for your family.  
     
    Here’s the best thing: you don’t have to take hours or days to learn about everything you need about loans. You can read through the Student Loan Guide for Busy parents, learn what you need to know, and check out all the useful links in under an hour. I’ll also include my free Student Loans Chart to help you compare options! 
     
    Understanding the basics of these many student loan options should help you pick a school that is best not only for your student but also your family’s financial situation. 
     
    Just scroll to the top of this page to Download This Episode’s Free Resources. Then click the button and subscribe to my free college planning e-newsletter or confirm your subscription to grab your free downloads. 
     
    THANKS FOR JOINING US! 
     
    We’d like to extend an invitation to our listeners to share their feedback and questions. Contact us to submit a question to our email. 
     
    If you find our podcasts helpful, please share us on social media and tell your friends! 
     
    The bottom line is that we care what you think and want to help you out, so we’d appreciate you reviewing us on iTunes or on Stitcher. Even better, receive automatic updates by subscribing to the show on iTunes or Stitcher.  

    • 42 min

Customer Reviews

5.0 out of 5
24 Ratings

24 Ratings

WwOkhs ,

Thanks

Fantastic. So helpful!!!

Qianmege ,

Hope to have more

Very good

MinivanMom1234 ,

Great financial educational resource

As a parent of high schoolers I listen to Brad's podcasts as I walk. They are so informative! He introduces me to important websites and people.

When I had a question and called him it was easy to make an appointment. I found him to be knowledgeable and ethical.

His podcasts are not outdated. He asks questions of his guests that I would want to ask.

Just wish I was in Wisconsin so we could meet in person and plan my kid's college expenses!

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