1,443 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 3.9K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    10.03.22 Unlisted: Customer-No-Service & You / Winter Heating Bills

    10.03.22 Unlisted: Customer-No-Service & You / Winter Heating Bills

    You may have noticed how difficult it is to find a company phone number. Turns out, that is by design. For business, Clark discusses real ways to build customer loyalty. And if you’re with a company that only rewards new customers, ignoring your loyalty, play their game to protect your wallet. Also, Clark discusses the financial pressures on the cost of energy this winter in the U.S., as part of the world wide energy market, focusing on what we CAN control. Learn what you can expect to pay and what you can do to mitigate it. 

    Customer-No-Service: Segment 1

    Ask Clark: Segment 2

    Winter Heating Bills: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    GetHuman: Call Companies and Fix Customer Service Issues Faster

    4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)

    Electric Bills Soar Across the Country as Winter Looms - The Wall Street Journal.

    7 Easy Ways To Lower Your Heating Bill

    How To Save Money on Utilities

    Credit Union vs. Bank: What's the Difference?


    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    09.30.22 Clark Answers His Critics on Clark Stinks / Reduce The Risk of Dementia

    09.30.22 Clark Answers His Critics on Clark Stinks / Reduce The Risk of Dementia

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all know walking is great for physical health, but it may also help ward off something we all fear - dementia. What is known about how much walking is great for your cognitive health.


    Clark Stinks: Segments 1 & 2

    Walking for Mental Health: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What Is Disability Insurance and How Does It Work?

    Emergency Fund Complete Guide: How Much & Where

    4 Things To Know Before You Buy Glasses From Costco Optical

    The Best Places To Buy Eyeglasses

    Subscribe & Save | Save on Everyday Essentials - Amazon.com

    Apply for Public Service Loan Forgiveness (PSLF)

    New Report: States With the Highest and Lowest Used Car Price Increases

    What You Need To Do With Your Gift Cards Right Now

    How To Spot and Avoid Gift Card Scams

     
    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    09.29.22 DEALS in a Time of Inflation / Inside the Mind of a Super Saver

    09.29.22 DEALS in a Time of Inflation / Inside the Mind of a Super Saver

    In spite of inflation, there are deals to be had. Amazon is in major overstock mode right now - offering a separate site for discounts, and a section for deals on open box returns - Clark explains. Also, there are those among us who, despite not making a lot of money, are able to save significant amounts. Clark shares how the goal of Financial Independence is achieved. 

    Amazon Cuts Deals: Segment 1

    Ask Clark: Segment 2

    Secrets of Super Savers: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Amazon Warehouse: Where Amazon Prime Returns Become Your Next Online Bargains

    Simplified Employee Pension (SEP) Definition - Investopedia

    What Is a SEP IRA and Who Is Eligible?

    What Is Direct Primary Care? A Patient's Guide to DPC - GoodRx

    How To Plan a Trip: Clark's Best Travel Tips To Save Money

    Travel Insurance? What You Need To Know Before You Buy

    A Simple Way To Help Your Kid Build Credit

    T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up

    Verizon Home Internet: Things To Know Before You Sign Up

    How To Find the Best Deal on Cheap Internet Service in 4 Steps

     
    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 37 min
    09.28.22 Make A Difference: Government Jobs / Getting Control of Credit Card Debt

    09.28.22 Make A Difference: Government Jobs / Getting Control of Credit Card Debt

    Labor shortages are everywhere, but one sector particularly hurting affects us all - the government. Governments all over the country are short of workers, especially at state and local levels in varied capacities. Some of these jobs may come with the rare pension. You may be part of the solution. Clark paid his way through undergraduate school working for HUD - a good steady job. Also, credit card interest rates are the highest in decades. Long term credit card debt puts you in indentured servitude to the banks. Clark has a back to basics way to get it under control.  

    Your Government Needs YOU: Segment 1

    Ask Clark: Segment 2


    Credit Card Debt: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    Does Anyone Want a Government Job? Anyone?   USA Federal Jobs


    Food prices are still soaring — here's what's getting more expensive

    Hearing Aids Will Soon Be Sold Over The Counter

    Costco Hearing Aids: 5 Things To Know Before You Buy

    The Best Smart Water-Leak Detector - The New York Times

    Have you joined Clark's 'Ditch Your Debt' Facebook group yet?

    NYTimes: Wegmans Discontinues Self-Checkout App, Citing Losses

    5 Ways to Save Money on Gas at Kroger

    Clark Howard's Important Advice on Funeral Planning


    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    09.27.22 DEADLINE: Series I Savings Bonds / Ford Changing the Game for Car Buyers

    09.27.22 DEADLINE: Series I Savings Bonds / Ford Changing the Game for Car Buyers

    The clock is ticking on the best inflation investment. Series I Savings Bonds are about to go through a reset in November. Clark explains rates and holding terms. Act now to make inflation work for you. Also, when the free market speaks, industries must respond to survive. Automaker Ford has new rules for anticompetitive dealerships - great news for car buyers.  

    Series I Savings Bonds: Segment 1

    Ask Clark: Segment 2

    Ford’s new dealership rules: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Barrons.com: Buy I Bonds Now at 9.6%. A New Rate Comes in November.

    5 Things To Know About Series I Savings Bonds

    Best Renters Insurance Companies and Ones To Avoid

    Should You Buy an Extended Warranty on Your Car?

    5 Things to Know About Renting an RV on Outdoorsy

    RV Rentals - Direct from Local Owners | #1 RV Rental Site


    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 31 min
    09.26.22 Illegal Nursing Home Debt Collection / Bad Investment Advice Is Everywhere

    09.26.22 Illegal Nursing Home Debt Collection / Bad Investment Advice Is Everywhere

    A completely illegal practice is going on by nursing homes and their collectors. Under federal law - The Nursing Home Reform Act - it’s illegal to go after family members for nursing home debt. What to do if you’re contacted for this type of collection. Meanwhile, bad investment advice is being peddled to young would-be investors on TikTok and other social media channels. There are 225 professional designations people are using to pitch commission based financial advice! That’s why you must know the basics, know the pay-for-play dubious pitch when you hear it, and know how to find a legitimate, fiduciary financial advisor.

    Illegal Nursing Home Collections: Segment 1

    Ask Clark: Segment 2

    Ethics In Investing: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Regulators try to stop unlawful nursing home debt collection

    The 1987 Nursing Home Reform Act - AARP

    4 Things To Know About Hulu's Live TV Streaming Service

    Clark.com - Streaming TV

    Rule of 78 Definition - Investopedia

    Simple Interest Definition: Who Benefits, With Formula and Example

    Why Investing And Insurance Shouldn't Mix (Despite What TikTok Says)

    Will the Real Financial Planners Please Stand Up?

    What Is a Fiduciary Financial Advisor and Do I Need One?

    Best Investment Companies for Investors in 2022

    Trust Pilot - Worthy

    Here Are 100+ Brands That Are Made in the USA


    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 27 min

Customer Reviews

4.6 out of 5
3.9K Ratings

3.9K Ratings

David DViddy ,

A trusted friend in personal finance

In a world of personal finance gurus who have something to sell - a class, a book, or a scam - it’s nice to have a trusted name sharing information without the expectation of getting your credit card number. The genuine nature of Clark and his team shines through in this podcast which aims to save a few bucks and help navigate many complicated financial decisions with ease. Highly recommended!

Lhm264 ,

Ok savings advice. Too political and anti-Asian

Advice is ok. Clark always says it’s a politic free zone, then immediately makes politic statement as if his opinion is fact, and not an opinion. Too many anti-Chinese comments. Had been listening for six months, but now unfollowing

Assoc McK ,

A favorite advisor

I’ve listened to Clark for years and really enjoy how comprehensive his advice has been. He is humble and the sincerity of his desire to help others is what makes him stand out from all the others. Clark is ‘un-bought and un-bossed’ so you know that his advice is objective. And he is smart enough to listen to his audience when he may have not explained something clearly or he is unaware of a better way (Clark Stinks every Friday!). Keep up the great work Clark and team.

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