1,730 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.5K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    12.08.23 Clark Answers His Critics on Clark Stinks / Money And Dating

    12.08.23 Clark Answers His Critics on Clark Stinks / Money And Dating

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - do you ask for a credit score on the first date? People are approaching dating in more practical ways regarding financial stability. Clark discusses red flags and the importance of open communication around money from the get go. 


    Clark Stinks: Segments 1 & 2

    Money And Dating: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Clark’s Christmas Kids

    Treasury Department aims to make it easier to get $7,500 EV tax credit in 2024

    Automatic Bill Pay: How It Works and How To Do It Safely

    Should I Buy an AirTag for My Checked Airport Luggage?

    Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings

    [The Washington Post] Forget the Cheesecake Factory. Here are real first-date red flags.

    Why women are turning the first date into a job interview

    Should You Make Your Child an Authorized User on Your Credit Card?

    Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023

    Capital One Venture Rewards Credit Card: Travel Credit Card Review


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    • 31 min
    12.07.23 New Tax Brackets Favorable / Proof Of Money! Your Account Statements

    12.07.23 New Tax Brackets Favorable / Proof Of Money! Your Account Statements

    Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts.  

    New Tax Brackets: Segment 1

    Ask Clark: Segment 2

    Financial Account Statements: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Today in History - December 7 | Library of Congress

    Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 5.4%

    Should I Convert a Traditional IRA to a Roth IRA?

    How To Use Priceline To Save on Travel

    BBB-File a Complaint

    Return a Gift - Amazon Customer Service

    Clark’s Christmas Kids

    Why Banks Are Suddenly Closing Down Customer Accounts

    My Wells Fargo bank account was closed with no warning – I lost all my life savings but they said it didn’t exist

    The #1 Bill You Should Get by Mail

    What's the Best Place To Sell a Car in 2023?

    What Brokerage Do You Recommend for First-Time Investors or Kids?


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    • 28 min
    12.06.23 The Pros & Cons of Bin Stores / Home Insurance In Coastal States

    12.06.23 The Pros & Cons of Bin Stores / Home Insurance In Coastal States

    Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased. 

    Bin Store Savings: Segment 1

    Ask Clark: Segment 2

    New Coastal Building Standards: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What’s a bin store, and why should you check one out?


    Should I Tip on a Cruise? 

    Booking a Cruise? Here Are 5 Ways To Do It for Less

    Clark does not purchase extended warranties!

    Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It?

    The Coastal State Where Home Insurance Is Relatively Affordable - WSJ

    Some houses are being built to stand up to hurricanes and sharply cut emissions, too

    NYTimes.com: A Climate Change Success Story? Look at Hoboken.

    Home Insurers To Be Scrutinized In Climate-Risk Study

    The Best Places To Sell Your Cell Phone


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    • 36 min
    12.05.23 The 2024 Economy / Delivery Drones

    12.05.23 The 2024 Economy / Delivery Drones

    Now is the time to Save More. Clark makes economic predictions based on global indicators, with advice for timing saving and spending to get the most from your money. Also in this episode, a long promised technology is finally being tested - Amazon drone deliveries. 

    2024 Deflation: Segment 1

    Ask Clark: Segment 2

    Delivery Drones: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Right Now Is a Bad Time to Spend Money

    China Is Making Too Much Stuff—and Other Countries Are Worried

    Has Your Emergency Savings Stash Grown? It Might Be Time For A Reality Check

    How To Create a Safe Password

    Telly's free TV could shake up the entertainment business

    Treasury: Series I bond rate is 5.27% through April 2024

    NYTimes.com: Look, Up in the Sky! It’s a Can of Soup!

    How To Spot and Avoid Gift Card Scams

    The National Foundation for Credit Counseling

    Home - Elliott Report

    Clark’s Christmas Kids


    Clark.com resources

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    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    12.04.23 New Zelle Policies / Devalued Travel Points

    12.04.23 New Zelle Policies / Devalued Travel Points

    Zelle has been a conduit for pretext scams costing consumers billions. 13 months ago, Zelle promised that by January of this year, they’d have consumer protections in place. Never happened - until now. Also today, as the value of travel points continues downward, Clark helps you determine if credit cards tied into airline & hotel providers are worth the high annual fees - and the cards that may serve you better.

    Zelle Reforms!: Segment 1

    Ask Clark: Segment 2

    Travel Credit Cards: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Clark’s Christmas Kids

    Payments app Zelle begins refunds for imposter scams after Washington pressure

    4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)

    Popular Budgeting App Mint Is Shutting Down - Clark.com

    Best Budgeting Apps - Clark.com

    Turns out, the Equifax data breach was even worse than we thought

    How To Freeze Your Credit With Experian, Equifax and TransUnion

    Home Equity Loans & Lines of Credit: 7 Common Questions Answered

    One Mile at a Time: Southwest Points Will Be Worth Less In 2024

    A new Southwest card bonus can get you halfway to Companion Pass status, which lets you fly a friend for free

    Southwest Credit Cards Offer Limited-Time Welcome Offer Boost -Clark.com

    Best Cash Back Credit Cards With No Annual Fee

    Best Travel Credit Cards: Top Rewards Picks for 2023

    9 Ways To Save Money on Your Road Trip


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    Consumer Action Center Free Helpline: 636-492-5275


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    • 36 min
    12.01.23 Clark Answers His Critics on Clark Stinks / Millionaire - You Can Get There

    12.01.23 Clark Answers His Critics on Clark Stinks / Millionaire - You Can Get There

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Who wants to be a millionaire? New data shows that 12% of American families are now millionaires. How they got there. 


    Clark Stinks: Segments 1 & 2

    Becoming A Millionaire: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    DuckDuckGo — Privacy, simplified.

    WSJ.com: Never Mind the 1%. Mini-Millionaires Are Where Wealth Is Growing Fastest.

    Clark.com - Millionaires

    What Is an ABLE Account?

    How To Open a Roth IRA


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    • 25 min

Customer Reviews

4.6 out of 5
4.5K Ratings

4.5K Ratings

Cm637546 ,

Love the advice

Clark is great, excellent advice thank you!

jon0000000 ,

The Best Podcast Out There

This is the most informative and best advice podcast out there. Im a huge fan. Clark and his team are fantastic, they are providing a great service to all who listen. This podcast is part of my daily routine, I dont miss a day. Thank you for all you do Clark and the team!

Listen to this podcast, you wont be disappointed!

ABGS&CHF ,

Excellent Financial Info

I’ve been a fan of Clark for years and am very happy to have his excellent financial information so convenient by podcast. I missed so much info over the years when he was on radio because I was at the mercy of the local stations. When I started listening to the podcast, I caught up on several month’s worth of episodes just to ensure nothing was missed. Clark and Christa are a pleasure to listen to as they are calm, considerate, and humble. They provide timely, useful information and welcome feedback, additional information, and corrections. Clark is frequently quoted by me to my family and friends. This podcast is highly recommended!

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