39 episodes

The Lending Link Powered by GDS Link is a podcast hosted by Rich Alterman and designed for the modern-day lender. Each episode deeply delves into innovation within the financial services industry and transformation efforts, including AI / ML integration, Modeling, Risk Management Tactics, and redefining Customer Experiences.

We have a wide range of guests from various lending institutions and diverse organizations who talk about strategies, technology, and everything in between.

The Lending Link The Lending Link Podcast Powered by GDS Link

    • News
    • 5.0 • 11 Ratings

The Lending Link Powered by GDS Link is a podcast hosted by Rich Alterman and designed for the modern-day lender. Each episode deeply delves into innovation within the financial services industry and transformation efforts, including AI / ML integration, Modeling, Risk Management Tactics, and redefining Customer Experiences.

We have a wide range of guests from various lending institutions and diverse organizations who talk about strategies, technology, and everything in between.

    Wonga's CEO on Financial Inclusion, the Future of Finance in South Africa, and the Evolution of Wonga

    Wonga's CEO on Financial Inclusion, the Future of Finance in South Africa, and the Evolution of Wonga

    In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and the impact of these changes on consumers and the broader market.



    Tune in to explore the nuances of consumer lending in South Africa, leadership strategies, and Wonga's future direction in ensuring responsible and sustainable financial services.

    • 47 min
    SVP at TransUnion Discusses the Evolution of Credit Reporting for Buy Now, Pay Later Schemes

    SVP at TransUnion Discusses the Evolution of Credit Reporting for Buy Now, Pay Later Schemes

    In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of "Buy Now, Pay Later" (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying credit models to accurately reflect BNPL transactions and shares insights on the regulatory landscape involving the CFPB and OCC. She explains the technical updates being implemented to ensure BNPL data is accurately captured and used in credit evaluations.

    Additionally, Liz addresses the broader impact of these adaptations on financial inclusion and potential changes in consumer behavior. She also speaks on the strides being made towards gender diversity within the fintech sector, highlighting the growing participation and influence of women in the industry.

    This episode provides a deep dive into how traditional credit bureaus like TransUnion navigate the complexities introduced by new financial products and what this means for consumers and lenders alike. Tune in now!

    • 12 min
    EVP Head of Fintech Banking at Cross River Discusses Economic Trends, Fintech Innovations, and Overcoming Industry Challenges

    EVP Head of Fintech Banking at Cross River Discusses Economic Trends, Fintech Innovations, and Overcoming Industry Challenges

    In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged as a linchpin in the fintech marketplace lending industry, charting a course through innovation and strategic partnerships. Adam unpacks the bank's history, its pivotal role in the financial sector, and how it continues to redefine the boundaries between traditional banking and fintech solutions.



    Tune in now for a deep dive into the future of finance through the lens of a leading figure at the intersection of banking and technology.

    • 30 min
    Baker Hill's SVP of Corporate Strategy and Product Marketing Unveils New Trends in Small Business Lending

    Baker Hill's SVP of Corporate Strategy and Product Marketing Unveils New Trends in Small Business Lending

    In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small business lending, and risk management.



    Throughout their discussion, they examine the evolving underwriting standards in commercial lending, emphasizing the impact of advanced technologies and data on enhancing decision-making and operational efficiency.



    Rich and Mike explore how these technological innovations are addressing the shifting demands of the finance industry. This conversation provides valuable insights into how technology is transforming finance, improving processes, and addressing key industry challenges.

    • 10 min
    TransUnion's Director of Financial Services Talks Collections, Communication, and Cutting-Edge Strategies

    TransUnion's Director of Financial Services Talks Collections, Communication, and Cutting-Edge Strategies

    On this installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion.



    Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion's innovative solutions enhance customer outreach and engagement. From caller name optimization to the strategic use of data and analytics in managing delinquent accounts, this episode dives deep into the strategies shaping the future of finance.



    Join Rich and Javier for an insightful discussion on the challenges and opportunities in collections, the impact of financial trends on consumer behavior, and the cutting-edge tools driving operational efficiency in the financial services industry.

    • 19 min
    Vergent's CIO Unpacks the Future of FinTech: Adaptability and Innovation

    Vergent's CIO Unpacks the Future of FinTech: Adaptability and Innovation

    Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology.

    In this episode, Rich and Brad delve into how Vergent has redefined the lending process, providing an end-to-end platform that supports lenders from lead acquisition to collections. This comprehensive suite of web-based software solutions is specifically designed to meet the needs of today's fast-evolving industry.



    Tune in now and join us to learn more about how Vergent LMS is leading the way in making lending more flexible, customer-focused, and innovative.

    • 15 min

Customer Reviews

5.0 out of 5
11 Ratings

11 Ratings

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