76 episodes

The global economy is experiencing unprecedented change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains, forming a new architecture for the global economy and creating new opportunities for companies and people everywhere. Jeremy Allaire explores and chronicles the ideas and opportunities that are driving this new world of digital money through discussions with leaders in blockchain, crypto, DeFi, and financial inclusion. The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of financial value. Learn more about Circle and USDC at https://circle.com

Watch episodes, highlights and more at https://www.circle.com/en/the-money-movement.

The Money Movement with Jeremy Allaire | Leaders in Blockchain, Crypto, DeFi & Financial Inclusion Circle

    • Technology
    • 5.0 • 57 Ratings

The global economy is experiencing unprecedented change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains, forming a new architecture for the global economy and creating new opportunities for companies and people everywhere. Jeremy Allaire explores and chronicles the ideas and opportunities that are driving this new world of digital money through discussions with leaders in blockchain, crypto, DeFi, and financial inclusion. The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of financial value. Learn more about Circle and USDC at https://circle.com

Watch episodes, highlights and more at https://www.circle.com/en/the-money-movement.

    Ep 77 | The Evolution of Money with Niall Ferguson*

    Ep 77 | The Evolution of Money with Niall Ferguson*

    The Hoover Institution’s Niall Ferguson* is one of the world’s most accomplished historians. He’s the best-selling author of many books, including the seminal work, “The Ascent of Money.” 
    At the World Economic Forum in Davos, Switzerland, in January 2023, Niall joined Circle CEO Jeremy Allaire for a wide-ranging conversation about the evolution of money, credit, central banks, and some of the values that guide innovation. Together, they put current developments in the crypto ecosystem into a broader historical context.
    They discussed:
    👉[0:42] Influences on Niall’s academic work
    👉 [4:07] Competition in currencies
    👉 [6:05] The state’s monopoly on money
    👉 [8:29] The medieval version of cryptography
    👉 [12:40] Great waves of inflation
    👉 [13:34] Central banks’ ultimate ambition
    👉 [18:05] The physics of money
    👉 [20:10] The theory of financial evolution
    👉 [26:00]: Tensions over an open Internet
    👉 [28:28]: Niall’s nightmare vision
    👉 [32:53] The enemies of liberty
    👉 [37:35] The power of direct connectivity
    👉 [41:02] The importance of educated citizenry
    👉 [45:46] Legacy financial systems
    If you’re interested in learning more about the evolution of money and the structural tension that often exists between individual liberty and state control in this realm, tune in to this episode of The Money Movement. 
     *Circle compensated Niall Ferguson for his appearance in this podcast. His views are his own honest beliefs and do not necessarily reflect the views of Circle.
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 
    👉 Apple: https://apple.co/3G3CrPZ 
    👉 Spotify: https://spoti.fi/3lUd6jF 
    👉 Email: https://bit.ly/3aXWYY5 
    And connect with Niall here:
    👉 Twitter: @nfergus 
    👉 LinkedIn: niall-ferguson
    👉 Personal Website: www.niallferguson.com
    👉 Website: https://www.hoover.org/
    About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, send, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.
     

    • 45 min
    Ep 76 | Escaping the Splinternet with Vitalik Buterin* of Ethereum

    Ep 76 | Escaping the Splinternet with Vitalik Buterin* of Ethereum

    Blockchain and financial applications have been linked from the beginning. When Satoshi Nakamato published the original Bitcoin white paper in 2008, he titled it, “Bitcoin: A Peer-to-Peer Electronic Cash System.” Today, the lion’s share of crypto headlines are about financial losses. So it’s understandable that people associate chains with financial assets. 
    But open, public blockchains have massive utility beyond financial applications. One of the first innovators to recognize this potential was Ethereum creator Vitalik Buterin*. 
    In Ethereum, the Russian-Canadian computer programmer has conceived, developed, and upgraded a decentralized chain with smart-contract functionality and made it into a transformative piece of infrastructure that enables new forms of political, corporate, and social organizations. (USDC circulates on many blockchains; as of January 12, 2023, a majority of the supply circulates on Ethereum.)
    In a conversation they recorded this past September in San Francisco at Converge22, Circle’s inaugural ecosystem summit, Vitalik and Jeremy Allaire reviewed Ethereum’s important technological progress, impediments to scaling utility, and the new models of cooperation this base layer of trust can enable.
    Their Money Movement episode covers:
    👉 [00:00:45] Moving from speculative value to utility value 
    👉 [00:01:33] Ethereum's scalability challenges
    👉 [00:03:32] Forthcoming Ethereum upgrades 
    👉 [00:05:50] Humanity’s hope to escape the splinternet
    👉 [00:07:17 ] Keeping base layers neutral
    👉 [00:13:11] Importance of non-financial applications
    👉 [00:13:58] Coercion-resistant voting
    👉 [00:14:53] New ways to organize labor and capital
    👉 [00:18:37] Zero-knowledge-proof communities
    👉 [00:22:07] Decentralized science projects
    👉 [00:23:02] DAO-based governance
    👉 [00:25:34] Law of code vs. law of nation-states
    If you’re interested in learning more about Ethereum, Vitalik Buterin’s vision, non-financial use cases for blockchain, and how humanity can escape the splinternet, tune in to this episode of The Money Movement. 
    *Vitalik Buterin is the co-founder of Ethereum, a blockchain that circulates the majority of USDC supply.
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 
    👉 Apple: https://apple.co/3G3CrPZ 
    👉 Spotify: https://spoti.fi/3lUd6jF 
    👉 Email: https://bit.ly/3aXWYY5 
    And connect with Vitalik here:
    👉 Twitter: https://twitter.com/VitalikButerin/
    👉 LinkedIn: https://www.linkedin.com/in/vitalik-buterin-267a7450/ 
    👉 Personal Website:https://vitalik.ca/ 
    👉 Website: https://ethereum.org
    About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, send, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.

    • 29 min
    Ep 75 | Principles of Financial Regulation with Lawrence H. Summers of Harvard University

    Ep 75 | Principles of Financial Regulation with Lawrence H. Summers of Harvard University

    Secretary of the Treasury. Director of the National Economic Council. President of Harvard University. Washington Post columnist. Economist Larry Summers has held some of the most prestigious roles in public life. Across them all, Dr. Summers has brought an unflinching commitment to incisive observations, even when they cut against the grain.
    On the major global macroeconomic issues of our time, Summer’s views aren’t always the popular ones, but they are not easily dismissed. 
    Summer’s leadership in the Obama White House in the aftermath of the 2007-2008 financial crisis gives him special insight into the importance of effective regulation of financial markets. Understanding how policymakers should regulate stablecoins was the subject of a fireside chat between Jeremy Allaire and Larry Summers this past September at Converge22, Circle’s inaugural ecosystem summit. (Dr. Summers was compensated for his appearance at Converge22.) 
    They discussed:
    👉 [09:23] Regulating stablecoins and other digital assets
    👉 [10:33] Lessons from automobile safety
    👉 [15:06] Problems with a two-category system of banks and non-banks
    👉 [22:15] Advantages of US dollar-based systems
    If you’re interested in understanding the frameworks of financial regulation, tune in to this episode of The Money Movement.  
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 
    👉 Apple: https://apple.co/3G3CrPZ 
    👉 Spotify: https://spoti.fi/3lUd6jF 
    👉 Email: https://bit.ly/3aXWYY5 
    And connect with Dr. Summers here:
    👉 Twitter: https://twitter.com/lhsummers  
    👉 LinkedIn: https://www.linkedin.com/in/lawrence-h-summers-a2a21a12
    👉 Website: http://larrysummers.com
    About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, send, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.

    • 15 min
    Ep 74 | Unleashing Blockchain’s Transformative Potential with Balaji Srinivasan

    Ep 74 | Unleashing Blockchain’s Transformative Potential with Balaji Srinivasan

    Some observers think months or even years ahead. Balaji Srinivasan thinks decades ahead. 
    But Balaji is no mere theoretical futurist. Across a storied career that includes stints at a16z and Coinbase, the acclaimed investor and bestselling author of “The Network State” has helped build and launch some of the crypto industry’s most successful companies and assets, including a key role in developing Circle’s own USDC. 
    In a conversation they recorded during the Singapore Fintech Festival in early November, Jeremy and Balaji discussed a wide range of topics, including solving for scale adoption, unlocking super high utility value, and new competition for fiat currencies. Some key ideas they discussed:
    Why half the world’s population may well store a substantial portion of their assets on chain by 2040. 
    Why we haven’t yet accepted the idea that there ought to be no borders to economic activity.
    Why companies may increasingly put their financial statements on chain.
    How blockchain technology can expand property rights to marginalized populations.
    Why our reality and virtual reality may increasingly be defined by digitally gated space.
    Balaji and Jeremy also discuss how the Bitcoin ecosystem is comparable to the early days of the internet and how blockchain technology has the potential to revolutionize the way that companies are formed and managed.
    *Balaji played a key role in developing Circle’s own USDC.
    In their Money Movement conversation, Balaji and Jeremy cover:
    👉 00:01:00 - Mainstreaming crypto technology 👉 00:06:42 - Leveraging the economic value of blockchain👉 00:08:00 - The future of blockchain and its gradual success rate👉 00:10:50 - How companies can be formed on chain👉 00:12:40 - The global crypto economy👉 00:14:27 - Blockchain hybrid models 👉 00:17:52 - The benefit of holding assets in digital currency 👉 00:34:00 - Digital currency vs fiat, the battle for sovereign recognition
    If you’re interested in the far-reaching applications of blockchain technology, tune in to this episode of The Money Movement!
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 👉 Apple: https://apple.co/3G3CrPZ 👉 Spotify: https://spoti.fi/3lUd6jF 👉 Email: https://bit.ly/3aXWYY5 
    And connect with Balaji here:
    👉 Twitter: https://twitter.com/balajis👉 LinkedIn: https://www.linkedin.com/in/balajissrinivasan👉 Website: https://www.coincenter.org   About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, spend, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.

    • 39 min
    Ep 73 | Crypto’s Future After FTX, with Angie Lau of Forkast.News

    Ep 73 | Crypto’s Future After FTX, with Angie Lau of Forkast.News

    The sudden collapse of crypto exchange FTX last week was shocking. It’s arguably on par with Enron or Lehman Brothers in terms of the people it hurt, its cascading impact on the industry and the regulatory changes it could spur.
    To help draw timely lessons, Jeremy Allaire sat down with Angie Lau, a veteran journalist who is Editor-in-Chief, CEO, and Founder of Forkast.News, a media outlet that covers emerging technology at the intersection of business, economy, and politics. While there’s much we’re still learning about FTX, Angie and Jeremy identified several insights:
    Great companies are built on more than talent and technology. They must have rigorous financial, security, operational, and compliance controls to mitigate risks. 
    This is best understood as a crisis of confidence, not a crisis of technology. 
    Lack of regulatory standards has aided the rise of unregulated, and often off-shore, centralized financial institutions built on excess. We need to flush this out.
    Many crypto firms have forgotten what it is they’re trying to do. We must move away from the speculative value phase to the utility value phase. 
    Boring is the new sexy. 
    *Circle has invested in the media company Angie Lau founded, Forkast.News. Circle also paid a fee for Angie to speak at its inaugural ecosystem summit, Converge22.
    Angie and Jeremy cover:
    👉 [00:00:55] The initial shock over FTX’s collapse
    👉 [00:04:22] Lack of market conduct rules for offshore players
    👉 [00:09:24] The underlying purpose of blockchain technology
    👉 [00:11:30] How do we build the future on-chain
    👉 [00:19:30] Why USDC is safe 
    👉 [00:26:45] The need for robust, transparent controls 
    👉 [00:30:30] The shift toward self custody
    If you’re interested in learning about what’s next for the crypto ecosystem after the FTX collapse, tune in to this episode of The Money Movement!
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 
    👉 Apple: https://apple.co/3G3CrPZ 
    👉 Spotify: https://spoti.fi/3lUd6jF 
    👉 Email: https://bit.ly/3aXWYY5 
    And connect with Angie here:
    👉 Twitter: https://twitter.com/AngieTVLau 
    👉 LinkedIn: https://www.linkedin.com/in/angielau 
    👉 Website: https://forkast.news 
    About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, send, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.

    • 34 min
    Ep 72 | Exporting Economic Freedom with Brian Armstrong of Coinbase

    Ep 72 | Exporting Economic Freedom with Brian Armstrong of Coinbase

    Brian Armstrong is one of the crypto ecosystem’s most influential pioneers. As the Co-Founder and CEO of Coinbase, one of the world’s leading crypto exchanges, Brian has seen – and helped drive – the growth of blockchain-based networks from obscurity to widespread adoption.
    In their Money Movement conversation, Brian and Jeremy discussed how the crypto economy can extend global financial inclusion, economic freedom, and opportunity to millions who’ve been excluded. To take just one example, Brian shared how mortgages to buy homes are very difficult to obtain in Argentina. The result? Only the richest citizens own homes; the rest are limited to renting, shutting off one of the great sources of wealth creation. Brian believes crypto markets can vastly expand economic freedom and access to credit in places like Argentina, empowering a new culture of ownership and helping to dissolve decades of inequality.
    But to get there, Jeremy and Brian agreed, we must face what’s holding crypto back. One big “unlock,” in their view, is regulatory clarity. Another is the scalability of blockchains. They noted what the jump from dial-up to broadband made possible online. A third factor is a usability. Much of the current crypto interface, they said, is too difficult to use. 
    Brian and Jeremy discussed the regulatory impulse to restrict open networks, fundamental rights that shouldn’t compromise in the name of fighting bad actors, and the importance of educating people about crypto’s enormous potential beyond the transfer of financial value.
    *Circle and Coinbase are co-founders of the Centre Consortium, a joint venture aimed at establishing a standard for fiat on the internet and providing a governance framework and network for the global, mainstream adoption of fiat stablecoins.
    In their Money Movement conversation, Sam and Jeremy cover:
    👉 [00:01:50] Challenges with crypto’s broader adoption
    👉 [00:03:00] Getting to scalability 
    👉 [00:08:47] Ways to standardize Identity 👉 [00:09:10] DAOs and their potential
    👉 [00:16:47] The future of lending on blockchains
    👉 [00:17:28] Unlocking DeFi 
    👉 [00:22:00] Creating standards for money, privacy, regulation, and identity
    👉 [00:29:25] Stablecoin regulations, self-custodial wallets and the evolution of crypto investors
    If you’re interested in learning more about blockchain’s global utility value, tune in to this episode of The Money Movement!  
    Subscribe here:
    👉 YouTube: https://bit.ly/3lUcJFN 
    👉 Apple: https://apple.co/3G3CrPZ 
    👉 Spotify: https://spoti.fi/3lUd6jF 
    👉 Email: https://bit.ly/3aXWYY5 
    And connect with Brian here:
    👉 Twitter: https://twitter.com/brian_armstrong
    👉 LinkedIn: https://www.linkedin.com/in/barmstrong
    👉 Website: http://www.coinbase.com
    About the show
    The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores the issues, ideas, and icons driving this transformation in how we spend, send, save, and store value.
    The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of value. Learn more about Circle Business Accounts and Platform APIs at circle.com.

    • 43 min

Customer Reviews

5.0 out of 5
57 Ratings

57 Ratings

Render Fox 🐺 ,

The best podcast to keep up with crypto

Episode after episode, The Money Movement continues to bring on the best guests in & around crypto. A must listen for anyone who wants to learn about cryptocurrency, blockchain, stablecoins, USDC, and emerging fintech.

L14162 ,

“Like”

Very interesting podcast. The host constantly says “like”. It is distracting from the message. I wish he’d work on not saying “like.”

Samko2519 ,

No hype, no shilling, real world application

This podcast is great. The host is a practitioner and is actively innovating in the stablecoin ecosystem. He’s humble and has great guest. No hype, just thoughtful questions and perspectives which is rare for this space.

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