100 episodes
The Smart Start Money Podcast Smart Start Money LLC
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- Education
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5.0 • 4 Ratings
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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart.
Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free.
The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.
Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue.
It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
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Why Do Companies Keep Workplace Bullies?
The world today appears to be full of workplace bullies. According to a survey on bullying released in 2021, 30 percent of Americans report having experienced abusive conduct at work. This is up 57% from 2017. An estimated 48.6 million Americans are bullied on the job.
The problem with bullies in the workplace is they can hurt an organization’s productivity. More importantly, it impacts those that are being bullied by often causing harm physically, mentally or both. With the destruction workplace bullies can trigger, why do so many employers keep these people employed? If you are the target of bullying at work, what can you do?
This podcast episode talks bullies in the workplace.
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#bully
#workplace
#workplacebully
#career
#job
#podcast
#smartstart
#smartstartmoney -
Should You Lie On Your Resume?
When it comes to telling a lie on your resume most career experts will agree that it is a bad idea. The problem with this is how can a job seeker compete with other applicants that do blatantly not tell the truth when it comes to their employment credentials?
Because so many people stretch the truth about their employment background most do get away with it to some extent. A study by Ladders.com found that 80% of the people they surveyed of over 1000 that lied on a resume claimed to have never been found out. Only 8% of the resume storytellers admitted to facing anything negative for their lies.
The fact is no one is going to tell a person to be a liar and not tell the truth on their resume. Look at just about any career website or book and it’s easy to quickly discover no authority on resumes is going to teach resume storytelling and how to stretch the truth. Yet, the unspoken and quiet rule in addition to the statistics shows that not telling the truth on a resume is not only accepted but often most people get away with it.
This podcast episode talks about lies on a resume.
Visit Our Website: martstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com
Support the Podcast: https://smart-start-money.creator-spring.com/
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#resume
#career
#employment
#resumewriting
#careerexpert
#job
#jobseeker
#jobapplicant
#podcast
#smartstart
#smartstartmoney -
Why Do Workplace Slackers Exist?
Workplace slackers are nothing new. If you have been in the workplace for any length of time, you know the type of person that tries to do the least amount of work they possibly can. Although some people are just fundamentally lazy, there are also plenty of people in the working world that are not naturally the type of people that enjoy doing nothing except for when it comes to their job.
The problem with slackers in the workplace is they always tend to create more problems other than just trying to do the least amount of work. Deadwood at a company will bring down morale and ultimately result in people leaving that do get the job done.
This podcast episode talks about workplace slackers and how to deal with them.
Visit Our Website: martstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com
Support the Podcast: https://smart-start-money.creator-spring.com/
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#workplace
#employment
#slacker
#corporate
#corporatecringe
#deadwood
#employee
#lazyemployee
#podcast
#smartstartmoney -
How Much Can You Afford to Pay for a House?
People that are looking to purchase a home frequently question how much they can afford to pay for a house. Although numerous financial experts claim to have a simple formula for the answer, the truth is there are several factors to consider. Affordability of just the purchase cost, down payment, and monthly mortgage price shouldn’t be the only components to consider when trying to calculate the affordability of purchasing a house. Buying a home has always been part of the American dream. However, it is important to carefully consider what a buyer can realistically afford so a home purchase does not become an unaffordable nightmare.
This podcast episode talks about how much money a person should spend on a home.
Visit Our Website: martstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com
Support the Podcast: https://smart-start-money.creator-spring.com/
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#homebuying
#realestate
#homepurchase
#finance
#savingforahome
#firsttimehomebuyer
#smartstart
#smartstartmoney
#podcast -
The Top Lies Employers and Corporate America Keep Telling
Getting ahead in corporate America or with just about any employer is likely more challenging than it ever has been. With a growing number of companies consistently moving to a model of more with less while chasing the cheapest price to compete on a global level, employers appear to be comfortable telling many of the same lies they have been for decades. The only difference now is a growing number of people are beginning to get wise to the deceit.
This podcast episode talks about top lies corporate America and employers are still telling.
Visit Our Website: martstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com
Support the Podcast: https://smart-start-money.creator-spring.com/
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#america
#corporateamerica
#employment
#employers
#jobs
#smartstart
#smartstartmoney
#podcast -
Outrageous and Unrealistic Housing Prices: Something Needs to Change for the Survival of the Middle Class
Most markets around the country are seeing outrageous and unrealistic housing prices. According to a Bankrate report, the average home price has increased by about 30% in the last decade as the money people make has only seen a gain of around 11%. The American dream of buying a home is becoming out of reach for a growing number of middle-income families in the country and it is leaving many people on a fixed income in a serious financial situation that has the potential to leave them homeless.
If home prices do not come down, employers do not start to pay even more, and additional living costs do not slow down, there will be some very big problems in the future. This will be particularly the case for middle America.
This podcast episode talks about the surge in prices to buy a home and also rent a place to live.
Visit Our Website: martstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com
Support the Podcast: https://smart-start-money.creator-spring.com/
Pinterest: https://www.pinterest.com/smartstartm...
Facebook: https://www.facebook.com/Smart-Start-...
Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
#thesmartstartmoneypodcast
#housing
#buyingahouse
#realestate
#highhomeprices
#middleclass
#america
#smartstart
#smartstartmoney
#podcast
#rent
#rentprices
#rentcontrol
#mortgage
Customer Reviews
Relevant and sound advice.
Easy to listen to and follow. Awesome insight on money management and the impact of real time issues and how that effects how we behave