Wade Borth - Sage Wealth Strategy

Wade Borth
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Wade Borth - Sage Wealth Strategy

Ready to take control of your financial future? Using properly structured whole life insurance, Wade Borth is dedicated to teaching how to establish the right strategy to create generational wealth. In this podcast, Wade shares the tools for understanding and the clarity of how to to do this for your family. This show is all about sharing that sage wisdom to help others build strong financial futures.

  1. DEC 10

    Why Do We Want Policies on our Kids

    In this episode of The Wade Borth Podcast, Wade tackles a common question: "Should I take a life insurance policy out on my child?" Wade dives deep into the Infinite Banking Concept (IBC), explaining the benefits of starting policies early, teaching financial stewardship, and ensuring guaranteed insurability. He also addresses misconceptions, explores the importance of a family banking system, and shares insights on maintaining control of policies. Whether you're new to IBC or a seasoned listener, this episode is packed with valuable insights for building generational wealth. Tune in, learn, and take the first step toward financial freedom. Episode Highlights 01:39 - Should I take a policy out on my child? 03:37 - Teaching financial habits through child policies. 06:06 - Grieving a child’s loss: the financial impact. 09:04 - Insuring children for guaranteed insurability. 11:31 - Family banking system and life insurance. 15:04 - Children learning through policy ownership. 18:51 - Retaining policy ownership within the family. 25:17 - Planning for the next generation’s financial freedom.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    16 min

  2. DEC 3

    Taking Control of Debt

    In this episode, Wade dives into real-life examples of how clients have harnessed the Infinite Banking Concept (IBC) to take control of their finances and create opportunities. From tackling credit card debt and financing real estate purchases to building cash reserves for business growth, Wade shares inspiring stories of clients who transformed their financial lives by redirecting the flow of money back to systems they own and control. Learn how IBC empowers individuals to eliminate dependency on traditional banks, unlock hidden opportunities, and build long-term financial freedom. Tune in to discover how this powerful strategy can work for you! Episode Highlights 01:43 - Concept of Taking Control Over Debt 03:34 - Six-Year Journey to Debt Control 04:59 - Premiums as a Gateway to Freedom 05:51 - Using Policies to Finance a Vacation Home 08:31 - Seizing Opportunity with Raw Land 12:00 - 2008 Real Estate Opportunity in Las Vegas 16:47 - Maximizing Retirement Benefits 19:19 - Retaining Key Employees and Accessing Capital 22:16 - Entrepreneurial Resilience During COVID 23:32 - Infinite Banking’s Flexibility   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    24 min

  3. SEP 10

    Unlocking Guaranteed Credit with David Zapata

    Today, Wade welcomes back one of his favorite guests, David Zapata, to discuss the critical value of unstructured loans and guaranteed lines of credit within the Infinite Banking Concept (IBC). They dive into real-life examples, including Wade's personal experience during the 2008 financial crisis and a recent story from one of David's clients. The conversation emphasizes the importance of controlling your own access to capital, rather than relying on third-party lenders who may pull the plug at any time. This episode is a must-listen for anyone interested in understanding how to secure financial certainty in uncertain times. Episode Highlights 01:37 - David Zapata shares his insights on guaranteed lines of credit through whole life insurance. 03:29 - The limited view of borrowing from insurance and its broader benefits. 04:43 - Explanation of life insurance company commitments and guarantees. 06:06 - The three guarantees of whole life insurance explained. 09:09 - The irreplaceable value of guaranteed cash growth. 13:00 - How life insurance companies act as custodians of policy value. 17:02 - Managing access to money versus owning access to money. 19:57 - Discussion on the importance of context and setup in financial planning. 21:59 - Example of a real situation where guaranteed access to capital through whole life insurance made a difference. 23:50 - Practical implications of losing bank-provided lines of credit unexpectedly. 27:45 - Importance of planning and staging of financial resources. 29:32 - Announcement of the upcoming wealth seminar in Scottsdale.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with David Zapata https://www.linkedin.com/in/bydavidazapata

    30 min

  4. SEP 3

    Unlocking Economic Value Added: A Deep Dive into Maximizing Your Capital

    In this episode of the Wade Borth Podcast, he dives deep into the concept of Economic Value Added (EVA), a topic that Nelson Nash highlighted in his book Becoming Your Own Banker. EVA is often misunderstood, but it's crucial for anyone looking to maximize the value of their capital. Wade explores a key 1993 Fortune magazine article that discusses how major companies like Coca-Cola and Quaker Oats utilized EVA to drive profitability. Join Wade as he breaks down the principles of EVA, its relevance to personal finance, and how understanding the true cost of your capital can lead to better financial decisions. Episode Highlights 00:24 - Nelson Nash mention - Introduction to Economic Value Added (EVA). 01:02 - Fortune Magazine article - Highlighting the 1993 article by Shawn Tully. 02:02 - Key quote from Nelson - “EVA’s basic premise is, if you understand what’s really happening, you’ll know what to do.” 04:58 - Use of capital - Different interpretations of capital’s value and return. 07:41 - EVA in practice - Managers acting like shareholders. 12:10 - Real profitability - Importance of measuring real profitability of operations. 12:51 - Cost of capital overlooked - Emphasis on recognizing the full cost of capital. 13:59 - Example from CSX - Success through understanding and utilizing EVA. 18:17 - Banks and capital returns - Comparison of banks understanding and getting returns on their capital. 20:22 - Financial statement gap - Missing equity cost in financial statements. 22:59 - Real estate example - Miscalculating profitability by excluding capital costs. 27:03 - Efficiency in assets - Illustration through CSX’s unutilized resources. 32:56 - Importance to individuals - Treating personal capital with the same seriousness as businesses do. 35:48 - Practical approach - How to apply EVA principles in personal finance. 39:46 - Quaker case study - Realizing the non-free nature of inventories/capital. 43:34 - Main takeaway - Understanding what is really happening to make informed financial decisions. 44:05 - Nelson Nash’s legacy - Emphasis on controlling the banking function at an individual level. Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    20 min

  5. AUG 27

    What Happens When the Unexpected Happens

    Today's episode brings a little bit of sadness as Wade shares a deeply personal story about the unexpected loss faced by a client, highlighting the importance of life insurance in times of crisis. He discusses how life insurance can provide financial certainty and peace of mind during the most vulnerable moments in life. Wade reflects on the value of planning ahead and how life insurance serves as a critical resource, not just for the living, but for those left behind. Tune in as he explores the real impact of being prepared for the unexpected and why it's a vital conversation for everyone. Episode Highlights 00:28 - Abandoning initial podcast topic due to client experience. 00:52 - Client’s unexpected loss: husband did not return from hospital. 01:35 - True value of life insurance during clients’ most difficult times. 02:01 - Insurance agent’s role in supporting clients. 02:18 - Insight from One America president Dennis Martin. 02:43 - Contrasting insurance companies vs. money managers during crises. 03:52 - Life insurance alleviates financial burden amid grief. 04:45 - Appreciation for the life insurance industry. 05:04 - Importance of planning and its impact on financial certainty. 06:04 - Real-life example of unforeseen scenarios. 06:27 - Emotional and financial support provided by life insurance. 08:14 - Encouragement to have enough life insurance coverage.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    10 min

  6. AUG 13

    Mastering Infinite Banking: Steps to Financial Freedom

    In this episode, Wade continues the conversation on starting the Infinite Banking Concept (IBC) by diving deeper into the critical steps beyond understanding the problem. Many people mistakenly begin with the product rather than addressing the foundational issues first. Wade emphasizes the importance of finding a knowledgeable practitioner, establishing a solid process, and selecting the right tools to achieve financial freedom. Listen in as Wade shares his insights, experiences, and practical advice to help you take control of your financial future. Episode Highlights 01:10 - Importance of understanding the problem. 02:40 - Noise in the industry - starting with step 4. 04:40 - The role of a good practitioner. 05:45 - Learning from mistakes. 06:55 - Empathy and empowerment over control. 08:00 - Building a like-minded community. 09:40 - Importance of surround yourself with supportive people. 11:10 - Review of important first steps. 12:00 - Clear communication with your practitioner. 12:55 -  Setting up the correct process for policy loans. 15:20 - Respecting your family bank's money. 17:30 - Ensuring your process guarantees success. 18:20 - Common issue: Step 4 focus. 19:50 - The right product is just a tool. 22:05 - Using the right tool for the problem. Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    16 min

  7. AUG 6

    Putting Together The Puzzle Pieces of IBC

    In today's episode, Wade dives into the Infinite Banking Concept, exploring the intricacies and processes that often leave people puzzled. He emphasizes the importance of understanding the proper sequence in becoming your own banker and shares insights from his discussions with business coach Tammy Brennan. Wade explains why it's crucial to grasp the problem of not controlling the banking function in our lives and how identifying and addressing this issue can lead to financial freedom. Tune in to learn about the four-step process to take control of your financial future and the true power of becoming your own bank. Episode Highlights 02:34 - Defining Infinite Banking. 05:52 - Importance of Process and Sequence. 10:04 - First Step in Infinite Banking: Understanding the Problem. 13:19 - The Role of Banks: Saver, Borrower, and Wealth Creator. 15:40 - Banking as a Verb, Not a Noun. 18:58 - The “Magic” of Banking: Why Banks Love Both Savers and Borrowers. 22:50 - Concept of Wealth Creation. 29:08 - Becoming Your Own Bank. 31:40 - The Legacy of a Wealth Creator. 34:52 - Practical Steps to Implement Infinite Banking.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    17 min

  8. JUL 23

    2024 Think Tank Takeaways - Part Two

    In today's episode, Wade continues his discussion on key takeaways from the Nelson Nash Institute's annual Think Tank. He shares a compelling client story about understanding the importance of choosing the right product for Infinite Banking, the differences between Whole Life and Universal Life policies, and why Whole Life is the cornerstone for those practicing Infinite Banking. Join Wade as he dives into these crucial insights to help you take control of your financial future. Episode Highlights 01:02 - Story of client inquiry into IBC. 01:43 - Product vs. human problem in financial decisions. 02:11 - Whole life vs. universal life insurance explained. 05:15 - Risks of universal life insurance. 08:40 - Personal experience with insurance mismanagement. 10:30 - Consequences of interest rate assumptions failing. 12:11 - The importance of long-term financial strategies. 15:38 - Potential risks in policy lapses. 17:04 - Need for practical guarantees in financial products.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com

    13 min
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5
out of 5
4 Ratings

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Ready to take control of your financial future? Using properly structured whole life insurance, Wade Borth is dedicated to teaching how to establish the right strategy to create generational wealth. In this podcast, Wade shares the tools for understanding and the clarity of how to to do this for your family. This show is all about sharing that sage wisdom to help others build strong financial futures.

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