Barenaked Money

Verecan Capital Management Inc.
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Barenaked Money Podcast

Slip into something more comfortable and delve into personal finance with Josh Sheluk and Colin White, experienced portfolio managers at Verecan Capital Management. Each episode demystifies complex financial topics, stripping them to their bare essentials. From investment strategies and financial planning to economic headlines and philanthropic giving, delivered with a blend of insight, transparency, and a touch of humour. Perfect for anyone looking to understand and navigate their financial future with confidence. Subscribe now to stay informed, empowered, and entertained. Verecan Capital Management Inc. is registered as a Portfolio Manager in all provinces in Canada except Manitoba.

  1. 18 SEPT

    114: Dividend Investing

    The Dividend Debate: Unpacking the Myths and Realities of Dividend Investing   In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management dissect the popular belief that dividend investing is a foolproof strategy. They discuss the underlying appeal of dividends and the potential misconceptions about dividend safety and provide insights into the historical performance of dividend-focused investments versus broad market indices. They also explore how the financial industry markets dividend products, the risks associated with over-concentrated dividend portfolios, and the importance of total return and diversification in investment strategy. The episode aims to demystify the complexity of dividend investing and emphasize the necessity of a well-rounded approach to portfolio management.   00:00 Introduction to Barenaked Money 00:17 The Case Against Dividend Investing 01:11 Why Dividends Are Popular 03:27 Debunking the Risk Reduction Myth 04:32 Interest Rate Sensitivity of Dividend Stocks 06:57 The Evolution of Dividend Policies 11:09 Dividend Strategies vs. Total Return 21:29 The Pitfalls of Dividend-Focused Products 29:45 Conclusion and Final Thoughts

    32 min

  2. 23 AUG

    113: Headline News | Dissecting the TD Bank Scandal & More

    Breaking Down TD Bank's $2.6B Fine & The Canadian Banking Landscape In this episode of Barenaked Money, hosts Josh Sheluk and Colin White delve into TD Bank's recent $2.6 billion U.S. fine for anti-money laundering lapses in the States. They discuss how Canadian banks like TD operate in the U.S. market and the implications for their profitability and regulatory challenges. The conversation also touches on the Canadian banking system's stability and profitability, the impact of these international endeavors on Canadian investors, and the recent adjustments in U.S. jobs numbers and what they signify for market expectations. Josh and Colin offer a balanced discussion on the competitive edge of Canadian banks and their operational struggles abroad, providing a comprehensive view of current financial headlines. 00:00 Introduction to Barenaked Money00:17 TD Bank's Money Laundering Scandal01:34 Impact on Canadian Investors02:16 Canadian Banks in the U.S. Market05:07 Profitability and Shareholder Returns08:37 Market Observations and Job Numbers12:21 Closing Thoughts and Disclaimers

    14 min

  3. 13 AUG

    112: Conflicts of Interest

    Understanding Conflicts of Interest in Financial Advice In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management Inc., delve into the complex topic of conflicts of interest in financial advice. They explore conflicts, including those seen in independent financial firms, private investment products, and sell-side research. Through recent examples and in-depth discussion, Josh and Colin emphasize the importance of understanding the business models and compensation structures behind financial advice to help protect and educate investors. They conclude by stressing the necessity of consulting genuine professionals while remaining vigilant of potential conflicts. 00:00 Introduction to Barenaked Money00:19 Defining Conflict in Financial Advice02:28 Case Study: Wellington Altus and ETF Provider06:32 The Impact of Conflicts of Interest11:41 Regulatory Challenges and Industry Practices13:40 Verecan's Approach to Transparency16:16 The Broader Financial Landscape17:50 The Role of Business Models in Financial Advice22:02 The Rise of Private Investment Products22:50 Incentives and Pricing Discretion23:41 Conflicts of Interest in Private Investments24:37 The Attraction of Bad Actors25:14 The End of Investment Cycles26:27 Challenges in Evaluating Investments27:40 Case Study: Brookfield's Conflicts of Interest36:38 The Problem with Transactional Relationships39:05 Sell-Side Research and Its Conflicts41:55 Final Thoughts and Lessons44:05 Conclusion and Disclaimers

    46 min

  4. 2 AUG

    111: Headline News | Our Take

    The news in review.  In this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss the latest financial news, focusing on the recent trends in tech stocks, particularly the significant decline of NVIDIA and its implications. They delve into the potential bubble forming around AI investments, drawing parallels to the dot-com bubble. They also touch on the economic indicators from Canada and the US, such as GDP numbers and interest rates, and debate the potential for a 'soft landing' in the economy despite rising debt levels. 00:00 Introduction to Barenaked Money00:23 Recent Market Highlights01:28 Tech Stocks and AI Investments04:11 Investment Strategies and Market Trends09:32 Economic Indicators and Interest Rates14:54 Conclusion and Disclaimers

    16 min

  5. 25 JUL

    110: Home Bias in Investing | How Geography Impacts Decision Making

    Understanding Home Bias and Risk in Canadian Investment Portfolios In this episode of Barenaked Money, hosts Josh Sheluk and Matthew Kempton explore the topic of 'home bias' in Canadian investment portfolios. Fresh from a vacation, Matt discusses a recent study that reveals the tendency of Canadian investors to invest heavily in local assets compared to their global counterparts. They delve into the reasons behind this bias, including familiarity and perceived safety, and highlight the risks and reduced diversification from over-concentration in the Canadian market. The discussion also covers the impact of tax benefits, currency considerations, and the importance of a globally diversified portfolio for improved risk management. The episode concludes with a call to embrace diversification to ensure long-term investment success. 00:00 Introduction to Barenaked Money Podcast00:15 Introducing Today's Topic: Canadian Investment Bias00:57 Understanding Home Bias in Canadian Investments01:30 Tax Benefits and Risks of Home Bias03:02 The Importance of Diversification08:39 Sector Concentration and Market Risks17:07 Global vs. Canadian Bonds25:34 Final Thoughts and Investment Philosophy26:34 Conclusion and Disclaimer

    28 min

  6. 16 JUL

    109: Summer Financial Forecast | A Soft Landing or Mythical Beast

    The Reality of Soft Landings: Myths, Markets, and Diversification Strategies In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management, Inc. discuss the concept of a 'soft landing' in the financial markets. They explore the feasibility of maintaining stable economic conditions despite rising rates and inflation. The conversation delves into the performance and risks associated with major stocks, highlighting the dominance of companies like Nvidia. The hosts stress the importance of diversification and caution in portfolio management to navigate potential economic slowdowns. They conclude with advice on maintaining a balanced investment approach, especially given the current market uncertainties. 00:00 Introduction to Bear Naked Money 00:13 Discussing the Soft Landing Myth 01:00 Market Predictions and Economic Outlook 03:13 The Magnificent Seven and Market Risks 03:47 Diversification and Investment Strategies 09:15 Economic Trends and Future Expectations

    13 min

  7. 3 JUL

    108: Estate Planning Mistakes | Common Errors and How to Avoid Them

    Estate Planning Mistakes: Common Errors and How to Avoid Them In this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss common mistakes in estate planning. They emphasize the importance of having a will, the dangers of procrastination, and the need for regular updates and clear communication. They also touch on complications with executor selection, tax issues, and the pitfalls of overcomplicated wills. The episode offers practical advice for starting conversations with professional advisors and stresses the importance of simplicity and forethought in estate planning decisions. 00:00 Introduction to Barenaked Money00:18 Estate Planning Mistakes: The Importance of Having a Will01:54 Procrastination and Estate Planning10:45 The Pitfalls of a Badly Drafted Will14:55 Updating Your Estate Plan18:15 Communication in Estate Planning26:33 Financial Considerations in Estate Planning30:18 Conclusion: The Importance of an Estate Plan32:30 Disclaimer and Closing Remarks

    34 min

  8. 18 JUN

    107: Your Guide to Interest Rates and Their Implications

    Barenaked Money: Understanding the Impact of Interest Rate Cuts on Your Finances In this episode of 'Barenaked Money,' hosts Josh Sheluk and Colin White of Verecan Capital Management discuss the recent interest rate cut by the Bank of Canada. Through a series of candid questions, they explore the implications of the rate cut on various financial decisions, including variable rate mortgages, real estate investments, and the likelihood of a recession. They emphasize the importance of personal financial situations over market news and provide practical advice on navigating the current financial landscape. The episode also touches on common misconceptions about dividend stocks and the efficacy of central bankers. 00:00 Introduction to Barenaked Money00:19 Interest Rates and the Bank of Canada06:29 Impact on Borrowers and Mortgages09:11 Real Estate Market Insights13:09 Recession Concerns and Economic Outlook17:20 Investment Strategies and Portfolio Management23:26 Conclusion and Final Thoughts

    25 min
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About

Slip into something more comfortable and delve into personal finance with Josh Sheluk and Colin White, experienced portfolio managers at Verecan Capital Management. Each episode demystifies complex financial topics, stripping them to their bare essentials. From investment strategies and financial planning to economic headlines and philanthropic giving, delivered with a blend of insight, transparency, and a touch of humour. Perfect for anyone looking to understand and navigate their financial future with confidence. Subscribe now to stay informed, empowered, and entertained. Verecan Capital Management Inc. is registered as a Portfolio Manager in all provinces in Canada except Manitoba.

Information

  • Creator
    Verecan Capital Management Inc.
  • Years Active
    2021 - 2024
  • Episodes
    120
  • Rating
    Clean
  • Copyright
    © Verecan Capital Management Inc.
  • Show Website
    Barenaked Money

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