Talk Property To Me Podcast

Brad East & Aaron Downie

Welcome to Talk Property To Me – your go-to channel for everything related to real estate, finance and property investment. Dive deep with us as we chat about the property market, offering expert insights, practical tips, and real-life experiences. Whether you’re a first-time buyer, seasoned investor, or simply property-curious, we’re here to break down the jargon and chat about the world of bricks and mortar. Join us for engaging discussions, interviews with industry professionals, and success stories from the property realm. Don’t forget to subscribe and become a part of our growing community, where property talk never stops! JOIN OUR FACEBOOK GROUP AND GET EXCLUSIVE CONTENT ABOUT ALL THINGS FINANCE & PROPERTY IN AUSTRALIA → https://www.facebook.com/groups/talkpropertytome

  1. 1 SEPT

    First Home Buyers Australia 2025: Big LMI Changes & New Deposit Rules

    Need a hand? Need some help sourcing your next investment property? 👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX First Home Buyers Australia 2025: Big LMI Changes & New Deposit Rules In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the huge changes to Australia’s property market in 2025, including the new First Home Guarantee Scheme, updates to Lender’s Mortgage Insurance (LMI), and what these shifts mean for first home buyers, investors, and the housing market.  👉 Subscribe to stay updated 🏡 In this show, we explain why the removal of income caps, unlimited scheme places, and a 2%–5% deposit pathway with no LMI could reshape the property market in Sydney, Melbourne, Brisbane, and across Australia. We also analyse the impact on housing affordability, property price growth predictions for 2025–2026, and what this means for both first home buyers and property investors. 🔍 Key Topics Covered: ✔️ First Home Guarantee Scheme changes – what’s new in 2025 🏠 ✔️ Why Lender’s Mortgage Insurance (LMI) could be “dead money” 💸  ✔️ Updated property price caps for Sydney, Melbourne, Brisbane & more 📊  ✔️ How these reforms will impact housing affordability in Australia 🏡 ✔️ Predictions for property price growth in 2026 📈 ✔️ Opportunities for first home buyers and investors 🚀 📊 As the Australian Government removes restrictions and expands buyer incentives, the property market could see a surge of new entrants. We unpack expert forecasts predicting up to 10% growth in the sub-$1M property market, the pressure this places on supply, and whether 2025 is the right time to buy.

    13 min
  2. 26 AUG

    The 5 Biggest Myths About Australia’s Property Market Revealed

    Need a hand? Need some help sourcing your next investment property?  👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX  The 5 Biggest Myths About Australia’s Property Market Revealed In this episode of Talk Property To Me, hosts Brad East (award-winning mortgage broker) and Aaron Downie (buyers agent & investor) bust the 5 biggest Australian property myths for 2025—and show how to avoid costly mistakes. If you’ve heard you must have a 20% deposit, that capital cities always outperform, that negative gearing is a smart strategy by itself, that buying off-the-plan is “safe”, or that all debt is bad… this episode is for you. 🔍 What you’ll learn: 🏦 20% Deposit Myth & LMI (Lenders Mortgage Insurance): How first-home buyers can use 5% deposits, Home Guarantee Scheme, and Shared Equity Scheme (from Jan 2026) to get in sooner—plus when LMI can make sense in high-growth areas. 🌆 Capital Cities vs Regional Markets: Why regional Australia (e.g., Newcastle, Ballarat, Bendigo, Wagga, Dubbo) can outperform Sydney/Melbourne/Brisbane in certain cycles. 💰 Tax Saving ≠ Investment Strategy: The limits of negative gearing and why cash flow, yield, and long-term capital growth matter more.  🏗️ Off-the-Plan Risks: Pricing for “two years ahead”, valuation shortfalls, rent + mortgage overlap, and when short settlement windows can work. 📈 Good Debt vs Bad Debt: Why owner-occupier debt can still build wealth via capital growth and equity—plus how to leverage it smartly. Whether you’re a first home buyer, upgrader, or property investor in Sydney, Melbourne, Brisbane or regional hubs, this 2025 guide helps you navigate mortgages, deposits, LMI, off-the-plan, negative gearing, and debt strategies with confidence.

    9 min
  3. 8 AUG

    Inside Australia’s Wildest Luxury Home Sales – July 2025 Recap

    In this episode of Talk Property To Me, hosts Brad East and Aaron Downie take you deep inside the Australia luxury property market for 2025 — from $13M homes in Randwick to $26M rural estates in Robertson. Discover how high-end buyers are navigating the market, why luxury rental yields are surprising everyone, and how “rentvesting” is becoming a smart move for professionals priced out of ownership. 👉 Subscribe now to stay updated: https://www.youtube.com/@UCH95SWwQA2H9GGA-F2wdc-w We break down the top-end of Sydney’s market, with real examples of record-breaking sales and ultra-premium rentals. Plus, learn what it actually costs to service a $20M+ mortgage in Australia today, and why some prestige properties are offering more than just luxury — they’re delivering real investment upside. 🔍 Key Topics Covered in This Episode:  ✔️ Greater Sydney’s most expensive recent sales 💰  ✔️ Is $9,500/week rent really “worth it” in Point Piper? 🏡  ✔️ Why wealthy buyers are renting multimillion-dollar homes 📉  ✔️ Record sales in Randwick & Middle Dural explained 📊  ✔️ Inside the $26M Robertson estate (80 hectares!) 🌳  ✔️ Are prestige homes a smarter investment in 2025? 📈 Whether you're a seasoned investor, aspiring homeowner, or just curious about Australia’s most expensive properties — this episode is packed with insights, real numbers, and strategy.

    9 min
  4. 1 AUG

    Greater Sydney Population Surge! Top Growth Suburbs to Watch

    Greater Sydney Population Surge! Top Growth Suburbs to Watch Need a hand? Need some help sourcing your next investment property? 👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX In this episode of Talk Property To Me, hosts Brad East and Aaron Downie uncover the massive population growth forecast for Greater Sydney, Newcastle, Illawarra, and the Hunter region – and what it means for property investors and home buyers. We break down which suburbs are set to explode in population and demand by 2041, including Camden, Woolloondilly, Shellharbour, Maitland, and Shoalhaven. With Sydney expected to gain 1.4 million new residents and regional NSW seeing double-digit growth, these areas are becoming investor hotspots. Whether you’re a property investor, first-home buyer, or simply want to understand where NSW’s property market is heading, this episode is packed with valuable insights to help you plan your next move. 👉 Subscribe to our channel for weekly property market updates: https://www.youtube.com/@UCH95SWwQA2H9GGA-F2wdc-w Key Topics Covered: ✔️ Greater Sydney’s population boom – 1.4M new residents by 2041 🌆 ✔️ Suburbs leading NSW growth: Camden, Woolloondilly & The Hills District 🏡 ✔️ Newcastle, Illawarra & Shoalhaven – regional growth hotspots 📈 ✔️ Hunter region highlights: Maitland (49%) & Cessnock (40%) 🔥  ✔️ What this means for property prices & investment strategies 💰

    9 min
  5. 25 JULY

    Townsville Property Boom 2025: How Long Can It Last?

    Townsville Property Boom 2025: How Long Can It Last? Need a hand?  Need some help sourcing your next investment property? 👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu  Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX  In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the incredible property boom happening in Townsville, where some suburbs have seen up to 160% growth in just five years. Is this growth sustainable, or are we headed for a market correction? We dive into the latest data on property prices, rental yields, and housing supply shortages. Plus, we analyse the Queensland Government’s $90,000 subdivision incentives, modular housing programs, and massive infrastructure investments that are reshaping the Townsville market. Whether you’re an investor looking for your next opportunity or a local homeowner wondering about long-term trends, this episode is packed with actionable insights to help you understand where the Townsville property market is heading next.  👉 Subscribe to my channel to stay updated: https://www.youtube.com/@UCH95SWwQA2H9GGA-F2wdc-w 🔍 Key Topics Covered: ✔️ Why Townsville property values have doubled in five years 📈  ✔️ Suburb hotspots with 30%+ annual growth 🏡 ✔️ The impact of supply shortages and population migration 🌏 ✔️ Government housing incentives and infrastructure spending 🏗️ ✔️ Are modular homes and subdivisions the solution? 🏠 ✔️ Short-term flipping vs long-term property investing strategies 💰 ✔️ Will Townsville prices stabilise or keep booming? 🔮

    11 min
  6. 18 JULY

    96% of Experts Were Wrong — Why the RBA Just Flipped the Script on Aussie Interest Rates

    Need a hand? Need some help sourcing your next investment property?  👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu Looking for some investment minded lending strategies?  👉 Book a Free Call with Brad: https://bit.ly/43lwpYX 📉 Will Interest Rates Finally Drop in 2025? | July RBA Decision Explained  In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the RBA’s July 2025 decision — and why it shocked 96% of economists who predicted a rate cut. Whether you’re a homebuyer, investor, or just keeping an eye on the economy, this episode gives you the insights you need to understand what’s next for interest rates and the property market. 👉 Subscribe to the channel for more: https://www.youtube.com/@UCH95SWwQA2H9GGA-F2wdc-w In this episode, we explore what the RBA’s decision means for Australian homeowners, investors and first-home buyers. Despite cooling inflation and surging housing demand, the RBA held rates steady — but how long can that last? We cover the ongoing housing supply crisis, expected wage growth, refinancing opportunities, and what the Big 4 banks are forecasting for the rest of 2025.  🔍 Key Topics Covered: ✔️ Why the RBA surprised the market in July 🔍  ✔️ Economists vs. RBA: who’s right on rate cuts? 🧠 ✔️ Housing supply crisis: 460K homes short by 2029 🏚️ ✔️ How much could a 0.5% cut save you monthly? 💰 ✔️ The first-ever split vote in RBA history ⚖️ ✔️ What’s next for interest rates in August 2025? 📆 ✔️ Why this could be a buying opportunity 🏡 If you’re looking to buy, refinance, or just stay ahead of market trends, this episode has everything you need to understand the path forward for property in Australia.

    10 min

Ratings & Reviews

4.5
out of 5
8 Ratings

About

Welcome to Talk Property To Me – your go-to channel for everything related to real estate, finance and property investment. Dive deep with us as we chat about the property market, offering expert insights, practical tips, and real-life experiences. Whether you’re a first-time buyer, seasoned investor, or simply property-curious, we’re here to break down the jargon and chat about the world of bricks and mortar. Join us for engaging discussions, interviews with industry professionals, and success stories from the property realm. Don’t forget to subscribe and become a part of our growing community, where property talk never stops! JOIN OUR FACEBOOK GROUP AND GET EXCLUSIVE CONTENT ABOUT ALL THINGS FINANCE & PROPERTY IN AUSTRALIA → https://www.facebook.com/groups/talkpropertytome

You Might Also Like