Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective Ralph V. Estep, Jr.

Master the Art of Quarterly Tax Payments and avoid penalties! Join Ralph Estep, Jr., as he dives into the complexities of quarterly tax payments as he demystifies the process and shares personal insights.
Mastering Quarterly Tax Estimates with Ralph Estep, Jr.In this episode of the Ask Ralph Podcast, financial expert Ralph Estep, Jr. demystifies the complexities of quarterly tax payments. Ralph provides insights on safe harbor guidelines, the importance of accurate estimating, and how to avoid IRS penalties. He shares his personal story of dealing with tax obligations as a budding entrepreneur and offers practical steps for pain-free tax estimates. The episode emphasizes careful planning, the use of safe harbor rules, and penalty waivers. Listeners are encouraged to take actionable steps to master their tax estimating process and ensure financial stability.
00:00 Introduction to Quarterly Tax Payments
00:32 Welcome to Ask Ralph Podcast
01:05 Tax Talk Thursday: Navigating Quarterly Payments
01:30 Understanding Quarterly Estimated IRS Payments
06:14 Personal Journey: Learning the Hard Way
07:25 Navigating IRS Notices and Safe Harbor Provisions
10:54 Action Steps for Managing Quarterly Payments
12:31 Recap and Final Thoughts
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Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
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Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

 

Uncover the truth about dollar stores in our latest episode! Join Ralph Estep, Jr., in his pursuit of dollar stores exposed - Are they really a bargain or a hidden scam? Join me as we dive deep into the impact on communities and the very consumer they serve.
Are Dollar Stores Truly a Bargain? Unpacking the Real Impact on CommunitiesIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. explores the controversial topic of dollar stores and their impact on communities. Ralph delves into whether these stores offer real value or merely exploit vulnerable populations, given their rapid expansion and the economic distress linked to their presence. The discussion covers critiques of dollar stores, including limited product quality, the closure of other local businesses, low wages for employees, and a lack of community support. Ralph also presents potential solutions like supporting local businesses and advocating for better retailer practices. The episode encourages thoughtful consumer habits and community action to foster economic development and responsible corporate behavior. Tune in for insightful financial wisdom from a Christian perspective.
00:00 Introduction: The Dollar Store Dilemma
00:23 Welcome to Ask Ralph Podcast
01:28 Unpacking the Dollar Store Debate
03:31 The Economic Impact of Dollar Stores
05:19 Critiques and Concerns: Analyzing Dollar Stores
08:33 Seeking Solutions: How to Counteract Dollar Store Effects
10:18 Reflections and Call to Action
12:03 Closing Thoughts and Financial Guidance
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

 

Struggling to see small text on your phone or tablet? Join Ralph Estep, Jr., as he explores how accessibility settings can transform your tech experience. In Exploring Accessibility Options Ralph gives you tips on adjusting settings for better visibility, control access, and audio clarity. Start optimizing your devices today!
Unlocking Accessibility: Making Technology Work for YouIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses the importance of accessibility features on modern devices. He begins by addressing common frustrations such as small text, hard-to-use controls, and low audio levels. Ralph highlights built-in accessibility options that can improve user experience across various devices, including Apple, Android, and Windows products. He also shares personal insights on adjusting settings to accommodate aging eyes and offers practical tips to empower listeners to customize their technology for better comfort and efficiency. The episode ties financial wisdom with Christian faith, emphasizing the importance of utilizing available resources to enhance quality of life. Ralph encourages listeners to explore these settings, seek help if needed, and remember their worth in the eyes of God.
00:00 Introduction to Device Accessibility Features
00:25 Welcome to Ask Ralph Podcast
00:57 Technology Tuesday: Embracing Accessibility
03:44 Exploring Common Accessibility Features
04:29 Device-Specific Accessibility Settings
08:36 Personal Experience and Encouragement
09:09 Closing Thoughts and Steps Forward
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

 

Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business.
Balancing Business and Marriage: Practical Steps from Ask RalphIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses the challenging balance between entrepreneurial pursuits and maintaining a healthy marriage. Drawing on biblical insights and personal experiences, Ralph provides actionable steps to help Christian entrepreneurs nourish both their business and family life. Key topics include scheduling sacred time with your spouse, involving your spouse in business aspects, and fully unplugging during family time. Ralph shares a candid story of his own failures and how he nearly lost his marriage, offering listeners valuable lessons to avoid similar pitfalls. Tune in for motivational advice aimed at building thriving marriages and successful businesses.
00:00 Introduction: Balancing Business and Marriage
00:33 Welcome to Ask Ralph Podcast
01:05 Monday Motivation: Financial Wisdom from a Christian Perspective
01:28 Balancing Entrepreneurship with Family Life
04:34 Action Steps for a Stronger Marriage
10:40 Personal Story: Learning from Failure
13:06 Recap and Closing Thoughts
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

 

Struggling to find peace in the midst of life's storms? Join Ralph Estep Jr., in our spiritual Sunday show where we delve into the power calming of the storm in Mark 4. Learn how to lean into Jesus' peace and weather any trial with confidence.
Navigating Life's Storms with Faith and Financial WisdomIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. addresses how to weather life's sudden crises and find peace through faith in Jesus. Drawing on the story of Jesus calming the storm in Mark 4, Ralph discusses how these challenges reveal areas where our faith needs growth, the importance of focusing on Jesus' presence, and allowing Him to speak peace into our chaos. The episode combines spiritual guidance with practical financial advice, blending over 30 years of Ralph's financial expertise with a Christian perspective. Listeners are encouraged to fix their eyes on Jesus amidst life's storms and are invited to join the conversation through the show's new Facebook insiders' group.
00:00 Navigating Life's Storms with Faith
00:18 Introducing the Ask Ralph Podcast
00:50 Spiritual Sunday: Finding Financial Wisdom
01:52 Exploring the Calming of the Storm in Mark 4
03:31 Action Steps to Weather Life's Storms with Jesus
06:37 Closing Prayer for Peace Amidst the Storm
07:19 Recap and Encouragement to Keep Faith
08:40 Final Thoughts and Invitation to Next Episode
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

 

Are you changing jobs soon? Wondering what to do with your retirement savings? Join Ralph Estep, Jr., as he discusses handling retirement savings during job transitions. Don't miss out on valuable tips and real-life examples!
Navigating Retirement Accounts During Job Transitions: Essential Tips and Common PitfallsIn this episode of the Ask Ralph Podcast, Ralph Estep, Jr., a seasoned financial professional with over 30 years of experience, provides valuable insights on managing retirement accounts when changing jobs. From discussing common employer-sponsored retirement accounts like 401ks and 403Bs, to the pros and cons of cashing out, leaving the money in the old plan, rolling over into a new employer's plan, or moving into an IRA, Ralph covers it all. He also shares a cautionary tale about a costly financial mistake made by a client. The episode concludes with practical action steps, a compelling real-life example, and a heartfelt prayer for wisdom in financial decisions.
00:00 Navigating Retirement Accounts During Job Transitions
00:27 Welcome to Ask Ralph: Financial Wisdom from a Christian Perspective
01:20 Understanding Your Retirement Account Options
03:52 Exploring the Four Main Options for Your Retirement Account
07:46 Personal Insights and Advice on Retirement Account Rollovers
09:31 Action Steps for Managing Retirement Accounts Amidst Career Changes
11:29 A Cautionary Tale: The Importance of Wise Financial Decisions
13:37 Closing Thoughts and Prayer for Financial Stewardship
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at 
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon