BrenOnAir Brenda Yong

This special episode is brought to you together with our corporate responsibility partner MoneySave, a P2P Crowdfunding Platform recognized by Securities Commission of Malaysia.  

MoneySave assists SMEs to raise financing and assist investors to gain access to opportunities and potentially gain more attractive yields between 10-30% with affordable investing starting from RM5.   

In collaboration with MoneySave, they are giving out a RM20 credit for 200 new users from now until 31st October to start investing on their platform. You just have to fill in the feedback form for our channel in the link below and the promo code will be sent to your email upon completion of the feedback form. https://forms.gle/hiT4tjxZ8ZoekgZe6  

On this episode, we share on how you can use P2P as an alternative investment as well as raising capital and short term funding for your business during these challenging times  

Timestamps 

0:00 - Intro 

1:01 - What is short term financing or lending 

1:55 - Comparison on types of investments (FD, Sukuk, P2P and Stocks) 

4:10 - What is P2P financing or lending 

6:18 - Performance of P2P financing  

6:40 - What does the business owners used the P2P funding for?  

7:30 - Features of P2P platform 

8:30 - Who are the investors in P2P funding  

10:00 - What are the return of investment and risks when investing in P2P 

12:10 - Why P2P financing?

Bankruptcy doesn't necessarily means the end, successful people have gone bankrupt many times over and are still doing fine... But what solutions can help you get out of bankruptcy? In this episode we explore what are the solutions and how you can still go on to be successful even though you have declared bankruptcy or are at near bankruptcy  

This community project is supported by MoneySave, a P2P Crowdfunding Platform  Approved by Securities Commission of Malaysia.

🙆🏻‍♂️ Follow us on  

Instagram - @brenonair https://www.instagram.com/brenonair/ 

Facebook - TheLicensedFinancialAdvisor https://www.facebook.com/TheLicensedFinancialAdvisor 

Spotify - BrenOnAir  

For more information do check us out at  www.brendayong.my

Bankruptcy doesn't necessarily means the end, successful people have gone bankrupt many times over and are still doing fine... But what really happens when you go bankrupt? In this episode we explore what are the implications of going bankrupt and why you probably should avoid it at all cost.

Timestamps:  

00:30 - Savings from moratorium 

01:45 - What to do with excess cash 

02:17 - Step 1, keep emergency cash 

02:57 - Step 2, build other sources of income 

05:15 - Step 3, build different asset classes 

06:00 - Step 4, careful study of asset class with FA 

06:24 - Step 5, sign up for webinar 

06:36 - Step 6, learn and get certified 

07:21 - Step 7, get a counsel team

Join us today as we run through the what are the implications to taking the Moratorium? Or should you even be taking it at all? What's the difference between the moratorium in 2020 and 2021?

Timestamps

00:54 - Moratorium

01:15 - Moratorium in 2020 vs 2021

02:02 - B40, M40, T20

04:17 - Who is eligible

05:04 - Example

07:49 - Full moratorium vs 50% moratorium

Follow us as we use our Malaysian delicacies to share with you which of you debts should you priorities to ensure you will become debt free as soon as possible!   

This community project is supported by MoneySave, a P2P Crowdfunding Platform  Approved by Securities Commission of Malaysia.  

🙆🏻‍♂️ Follow us on  

Instagram - @brenonair 

https://www.instagram.com/brenonair/

Facebook - TheLicensedFinancialAdvisor 

https://www.facebook.com/TheLicensedFinancialAdvisor

Spotify - BrenOnAir  

For more information do check us out at  www.brendayong.my