Invest with CARL CARL, Inc.

In this episode, CARL’s Jamie Uppenberg speaks with George Egan and Masao Matsuda, investment managers for the Fuji strategy now available on the CARL app. 
Fuji is an outcome-oriented investment fund. Copernicus Investment and Risk Advisors uses the proprietary Dynamic Factor Portfolio (DFP) strategy developed by Masao Matsuda, PhD and FRM as a result of his decades of research as a Financial Risk Manager (FRM) at Nikko Securities and beyond. The strategy is predictive of equity market volatility, which is used as a basis to build a portfolio of quant index strategies used by institutional investors that meet a targeted risk (loss of money) levels and achieve the highest risk adjusted returns under certain equity volatility conditions. Importantly, the strategy uses only a fraction of the Fund assets to effect the proper exposure, allowing us to allocate the majority of cash to other assets. For Fuji we have identified two yield bearing, negatively correlated to DFP REITS to substantially increase returns while providing current income and further reducing risk to the portfolio.
 
More info about Fuji: https://investwithcarl.com/investment-strategies/fuji 
 
Episode Highlights:
 
0:00 - Intro
2:11 - Overview of the strategy and what has made it so successful 
6:02 - Making sophisticated investments more accessible 
7:46 - What makes the Fuji strategy successful
12:32 - Risk management 
21:27 - Putting your money to work 
24:29 - Understanding Fuji as an investor 
26:25 - Final thoughts 



About the Guests

 
Copernicus Investment and Risk Advisors was co-founded by Masao Matsuda, PhD., FRM and George Egan, CAIA.
 
Dr. Masao earned a Ph.D. degree in International Political Economy from The Claremont Graduate University in California. Masao also holds professional designations as a Financial Risk Manager (FRM), as well as a Chartered Alternative Investment Analyst (CAIA). Masao worked as head of various US entities of Nikko Securities Co., Ltd. Masao also served as Global Head and CIO of the World Series business of Nikko Asset Management (Nikko AM), a division that generated the largest amount of revenues for Nikko AM at that time. Masao has extensive experience in developing quantitative models for asset allocation and has worked with many well-known academics including William F. Sharpe, a 1990 Nobel Laureate in Economic Sciences. Masao has been active in both professional communities and has contributed a number of articles in Alternative Investment Analyst Review, as well as in All About Alpha, both published by the CAIA Association. For the past 13 years, created test items for FRM examinations, and acted as a formal reviewer of 8 chapters of the FRM’s 2020 textbooks in "Financial Markets and Products" and "Valuation and Risk Models."
 
George Egan graduated with a B.S. degree from Georgetown University and for over 20 years worked on and managed trading desks for banks including Morgan Stanley and later managed a hedge fund at Morgan Stanley. George was CIO at Spencer Trask and Chief Investment Strategist for the $1 billion Illinois 529 plan. George also operated a Fund of Funds allocating among a group of hedge Funds.



 
Links & Resources 
 
Get started with CARL https://investwithcarl.com/talk-to-carl 
Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520  
Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl 





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Alternative investments for the digital age! 
 
Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors. 
 

In this episode, CARL’s Jamie Uppenberg speaks with Stephen Wu, investment manager for Carthage Fund II now available on the CARL app. 
 
Carthage's primary objective is to achieve a weekly profit margin of +0.5-1% through the sale of options, collecting premiums, which is expected to compound to an annualized return in the range of +30-60%. Notably, our strategy yielded impressive returns of +194% in 2020, +149% in 2021, +30% in 2022, and +41% in 2023. At Carthage, our approach diverges from attempting to predict market direction or whether a stock will go up or down. Instead, we focus on evaluating the likelihood of specific stock price movements within defined timeframes. Leveraging this analysis, we strategically engage in the sale of both weekly and monthly option premiums to secure profitable outcomes.
 
More info about the Carthage Fund II: https://investwithcarl.com/investment-strategies/carthage-fund-ii 
 
Episode Highlights:
 
0:00 - Intro
1:32 - Overview of the strategy and what has made it so successful 
6:33 - Technology and making investments more accessible 
9:50 - Risk management and how the strategy works 
12:53 - Final thoughts 



About the Guest
 
Stephen Wu, portfolio manager, was an AI Software Engineer at Amazon and Microsoft for 6+ years, where he used statistical modeling to build the Amazon Alexa music recommendation system. Over the past 4+ years, he used statistical modeling and analysis to trade options, which eventually became the basis of this trading strategy. He partnered with several of his closest friends at Citadel, Point 72, Millennium, Neuberger Berman, Balyasny, etc to combine statistical modeling with financial analysis to create this trading strategy. After running it for 4 years and returning +31% in 2022, one of the worst years for tech with the Nasdaq -33%, he decided it was time to launch the fund. Stephen now runs it full-time with 100% of his liquid net worth invested and aims to grow it to the best hedge fund in the world. He named it “Carthage” after one of the greatest cities in history, known as a center for trade. Stephen double majored in Computer Science and Philosophy at Carnegie Mellon University with honors.




 
Links & Resources 
 
Get started with CARL https://investwithcarl.com/talk-to-carl 
Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520  
Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl 





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Watch on YouTube: https://youtu.be/Q6ZJwSNQ2F4 
 
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Alternative investments for the digital age! 
 
Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors. 
 
Learn more https://investwithcarl.com/index.php 
 
Listen to the Invest with CARL Podcast https://investwithcarl.com/podcast.html 
 
Follow CARL:
Instagram https://www.instagram.com/investwithcarl/
Facebook https://www.facebook.com/InvestWithCARL/
Twitter https://twitter.com/investwithCARL
LinkedIn https://www.linkedin.com/company/invest-with-carl/
Medium https://medium.com/@investwithcarl 
 
Inquiries info@investwithcarl.com 

In this episode, CARL’s Jamie Uppenberg speaks with Maleeha Bengali, investment manager for MB Commodities Capital, LLC, now available on the CARL app. MB Commodities Capital uses a forward looking cross asset arbitrage models to pick up on future demand trends that are yet to be priced into the Equity and Commodity market based on any economic cycle. The strategy uses a multi lens approach that goes through all Macro, Derivative, Technical trading mixed with in depth physical Commodity (Oil, Copper, Iron ore, Gold, Silver, Bitcoin and more) market analysis to zero in on how to capitalise on dislocations in the Energy and Mining space with respect to the broader market sectors and S&P 500. We look at both LONG and SHORT tactical trades!
More info about the MB Commodities Capital: https://investwithcarl.com/investment-strategies/mbcc
About Maleeha Bengali: Maleeha Bengali earned her Bachelor of Science degree in Engineering from Cornell University in 1997. Over the past 25 years, she has built a distinguished career as a Portfolio Manager/Trader, contributing her expertise to Hedge Funds and Proprietary Trading desks in both the United States and Europe. Maleeha commenced her professional journey at UBS O'Connor, a global multi-strategy Hedge Fund, where she honed her skills across diverse trading strategies and asset classes. Her career subsequently led her to prominent financial institutions such as Goldman Sachs J. Aron, Merrill Lynch Commodities, and Noble Group. At Merril Lynch and Noble Group Maleeha demonstrated her proficiency by launching and managing an independent Commodities and Equities investment funds, specializing in Energy and Basic Resource Equities, as well as the corresponding Commodities. Her strategic focus involves a comprehensive approach, integrating top-down macro analysis and bottom-up fundamental relative value analysis. Maleeha employs cross-asset arbitrage techniques to leverage relative mispricings within these asset classes. This approach allows her to minimize market and directional risk while maximizing returns, with a primary emphasis on alpha generation.
 
Episode Highlights: 
0:00 - Intro
1:20 - Overview of the strategy and what has made it so successful
2:54 - How has the strategy changed over time?
4:16 - Technology and making investments more accessible
6:25 - Experience as a woman in the financial industry
8:53 - Misconceptions and changes in hedge funds today
10:06 - Risk management and how the strategy works
11:58 - Final thoughts
 
 
Links & Resources: 
Get started with CARL https://investwithcarl.com/talk-to-carl Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520 Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl  
Alternative investments for the digital age! Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors.
 
Learn more https://investwithcarl.com/index.php
 
Follow CARL:
Instagram https://www.instagram.com/investwithcarl/
Facebook https://www.facebook.com/InvestWithCARL/
Twitter https://twitter.com/investwithCARL
LinkedIn https://www.linkedin.com/company/invest-with-carl/
Medium https://medium.com/@investwithcarl
 
Inquiries info@investwithcarl.com

CARL’s Fuji Strategy is the first cryptocurrency offered on the CARL platform. Our investors have been asking for a different type of alternative investment that aligns with CARL’s standards of quality and delivers stable consistent returns with low risk. 
 
Fuji stakes stablecoins into single-sided and multi-asset liquidity pools. The objective of the strategy is to achieve a low risk yield opportunity. Fuji targets an annualized return of 5-7% and makes use of smart contracts and fiat-pegged stablecoins to execute the strategy and reduce volatility. 
 
In this episode, CARL’s Jamie Uppenberg speaks with Cy Smith a co-founder and board member for CARL about how the Fuji strategy functions, why CARL is branching out beyond hedge funds, and why investors would want this strategy in their portfolio. 
 
"Consistent, dependable returns you just can't be beat. With stablecoin, you want to work with someone who can provide the security of the environment to lower the risk and make that return more reliable."
 
Episode Highlights:
0:00 - Intro
0:50 - Overview of the Fuji strategy  
2:32 - Unique benefits of stablecoin 
3:42 - About the risk and returns 
4:56 - How Fuji differs from Bitcoin and Ethereum 
8:32 - Features and parameters for investors and how it compares to other CARL strategies 
10:21 - How to view stats and info on the CARL app 



About the Guest

Cy Smith is an industry expert with 30 years of experience in the supply chain, telecommunications, data analytics, and finance space. He has founded and led four companies to exponential growth and success in the past, making the Inc. 500 multiple times. His venture AirSage was one of the first companies to offer mobile location data to government and private companies. Cy is a co-founder and currently serves on the board of directors for CARL.  




Links & Resources 
 
Get started with CARL https://investwithcarl.com/talk-to-carl 
Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520  
Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl 
 
 
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Alternative investments for the digital age! 
 
Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors. 
 
Learn more https://investwithcarl.com/index.php 
 
Listen to the Invest with CARL Podcast https://investwithcarl.com/podcast.html 
 
Follow CARL:
Instagram https://www.instagram.com/investwithcarl/
Facebook https://www.facebook.com/InvestWithCARL/
Twitter https://twitter.com/investwithCARL
LinkedIn https://www.linkedin.com/company/invest-with-carl/
Medium https://medium.com/@investwithcarl 
 
Inquiries info@investwithcarl.com 
 

Joining the show today is personal finance expert, senior financial services executive, and bestselling author, Sam Sivarajan. Sam’s latest book Making Your Money Work: The Secrets to Financial Health is a unique and engaging handbook that distills expert financial wisdom into an engaging narrative non-fiction format. 
 
In their conversation, Sam and CARL’s Jamie Uppenberg discuss everything from risk management in hedge funds to crypto currency. Sam’s knowledge is strong and steeped in his many years of experience working with some of the wealthiest people in the world. 
 
Episode Highlights:
 
0:00 - Intro
1:04 - About Sam, how he came to write his latest book, and who it is written for 
2:29 - Managing wealth for the uber wealthy 
3:34 - Why the wealthy are concerned with managing risk 
7:14 - The emotional side of risk 
9:24 - Why statistically most financial advisors can't beat the market  
12:04 -  New opportunity for accredited investors in hedge funds 
16:18 - Quantitative hedge funds 
18:25 - Crypto and the blockchain 
24:18 - Limiting hedge funds to the uber rich vs. making them more accessible 
28:23 - Final thoughts and considerations for investors 
 
About the Guest
 
Sam Sivarajan is a best-selling author and senior financial services executive and leader. He has spent over 25 years advising investors on achieving their investment goals, advising companies and business leaders on achieving their strategic objectives, and leading teams to personal and professional success. By weaving his academic and practical background in law, finance, strategy, and leadership, Sam helps his clients make better decisions to achieve better outcomes.
 
As a writer, he writes narrative non-fiction to help readers make better decisions. His bestselling book, Making Your Money Work: The Secrets to Financial Health, gives people actionable tips and tools to make better financial choices and achieve financial health. His upcoming book, Uphill: How to Apply Ancient Wisdom and Modern Science to Life's Choices and Challenges, provides actionable insights for everyone to deal with life's inevitable setbacks and make better choices – in investing, in building and growing businesses, in leading teams, and in their personal lives.
 
Sam has written articles in several academic and mainstream publications and has been a guest on broadcast media. He believes that science, philosophy, and experience are important to make better decisions that lead to better outcomes.
 
 
For more information:
https://www.samsivarajan.com/ 




 
Links & Resources 
 
Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520  
Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl 
 
**************************************************
 
Alternative investments for the digital age! 
 
Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors. 
 
Learn more https://investwithcarl.com/index.php 
 
Listen to the Invest with CARL Podcast https://investwithcarl.com/podcast.html 
 
Follow CARL:
Instagram https://www.instagram.com/investwithcarl/
Facebook https://www.facebook.com/InvestWithCARL/
Twitter https://twitter.com/investwithCARL
LinkedIn https://www.linkedin.com/company/invest-with-carl/
Medium https://medium.com/@investwithcarl 
 
Inquiries info@investwithcarl.com 

CARL’s Fitz Roy Hedge Fund Strategy has been available to CARL investors now for several months and it has performed well for what has been a difficult year for many investors. 
 
Fitz Roy's primary objective is to generate superior returns while minimizing risk. The Fund seeks to achieve its objective by taking advantage of a proprietary investment product designed to identify short-term investment opportunities in portfolio holdings. The strategy allocates capital across multiple strategies. All strategies are directional. When combined the fund's overall portfolio is neutral to market conditions. 
 
In this episode, Fitz Roy manager and CARL’s CEO, Gunnar Cuevas, speaks with CARL’s Jamie Uppenberg about how the strategy functions, what makes it unique and very sophisticated, and the approach to managing risk



“We [at Fitz Roy] try to capture opportunities when the market is moving higher, we try to capture opportunities when the market's moving lower, and we try to capture opportunities when the market is just flat. And that's how we view the market. We try to create systems and research which will benefit in any one of these scenarios.” - Gunnar Cuevas 
 
Episode Highlights:
 
0:00 - Intro
0:36 - About Gunnar Cuevas, Fitz Roy Investment Manager and CARL’s CEO 
1:40 - Fitz Roy’s unique backstory and team 
5:35 - Overview of the strategy and how it functions 
9:59 - The advanced technology and complexity involved in the strategy to take advantage of all types of markets
12:40 - How Fitz Roy manages risk 
19:14 - Final thoughts 
 
About the Guest




Gunnar Cuevas is an entrepreneur and fintech executive. He funded and grew a technology, web design, hosting, and data services company in Chile before leaving for an extended time to follow the snow around the world snowboarding. He received a bachelor of science in systems engineering and a Master of Science in Operation Research at George Mason University. After graduation he began working in a proprietary trading company building routing algorithms for market making, as he advanced his career in quantitative investment research and trading it came natural for Gunnar to start in 2015 Eight Two Capital, a quant hedge fund. Since 2018 Gunnar has been leading the effort of CARL. Gunnar has to his credit as well, a published academic paper about a global centralized trading networks. Gunnar currently lives in New York City with his wife and dog Daisy.




 
Links & Resources 
 
Learn more about Fitz Roy https://investwithcarl.com/investment-strategies/fitz-roy 
Get started with CARL https://investwithcarl.com/talk-to-carl 
Download the CARL App ​for iOS https://apps.apple.com/us/app/carl-app/id1518314520  
Download the CARL App for Android https://play.google.com/store/apps/details?id=com.investwithcarl.carl 
 
**************************************************
 
Alternative investments for the digital age! 
 
Sophisticated investment strategies aren’t just for institutions anymore. CARL is bringing the power of quantitative investment strategies to all accredited investors, not just the uber-wealthy. With lower minimum investments than ever before, 15-25% targeted returns, and no lock-up periods, CARL is creating a new world of possibility for investors. 
 
Learn more https://investwithcarl.com/index.php 
 
Listen to the Invest with CARL Podcast https://investwithcarl.com/podcast.html 
 
Follow CARL:
Instagram https://www.instagram.com/investwithcarl/
Facebook https://www.facebook.com/InvestWithCARL/
Twitter https://twitter.com/investwithCARL
LinkedIn https://www.linkedin.com/company/invest-with-carl/
Medium https://medium.com/@investwithcarl 
 
Inquiries info@investwithcarl.com