Loan Officer Training with The Mortgage Calculator The Mortgage Calculator

In this episode of Loan Officer Training, we tackle the complexities of completing a Verification of Verbal Employment (VVOE) for self-employed borrowers. Join our expert hosts as they break down the essential steps and best practices to ensure accurate and thorough verification. Learn how to navigate common challenges, understand key documentation requirements, and effectively communicate with self-employed clients. Whether you're new to the process or looking to refine your skills, this epi...

Welcome to "Loan Officer Training," the podcast dedicated to empowering professionals in the mortgage and lending industry. In this episode, titled "How to Structure a Blanket (Portfolio) Loan," we delve into the complexities and advantages of blanket loans. Learn how to effectively structure these loans to cover multiple properties under a single mortgage, streamlining the process for investors and property managers.Our expert guests will discuss the key components of blanket loans, includin...

Welcome to "Loan Officer Training," the podcast that equips mortgage professionals with the knowledge and skills to excel in the lending industry. In this episode, titled "How to Structure 1099 Borrower Loans," we focus on the unique challenges and opportunities of working with self-employed borrowers.Learn the best practices for structuring loans for 1099 borrowers, including how to accurately assess income, navigate documentation requirements, and choose the right loan products. Our expert ...

Welcome to "Loan Officer Training," the podcast dedicated to helping professionals excel in the mortgage and lending industry. In this episode, titled "How to Structure a 5-10 Unit Property Loan," we provide an in-depth look at the intricacies of financing multi-unit properties. Discover key strategies for structuring loans on 5-10 unit buildings, from understanding loan types and interest rates to navigating down payment requirements and necessary documentation. Our expert hosts will share t...

In this episode of "Loan Officer Training," we delve into the critical process of analyzing the benefits of real estate loan refinancing. Refinancing can offer significant advantages, but how do you determine if it’s the right move for your clients? Join us as we break down the key factors to consider, from interest rate comparisons and loan terms to closing costs and long-term savings. Learn how to perform a detailed cost-benefit analysis, understand the impact on monthly payments, and ...

In this episode of "Loan Officer Training," we unpack the complexities of structuring short-term rental investor loans. As the popularity of vacation rentals and platforms like Airbnb and VRBO continues to rise, understanding how to finance these unique investment properties is essential for any loan officer. We'll walk you through the specific requirements, from assessing property income potential to navigating different loan options tailored for short-term rentals. Discover key strategies f...