Real Tea with Hector & Misty HM mortgage podcast

Today we are meeting with Ashley Kinney of Ashley Kinney Homes. She is a wonderful stager in the Ogden, UT area. She gives a lot of insights into why staging is important and how to get the most out of it. 

Our First guest speaker for our podcast! I am so excited for this weeks episode as we brought in Jennifer Brown with My Tax Expert of Clearfield, UT to co-host this weeks episodes. She talks about the Child Tax Credit, Capital Gains, 1031 Exchanges, the Tax Cuts & Jobs Act (Alimony changes, what businesses can deduct, etc), and a little on Self-Employment. Don't miss this episode! 

This podcast highlights recent changes with Student Loans and how we calculate them into your debt to income ratios and changes to DACA loans. 

This podcast goes into detail on the documents that are needed to complete a mortgage pre-approval and why they are needed. This will hopefully help answer any questions you may have on why your loan officer is asking for this information. 

Hector & Misty review the mortgage process in a nutshell! Many revelations 

Our introductory podcast! We will be discussing many different topics encompassing much of real estate, and realty!