RealtorLife with Krystal Lee Moore Lucier Krystal Lee Moore Lucier

As a real estate professional in Ontario, we have a lot of benefits: find out what they are!

Join YOUR #HomeSweetHome 519 REALTOR® Krystal Lee Moore, B.A. (Hons) (and soon to add MBA) as we discuss referrals, balance, connection and how there are different narratives depending on which side of the fence you're seeing a situation from.

Being goal-focused also means you need to avoid the achievement blues. Working hard to reach a goal and the reaching it can be deflating or energizing: you get to choose!
We're talking about goals, momentum, progress, your WHY, the importance of celebration and re-framing/leveling up after you have achieved goals for a specific time frame :)

Welcome to #RealtorLife with Krystal Lee Moore Lucier aka YOUR #HomeSweetHome 519 REALTOR®
Krystal Lee Moore.

Today we're talking about 3 important topics for entrepreneurs and real estate professionals: Movement, Stillness and Momentum

Welcome to #Realtorlife with Krystal Lee Moore Lucier aka YOUR #HomeSweetHome 519 REALTOR®
Krystal Lee Moore

How you do ANYTHING is how you do EVERYTHING.
Negotiating: listen to Chris Voss
How budgeting principles can change your life
Borrow from the PAST only
Get motivated every day :)

We've got this! #RealtorLife

Welcome to #Realtorlife with Krystal Lee Moore Lucier

I'm so happy you're here!

This is NOT financial advice, just a summary of some great tips that I have learned from those who do give financial advice.

Let's Talk About Money!
Check out The Rachel Cruze Show,
Dave Ramsay - Financial Peace University and the 7 baby steps: Dave Ramsay.

Also, check out Buffini and the 3 levels of success 1. Stability,
2. Success, 3. Significance

Giving: You should be giving from what you HAVE - not from what you do not have.

Key sentences from Buffini:
1. I did it before, I can do it again.
2. If they can do it, I can do it.

A lot of people have never had to save. Most of my colleagues have the unique ability to earn our way out of debt. But this method is not sustainable. Especially when high income usually means high taxes - and the cycle of paying last year's taxes with this year's income is insane.

*** Dave Ramsay Baby Steps ***
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.

2. Get in the habit of saving FOR something. Start small and go from there.

$100
$250
$500
$1000
$2500
$5000
$7500

You can't go from all in to all out with spending. Start with cutting the smaller expenses that add up quickly: Frivolous shopping online, at the drugstore etc but don't cut out things you need.

And remember: this is a small sacrifice until you are DEBT FREE!!!